homeclik

What homeclik does

Homeclik is a French fintech platform headquartered in Bordeaux, founded in 2021, that operates a dual-segment business combining online wealth management and an innovative real estate auction marketplace. The platform targets individual French investors seeking independent, product-agnostic advice across savings, tax optimization, retirement planning, inheritance, and real estate investment, addressing the structural gap between retail customers and fully certified wealth advisors (CGPs) in the French market. Distribution combines a self-serve digital platform with a 49-CGP certified advisor network and a 12,397-member affiliate community; revenue is generated through a fixed 3.5% commission on real estate transactions and through subscription/referral arrangements with the 31-strong financial partner ecosystem.

The company's core technology rests on two distinct digital properties hosted at homeclik.fr. The wealth management platform connects users with 49 certified CGPs and exposes 500+ financial products across 31 partner institutions (including ODDO BHF, PERIAL, INTERGESTION REIM, ABEILLE, AFI ESCA, and THEOREIM), supported by six free rule-based simulation tools and an educational module called the 'Académie'. The real estate marketplace introduces a novel auction architecture — Vente Ouverte (multi-round open auction with successive anonymous bid rounds terminating when no new bids arrive) and Vente à Tour Unique (single-round committed bid) — shortening average transaction time to approximately six weeks and pricing transactions at a flat 3.5% commission. The firm markets €200M+ in cumulative facilitated investments, though the homepage simultaneously displays '0M' in assets under management, indicating an intermediation rather than custody model.

The business is structured as a French SAS (société par actions simplifiée) with share capital of €1,000, led by co-founder and President Antoine Tellechea alongside patrimoine manager David Martins. The firm holds a comprehensive regulatory footprint: CIF financial investment advisory registration via CNCEF PATRIMOINE (member 21005579, AMF-approved), ORIAS insurance brokerage registration as COA (number 25001266), ACPR prudential supervision for insurance/banking activities, professional liability insurance with Markel Insurance SE (contract 33.300), and a Bordeaux CCI professional real estate card (CPI 3301 2021 000 000 051, issued March 18, 2024). The company remains founder/management-owned with no disclosed external investors.

Name

homeclik

Legal name

HOMECLIK, société par actions simplifiée (SAS)

Website

https://homeclik.fr

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Homeclik is a Bordeaux-based French fintech operating a dual-vertical wealth management and real estate auction platform, connecting retail investors with 49 certified CGP advisors and 31 financial partners across 500+ financial products and 45,000+ real estate opportunities.

Ownership category

akta.pro rank

Product category

Wealth Management & Real Estate Advisory

NAICS

Offices of Real Estate Agents and Brokers (53121)

SIC

Investment Advice (6282), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Digital/Hybrid Robo-Wealth & Retirement Advisory (FSAEABAK)

akta.pro secondary industries

Online/Virtual Real Estate Auctions (Marketplace Platforms) (BPAJAEAJ), Residential Real Estate Brokerage (Buy/Sell) (FSAEAJAA)

Keywords

• Wealth management platform
• Real estate auctions
• Financial advisory services
• Investment advisory
• Online financial planning

Headquarters

HQ city

Bordeaux

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Others

Revenue model

1. Fixed-rate Real Estate Commission: Homeclik charges a fixed commission rate of 3.5% on completed property sales, applicable to both Vente Ouverte and Vente à Tour Unique transactions facilitated through the platform. This is a transaction-based revenue stream tied directly to deal closure.
2. Financial Advisory Subscription / Referral: The platform connects users with certified wealth management consultants (CGPs) who provide personalized financial advice. Revenue is generated through subscription or referral arrangements with financial product providers and partners, with the platform offering access to over 500 financial products and 45,000+ real estate opportunities.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Homeclik operates a dual digital platform combining online wealth management and real estate services. The wealth management arm connects individual users with 49 certified independent wealth management consultants (CGPs) offering personalized financial advice, free simulation tools, and access to over 500 financial products from 31 partner providers. The real estate arm facilitates property transactions through proprietary 'Vente Ouverte' (open auction) and 'Vente à Tour Unique' (single-round auction) mechanisms for a fixed 3.5% commission.

Product overview

Homeclik operates as a dual-platform company offering both wealth management (finance) and real estate services (immobilier). The core Finance platform provides a collective of independent wealth management experts offering personalized financial advisory through simulation tools and certified advisors, while the Immobilier platform specializes in 'Vente Ouverte' (open auction) and 'Vente à Tour Unique' (single-round auction) real estate transactions with a fixed 3.5% commission rate. Both platforms are integrated through a community (Académie) and consulting professional space, serving both individual consumers and wealth management professionals.

Differentiator

Problem solved

Functional benefit

Brands

• Homeclik Immobilier: Real estate platform offering open auction (Vente Ouverte) and single-round auction (Vente à Tour unique) services for property transactions.
• Homeclik Finance

Products and services

• Homeclik Finance Platform Digital wealth management platform connecting individual users with 49 certified independent wealth management consultants (CGP) for personalized investment strategies across 500+ financial products from 31 partner providers. Includes free simulation tools covering savings, supplementary income, tax reduction, real estate investment, retirement, and inheritance planning.
• Homeclik Immobilier (Vente Ouverte / Vente à Tour Unique) Real estate auction platform enabling property transactions through two proprietary mechanisms: 'Vente Ouverte' (multi-round open auction where buyers submit anonymous bids in successive rounds) and 'Vente à Tour Unique' (single-round auction with a defined time window). Charges a fixed 3.5% commission on completed sales, with average transaction completion in approximately 6 weeks.

Quantifiable outcome

• Up to 50% savings on real estate agency fees compared to traditional agencies (3.5% fixed commission vs. typical 5-7%)
• +2 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators8 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Yomoni: French digital wealth management and robo-advisor platform offering personalized portfolio management for individual investors. Comparable to Homeclik Finance's digital advisory and product-aggregation approach.
• Meilleurtaux: French financial advisory and real estate brokerage platform offering wealth management products, mortgage brokerage, and real estate services to individual consumers. Closely comparable dual-offering model to Homeclik's CGP advisory plus real estate auction.
• Bien'ici: Major French online real estate marketplace aggregating listings from partner agencies. Comparable to Homeclik Immobilier's digital property marketplace and auction-driven transaction flow.
• MeilleursAgents: Leading French online real estate valuation and brokerage platform with property estimation tools and agent matching. Directly comparable to Homeclik's property estimation tool and immobilier marketplace.

Emerging players

• Nalo: French robo-advisor offering goal-based investment portfolios to individual savers. Comparable to Homeclik's digital wealth advisory layer, though narrower in product scope.
• Linxo: French personal finance aggregation platform connecting bank accounts and providing financial visibility tools. Comparable to Homeclik's simulation tools and consumer-facing personal finance interface.

Broad incumbents

• Foncia: Major French real estate services group offering brokerage, property management, and transactions. Comparable in residential real estate transaction services but at much larger scale.
• Boursorama Banque: France's leading online bank with wealth management and investment product offerings for retail customers. Comparable as a broad digital financial services provider with wealth advisory components.
• SeLoger: Incumbent French real estate listings portal with national reach and a broad agent/broker ecosystem. Comparable as a real estate marketplace but broader and more established than Homeclik Immobilier.
• Orpi: Largest traditional French real estate agency network with thousands of branches nationwide. Comparable to Homeclik Immobilier in residential transaction focus but incumbent and offline-led.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/homeclik

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about homeclik