SEGEFI

What SEGEFI does

SEGEFI (Société Européenne de Gestion Financière) is an independent, privately-held French wealth management advisory firm founded in 2003 and headquartered in Strasbourg, with a secondary Paris office branded SEGEFI CAPITAL. Operating as a SAS with share capital of €12,567 and 1-10 employees, the firm delivers personalized patrimonial advice to more than 500 families and professionals across two segments: individuals/HNW (patrimonial analysis, portfolio management, life insurance, PEA securities accounts, PER, tax optimization, and real estate investments including SCPI, OPCI, and nue-propriété) and professionals/business owners (treasury management, employee savings, collective retirement plans, and IFC pre-financing). The technology stack is non-proprietary: a Simplébo-hosted CMS website supplemented by CRM/manual advisory workflows, with no disclosed AI, automation, or proprietary platform. The business model combines recurring advisory fees on AUM with transactional commissions on distributed products (SCPI, OPCI, structured products built in partnership with Equitim, life insurance contracts, and PER); pricing is quote-based and not publicly disclosed. Go-to-market is sales-led via appointment-based in-person advisory in Strasbourg and Paris, supported by content marketing through newsletter, video, and blog channels. Regulatory footprint includes ORIAS registration 07001260 (insurance broker category b, CIF, non-exclusive bank/payment agent), CNCGP membership, AMF affiliation, and CNIL data protection declaration 1788905v0, with RCP and financial guarantee coverage via MMA IARD.

Name

SEGEFI

Legal name

SEGEFI - Société Européenne de Gestion Financière

Website

https://segefi.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Strasbourg

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Financial Advisory Services: SEGEFI generates revenue through providing independent financial wealth management advice to individuals and professionals. The firm delivers personalized patrimonial solutions based on client risk sensitivity and unique family situations.
2. Investment Products Distribution: Revenue is generated through distribution of financial products including SCPI, OPCI, structured products, life insurance contracts, and retirement savings plans (PER). The firm acts as an intermediary and advisor for these products.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

SEGEFI provides independent wealth management and financial advisory services for individuals and professionals, including patrimonial analysis, portfolio management, real estate investments (SCPI, OPCI, LMNP/LMP, nue-propriété), structured products, life insurance, securities accounts (PEA), tax optimization solutions, and retirement planning (PER). For businesses, it offers treasury management, employee savings schemes, collective retirement plans, and end-of-career indemnity pre-financing, delivered through offices in Strasbourg and Paris with regular investment follow-up by dedicated advisors.

Product overview

SEGEFI (Société Européenne de Gestion Financière) is an independent wealth management advisory firm operating for over 20 years, offering a comprehensive suite of financial services for both individuals and professionals. The core offering centers on independent wealth management advisory services, supplemented by real estate investment products including OPCI (furnished property collective investment) and SCPI (civil real estate investment company), structured financial products, multi-support life insurance, and retirement planning solutions. For professionals, the firm provides treasury management, employee savings schemes, collective retirement plans, and end-of-career indemnity pre-financing. Services are delivered through offices in Strasbourg (headquarters) and Paris (SEGEFI CAPITAL). The company emphasizes financial independence as a core value and has been recognized among France's leading wealth management firms.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Advisory Services Independent financial wealth management advisory services for individuals and professionals, encompassing comprehensive analysis of financial situations, risk profiling, and investment recommendations with regular follow-up by a dedicated advisor.
• SCPI (Société Civile de Placement Immobilier) Civil real estate investment vehicles providing exposure to diversified portfolios including offices, retail, residential, healthcare, tourism, logistics, and hospitality sectors across France and Europe.
• OPCI (Organisme de Placement Collectif Immobilier) Furnished real estate collective investment scheme under the Macron law providing LMNP taxation benefits combined with pooled rental risk of collective real estate.
• Nude Property Investment (Nue-propriété) Bare ownership real estate investment strategy designed to secure assets, prepare retirement with future income, protect family wealth, and optimize taxation.
• LMNP and LMP (Location Meublée) Non-professional and professional furnished rental investment status (LMNP/LMP) for managed real estate investments with tax-optimization characteristics.
• Structured Products Tailored structured financial products provided in partnership with Equitim, offering exposure to financial markets with built-in risk management features.
• Life Insurance (Assurance-vie) Multi-support, multi-manager life insurance contracts with flexible and periodic payment options, including capitalisation contracts and Luxembourg-law contracts.
• Life Insurance with Viatical Annuity Option Flexible savings contract linked to life insurance with an optional viatical annuity option addressing retirement planning, longevity risk, and dependency financing.
• Patrimonial Analysis Comprehensive wealth analysis covering financial assessment, needs inventory, and asset restructuring services for individuals.
• Portfolio Management Investment portfolio studies and management with multi-management and discretionary management mandates, including product selection adapted to economic conditions.
• Securities Account and PEA French securities account and Plan d'Épargne en Actions (PEA) for equity investments, offered with multi-management and discretionary management mandates.
• Tax Optimization Solutions Defiscalisation (tax optimization) investments including real estate vehicles (Loi Malraux, Monuments Historiques, Déficit Foncier) and financial products (FCPI, FIP, Girardin Industriel, unlisted company financing).
• Individual Retirement Planning (PER) Individual retirement savings plan (Plan d'Épargne Retraite / PER) for personal retirement preparation, with guaranteed lifetime income options.
• Treasury Management Medium and long-term treasury management services for businesses, optimizing the return on liquid assets according to investment horizons.
• Employee Savings (Épargne salariale) Employee savings systems including Plan d'Épargne Entreprise (PEE), Profit-Sharing (Participation), and Intéressement, combining tax-advantaged income supplements with capital accumulation.
• Collective Retirement Savings (PER d'Entreprise) Collective capitalisation retirement plans for businesses offering tax and social advantages, including PERCO and PER d'Entreprise Collectif and Obligatoire.
• End-of-Career Indemnities (IFC) Pre-financing contracts for end-of-career indemnities (Indemnités de Fin de Carrière / IFC) enabling businesses to guarantee statutory obligations through periodic or exceptional contributions.

Quantifiable outcome

• Over 500 families and professionals have trusted SEGEFI for their wealth management

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and strategic.

• MMA IARD Assurances Mutuelles / MMA IARDcoreOthersInsurance provider for RCP (Responsabilité Civile Professionnelle) and Garantie Financière as required by regulatory compliance for financial advisory activities.
• EquitimstrategicTechnology or Integration1st independent actor specialized since 2007 in advisory and brokerage of customized structured products. Created educational video content explaining structured products for SEGEFI clients.
• AMF (Autorité des Marchés Financiers)coreOthersRegulatory authority for financial markets. SEGEFI is referenced as CIF (Conseiller en Investissements Financiers) and the AMF provides the mediator for client complaints (Madame Marielle COHEN-BRANCHE).
• CNCGP (Chambre Nationale des Conseillers en Gestion de Patrimoine)coreOthersProfessional association that SEGEFI adheres to. They recommend CMAP (Centre de Médiation et d'Arbitrage de Paris) as mediator for non-CIF activities.
• OriascoreOthersOfficial registry for insurance intermediaries and financial advisors in France. SEGEFI is registered under number 07001260 as Courtier en Assurances and Mandataire non exclusif en opérations de banque et en services de paiement.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Walter France: Independent French wealth management advisor offering personalized patrimonial advice, asset management, and tax-optimization solutions to HNW individuals — closely comparable in size, geography, and value proposition.
• Primonial: Large French independent wealth management and asset management group offering patrimonial advisory, life insurance wrappers, SCPI/OPCI distribution, and retirement products — directly overlapping SEGEFI's offering across individuals and professionals.
• La Financière de l'Échiquier: Independent French asset manager offering managed portfolios and advisory solutions to private clients and advisors — comparable in the portfolio management and structured product space served by SEGEFI.
• Cyrus Conseil: Network of independent CGPs (conseillers en gestion de patrimoine) in France providing advisory on financial products, real estate investments, and tax optimization — a direct CGP-network competitor to SEGEFI's model.

Others

• Linxo: French personal finance aggregation and advisory platform — adjacent ecosystem player used by some advisors and clients for cash-flow visibility and engagement tooling.

Broad incumbents

• BNP Paribas Wealth Management: Banking-group wealth management arm serving HNW and UHNW clients in France with integrated advisory, discretionary management, and credit solutions — sets the incumbent benchmark SEGEFI competes against.
• Boursorama Banque: Major French online bank and brokerage offering securities accounts, life insurance, and PEA — competes for the same mass-affluent and HNW clients but at much lower cost and broader scale.
• Natixis Wealth Management: Private banking and wealth management arm of Groupe BPCE offering advisory and discretionary management to HNW clients across France — competes directly for Paris-based prospects.

Emerging players

• Nalo: French digital wealth manager offering automated, life-cycle-based investment portfolios — competes with SEGEFI's discretionary management service via a low-fee, scalable technology model.
• Finary: French wealth-tracking and investment platform that aggregates all of a client's assets — partial overlap with SEGEFI's portfolio monitoring and advisory follow-up service.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SEGEFI