Great Futures

What Great Futures does

Great Futures is a privately held, boutique financial advisory firm headquartered in Centennial, Colorado, with a secondary office in Denver. Founded in 1987 by David Riggle (originally as Colorado Financial Planning Group), the firm is deliberately small — four identified professionals including the founder, a client service associate, and two Transitional Wealth Planners — and serves a deliberately select clientele of retirees, pre-retirees, small business owners, and high-net-worth individuals. Its core service offering is built around the proprietary Family Index Strategy and delivered through the Premier Private Client Solutions program, which bundles Retirement Planning, Income Planning, Tax Planning, Estate Planning, Insurance review, and Investment management into a unified, ongoing engagement with quarterly/semi-annual reviews and multi-generational family meetings.

The firm runs on a standard independent-RIA technology stack: eMoney for digital financial plans, balance sheets, and cash-flow analysis; AssetMark's eWealthManager for investment tracking; and the Cambridge portal for account statements. There is no proprietary software; differentiation is concentrated in the advisor-driven Family Index methodology and the integration of planning across wealth administration, risk management, tax minimization, business transition, family estate, and multi-generational planning. Securities are offered through Cambridge Investment Research (broker-dealer, founded 1981) and investment advisory services through The AmeriFlex Group, an independent RIA platform with approximately $14B in AUM serving 140+ advisors.

Commercially, Great Futures is a fee-based advisory practice using transparent, engagement-specific pricing discussed during the initial consultation, with no publicly disclosed fee schedule. Distribution is entirely direct: consultative initial consultations convert into ongoing advisory relationships, supported by a content marketing engine (blog, video library, financial calculators, topical articles) that builds top-of-funnel trust. There are no institutional clients, no marketplace or third-party distribution channels, and no parent company, funding, or M&A activity disclosed — making this a founder-led, independent lifestyle practice.

Name

Great Futures

Legal name

Great Futures

Website

https://greatfutures.com

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

1–10 employees

Short description

Great Futures is a privately held, boutique financial advisory firm in Centennial and Denver, Colorado, founded in 1987 by David Riggle, serving a deliberately select clientele of retirees, pre-retirees, small business owners, and high-net-worth families through fee-based retirement income, tax, estate, and multi-generational wealth distribution planning via its proprietary Family Index Strategy.

Ownership category

akta.pro rank

Product category

Retirement and Wealth Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)

akta.pro secondary industries

Estate & Legacy Planning Advisory (FSAEAAAG), Risk Management & Insurance Advisory for Families (FSAAADAK), Investor Education, Research & Portfolio Analytics Services (Retail) (FSAAAAAO)

Keywords

• Retirement planning services
• Income planning advisory
• Estate planning services
• Tax planning advisory
• Wealth management advisory

Headquarters

HQ city

Centennial

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. Fee-Based Financial Advisory: Transparent, fee-based compensation structure where fees are based on specific services and complexities of each client's situation. All fees are openly discussed during initial consultations. Services include retirement planning, income planning, tax planning, estate planning, and insurance services.
2. Securities and Investment Advisory: Securities offered through Cambridge Investment Research, Inc. (broker-dealer, member FINRA & SIPC). Investment advisory services offered through The AmeriFlex Group (independent registered investment advisor). Revenue derived from advisory fees and securities transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Great Futures is a boutique financial advisory firm delivering personalized retirement, income, tax, estate, insurance, and investment planning services to a select group of retirees, pre-retirees, and small business owners. Services are organized under the Premier Private Client Solutions program, which combines Plan Development, an Executive Summary with digital planning tools (daily-updated balance sheet, cash flow analysis, Family Index dashboard), and ongoing Plan Review & Meetings. The firm uses its proprietary Family Index Strategy methodology and operates as an independent practice affiliated with Cambridge Investment Research (broker-dealer) and The AmeriFlex Group (investment advisor).

Product overview

Great Futures is a financial advisory firm offering a suite of integrated retirement planning services as a unified practice rather than a modular software platform. The core service portfolio includes Investments, Income Planning, Retirement Planning, Tax Planning, Estate Planning, and Insurance — all delivered through the Premier Private Client Solutions program. The firm employs a proprietary Family Index Strategy methodology and supports clients with a digital platform (eMoney) providing 24/7 access to balance sheets, cash flow analysis, and secure document storage. Services are coordinated through a three-step process: Plan Development, Executive Summary delivery, and ongoing Plan Review & Meetings.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Strategies focused on sustainable income streams and managing portfolio longevity during the transition from wealth accumulation to wealth distribution, for retirees and pre-retirees.
• Income Planning Structured approach to creating reliable cash flow from various sources including retirement accounts to cover essential and discretionary expenses in retirement.
• Tax Planning Identification of tax-efficiency opportunities within financial structures, focusing on withdrawal and distribution strategies coordinated with broader retirement goals.
• Estate Planning Strategies supporting orderly asset transfer and legacy goals, including coordination with legal professionals for efficient wealth transfer and tax burden reduction.
• Insurance Services Assessment and review of life, long-term care, and other coverage needs to address potential financial risks to families and future stability.
• Investment Management Personalized investment strategy aligned with individual risk tolerance, time horizon, and financial goals, executed through Cambridge Investment Research and tracked via AssetMark eWealthManager.
• Family Index Strategy Proprietary planning process that creates a personalized financial plan tailored to each family's unique needs, addressing Wealth Administration, Risk Management, Tax Minimization, Business Transition, Family Estate, and Multi-Generational Planning.
• Premier Private Client Solutions Three-step client-focused program including Plan Development, Executive Summary with digital interface (Daily-Updated Balance Sheet, Cash Flow analysis, Family Index, Secure Document Storage), and ongoing Plan Review & Meetings.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• Cambridge Investment Research, Inc.coreTechnology or Integration · 1 January 1981Cambridge Investment Research is a privately-held, independent broker-dealer founded in 1981, headquartered in Fairfield, Iowa. One of the largest independent broker-dealers in the US, offering advisory platforms, back-office support, compliance, coaching, succession planning, and technology solutions. Securities offered through Cambridge for Great Futures clients.
• The AmeriFlex GroupcoreTechnology or IntegrationThe AmeriFlex Group provides a tech-driven transitional wealth planning process. They serve 140+ financial advisors and have ~$14B in Assets Under Management. Great Futures uses AmeriFlex platforms for financial planning technology and investment advisory services.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Others

• Focus Financial Partners: RIA aggregator and partner providing capital and infrastructure to independent wealth management firms. Relevant as a potential strategic/PE-style acquirer of boutique retirement-focused practices similar to Great Futures.
• Cetera Financial Group: Independent broker-dealer and RIA network supporting independent financial advisors with custody, compliance, and technology. Comparable to Great Futures' relationship with Cambridge, and a potential alternative affiliation partner.
• Cambridge Investment Research: Independent broker-dealer through which Great Futures offers securities; provides compliance, back-office, and practice-management support. Directly relevant as the firm's execution and clearing partner.

Broad incumbents

• Edelman Financial Engines: National RIA serving retirees and pre-retirees with integrated retirement income, tax, and estate planning. Overlaps with Great Futures on retirement-distribution specialization but at much larger scale and with employer-plan roots.
• Wealth Enhancement Group: Mid-to-large national RIA with a strong retirement-income and HNW focus, built via advisor acquisitions. Comparable to Great Futures in target client and planning depth, but with an active inorganic-growth playbook.
• Carson Wealth: Large, national RIA platform serving retirees and HNW clients with holistic planning, tax, and estate services. Comparable in target client and planning breadth, but operates at significantly larger scale through an advisor network model.
• Mercer Advisors: National RIA providing comprehensive wealth management, estate planning, and tax strategies for HNW households. Comparable service mix and client type to Great Futures but with institutional scale and a roll-up acquisition model.
• Creative Planning: One of the largest U.S. RIAs, offering unified financial planning, investment, tax, and estate services to HNW individuals and families. Directly comparable in integrated planning model, though vastly larger and PE-backed.

Direct peers

• Buckingham Strategic Wealth: Mid-sized RIA with a heavy emphasis on retirement income planning, evidence-based investing, and advisor-driven holistic planning. Highly comparable in service model, target client (retirees/pre-retirees), and fee structure to Great Futures, but at greater scale.
• Savant Wealth Management: Boutique-to-mid RIA offering integrated financial planning, investment management, and tax planning for HNW individuals and business owners. Closely comparable to Great Futures in delivering comprehensive planning through credentialed advisors.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/colorado-financial-planning-group-inc-

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Great Futures