Tyne Bridging Finance
Tyne Bridging Finance is a UK-based (Wallsend) unregulated bridging lender founded in 2023, offering short-term property loans of £30,000 to £2,000,000 over 3–24 months to property investors, developers, brokers and credit-impaired borrowers across mainland UK.
- Company typePrivate
- Founded2023
- HeadquartersWallsend, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Tyne Bridging Finance does
Tyne Bridging Finance LTD is an unregulated specialist bridging lender incorporated in 2023 and headquartered in Wallsend, United Kingdom (registered office at Kingfisher Way, Silverlink Business Park, with an operational office at Mercantile House, Silverlink). The company offers a single product — a short-term bridging loan ranging from £30,000 to £2,000,000 over terms of 3 to 24 months, priced from 0.95% per month (11.05% APR fixed) at 50% LTV and tiered up to 1.35% PCM at 85% LTV. Underwriting criteria are deliberately broad, spanning residential buy-to-let, commercial, mixed-use, development, land, farm and auction properties, and explicitly accepting borrowers who are credit-impaired, in IVAs/CVAs, post-bankruptcy, self-employed, ex-pats, non-UK nationals, or operating through limited companies, SIPPs and LLPs. Cases are targeted for completion in as little as 5 working days, with desktop valuations, valuation retakes, and 100% cost coverage on refurbishments offered to expedite transactions.
The customer base is split between direct borrowers — primarily UK property investors, developers, and individuals requiring short-term funding (including those who cannot evidence regular income) — and an intermediary channel of UK mortgage brokers, financial advisers and property introducers who refer deals under a blended service model in which the broker retains client ownership while Tyne handles processing, valuations and legal work. Distribution is single-country (United Kingdom excluding Northern Ireland) via website enquiry forms, a published phone line (0191 206 9338), and a Mailchimp newsletter.
Revenue is generated from two streams: monthly interest on drawn bridging balances and one-time arrangement (c. £2,000) plus administration (c. £495) fees at origination, making this a transaction-fee-plus-interest business model rather than a subscription or licence model. The company has 11–50 employees, no disclosed funding rounds, no parent company, no M&A activity, no patents, no awards, no disclosed API or mobile app, and no AI capabilities referenced. Ownership is private with no institutional or PE investor identified in the source material, and the loan book size, revenue, and growth metrics are not publicly disclosed.
Tyne Bridging Finance firmographics
Firmographics- Name
- Tyne Bridging Finance
- Legal name
- Tyne Bridging Finance LTD
- Website
- https://tynebridgingfinance.co.uk
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tyne Bridging Finance is a UK-based (Wallsend) unregulated bridging lender founded in 2023, offering short-term property loans of £30,000 to £2,000,000 over 3–24 months to property investors, developers, brokers and credit-impaired borrowers across mainland UK.
- Ownership category
- akta.pro rank
Tyne Bridging Finance industry classification
Industry- Product category
- Bridging Finance / Short-term Property Lending
- NAICS
- Nondepository Credit Intermediation (5222), Other Nondepository Credit Intermediation (52229)
- SIC
- Short-Term Business Credit Institutions (6153), Personal Credit Institutions (6141)
- akta.pro primary industry
- Small-Dollar Short-Term Installment Loans (Non-payday) (FSAKAMAI)
- akta.pro secondary industry
- Emergency & Short-Term Installment Personal Loans (Unsecured) (FSAKAAAH)
Keywords
Where Tyne Bridging Finance is headquartered
LocationHeadquarters
- HQ city
- Wallsend
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
Tyne Bridging Finance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Bridging Loan Interest: The company earns interest on bridging loans, charged monthly at rates starting from 0.95% per month. Loans range from £30,000 to £2,000,000 with terms of 3-24 months. Additional fees include arrangement fees and administration fees.
- Arrangement and Administration Fees: One-time fees charged at loan inception. Based on the representative example, arrangement fees of £2,000 and administration fees of £495 are charged on a £100,000 loan over one year.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Monthly | Bridging loans from £30,000 to £2,000,000 at rates starting from 0.95% per month |
| Unit Pricing | Monthly | 50% to 85% LTV tiered pricing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Tyne Bridging Finance product offering
Product offeringCore offering
Tyne Bridging Finance provides short-term bridging loans ranging from £30,000 to £2,000,000 with terms of 3 to 24 months and rates starting from 0.95% per month. Loans are used to finance property purchases (including auctions), property development and refurbishment, commercial investment, land acquisition, and to bridge gaps while awaiting long-term financing. Loans are available up to 85% LTV as 1st charge mortgages, with flexible acceptance criteria covering individuals, limited companies, SIPPs, LLPs, ex-pats, self-employed and credit-impaired borrowers.
Product overview
Tyne Bridging Finance offers a single unified bridging finance product designed to finance property purchases, fund business opportunities, or raise capital while awaiting long-term financing options. The offering includes loans from £30,000 to £2,000,000, terms of 3-24 months, interest rates from 0.95% per month (11.05% p.a.), and property/bridging loans up to 85% LTV with 1st charge mortgages. The company serves borrowers directly and through a broker/introducer channel, with a blended service model for intermediaries.
Differentiator
Problem solved
Functional benefit
Products and services
- Bridging Finance Loans Short-term, interest-only bridging loans from £30,000 to £2,000,000 with terms of 3 to 24 months, rates starting from 0.95% per month, and LTV up to 85%. Used for property purchases (including at auction), property development, refurbishment, commercial investment, land acquisition, and capital raising while awaiting long-term finance. Available to individuals, limited companies, SIPPs, LLPs, ex-pats, non-UK nationals, self-employed, IVAs, CVAs, and credit-impaired borrowers. Served directly and through a broker/introducer blended channel.
Quantifiable outcome
- Cases can be completed in as little as 5 working days
- +2 more outcomes
Companies that use Tyne Bridging Finance
Customer profileSegments3 records
Ideal customer profiles3 records
Tyne Bridging Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Tyne Bridging Finance partnerships and signals
Strategic signalScale indicators4 records
Recent moves4 records
Expansion highlights3 records
Tyne Bridging Finance competitors and assessment
Company assessmentDirect peers
- Shawbrook Bank: UK specialist challenger bank providing bridging and short-term property finance. Comparable in product structure, broker distribution, and target segments of property investors and developers.
- LendInvest: UK online specialist lender in bridging and development finance. Comparable target market (property professionals) with digital-first origination and broker partnerships.
- West One Loans: UK bridging and development finance specialist serving brokers and property investors. Direct competitor with similar product structure and broker-led origination model.
- Octopus Property: UK bridging finance provider offering short-term property loans to investors and developers. Direct competitor in the specialist bridging segment with broker-led distribution.
- Together Money: UK specialist lender offering bridging, BTL, and development finance with similar ticket sizes and broker channel focus. Directly comparable as a non-bank specialist serving credit-impaired and complex borrowers.
- Roma Finance: UK bridging and development finance specialist with a broker-led model. Comparable in product offering, ticket sizes, and focus on speed of completion.
- Hope Capital: Specialist UK bridging lender focused on speed of completion and flexible criteria. Closely comparable in target customer, product design, and reliance on broker introducers.
- Market Financial Solutions (MFS): Specialist UK bridging finance lender focused on speed and flexible criteria for property professionals. Closely comparable product offering and underwriting approach.
Broad incumbents
- Bluestone Mortgages: UK specialist residential mortgage lender serving self-employed and credit-impaired borrowers. Comparable target customer segments (though offering long-term rather than bridging finance).
- Pepper Money UK: UK specialist lender serving self-employed, contractor, and credit-impaired borrowers across multiple product lines. Comparable underserved customer base with broader product portfolio.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Tyne Bridging Finance social profiles
Digital presenceTyne Bridging Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tyne Bridging Finance leadership team
Management profileNumber of profiles
Tyne Bridging Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tyne Bridging Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tyne Bridging Finance
What does Tyne Bridging Finance do?
Tyne Bridging Finance provides short-term bridging loans ranging from £30,000 to £2,000,000 with terms of 3 to 24 months and rates starting from 0.95% per month. Loans are used to finance property purchases (including auctions), property development and refurbishment, commercial investment, land acquisition, and to bridge gaps while awaiting long-term financing. Loans are available up to 85% LTV as 1st charge mortgages, with flexible acceptance criteria covering individuals, limited companies, SIPPs, LLPs, ex-pats, self-employed and credit-impaired borrowers.
Is Tyne Bridging Finance a public or private company?
Tyne Bridging Finance is a private company. It is classified as unknown and is currently operating.
When was Tyne Bridging Finance founded?
Tyne Bridging Finance was founded in 2023. It employs 11 to 50 people.
Where is Tyne Bridging Finance based?
Tyne Bridging Finance is headquartered in Wallsend, United Kingdom, in the Europe region.
How does Tyne Bridging Finance make money?
Two revenue lines are on record. Bridging Loan Interest is the primary driver. The others are arrangement and Administration Fees.
Who are Tyne Bridging Finance's main competitors?
Direct peers on record are Shawbrook Bank, LendInvest, West One Loans, Octopus Property, Together Money, Roma Finance, Hope Capital and Market Financial Solutions (MFS). Broad incumbents are Bluestone Mortgages and Pepper Money UK.
Does Tyne Bridging Finance have an API?
No public API is recorded for Tyne Bridging Finance.
What industry is Tyne Bridging Finance in?
Tyne Bridging Finance's product category is Bridging Finance / Short-term Property Lending. Its primary akta.pro industry code is FSAKAMAI, Small-Dollar Short-Term Installment Loans (Non-payday), with a secondary code of FSAKAAAH, Emergency & Short-Term Installment Personal Loans (Unsecured). Its NAICS code is 5222 and its SIC code is 6153.