habitat for humanity of greater nashville

What habitat for humanity of greater nashville does

Habitat for Humanity of Greater Nashville is a 501(c)(3) nonprofit affiliate of Habitat for Humanity International, founded in 1985 and headquartered at 414 Harding Place, Nashville, Tennessee. It operates as a community land developer and affordable-home builder across a five-county Middle Tennessee service area (Davidson, Wilson, Dickson, Cheatham, and Robertson), producing 30–40 ENERGY STAR certified single-family homes per year on a 0% APR mortgage model with payments capped at 30% of gross income. Since 1985 the affiliate has sold 1,087 homes and welcomed more than 1,400 homeowners, with current production pipelines including the 26-home Parkwood community in North Nashville and the 53-home Bella Terra development in Antioch (2026–2027).

The organization's underlying technology is grounded in residential energy-efficient construction rather than software: 100% ENERGY STAR certified homes built to a HERS rating as low as 57 (versus 90–100 for standard homes), featuring R-44 blown-in fiberglass ceiling insulation, R-19 cavity wall insulation, R-10 foam board, double-pane low-E argon windows, LED lighting, and high-efficiency or tankless water heaters. Supporting the construction program are three ReStore retail locations (Davidson, Wilson, Dickson counties) operating as a social enterprise that sells donated furniture, appliances, and building materials and generated over $800K in annual net sales while diverting 1,500+ tons of material from landfills.

The revenue model is a hybrid of four streams: (i) one-time home-sale revenue on 0% APR mortgages to qualified low-to-moderate-income first-time homebuyers (Dickson 2026 homes ~$320K / ~$1,130/month; Cheatham 2026 homes ~$280K / ~$990/month), (ii) ReStore hardware/retail sales, (iii) corporate, faith, and entertainment build sponsorships at $8,750 per build experience for up to 20 volunteers plus tiered event sponsorships ($2,500–$10,000) such as the Golf Classic and Houses of Hope Luncheon, and (iv) donations and grants from government (HUD, THDA, MDHA, FHLB Cincinnati, Barnes Housing Trust Fund), corporate (Pinnacle, Bank of America, Nissan), foundation (Frist, Memorial, Joe C. Davis, Speer, Morgan Wallen Foundation, MLB-MLBPA YDF), faith, and individual donors — including annual giving societies (Hope Builders, The Crew monthly giving, Legacy Society). Customer segments are low-to-moderate-income first-time homebuyers as the primary segment, supplemented by ReStore shoppers/donors, corporate and faith volunteers, and entertainment/faith community build sponsors. Distribution runs through a periodic online homeownership application, three ReStore retail storefronts, and a build-day volunteer infrastructure operating Thursday–Sunday.

Name

habitat for humanity of greater nashville

Legal name

Habitat for Humanity of Greater Nashville

Website

https://habitatnashville.org

Company type

Private

Founded year

1985

Operating status

Operating

Short description

Habitat for Humanity of Greater Nashville is a 501(c)(3) nonprofit affiliate that builds and sells 0% APR ENERGY STAR certified homes to low-to-moderate-income families across five Middle Tennessee counties and operates three ReStore retail locations funding the mission.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Community Housing Services (62422)

SIC

Services-Social Services (8300)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Community Development & Neighborhood Revitalization Housing Programs (FSALAKAO), Community Centers & Neighborhood Support Services (BPAGAEAL)

Keywords

• Affordable home construction
• Nonprofit housing services
• Homeownership program
• Thrift retail operations
• Community development

Headquarters

HQ city

Nashville

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Supply Chain, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Home Sales Revenue: Habitat sells homes to qualifying homebuyers with 0% APR mortgages. Homeowners purchase at current market value with affordable monthly payments that do not exceed 30% of gross monthly income. Payments include principal, property taxes, homeowner insurance, and HOA dues if applicable.
2. ReStore Retail Sales: Three ReStore locations sell donated new and gently used household items, furniture, appliances, and building materials. Proceeds fund Habitat homes. ReStore reuse policy keeps materials out of landfills. Over $800,000 in net sales annually.
3. Donations and Grants: Habitat relies on government, corporate, faith, foundations and individual partnerships. 88 cents of every donated dollar goes to support the mission. Funding partners provide grants for land acquisition, development, construction, and down payment assistance.
4. Volunteer Build Sponsorships: Corporate and faith organizations sponsor build days at $8,750 per build experience with up to 20 volunteers. Event sponsorships available at Golf Classic and Houses of Hope Luncheon events.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels9 records

Core offering

Habitat for Humanity of Greater Nashville builds and sells affordable, ENERGY STAR certified single-family homes to qualifying low-to-moderate income families in five Middle Tennessee counties under a 0% APR mortgage model capped at 30% of gross monthly income, paired with sweat equity requirements, financial education, and Homeowner Academy budget coaching. The organization operates a ReStore social enterprise retail network of three stores that resells donated furniture, appliances, and building materials to fund home construction, and runs corporate, faith, and individual volunteer build programs.

Product overview

Habitat for Humanity of Greater Nashville operates as a non-profit home builder offering a portfolio of interconnected programs centered on affordable homeownership. The core offering is the Habitat Homeownership Program, which provides 0% APR mortgage financing and includes sweat equity requirements, homeownership education, and budget coaching. Supporting this mission is the ReStore social enterprise with three retail locations selling donated building materials and household goods. The organization builds ENERGY STAR certified homes across five Middle Tennessee counties, offers volunteer build programs for individuals and corporate groups, and provides home warranty services. Additional programs include deconstruction services, budget coaching through the Homeowner Academy, and advocacy through the Alliance for an Affordable Nashville. Community collaboration projects for neighborhood revitalization complement the housing development work.

Differentiator

Problem solved

Functional benefit

Brands

• ReStore: Habitat for Humanity of Greater Nashville's social enterprise retail operation selling new and gently used furniture, appliances, and building materials. Proceeds fund affordable homeownership. Three locations in Davidson, Wilson, and Dickson counties.

Products and services

• Habitat Homeownership Program Affordable homeownership program offering 0% APR mortgage loans to qualifying individuals and families in Davidson, Wilson, Dickson, Cheatham, and Robertson counties. Includes homeownership education, sweat equity requirements, and budget coaching.
• ReStore Retail Operations Social enterprise retail operation with three locations selling donated new and gently used furniture, appliances, building materials, and household items. Proceeds fund the homeownership program. Operates Tuesday through Saturday 9 a.m. to 5 p.m.
• ENERGY STAR Certified Homes New construction single-family homes built to 100% ENERGY STAR certification standards. Features include 3-4 bedrooms, approximately 1,100-1,300 square feet, HERS rating as low as 57, average electric bills of $100/month, and 0% APR mortgage financing.
• Build Site Volunteer Program Volunteer build day experiences offered Thursday through Sunday in Nashville and on weekends in surrounding counties. Includes corporate builds, faith builds, entertainment builds, and surrounding county builds with $8,750 per build experience sponsorship options.
• Homeowner Academy Budget Coaching 12-week financial education program pairing future Habitat homeowners with budget coaches for one-on-one coaching sessions. Covers household budgeting, savings prioritization, and debt reduction alongside group financial education curriculum.
• Deconstruction Services Professional removal services for kitchens, bathrooms, windows, doors and other building materials from renovation projects. Offered free of charge in the five-county service area to support ReStore inventory and environmental sustainability.
• Home Warranty Services One-year warranty on workmanship, materials, and equipment covering heating, plumbing, wiring, and appliances. Includes emergency repair protocol with 24/7 contact information for qualified emergencies such as total loss of heat, AC, electricity, or plumbing leaks.
• Alliance for an Affordable Nashville Advocacy Advocacy partnership with 9 other non-profits dedicated to increasing funding, building, and preservation of affordable housing in Nashville. Objectives include streamlined affordable housing protocols, equity initiatives, and preservation of income-restricted rentals.
• Community Collaboration Projects Neighborhood revitalization initiatives including Parkwood Community Club ballfields renovation ($2.5 million), 59-acre Metro Park development, and construction of 26 Habitat homes in North Nashville. Represents $12 million combined investment.

Quantifiable outcome

• 88 cents of every donated dollar goes to support the homeownership affordability program
• +7 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

15 partnerships are on record, tiered core, significant and minor.

• Habitat for Humanity InternationalcoreStrategic or Co-development PartnerParent organization providing global network, brand affiliation, tithe program participation, and support for affordable housing initiatives. Habitat of Greater Nashville has helped 420 families globally through tithe funds.
• Alliance for an Affordable NashvillecoreStrategic or Co-development Partner10-member coalition of non-profits dedicated to raising visibility and advocacy for affordable housing funding, building, and preservation in Nashville. Works with local and state governments on streamlined affordable housing protocols.
• Fannie MaecoreStrategic or Co-development PartnerIncoming CEO PJ McCarthy previously served as Vice President of Affordable Lending at Fannie Mae where he led a $25 billion affordable lending platform focused on expanding homeownership opportunities in underserved communities.
• Nashville SoundssignificantStrategic or Co-development PartnerBaseball organization participated with capital campaign donation and offers annual player scholarships to the eight Parkwood Baseball teams.
• Lowe's of TennesseesignificantStrategic or Co-development PartnerGift-in-kind sponsor providing washers and dryers for each Habitat home.
• WhirlpoolsignificantStrategic or Co-development PartnerGift-in-kind sponsor providing ENERGY STAR dishwashers and ranges for each Habitat home.
• Schneider ElectricsignificantStrategic or Co-development PartnerGift-in-kind sponsor providing breaker panels, covers, surge protectors, circuit breakers, and circuit breaker locks for each home.
• AO SmithsignificantStrategic or Co-development PartnerGift-in-kind sponsor providing ENERGY STAR 93% efficient hot water heaters for each Habitat home.
• Hermitage the Design CenterminorStrategic or Co-development PartnerGift-in-kind sponsor providing interior LED lighting packages and exterior lighting fixtures for each home.
• LevolorminorStrategic or Co-development PartnerGift-in-kind sponsor providing privacy blinds for each Habitat home.
• Yale (The world's favorite lock)minorStrategic or Co-development PartnerGift-in-kind sponsor providing exterior dead bolt/lock combinations and interior knobs for each home.
• E3 InnovateminorStrategic or Co-development PartnerProvides ENERGY STAR inspections and final ENERGY STAR certification for each home.
• Urban Land InstitutesignificantStrategic or Co-development PartnerAdvocacy partner working with Habitat on affordable housing solutions at national, state and local level.
• Jimmy Carter and Rosalynn CartercoreStrategic or Co-development PartnerHabitat co-founders who continue to raise awareness for Habitat's mission globally. Hosted 2019 Jimmy & Rosalynn Carter Work Project in Habitat's Park Preserve community with Garth Brooks and Trisha Yearwood.
• Volunteer Mortgage Loan Servicing (VMLS)significantImplementation/ SI/ Consulting PartnerMortgage servicer for some Habitat homeowners handling payment processing and customer service.

Scale indicators22 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Enterprise Community Partners: Large national nonprofit and CDFI developing and preserving affordable housing across the U.S., combining development, lending, and policy advocacy. Comparable because Enterprise operates at the intersection of affordable housing development, capital deployment, and advocacy — a broader scale version of Habitat Greater Nashville's mission stack.
• Mercy Housing: One of the largest national affordable housing nonprofits, developing and operating affordable rental and homeownership housing with supportive services. Comparable mission profile (housing affordability for low-income households), but operates primarily in multifamily rental rather than the for-sale single-family model Habitat Nashville uses.
• Habitat for Humanity International: Global parent and brand umbrella of the affiliate network; operates the tithe program, sets brand standards, and coordinates advocacy. Directly comparable as the parent organization of Habitat for Humanity of Greater Nashville and the operator of the same affordable-homeownership model at international scale.
• NeighborWorks America: National network of more than 250 nonprofit affordable housing and community development organizations, providing grants, training, and lending capital. Comparable as a peer network that supports local affiliates delivering homeownership counseling, lending, and rehab services.
• Local Initiatives Support Corporation (LISC): National CDFI and community development organization that finances affordable housing and neighborhood revitalization through local partner offices. Comparable as a funder/convener of affordable housing in Middle Tennessee-adjacent markets and as a builder of community development partnerships similar to Parkwood.

Direct peers

• Rebuilding Together: National nonprofit that rehabilitates and preserves affordable housing for low-income homeowners, with a comparable volunteer-driven, donation-funded model. Directly comparable because both rely on volunteer labor, corporate sponsorships, and a nonprofit-rehab/homebuilding model rather than market-rate development.
• Habitat for Humanity of Greater Atlanta: Another major regional Habitat affiliate serving a Southern metro market (Atlanta, GA) with a comparable homeownership, ReStore, and volunteer-build model. Comparable because it is a peer affiliate of similar size, operating in a high-growth Sun Belt metro with similar housing-affordability challenges.
• Habitat for Humanity of Greater Charlotte: Regional Habitat affiliate serving the Charlotte, NC metro with homeownership, ReStore retail, and neighborhood revitalization programs. Directly comparable as a peer affiliate operating in another fast-growing Southeast metro with similar market dynamics.

Regional players

• Chattanooga Neighborhood Enterprise: Tennessee-based nonprofit providing homebuyer education, counseling, lending, and affordable housing development in the Chattanooga region. Comparable as a Tennessee-based affordable-housing nonprofit with a similar homeownership-counseling-plus-development model, but operating in a different Tennessee metro.
• The Housing Fund (Nashville): Nashville-based CDFI providing affordable mortgage lending, homebuyer education, and down-payment assistance across Middle Tennessee. Comparable because it operates in the same Nashville affordable-housing market and serves a similar low-to-moderate-income first-time homebuyer segment, though it is a lending-focused CDFI rather than a builder.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/habitatnashville

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles20 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

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