Vanbreda Risk & Benefits

Name

Vanbreda Risk & Benefits

Legal name

Vanbreda Risk & Benefits B.V.

Website

https://vanbredanl.com

Company type

Private

Founded year

1856

Operating status

Operating

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro primary industry

Fleet & Commercial Auto Liability (FSAJABAA)

akta.pro secondary industries

Commercial Auto & Fleet Liability Insurance (Primary) (TLABANAA), Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Claims Administration & TPA Services (FNOL, Subrogation, Litigation Mgmt) (TLABANAH)

Keywords

• Insurance brokerage
• Risk management consulting
• Employee benefits advisory
• Pension advisory services
• Commercial insurance solutions

Headquarters

HQ city

Gouda

HQ country

Netherlands

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission: Receives commission/provision from financial institutions (insurance companies) for arranging financial products. This is the primary revenue stream for the brokerage services.
2. Professional Services Fees: Multiple remuneration models including hourly rates, subscription fees (periodic fixed amounts), and fixed fees for specific services. Clients can choose between different compensation arrangements.
3. Subscription Model: Periodic billing (monthly, quarterly, or annually) at a fixed amount for ongoing service provision regardless of actual time spent

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Vanbreda Risk & Benefits is an independent Dutch insurance broker and risk management consultancy that arranges and advises on commercial and personal insurance programs, employee benefits, and pension schemes for businesses, entrepreneurs, multinationals, and private individuals. The firm works with approximately 50 insurance companies in the Netherlands to negotiate coverage and pricing, and operates its own underwriting agency (ECODASS Insurance Services) to accept policies, administer them, and settle claims on behalf of insurers.

Product overview

Vanbreda Risk & Benefits is an independent insurance broker and risk management consultancy operating as a single unified advisory practice (not a software platform). The company offers a comprehensive portfolio of risk management and insurance services organized across three client segments: Businesses/Entrepreneurs, International, and Private Clients. Core offerings include Risk Management consulting, Pension Advisory, and insurance brokerage across all major lines (property, liability, employee benefits, cyber, motor, transport). The product portfolio spans standalone offerings such as Cyber Risk Insurance, Asset Protection, Event Insurance, NLG Arbo (occupational health), and sector-specific solutions, as well as the ECODASS Insurance Services underwriting agency. The company works with approximately 50 insurers to provide competitive pricing and bespoke coverage. Services are delivered through a combination of face-to-face consulting, online portals (Mijn Vanbreda, Dashboard, Klantonline), and the underwriting agent ECODASS. The Privé Pakket bundles personal lines coverage for private individuals.

Differentiator

Problem solved

Functional benefit

Brands

• ECODASS Insurance Services: Authorised underwriting agent handling insurance policy administration, policy acceptance, and claims settlement on behalf of insurance companies.
• NLG Verzekeringen
• NLG Arbo

Products and services

• Risk Management Consulting (Risicomanagement) A systematic six-step risk management consulting service that helps organizations identify, analyze, and manage financial and operational risks through profiling, prevention, insurance solutions, market analysis, and ongoing management.
• Pension Advisory (Pensioen Advies) Pension consulting services for employers and employees covering collective pension schemes, scheme implementation, ongoing management, and communication about pension developments and legislation.
• Cyber Risk Insurance (Cyberrisico) Data insurance policy covering cyber risks including liability claims, potential fines, court defence costs, forensic investigation, data loss, hacking costs, and loss of profits due to system malfunctioning, with a free security scan included.
• Asset Protection (Vermogensbescherming) Suite of liability insurance products covering business liability, employer's liability, product liability, professional liability, and directors' and supervisors' liability.
• Employee Accident Insurance (Schadeverzekering voor Werknemers) Insurance covering accidents suffered by employees during work duties or company-related activities, providing compensation regardless of employer liability and fulfilling Good Employment Practices obligations.
• Event Insurance (Evenementenverzekering) Modular event insurance covering liability, accidents, damage to goods and materials, theft, and cancellation for events such as conventions, trade fairs, network meetings, and staff parties.
• NLG Arbo (Occupational Health Services) Comprehensive occupational health management services including advice, training, prevention programs, and case management for employers and employees, supported by modern online applications.
• International Services (Internationaal) International risk management services delivered via the Lockton Global network, providing tailored international programs, risk analysis, coverage solutions, and efficient claims settlement for organizations with foreign branches.
• Private Package (Privé Pakket) Comprehensive bundled insurance package for private individuals covering family/home (household contents, homeowner, personal liability), traffic/transport (vehicle, motorcycle, antique car), and holiday/recreation (travel, caravan, yacht).
• ECODASS Insurance Services (Underwriting Agency) Authorized underwriting agent (volmachtbedrijf) that accepts new insurance policies on behalf of insurance companies, handles policy administration, and settles damage claims with competitive terms and quality service.
• WIA Disability Insurance (WIA Verzekering) Disability insurance covering occupational disability for employees, providing income protection during the transition period and WIA application process.
• Absenteeism Insurance (Verzuimverzekering) Insurance covering employer costs related to employee absenteeism and sickness, supporting effective absence management.
• Motor Vehicle Insurance (Motorrijtuigen) Insurance products for motor vehicles covering business and private use, including specialized options such as Harley Davidson.
• Transport Insurance Insurance coverage for transport operations and logistics businesses.
• Collective Health Insurance (Collectieve Zorgverzekering) Group health insurance solutions for employers, offering more than just a secondary employment benefit.
• Sector-Specific Solutions (Brancheoplossingen) Tailored insurance solutions for specific professional sectors including KFC, NBBU, supermarkets, Expert, Profile, CBM, SRA, Optitrade, retail, health clubs, beauticians, and gardeners.
• Direct Damage Handling (Directe Schadeafhandeling) Direct Damage Handling service launched for private clients to streamline vehicle damage claims processing.

Quantifiable outcome

• Quick claims processing through authorized agent status with insurance companies
• +1 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• Havelaar & van StolkminorStrategic or Co-development Partner · 1 January 2023Insurance brokerage firm acquired by Vanbreda Nederland effective January 1, 2023, expanding Vanbreda's market presence.
• Helviass VerzekeringenminorStrategic or Co-development Partner · 1 January 2023Underwriting firm (volmachtbedrijf) acquired by Vanbreda Nederland effective January 1, 2023 as part of expansion strategy.
• Meeuwesen AdviesgroepminorStrategic or Co-development Partner · 1 February 2021Advisory group in Zeewolde acquired by Vanbreda Risk & Benefits effective February 2021, expanding presence in the Zeewolde region.
• NLG VerzekeringencoreStrategic or Co-development Partner · 14 October 2020Underwriting company (volmachtbedrijf) established together with two other offices from the Noordeloosgroep for handling insurance policies under authority from insurers.
• Kettlitz Wulfse VerzekeringenminorStrategic or Co-development Partner · 11 June 2018Former separate firm that merged with Vanbreda Risk & Benefits in June 2018, consolidating under the Vanbreda name and relocating to Gouda headquarters.
• Lockton Global NetworkcoreStrategic or Co-development PartnerVanbreda participates in the Lockton Global network, an international partnership that provides access to information on specific foreign markets and enables delivery of services worldwide with strong local knowledge and expertise in all risk and insurance areas.
• Ecodass Insurance ServicescoreStrategic or Co-development PartnerAuthorized underwriting agent (volmachtbedrijf) that has been granted authority by insurance companies to accept new policies, handle administration, and settle claims. Created through fusion of W.P. van der Held Assuradeuren BV and Kettlitz-Wulfse Volmachten B.V.
• Insurance Companies (approximately 50)coreChannel Partner/ Reseller/ DistributorNetwork of approximately 50 insurance companies in the Netherlands with whom Vanbreda collaborates to negotiate competitive pricing and conditions for clients.

Scale indicators4 records

Recent moves8 records

Expansion highlights4 records

Direct peers

• MeesRisicobeheer: MeesRisicobeheer is a Dutch independent insurance broker and risk advisor serving businesses and private clients with comparable commercial and personal lines brokerage, directly competing in the Dutch mid-market.
• Nedasco: Nedasco is a Dutch insurance broker and service provider offering commercial insurance brokerage and underwriting services (volmacht) to intermediaries and businesses, with a comparable proposition and Dutch geographic focus.
• Willis Towers Watson Netherlands: WTW is a global advisory firm with Dutch operations offering insurance brokerage, risk management, and benefits consulting closely aligned with Vanbreda's service portfolio.
• Aon Netherlands: Aon is one of the world's largest insurance brokers and risk advisors with a substantial Dutch presence, directly competing with Vanbreda in commercial insurance placement, risk management consulting, and employee benefits for businesses and multinationals.
• Marsh Netherlands: Marsh, part of Marsh McLennan, is a global insurance broker with a Dutch operation offering risk advisory, commercial insurance placement, and claims services that overlap directly with Vanbreda's core brokerage proposition.
• Schouten Zekerheid: Schouten Zekerheid is a Dutch independent insurance broker and risk advisor offering comparable advisory services, employee benefits consulting, and sector-specific solutions to businesses and entrepreneurs.
• De Goudsmit Assuradeuren: De Goudsmit Assuradeuren is a Dutch insurance broker and underwriting agent serving businesses and private clients with comparable risk advisory and commercial insurance offerings in the Netherlands.

Broad incumbents

• Lockton: Lockton is the world's largest privately held insurance broker and operates the Lockton Global network of which Vanbreda is a partner. Comparable advisory model and target market for multinational risk programs, with overlapping global capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInnl.linkedin.com/company/vanbreda-risk-&-benefits-b.v.

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Vanbreda Risk & Benefits