CEMECA
- Company typePrivate
- Founded1981
- HeadquartersCourbevoie, France
- Headcount11–50
- GTM typeB2B
- OfferingServices
CEMECA firmographics
Firmographics- Name
- CEMECA
- Legal name
- CEMECA, SA au capital de 125 000 euros
- Website
- https://cemeca.com
- Company type
- Private
- Founded year
- 1981
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where CEMECA is headquartered
LocationHeadquarters
- HQ city
- Courbevoie
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
CEMECA business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations
Revenue model
- Credit Insurance Premiums: Group insurance contract model where members pay annual premiums based on insurable revenue (CA). Minimum annual premium (MAP) requirements apply. Volume effect (900M€ CA assured) allows competitive pricing.
- Additional Financial Services: Fees from related services including factoring (affacturage), financial leasing (location financière), guarantees (cautions), debt collection (recouvrement), and transport insurance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom quote-based pricing based on business profile and coverage needs |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
CEMECA product offering
Product offeringCore offering
CEMECA provides trade credit insurance and related financial services tailored to industrial companies. It acts as a group contract intermediary with Coface for the manufacturing industry.
Product overview
CEMECA (Centrale de Garantie des Industries Mécaniques) is a mutual guarantee society specializing in credit insurance for the manufacturing industry since 1981, operating in partnership with Coface. The company offers a comprehensive suite of 9 interconnected services under a group contract framework: Assurance-crédit/Poste Clients for credit insurance covering customer accounts; GPC for spot market coverage; Les Cautions for guarantees; GATEX Assurance Transports for transport insurance; Affacturage for factoring; Location Financière for financial leasing; Information Financière for business financial data; Recouvrement for debt collection; and an Extranet platform for member access. These solutions collectively enable industrial SMEs (TPE/PMI/ETI) to secure margins, manage cash flow, and expand into domestic and export markets.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- 25% of business failures in France are caused by unpaid invoices
- +3 more outcomes
Companies that use CEMECA
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles1 record
CEMECA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
CEMECA partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core, flagship and minor.
- CofacecoreStrategic partnership since 1981 for credit insurance products. Coface provides the underlying insurance coverage while CEMECA serves as the industry-specific intermediary and group contract manager for manufacturing companies.
- FIM (Fédération des Industries Mécaniques)coreFIM co-founded CEMECA in 1981 to address specific credit insurance needs of mechanical industries. FIM is a key administrative partner and referral source.
- CetimcoreTechnical center for mechanical industries; co-founder of Mecallians initiative with CEMECA to support and promote French industry.
- Sofitech (CMGM SOFITECH)coreTechnology and innovation partner for manufacturing industries; key administrative partner in CEMECA governance.
- UNM (Union des Industries Métallurgiques)coreProfessional organization for metal industries; co-founder of Mecallians initiative and partner in industry representation.
- FIEEC (Fédération des Industries Électriques Électroniques et de Communication)corePrincipal administrator and partner representing electrical, electronic, and communication industries within CEMECA governance.
- SYMOP (Syndicat des Machines et Technologies de Production)coreKey administrator representing machine and production technology industries within CEMECA governance structure.
- MecalliansflagshipCommon brand banner created in March 2023 by FIM, Cetim, UNM, Sofitech, and Cemeca to promote and support French mechanical industries. Operates at mecallians.fr website.
- Crédit CoopératifminorBanking partner that referred Philippe Marillaud (VOTAT) to CEMECA services, demonstrating referral channel value.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
CEMECA competitors and assessment
Company assessmentBroad incumbents
- Atradius: Atradius is a major European trade credit insurer with strong presence among French industrial exporters. Comparable because it underwrites the same receivables protection products (whole-turnover, single-buyer, export) that CEMECA offers via Coface, serving an overlapping SME and mid-market base.
- Allianz Trade (formerly Euler Hermes): Allianz Trade is the largest global trade credit insurer and offers direct credit insurance to French corporates including manufacturers. Comparable because it addresses the same accounts receivable risk for industrial SMEs that CEMECA serves, but as a broad incumbent rather than a manufacturing-only specialist.
- Coface: Coface is the global trade credit insurance underwriter and CEMECA's strategic partner. Comparable because it provides the underlying credit insurance and country-risk data (Cofanet) that CEMECA distributes to French manufacturing SMEs; also a direct competitor when selling to the same SMEs.
- BPI France (Garantie BPI): BPI France is the French public investment bank offering public credit insurance complements (CAP, CAP+) that CEMECA clients use alongside private cover. Comparable because it is part of the same SME receivables-protection ecosystem and frequently co-delivered with private credit insurance like CEMECA's.
- AXA Trade Credit & Surety: AXA offers credit insurance and surety bonds to mid-market and SME clients through its corporate insurance arm. Comparable because it provides competing guarantees (cautions) and trade credit cover to French industrial companies, overlapping with CEMECA's Les Cautions and Assurance-crédit products.
Others
- Fédération des Industries Mécaniques (FIM): FIM is the French federation of mechanical industries and co-founder of CEMECA. Comparable because it is both a governance stakeholder and a primary referral channel into the same industrial SME member base that CEMECA serves.
- Cetim: Cetim is the French technical center for mechanical industries and a Mecallians co-founder. Comparable as an adjacent ecosystem player that drives member acquisition into CEMECA through its industry footprint and standardization work.
Emerging players
- Creditsafe: Creditsafe is a global business information provider offering credit reports and debtor monitoring. Comparable because CEMECA bundles its own Information Financière service alongside credit insurance; both compete for the same SME budget for buyer risk intelligence.
- Graydon: Graydon is a European business information and credit reporting provider. Comparable because its debtor data and monitoring services overlap with the financial information layer CEMECA offers to its members as part of the credit insurance value proposition.
Regional players
- Crédit Coopératif: Crédit Coopératif is a French cooperative bank that referred an industrial SME (VOTAT) to CEMECA, illustrating the bank's role as a complementary distribution channel. Comparable because French cooperative banks serve the same SME manufacturing base and frequently bundle trade credit insurance with working capital products.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Customer concentration
CEMECA social profiles
Digital presenceCEMECA financial estimates
Financial estimateRevenue estimate
Valuation estimate
CEMECA leadership team
Management profileNumber of profiles
CEMECA funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CEMECA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CEMECA
What does CEMECA do?
CEMECA provides trade credit insurance and related financial services tailored to industrial companies. It acts as a group contract intermediary with Coface for the manufacturing industry.
Is CEMECA a public or private company?
CEMECA is a private company. It is classified as unknown and is currently operating.
When was CEMECA founded?
CEMECA was founded in 1981. It employs 11 to 50 people.
Where is CEMECA based?
CEMECA is headquartered in Courbevoie, France, in the Europe region.
How does CEMECA make money?
Two revenue lines are on record. Credit Insurance Premiums are the primary driver. The others are additional Financial Services.
Who are CEMECA's main competitors?
Broad incumbents on record are Atradius, Allianz Trade (formerly Euler Hermes), Coface, BPI France (Garantie BPI) and AXA Trade Credit & Surety. Others are Fédération des Industries Mécaniques (FIM) and Cetim. Emerging players are Creditsafe and Graydon. Crédit Coopératif is listed as a regional player.
Does CEMECA have an API?
No public API is recorded for CEMECA.