What Exp Global Llc does

eXp Global LLC is a private U.S. limited liability company that purchases distressed receivables from credit issuers and manages those debt portfolios through a network of third-party collection agencies. The firm is structured as a B2B debt buyer serving banks, financial institutions, and credit card issuers seeking to liquidate non-performing loans across bank card, retail card, installment loan, purchase finance, and utility asset classes. Its stated approach emphasizes brand protection for sellers and transparent reporting on portfolio performance.

The company offers three core service lines: Debt Purchasing (strategic acquisition of distressed portfolios), Portfolio Management (customized routing across a diverse collection agency network spanning high-volume technology-enabled agencies and smaller hands-on shops), and Risk Management (due diligence on sellers and agencies, file integrity verification, and projected liquidation analytics). Its underlying technology is described as receivables analytics and historical data analysis used to inform bid pricing and recovery strategy; no proprietary platform, patents, or AI/ML capabilities are disclosed.

eXp Global LLC generates revenue through transaction-based purchases of receivables at a discount to face value, with profitability dependent on recovery performance through its collection agency network. The company operates on a direct B2B sales motion engaging credit issuers and financial institutions, with no disclosed marketing channels, no public pricing, and no named customers. It was founded in 2022, lists 1-10 employees, and is based in Browns, United States, with Roger Morse as the listed point of contact. The 34-40 years of receivables experience referenced on the website reflects the founder/operator's prior industry tenure rather than the company's operating history.

Name

Exp Global Llc

Legal name

eXp Global LLC

Website

https://expgloballc.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

1–10 employees

Short description

eXp Global LLC is a U.S. private debt buyer that purchases distressed receivables from credit issuers and manages recovery through a network of collection agencies across bank card, retail card, installment, purchase finance, and utility asset classes.

Ownership category

akta.pro rank

Product category

Debt Buying and Receivables Management

NAICS

Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)

akta.pro secondary industry

Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG)

Keywords

• Distressed receivables purchasing
• Debt portfolio management
• Collections agency placement
• Credit risk management
• Non-performing loan acquisition

Headquarters

HQ city

Browns

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Supply Chain, Others

Revenue model

1. Distressed Debt Purchasing: EXp Global LLC purchases distressed receivables from credit issuers at a discount and recovers value through strategic collection efforts via a network of collection agencies. The company implements purchasing and recovery strategies sensitive to credit issuers while ensuring brand protection.

Go-to-market motion1 record

Distribution channels1 record

Core offering

eXp Global LLC purchases distressed receivables from credit issuers, banks, and financial institutions at a discount and recovers value through strategic placement across a diverse network of collection agencies. The company provides an end-to-end solution covering debt purchasing, portfolio management with customized agency placement, and risk management with due diligence, file integrity verification, and projected liquidation analytics. It acquires portfolios across bank card, retail card, installment loan, purchase finance, and utility asset classes.

Product overview

eXp Global LLC operates as a debt purchasing and management company offering a unified suite of services centered on distressed receivables. The core offerings include Debt Purchasing (strategic acquisition of distressed portfolios), Portfolio Management (diversified collection agency network with customized placements), and Risk Management (due diligence and compliance oversight). The company purchases various portfolio types including Bank Card, Retail Card, Installment Loan, Purchase Finance, and Utility debt, emphasizing analytics and transparency in all operations.

Differentiator

Problem solved

Functional benefit

Products and services

• Debt Purchasing Strategic acquisition of distressed receivables portfolios from credit issuers, banks, and financial institutions. Employs purchasing and recovery strategies sensitive to credit issuers while ensuring brand protection, with over 34 years of receivables portfolio management experience.
• Portfolio Management Management of acquired debt through a diverse collection agency network, with customized placements based on debt type and volume — from high-inventory technological handling for large portfolios to hands-on approaches for smaller placements.
• Risk Management Due diligence and compliance oversight covering sellers and collection agencies, including file integrity checks, projected liquidation analysis, and historical data analysis to minimize buyer risk.

Quantifiable outcome

• Transparent business practices allow clients to receive regular updates and projections for their investments

Segments6 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators3 records

Recent moves3 records

Expansion highlights1 record

Broad incumbents

• IC System: IC System is a long-established third-party collection agency that also participates in debt purchasing and portfolio management, representing the broader receivables-management incumbents adjacent to eXp Global's focus.
• Transworld Systems Inc. Transworld Systems is a large, broad-based accounts receivable management provider offering both debt purchasing and third-party collection services — overlapping with eXp Global's portfolio management offering from a much wider scale.

Direct peers

• Resurgent Capital Services: Resurgent Capital Services purchases and services charged-off consumer debt portfolios on behalf of debt buyers, working closely with agencies in a model that overlaps with eXp Global's agency-placement focus.
• Velocity Portfolio Group: Velocity Portfolio Group purchases distressed consumer receivables across multiple asset classes and manages recovery through third-party agencies — a direct peer in business model and target portfolios.
• PRA Group, Inc. PRA Group is one of the largest U.S. purchasers of defaulted consumer receivables, buying portfolios of charged-off bank card, retail, and installment debt and recovering through agency networks — a direct analogue of eXp Global's business model at much larger scale.
• Encore Capital Group: Encore Capital Group (parent of Midland Credit Management and Cabot Credit Management) is a global leader in purchasing and managing charged-off consumer receivables across the U.S., Europe, and Latin America — directly comparable to eXp Global's debt purchasing and agency-placement strategy.
• Sherman Financial Group: Sherman Financial Group is a privately held U.S. debt buyer specializing in credit card and consumer debt portfolios — competing for the same bank card and retail card portfolios eXp Global targets.
• Portfolio Recovery Associates (now part of PRA Group): Historically a major U.S. debt buyer across consumer asset classes (now integrated into PRA Group), Portfolio Recovery Associates provides the closest historical analogue of a multi-class debt purchasing platform.
• Cascade Capital Holdings: Cascade Capital Holdings acquires and manages distressed consumer debt portfolios, with a similar focus on multi-asset-class purchasing and third-party agency recovery — directly comparable to eXp Global.

Emerging players

• Asset Recovery Solutions, LLC: Asset Recovery Solutions is a smaller, niche U.S. debt buyer and portfolio manager focused on distressed consumer receivables — comparable to eXp Global as a similarly sized emerging competitor.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/exp-global-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Exp Global Llc