What Graydon does

Graydon, now operating as Creditsafe Business Solutions Limited, is a UK-incorporated business credit information and risk intelligence provider founded in 1888 and headquartered at Ty Meridian, Cardiff Gate Business Park in Cardiff. The company maintains what it describes as the world's largest wholly-owned commercial database, covering 430+ million companies across 200+ countries and territories, and operates 26 offices across 16 countries with 1,700 employees. Its core platform delivers company and consumer credit reports, real-time monitoring of corporate events (CCJs, director and address changes), automated credit decisioning through the Check & Decide engine, and a compliance suite covering AML, KYB/KYC, PEP/sanctions screening, ID verification, Right to Work/Rent, and Source of Funds checks. Adjacent modules include commercial debt recovery, ledger management, bank account verification, an Open Banking platform, and B2B marketing data covering 66 million companies across 13 countries.

The technology stack is anchored on the wholly-owned commercial database, a single unified Creditsafe API, and integrations into Salesforce and Sage 50, with product surfaces exposed through both self-serve and enterprise channels. Creditsafe Business Solutions Limited is authorised and regulated by the UK Financial Conduct Authority (FRN 742313), lending regulatory credibility in financial services. Named enterprise customers include Amazon, PayPal, McDonald's, Scania, Revolut, and Rightmove, alongside 200,000+ customers worldwide.

Revenue is generated through three streams: annual subscription-based access to credit reports, monitoring, and compliance tools (typically on 12-month contracts); API and data licensing for enterprise programmatic access; and transaction-based per-report pricing for ad-hoc checks. The go-to-market motion is dual-track, combining dedicated enterprise field sales with phone support (02920 886 500) for large corporates, and a self-serve product-led growth motion with free trials for SMBs and individuals. Pricing is opaque and quote-based at the enterprise tier. Graydon UK was rebranded to Creditsafe in 2026 to consolidate the Graydon commercial database with Creditsafe's global platform.

Name

Graydon

Legal name

Creditsafe Business Solutions Limited

Website

https://graydon.co.uk

Company type

Private

Founded year

1888

Operating status

Operating

Headcount range

251–500 employees

Short description

Graydon, operating as Creditsafe, is a UK-based business credit intelligence and compliance provider serving 200,000+ customers worldwide with credit reports, automated decisioning, and AML/KYC screening across 430+ million companies in 200+ countries.

Ownership category

akta.pro rank

Product category

Business Credit Intelligence

NAICS

Credit Bureaus (561450), Credit Bureaus (56145), Activities Related to Credit Intermediation (5223), Other Activities Related to Credit Intermediation (52239)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industries

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ), Credit Score Monitoring & Credit Building (FSAGADAE), Credit Research (FSACAGAB)

Keywords

• Business credit intelligence
• Credit risk management
• Compliance screening services
• AML KYC verification
• B2B commercial data

Headquarters

HQ city

Middlesex

HQ country

Belize

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Subscription Services: Annual subscription-based access to credit reports, monitoring services, and compliance tools with 12-month contract terms.
2. API and Data Licensing: Revenue from API access and data licensing arrangements for enterprise clients requiring programmatic access to credit and business intelligence data.
3. Transaction-based Reports: Per-report pricing for ad-hoc credit checks, company reports, and international credit reports purchased on-demand.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Graydon (operating as Creditsafe) sells business credit reports, credit scores, recommended credit limits, and real-time company monitoring on a database of 430+ million companies across 200+ countries, alongside an integrated compliance platform for AML, KYB/KYC, PEP and sanction screening, ID verification, and automated credit decisioning. Offerings are delivered through web applications and the Creditsafe API to enterprise customers via annual subscriptions, with self-serve and pay-as-you-go options for smaller businesses.

Product overview

Creditsafe operates a unified platform for business credit intelligence, compliance, and sales/marketing data. The core offering centers on Company Credit Reports covering 430+ million companies across 200+ countries, complemented by Consumer Credit Reports for individual assessments. The Compliance Platform module provides anti-money laundering checks, PEP/Sanctions screening, and ID/KYC verification services. The Check & Decide automated decisioning engine enables real-time credit decisions. Additional modules cover debt collection (Commercial Debt Recovery, Ledger Management), payment verification (Bank Account Verification, Open Banking), and sales/marketing data (B2B Data Lists, Data Matching & Enrichment). All capabilities are accessible via the Creditsafe API for enterprise integration.

Differentiator

Problem solved

Functional benefit

Products and services

• Company Credit Reports
• International Credit Reports
• Consumer Credit Reports
• Company Monitoring
• Bank Account Verification
• Commercial Debt Recovery
• Ledger Management
• Open Banking
• Compliance Platform
• Anti-Money Laundering
• PEP and Sanction Screening
• ID Verification
• Right to Work Checks
• Right to Rent Checks
• Source of Funds Checks
• Data Matching & Enrichment
• B2B Data Lists
• Data Licensing
• Creditsafe API
• Check & Decide

Quantifiable outcome

• Real-time alerts on company changes (director resignations, address changes, CCJs, score changes)
• +1 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature5 records

Partnerships

One partnership is on record.

• SalesforcecoreTechnology or IntegrationNative Salesforce integration allowing Creditsafe credit intelligence, business data, and compliance information to be accessed directly within Salesforce CRM workflows for sales and risk teams.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Onfido: AI-driven digital identity verification and KYC/AML compliance provider. Comparable to Creditsafe's Compliance Platform module (ID verification, KYC), but with a narrower focus on identity and a more modern, API-first architecture.

Broad incumbents

• TransUnion: Major global credit bureau offering consumer and commercial credit information, risk and information services. Comparable to Creditsafe on credit reporting and risk analytics, though with a stronger US footprint and broader consumer credit orientation.
• Experian: Global information services group offering both consumer and business credit reporting, analytics, and decisioning. Overlaps with Creditsafe on commercial credit reports and consumer credit checks, but operates as a much larger diversified incumbent across multiple data verticals.
• Equifax: Global data, analytics, and credit reporting company serving both consumer and commercial markets. Overlaps with Creditsafe on consumer credit reports and commercial credit data, but at much larger scale with broader workforce and identity products.

Direct peers

• Dun & Bradstreet: The largest global business credit bureau, providing commercial credit reports, scoring, and data on 500M+ companies. Directly comparable to Graydon/Creditsafe on core commercial credit reporting and is the primary competitor referenced in Creditsafe's comparison content.
• Bureau van Dijk (Moody's): Now part of Moody's Analytics, Bureau van Dijk provides Orbis, the premier global company information database used for KYC, AML, and credit risk. Directly comparable in cross-border business intelligence and premium enterprise credit data, serving a similar financial services buyer.
• Kompass: Global business directory and B2B data provider with company information across 70+ countries. Comparable to Creditsafe on company credit reports and B2B marketing data products for sales and procurement use cases.
• CRIF: Italian-headquartered global credit bureau and business information provider operating in 40+ countries. Closely comparable to Creditsafe in offering commercial credit reports, consumer credit, and decisioning solutions across Europe with growing international reach.

Others

• Salesforce: Key technology partner and distribution channel for Creditsafe via the native Salesforce AppExchange integration. Not a direct competitor, but the strategic integration partner that channels Creditsafe data into enterprise CRM workflows.

Regional players

• Bisnode: European business information provider offering company data, credit reports, and marketing data across the Nordics and broader Europe. Directly comparable on commercial credit reporting and B2B marketing data, but with a more regional European focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/GraydonUK

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Graydon