finago norge
Finago Norge is a private Oslo-based SaaS provider of cloud-based accounting, payroll, time tracking, and project management software, serving SMBs, enterprises, accounting firms, and the hospitality sector across Norway, Sweden, and Finland through a four-module platform with API-first integrations.
- Company typePrivate
- Founded-
- HeadquartersOslo, Norway
- Headcount—
- GTM typeB2B
- OfferingSoftware
What finago norge does
Finago Norge is a private Norwegian SaaS company headquartered in Oslo that provides cloud-based business management software spanning accounting, payroll, time tracking, and project/assignment management. The company operates across three Nordic markets—Norway (finago.no), Sweden (finago.no/sv), and Finland (finago.fi)—serving small and medium-sized businesses, enterprises, accounting firms, and verticals such as hospitality. Its platform unifies four core modules: Finago Office (accounting), Finago Payday (payroll), Finago Busy (time tracking), and Finago Control (project/assignment management for accounting firms).
The platform is built as a cloud-native SaaS accessible via web browsers and native iOS/Android applications, supported by both REST and SOAP APIs. Finago operates an active Developer Partner Program that validates third-party integrations before customer sale, creating an API-first distribution layer. The company has embedded multiple third-party AI sub-processors into its offering: Energi.ai for ESG reporting and analytics, OpenAI for voucher processing, Taggun for receipt OCR, and Vic.ai (XFO Financials) for financial automation. Infrastructure is delivered through AWS, Microsoft, Okta, Iteams Braathe, Google Cloud, and Telia Cygate, with data primarily hosted in the EEA. Finago holds ISO 27001 certification, supporting enterprise and regulated-buyer requirements.
Finago monetizes through per-user SaaS subscriptions with annual escalators (retail price index with 3% minimum), supplemented by usage-based transaction and API fees, storage add-ons, professional services billed at NOK 1,900/hour, and marketplace commissions on third-party integrations. Go-to-market combines direct sales for enterprise, self-serve free trials and mobile app downloads for SMBs, and a channel network of accounting/bookkeeping partners (Value, SpareBank 1 Sør-Norge Forretningspartner) that recommend or resell the software. Notable named customers include Unike Hoteller (20+ hotels), Fursetgruppen (500 employees across 25 venues), First Hotels, Ølbrygging AS, PWC, and Cavotec. No revenue, headcount, or funding data is disclosed.
finago norge firmographics
Firmographics- Name
- finago norge
- Legal name
- Finago
- Website
- https://finago.no
- Company type
- Private
- Operating status
- Operating
- Short description
- Finago Norge is a private Oslo-based SaaS provider of cloud-based accounting, payroll, time tracking, and project management software, serving SMBs, enterprises, accounting firms, and the hospitality sector across Norway, Sweden, and Finland through a four-module platform with API-first integrations.
- Ownership category
- akta.pro rank
Where finago norge is headquartered
LocationHeadquarters
- HQ city
- Oslo
- HQ country
- Norway
- HQ region
- Europe
Offices2 records
Markets served
finago norge business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Infrastructure, Personnel, Marketing or Sales, Operations
Revenue model
- SaaS Subscription (Finago Office, Payday, Busy, Control): Recurring monthly or annual subscription fees for access to core modules (accounting, payroll, time tracking, project management). Subscription fees include hosting, data backup, and all future upgrades and maintenance. Pricing is per user with additional storage available for purchase. Annual price increases tied to the retail price index with a minimum of 3%. The subscription term defaults to 12 months with auto-renewal unless 3 months' written notice is provided.
- Consumption-based / Transaction Fees: Usage-based pricing elements including transaction fees for certain operations (e.g., voucher processing), API usage fees, and volume-based consumption. These are invoiced monthly based on actual usage. API usage can result in additional fees beyond the subscription, and third-party service consumption may also generate transaction-based charges.
- Storage Add-ons: Additional storage beyond the included allocation (10 GB for first user + 4 GB per additional user) is available at an extra monthly cost. Vouchers are priced separately and do not consume storage space.
- Professional Services (Consulting / Onboarding): Payable consulting services for implementation, onboarding, and custom development. Standard hourly rate of NOK 1,900 per hour for consultant services. Training beyond basic support and custom development work are billed separately.
- Marketplace / Third-Party App Integration Fees: Revenue from third-party integrations sold through the online purchasing portal or marketplace. Finago may invoice for third-party services consumed through the platform and re-charge customers with an additional markup.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard subscription with per-user pricing |
| Usage-based | Monthly | Consumption-based API and transaction fees |
| Freemium | Pay-as-you-go | Free trial |
| Other | Pay-as-you-go | Consultant services (hourly) |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
finago norge product offering
Product offeringCore offering
Finago Norge provides a modular cloud-based SaaS platform for accounting (Finago Office), payroll (Finago Payday), time tracking (Finago Busy), and assignment management (Finago Control) targeting Nordic SMBs, enterprises, and accounting firms. The platform delivers automated invoice processing, real-time financial reporting, Altinn-integrated Norwegian payroll compliance, bank reconciliation, and AI-powered features for ESG analytics, receipt OCR, and voucher processing. It is sold via per-user subscriptions with additional consumption-based fees and is accessed through web browsers and native iOS/Android mobile applications.
Product overview
Finago offers a modular platform for accounting, payroll, and business management. The core products include Finago Office (accounting software), Finago Payday (payroll system), Finago Busy (time tracking), and Finago Control (project/assignment management). Customers can select individual modules based on their needs or combine all modules for a complete solution that scales with their business.
Differentiator
Problem solved
Functional benefit
Brands
- Finago Office: Accounting software program providing full real-time overview, automated invoice processing, billing and reporting
- Finago Payday
- Finago Busy
- Finago Control
Quantifiable outcome
- 354% revenue growth over 3 years for a customer using Finago Office (Unike Hoteller)
- +4 more outcomes
Companies that use finago norge
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
finago norge technology and API
TechnologyAPI detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability4 records
Feature10 records
finago norge partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core.
- Value (Regnskap)coreValue is an accounting firm that outsources payroll services to client companies using Finago Payday as the underlying system. Since 2023, Value and Finago have partnered to deliver payroll processing for Fursetgruppen (500 employees, 25 venues). Value's senior payroll consultants manage the payroll process while using Finago Payday for execution and compliance.
- SpareBank 1 Sør-Norge ForretningspartnercoreSpareBank 1 Sør-Norge Forretningspartner is an accounting and advisory firm that uses Finago Payday to provide payroll services to its clients, including Ølbrygging AS. The partnership combines Finago's software with the bank's advisory network for comprehensive SME financial management.
- Iteams Braathe AScorePrimary data center sub-processor for Finago Office and Finago Payday, providing operating and data storage services in the EEA (Norway). Critical infrastructure partner for cloud hosting and data residency compliance.
- Amazon Web Services (AWS)coreCloud infrastructure sub-processor for Finago Office and Finago Busy. AWS provides data center operating and storage in the EU (Ireland), supporting the cloud-based SaaS delivery of core platforms.
- Microsoft Inc.coreSub-processor for Finago Office providing storage and service bus tools (event management and PDF invoice generation) in the EEA (Ireland, Norway).
- Okta Inc.coreSecure authentication provider for Finago Office, providing identity management and single sign-on (SSO) capabilities in the EU (Germany).
- JCloud AScoreElectronic invoice and email provider sub-processor for Finago Office in the EEA (Norway). Critical for the e-invoicing functionality.
- Telia Cygate ABcoreData center sub-processor for Finago Control, providing operating and storage in the EU (Sweden).
- Google Cloud GCP (Firebase)coreCloud service provider for Finago Busy, providing backend infrastructure in the EU (Ireland).
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
finago norge competitors and assessment
Company assessmentDirect peers
- PowerOffice: Norwegian cloud-based accounting and payroll SaaS serving SMBs, accountants, and bookkeepers; directly comparable target customer and product scope within the Norwegian market.
- Netvisor: Finnish cloud accounting and payroll SaaS (Visma-owned); competes head-to-head with Finago's Finnish offering (finago.fi) for SMBs and accounting firms in Finland.
- Tripletex: Norwegian cloud-based accounting and payroll SaaS owned by Vitec Software Group; offers a directly overlapping SMB accounting and payroll product to the same Norwegian customer base as Finago, with similar Altinn integration.
- Centsoft: Swedish cloud-based accounting software for small businesses and accounting firms; comparable Nordic SMB focus, subscription pricing, and accounting-firm channel distribution.
- Fortnox: Swedish cloud-based accounting, payroll, and invoicing SaaS for SMBs and accounting firms; directly comparable business model, modular pricing, and accounting-firm channel motion, though primarily focused on the Swedish market.
- Briox: Nordic (particularly Finnish and Swedish) cloud-based accounting and ERP SaaS targeting SMBs and accounting firms; closely comparable modular platform, channel partner model, and Nordic compliance localization.
Broad incumbents
- Xero: Global cloud accounting SaaS for SMBs and accountants; competes in the broader SMB accounting category though with limited Nordic regulatory localization compared to Finago.
- Visma: Largest Nordic provider of accounting, payroll, and ERP software (including e-conomic, Netvisor, Procountor). Operates across the same Nordic geographies as Finago with a much broader portfolio and enterprise reach.
- QuickBooks (Intuit): Global SMB cloud accounting and payroll platform; broad incumbent with overlapping product scope but typically weaker Nordic regulatory compliance compared to local specialists like Finago.
- Sage: Global provider of accounting, payroll, and ERP software for SMBs and mid-market; a broad incumbent whose suite overlaps with Finago's offering in payroll and accounting workflows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
finago norge social profiles
Digital presencefinago norge compliance and trust
Trust signalCompliance1 record
finago norge financial estimates
Financial estimateRevenue estimate
Valuation estimate
finago norge leadership team
Management profileNumber of profiles
finago norge funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
finago norge M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about finago norge
What does finago norge do?
Finago Norge provides a modular cloud-based SaaS platform for accounting (Finago Office), payroll (Finago Payday), time tracking (Finago Busy), and assignment management (Finago Control) targeting Nordic SMBs, enterprises, and accounting firms. The platform delivers automated invoice processing, real-time financial reporting, Altinn-integrated Norwegian payroll compliance, bank reconciliation, and AI-powered features for ESG analytics, receipt OCR, and voucher processing. It is sold via per-user subscriptions with additional consumption-based fees and is accessed through web browsers and native iOS/Android mobile applications.
Is finago norge a public or private company?
finago norge is a private company. It is classified as unknown and is currently operating.
When was finago norge founded?
finago norge was founded in -1.
Where is finago norge based?
finago norge is headquartered in Oslo, Norway, in the Europe region.
How does finago norge make money?
Five revenue lines are on record. SaaS Subscription (Finago Office, Payday, Busy, Control) is the primary driver. The others are consumption-based / Transaction Fees, storage Add-ons, professional Services (Consulting / Onboarding) and marketplace / Third-Party App Integration Fees.
Who are finago norge's main competitors?
Direct peers on record are PowerOffice, Netvisor, Tripletex, Centsoft, Fortnox and Briox. Broad incumbents are Xero, Visma, QuickBooks (Intuit) and Sage.
Does finago norge have an API?
Yes. Finago offers both REST API and SOAP API for integrating with their services. The REST API includes documentation, ChatGPT integration, use cases, and code examples. The API allows licensees to import or extract Customer Data to/from the Service. Access requires acceptance of the API Agreement and the Customer License Agreement (CLA). Developer documentation is at finago.no/developer.