coface belgium services
Coface Belgium Services is the Belgian branch of Coface SA, providing trade credit insurance, business information, and debt collection to SMEs, mid-market firms, large corporates, and multinationals in Belgium and Luxembourg through 40+ local experts and a global underwriting platform.
- Company typePublic
- Founded1946
- HeadquartersBrussels, Belgium
- Headcount—
- GTM typeB2B
- OfferingServices
What coface belgium services does
Coface Belgium Services is the Belgian branch of Coface SA (Compagnie française d'assurance pour le commerce extérieur), a Paris-based, Euronext-listed (COFA) trade credit insurance group with 80 years of operating history. Operating from Brussels, the Belgian entity serves SMEs, mid-market companies, large corporates, and multinationals in Belgium and Luxembourg through a team of 40+ local experts, supported by the group's 5,200 employees across 58 countries. The Belgian office holds FSMA approval (#2005) and operates under ACPR (French) prudential supervision, with Coface Belgium & Luxembourg established in 1999.
The product portfolio is built around four pillars: Trade Credit Insurance (EasyLiner for SMEs with B2B revenue €500k–€7M, TradeLiner for mid-market, GlobaLiner for multinationals, TopLiner as add-on coverage, and Single Risk for political/complex project risks), Business Information (Urba360 strategic insights platform, iCON by Coface, with the 2024 LSEG Risk Intelligence integration adding World-Check One compliance screening), Debt Collection (300+ specialists and ~200 international partners), and digital service tooling (CofaNet Essentials portal, CofaMove mobile app, Broker Portal, and the Coface API Portal). Underpinning the offerings is a proprietary database of 200 million companies, predictive scoring models, and an AI/data science stack that outputs 12,000 credit decisions daily and supports risk underwriting across 162 countries and 13 sectors.
Revenue is generated primarily through recurring insurance premiums on covered receivables (with a €725 billion group-wide receivables book), subscription fees for business information and digital tools (e.g., EasyLiner starting at €2,500/year), and professional-service fees for debt collection. Go-to-market is multi-modal: direct expert sales for mid-market and large clients, a 100% digital self-serve channel for SMEs, broker and partner channels (Coface Partners network of ~200 banks and insurers), and API/embedded integrations for enterprise IT teams. The Belgian branch is one node in a global distribution and underwriting network, with 100,000 client companies served group-wide across 100 countries.
coface belgium services firmographics
Firmographics- Name
- coface belgium services
- Legal name
- Compagnie française d'assurance pour le commerce extérieur (Coface)
- Website
- https://coface.be
- Company type
- Public
- Founded year
- 1946
- Operating status
- Operating
- Short description
- Coface Belgium Services is the Belgian branch of Coface SA, providing trade credit insurance, business information, and debt collection to SMEs, mid-market firms, large corporates, and multinationals in Belgium and Luxembourg through 40+ local experts and a global underwriting platform.
- Ownership category
- akta.pro rank
coface belgium services industry classification
Industry- Product category
- Trade Credit Insurance
- NAICS
- Insurance Carriers and Related Activities (524), Insurance Agencies and Brokerages (524210), Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411), Surety Insurance (6351)
- akta.pro primary industry
- Trade Credit Insurance Brokerage (FSAEADAL)
- akta.pro secondary industries
- Credit & Surety Treaty Reinsurance (FSAOAEAI), Commercial Umbrella Insurance (FSAJANAB)
Keywords
Where coface belgium services is headquartered
LocationHeadquarters
- HQ city
- Brussels
- HQ country
- Belgium
- HQ region
- Europe
Offices1 record
Markets served
coface belgium services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Trade Credit Insurance Premiums: Core insurance product providing protection against customer insolvency, late payments and political risks. Revenue generated through insurance premiums based on covered receivables and risk profiles.
- Business Information Services: Provides exclusive insights for finding reliable business partners, monitoring financial health and spotting weak signals. Revenue from information reports, credit assessments, and Urba360 platform subscriptions.
- Debt Collection Services: Fast and efficient debt collection service whether clients are insured or not. Over 300 experts collect unpaid invoices across the world using local jurisdiction expertise and international partner network.
- Single Risk Insurance: Coverage for commercial and political risks for complex and one-off operations. Supports financing and execution of long-term ESG projects.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | EasyLiner for SMEs with B2B revenue €500,000 to €7 million |
| Subscription | Annual | Coverage for businesses with turnover €5-10 million |
| Subscription | Annual | Coverage for businesses with turnover €7.5-100 million |
| Subscription | Annual | GlobaLiner for multinationals |
Go-to-market motion4 records
Distribution channels7 records
Marketing channels8 records
coface belgium services product offering
Product offeringCore offering
Coface Belgium Services provides trade credit insurance, business information, debt collection, and political risk coverage for companies operating in Belgium and Luxembourg. The company protects businesses against customer insolvency, late payments, and commercial risks through tiered insurance products (EasyLiner for SMEs, TradeLiner for mid-market, GlobaLiner for multinationals, TopLiner add-on coverage, and Single Risk for political risks), supported by a proprietary 200 million company database, the Urba360 business information platform, predictive scoring models, and a network of 200 partner banks and insurers worldwide.
Product overview
Coface Belgium & Luxembourg operates as part of the global Coface Group, a leading provider of trade credit risk management with over 75 years of experience. The company offers a comprehensive portfolio organized around four main pillars: Trade Credit Insurance (including EasyLiner for SMEs, TradeLiner for mid-market, GlobaLiner for multinationals, and Single Risk for political risks), Business Information (centered on the Urba360 strategic platform and iCON solution), Debt Collection services, and Digital Tools (CofaNet Essentials portal, CofaMove mobile app, Broker Portal, and API integrations). The product architecture ranges from entry-level 100% digital packages to comprehensive multinational solutions, with all offerings supported by a unique database of over 200 million companies and the analytical capabilities of Urba360 with LSEG Risk Intelligence integration.
Differentiator
Problem solved
Functional benefit
Brands
- EasyLiner: 100% digital credit insurance package for SMEs
- TradeLiner
- GlobaLiner
- TopLiner
- CofaNet
- CofaMove
- Urba360
- iCON by Coface
- Coface API Portal
Products and services
- EasyLiner A 100% digital trade credit insurance package designed for SMEs with B2B revenue between 500,000 and 7 million euros. Provides protection against unpaid invoices domestically and internationally, with coverage in Belgium and over 195 countries worldwide. Fixed all-inclusive pricing starting at 2,500 euros per year, with compensation up to 90% of losses on insured receivables within 60 days.
- TradeLiner Mid-market trade credit insurance solution for trade in Belgium, Luxembourg, and export. Protects businesses with turnover between 7.5 and 100 million euros against commercial risks, unpaid invoices, and supports customer receivables management.
- TopLiner Additional credit insurance coverage offering enhanced protection beyond standard TradeLiner policies for larger or more complex risk exposures.
- GlobaLiner Credit insurance solution for multinational enterprises (MNEs) and their subsidiaries. Allows protection under a single contract with unified international coverage across 100 countries and 200 markets where Coface operates directly or via partners.
- Single Risk Insurance Insurance for complex projects covering political risks and non-payment. Protects businesses against political credit risks and supports financing and execution of long-term ESG projects and one-off international operations.
- Urba360 Strategic insights business information platform providing comprehensive risk analysis, country risk assessments, sector analyses, and key financial indicators accessible 24/7. Integrated with World-Check One compliance screening (via LSEG Risk Intelligence) and offers API integration capabilities for enterprise clients.
- iCON by Coface Business information solution providing exclusive insights to help companies find reliable business partners, monitor financial health, and spot early warning signals. Uses high-value data enriched by human expertise drawn from Coface's 200 million company database.
- Coface Global Solutions Dedicated service offering for multinational companies supporting their global development through specific risk management and credit insurance solutions. Operates with dedicated teams serving large corporations and multinationals.
- Commerciele Incasso (Debt Collection) International debt collection service available to clients whether they are insured or not. Leverages a network of over 300 in-house collection experts and approximately 200 international partners operating within local jurisdictions worldwide.
Quantifiable outcome
- 80% of companies suffer from overdue payments
- +3 more outcomes
Companies that use coface belgium services
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles5 records
coface belgium services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability2 records
Feature7 records
coface belgium services partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- LSEG Risk IntelligencecoreCoface announced a new partnership with LSEG Risk Intelligence to integrate World-Check One solution into Urba360, the business information platform of Coface. This collaboration provides businesses access to leading compliance screening tools, combined with Coface's credit risk data, all in one user-friendly interface.
- Platform.shminorWebsite hosting provider. Platform.sh hosts the Coface Belgium website at 131 Boulevard de Sébastopol, 75002 Paris.
Scale indicators11 records
Recent moves10 records
Expansion highlights6 records
coface belgium services competitors and assessment
Company assessmentDirect peers
- Credendo: Belgian-headquartered trade credit insurer directly competing with Coface in the Benelux market. Operates similar credit insurance, surety, and political risk products for European SMEs and mid-market companies, with comparable underwriting data infrastructure.
- Euler Hermes (Allianz Trade): The leading global trade credit insurance competitor to Coface, now part of Allianz Group. Directly comparable in product offering (trade credit insurance, business information, debt collection) and target market (SMEs, mid-market, multinationals), with similar global presence and underwriting approach.
- Atradius: The third major player in global trade credit insurance alongside Coface and Euler Hermes. Directly competes on credit insurance underwriting, business information, and debt collection services across similar customer segments and geographies.
Broad incumbents
- Willis Towers Watson: Global insurance brokerage and advisory firm placing credit insurance as part of broader commercial risk portfolios. Competes with Coface in enterprise risk advisory and insurance placement for large multinational clients.
- Dun & Bradstreet: Global business information and credit risk data provider offering overlapping capabilities with Coface's Urba360 and iCON platforms. While not a primary credit insurer, D&B's commercial database and analytics compete in the business information segment and increasingly in credit decisioning.
- Bureau van Dijk (Moody's): Provider of corporate information and Orbis database, now owned by Moody's. Competes with Coface's business information services by providing standardized company financials and ownership data used in credit risk assessments.
- Aon: Global insurance brokerage and risk advisory firm that places credit insurance among many other commercial insurance lines. While not a primary credit underwriter, Aon's brokerage relationships and risk advisory services overlap with Coface's distribution channel strategy.
- Marsh (Marsh McLennan): Global insurance broker and risk management consultancy that distributes trade credit insurance among broader commercial insurance offerings. Competes indirectly by aggregating multiple lines including credit insurance for enterprise clients.
Others
- Arch Insurance Group: Arch Capital Group holds 29.5% of Coface SA following 2021 stake acquisition from Natixis. Arch is a broader specialty insurance carrier that could provide reinsurance capacity to or compete for adjacent lines with Coface, making it a strategically connected peer rather than direct competitor.
Emerging players
- Creditsafe: Business information and credit reporting provider serving SMEs and mid-market with credit reports and monitoring services. Competes with Coface's information services on business credit intelligence, though smaller scale than Coface's database.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks1 record
Key highlights6 records
Customer concentration
coface belgium services social profiles
Digital presencecoface belgium services compliance and trust
Trust signalCompliance2 records
coface belgium services financial estimates
Financial estimateRevenue estimate
Valuation estimate
coface belgium services leadership team
Management profileNumber of profiles
Profiles7 records
coface belgium services subsidiaries and ownership
Company hierarchySubsidiaries8 records
coface belgium services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
coface belgium services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about coface belgium services
What does coface belgium services do?
Coface Belgium Services provides trade credit insurance, business information, debt collection, and political risk coverage for companies operating in Belgium and Luxembourg. The company protects businesses against customer insolvency, late payments, and commercial risks through tiered insurance products (EasyLiner for SMEs, TradeLiner for mid-market, GlobaLiner for multinationals, TopLiner add-on coverage, and Single Risk for political risks), supported by a proprietary 200 million company database, the Urba360 business information platform, predictive scoring models, and a network of 200 partner banks and insurers worldwide.
Is coface belgium services a public or private company?
coface belgium services is a public company. It is classified as public and is currently operating.
When was coface belgium services founded?
coface belgium services was founded in 1946.
Where is coface belgium services based?
coface belgium services is headquartered in Brussels, Belgium, in the Europe region.
How does coface belgium services make money?
Four revenue lines are on record. Trade Credit Insurance Premiums are the primary driver. The others are business Information Services, debt Collection Services and single Risk Insurance.
Who are coface belgium services's main competitors?
Direct peers on record are Credendo, Euler Hermes (Allianz Trade) and Atradius. Broad incumbents are Willis Towers Watson, Dun & Bradstreet, Bureau van Dijk (Moody's), Aon and Marsh (Marsh McLennan). Arch Insurance Group is listed as an others. Creditsafe is listed as an emerging player.
Does coface belgium services have an API?
Yes. Coface provides web data exchange solutions (API) tailored to company needs for managing credit insurance contracts within their own tools. The API catalogue covers integrated solutions for Trade Credit Insurance and business information. Companies can connect directly to Coface information to focus on key risks securely and reliably. Developer documentation is at developers.coface.com.
What industry is coface belgium services in?
coface belgium services's product category is Trade Credit Insurance. Its primary akta.pro industry code is FSAEADAL, Trade Credit Insurance Brokerage, with a secondary code of FSAOAEAI, Credit & Surety Treaty Reinsurance. Its NAICS code is 524 and its SIC code is 6399.