Carbon Capital Corp

What Carbon Capital Corp does

Carbon Capital Corp is a Calgary-based commercial equipment leasing and financing broker serving Western Canadian small and medium-sized businesses. Founded in 2013 by Brad Chony, the company operates as an intermediary connecting equipment buyers with a network of capital providers that includes Canada's 5 major banks (via their bank-owned leasing subsidiaries), credit unions, equity firms, and private investors. The company targets blue-collar industries (oil and gas, construction, transportation, trades, agriculture, landscaping) and reports over $400M in cumulative equipment financed to more than 10,000 business owners since inception, with a stated sub-24-hour credit turnaround.

The product portfolio spans new and used equipment financing (including dealer purchases, private sales, and online marketplace transactions), dealer partnership programs with preferred rates and direct portals, pre-approvals for auctions and CAPEX lines, and a growing working capital solutions line covering sale-leasebacks, refinancing, and uncollateralized short-term loans. Underlying technology is limited: customer application intake is handled through a Salesforce-hosted external portal (community.mycreditportal.ca), with no proprietary AI, ML, or vertical SaaS platform. The company is 100% Canadian owned and operated, privately held, and has no disclosed institutional funding.

Carbon Capital generates revenue on a transaction basis through origination fees, interest rate spreads, and arrangement fees on placed equipment leases and loans. It does not hold loans on balance sheet or operate as a lender. Go-to-market is a hybrid direct-sales model (a team of 12 account managers covering geographic territories across Alberta, Saskatchewan, Manitoba, and British Columbia) combined with a dealer referral channel. Pricing is quote-based and determined per-transaction by credit quality, asset type, and term length, with typical lease terms of 2-5 years.

Name

Carbon Capital Corp

Legal name

Carbon Capital Corporation

Website

https://carboncapitalcorp.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Carbon Capital Corp is a Calgary-based private equipment leasing and financing broker that connects Western Canadian small and medium-sized businesses in blue-collar industries with a network of banks, credit unions, and private lenders, having facilitated over $400M in cumulative equipment financing.

Ownership category

akta.pro rank

Headquarters

HQ city

Calgary

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Equipment Leasing: Carbon Capital generates revenue by brokering equipment leases between business owners and lenders. Revenue is earned through arrangement fees, interest rate spreads, and transaction fees from equipment financing agreements. The company works with both operating leases (no purchase option) and capital leases (with purchase option) structures.
2. Commercial Equipment Loans: Provides loan and security agreements for commercial equipment purchases. Revenue generated through origination fees and interest margins between lenders and borrowers.
3. Sale/Leaseback Transactions: Enables businesses to convert owned equipment into lease financing, providing working capital. Transaction-based fees and ongoing lease revenue.
4. Working Capital Solutions: Includes refinancing, consolidation, and uncollateralized short-term cash loans. Revenue from arrangement fees and interest.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Carbon Capital Corp is a privately held equipment leasing and financing broker based in Calgary, Alberta that connects Western Canadian business owners with a network of lenders, including Canada's 5 major banks, credit unions, equity firms, and private investors. The company brokers equipment financing transactions across operating leases, capital leases, sale/leaseback arrangements, and loan/security agreements, with credit decisions typically delivered in under 24 hours. To date, the company has facilitated over $400 million in equipment financing for more than 10,000 Western Canadian businesses.

Product overview

Carbon Capital Corp is a specialized commercial equipment leasing and financing brokerage serving Western Canadian business owners. The company operates as an intermediary connecting equipment buyers with a network of lenders including bank-owned leasing companies, credit unions, equity firms, and independent equipment lenders. The core product portfolio centers on equipment financing solutions: New & Used Equipment Financing (covering dealer purchases, private sales, and online marketplaces), Dealer Partnerships (preferred rate programs with direct portals), Pre-Approvals (for auctions, CAPEX lines, and factory orders), and Working Capital Solutions (sale-leasebacks, refinancing, and uncollateralized loans). These products are offered through various financing structures including Operating Leases, Capital Leases, Sale/Leaseback Transactions, and Loan and Security Agreements. The company provides approval turnaround in under 24 hours and has facilitated over $400M in equipment financing.

Differentiator

Problem solved

Functional benefit

Products and services

• New & Used Equipment Financing
• Dealer Partnerships
• Pre-Approvals
• Working Capital Solutions
• Operating Leases
• Capital Leases
• Sale/Leaseback Transactions
• Loan and Security Agreements

Quantifiable outcome

• $400M+ equipment financed
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators6 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• DLL (De Lage Landen): DLL is a global vendor finance and equipment leasing company with strong Canadian dealer partnership programs in agriculture, construction, and transportation. It competes with Carbon Capital for dealer-sourced equipment finance flow but operates globally with a balance-sheet-funded model.
• GreatAmerica Financial Services: GreatAmerica Financial Services is a major US-headquartered independent equipment finance company serving SMBs across verticals with vendor and direct finance programs. While US-based, it is comparable in business model (broker/vendor financed equipment leases to SMBs) and competes for cross-border equipment finance opportunities.
• National Leasing: National Leasing is one of Canada's largest equipment financing intermediaries, serving SMBs across the country with vendor and end-user lease programs. It directly competes with Carbon Capital in Western Canada but at much broader national scale with a larger balance-sheet-funded book.
• CWB National Leasing: CWB National Leasing (Canadian Western Bank's equipment financing arm) is one of Canada's largest equipment leasing subsidiaries, offering vendor and direct lease programs to SMBs across Western Canada and nationally. It is a structural competitor to Carbon Capital's broker model via its captive lending relationships with banks and credit unions.

Direct peers

• Equify Financial: Equify Financial is a Canadian independent equipment finance company offering leases and loans to commercial equipment buyers, with broker and direct origination channels. It competes for the same Western Canadian blue-collar equipment financing market.
• Meridian OneCap: Meridian OneCap (formerly CWB Equipment Financing) is a Canadian commercial equipment finance provider offering leases and loans to SMBs across multiple provinces. It competes directly with Carbon Capital for the same Western Canadian SMB equipment financing customer and dealer relationships.
• Crown Capital Partners: Crown Capital Partners provides equipment financing and capital solutions to Canadian SMBs, including Western Canadian operators in construction, transportation, and resource sectors. It is a comparable independent equipment financier targeting similar customer profiles.
• Northgate Equipment Finance: Northgate Equipment Finance is a Canadian independent equipment leasing and financing company serving SMBs with operating and capital leases. It is comparable to Carbon Capital in product set and target customer, operating as an intermediary between borrowers and funders.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/carbon-capital-corp
• Instagraminstagram.com/carboncapitalcorp

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Carbon Capital Corp