timios national
Timios National (Fiducia Real Estate Solutions, Inc.) provides title insurance, escrow, settlement, valuation, and capital markets services for U.S. real estate transactions, serving realtors, lenders, buyers, and sellers across 46 states plus D.C.
- Company typePrivate
- Founded2008
- HeadquartersWestlake Village, United States
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
What timios national does
Timios National, legally organized as Fiducia Real Estate Solutions, Inc. and operating under the Timios brand, is a privately held title and escrow services company founded in 2008 and headquartered in Westlake Village, California. The company provides title insurance, escrow, settlement, valuation, and capital markets services for residential real estate and mortgage transactions, serving four primary customer segments — realtors, lenders, buyers, and sellers — across 46 states plus D.C. through a network of state-specific licensed operating entities (Timios Title in California; Timios Agency of Alabama, Nevada, Utah, Arkansas, and Louisiana; and Timios Appraisal Management in Pittsburgh). As of 2025, the company reports more than 500,000 lifetime transactions and $100 billion in total closings, with a current monthly run-rate of approximately $1 billion in closing transaction values.
The company's core products are Timios Title (title insurance protecting against title defects) and Timios Escrow (escrow services with a flat, all-inclusive 100% Guaranteed Fee model). Underlying these is a digital real estate transaction management platform that includes proprietary pricing software for guaranteed closing cost and net sheet quotes, automated end-to-end workflow systems, a customer portal for notaries/appraisers/abstractors, and a mobile application on iOS and Android providing 24/7 document access. Distribution is omnichannel: direct physical offices in California, Arkansas, Alabama, Nevada, Utah, Texas, and Pennsylvania; a digital platform with self-service calculators; phone and email inside-sales; and a network of channel partners including signing agents, abstractors, appraisers, and service providers.
The business model is transaction-based: Timios earns title insurance premiums and escrow fees per closing, with pricing structured around a flat, all-inclusive guaranteed fee rather than add-on or hidden charges. Go-to-market is sales-led across B2B segments (realtors and lenders, including LOS software integration for lender partners) and self-serve/PLG across B2C segments (buyers and sellers via calculators, mobile app, and content marketing). In 2025, the firm expanded into a Capital Markets Division by adding the Slate Mortgage Solutions team, extending the platform into lender-facing capital markets services. The company is privately held with no disclosed external funding rounds.
timios national firmographics
Firmographics- Name
- timios national
- Legal name
- Fiducia Real Estate Solutions, Inc.
- Website
- https://timiosinc.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Short description
- Timios National (Fiducia Real Estate Solutions, Inc.) provides title insurance, escrow, settlement, valuation, and capital markets services for U.S. real estate transactions, serving realtors, lenders, buyers, and sellers across 46 states plus D.C.
- Ownership category
- akta.pro rank
timios national industry classification
Industry- Product category
- Title and Escrow Services
- NAICS
- Offices of Real Estate Agents and Brokers (53121), Insurance Agencies and Brokerages (524210)
- SIC
- Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Foreclosure/REO & Distressed Property Brokerage (BPAJAAAI)
- akta.pro secondary industry
- Large Commercial Package (National Accounts) (FSAJAFAC)
Keywords
Where timios national is headquartered
LocationHeadquarters
- HQ city
- Westlake Village
- HQ country
- United States
- HQ region
- North America
Offices12 records
Markets served
timios national business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Services: Title insurance policies for real estate transactions, providing protection against title defects and ownership claims
- Escrow Services: Escrow services handling the closing process with a flat, all-inclusive fee model - no add-ons or hidden fees
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | All-Inclusive Flat Fee Escrow |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
timios national product offering
Product offeringCore offering
Timios National provides title insurance, escrow, settlement, valuation (appraisal management), and capital markets solutions for real estate and mortgage transactions. Services are delivered through state-specific licensed entities (Timios Title in California and Timios Agency entities in Alabama, Nevada, Utah, Arkansas, and Louisiana) operating in 46 states plus D.C. Customers include realtors, lenders, buyers, sellers, and business partners (signing agents, abstractors, appraisers).
Product overview
Timios National is a title and escrow services company offering a unified platform for real estate closing transactions. The core products include Timios Title (title insurance) and Timios Escrow (escrow services), supported by customer-facing tools like the Closing Cost Calculator and Net Sheet Calculator for instant fee quotes, and the Timios Mobile App for 24/7 document access. The company also provides a Resource Center with educational materials including guides, checklists, and whitepapers for buyers, sellers, and real estate professionals.
Differentiator
Problem solved
Functional benefit
Brands
- Timios Title: Title insurance services provided by Timios Title, A California Corporation in California and other state-specific entities
- Timios Agency
Products and services
- Timios Title Insurance Title insurance policies for real estate transactions that protect buyers and lenders against defects in title and ownership claims, ensuring clear property ownership transfer. Delivered through Timios Title, A California Corporation in California and Timios Agency entities in Alabama, Nevada, Utah, Arkansas, and Louisiana, with coverage across 46 states plus D.C.
- Timios Escrow Services Escrow services that securely hold funds and documents during real estate transactions, ensuring all parties fulfill their obligations before closing. Offered under a flat, all-inclusive fee model with no add-ons or hidden fees, supported by mobile app access and centralized fulfillment.
- Capital Markets Division Capital markets solutions for lender and client transactions, expanded in 2025 with the addition of the Slate Mortgage Solutions team to bring experienced capital markets professionals in-house.
Quantifiable outcome
- 380,000 closings totaling $62 billion in transaction values
- +3 more outcomes
Companies that use timios national
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles5 records
timios national technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
timios national partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Signing AgentscoreIndependent signing agents who facilitate real estate document signings on behalf of Timios. Agents are provided with tools, fair compensation, open communication, and guaranteed on-time payments. Enrollment process available through website.
- AbstractorscoreTitle search professionals who provide property history and lien research. Timios provides enrollment process and partnership benefits including fair compensation and open communication.
- AppraiserscoreProperty appraisers providing valuation services through Timios Appraisal Management. Located in Pittsburgh, PA processing center with enrollment process available on website.
- Service ProvidersminorVarious service providers supporting the title and escrow process. Enrollment available through contact form on the business partners page.
Scale indicators7 records
Recent moves5 records
Expansion highlights5 records
timios national competitors and assessment
Company assessmentDirect peers
- First American Financial Corporation: One of the largest U.S. title insurance and settlement services providers, offering title insurance, escrow, and closing services across all 50 states. Directly competes with Timios in lender, realtor, and consumer-facing title/escrow relationships.
- Fidelity National Financial: The largest U.S. title insurance underwriter with national agency and direct operations. Overlaps directly with Timios in title insurance issuance, escrow services, and lender channel relationships.
- Stewart Information Services Corporation: National title insurance and real estate services company with direct and agency operations across the U.S. Provides the same core title insurance, escrow, and closing services as Timios to lenders, realtors, and consumers.
- Old Republic Title: Major U.S. title insurance underwriter and escrow services provider operating through direct offices and agency network. Competes directly with Timios for lender title and escrow volume as well as retail closings.
- WFG National Title Insurance Company: National title insurance underwriter operating primarily through an independent agent model with strong technology orientation. Closely comparable to Timios in combining title insurance with digital closing and agent enablement tools.
- Doma (formerly known as Domain Title): Technology-forward title and escrow provider focused on automating the closing process for lenders and consumers. Directly comparable to Timios in targeting greater efficiency and transparency in the real estate closing experience.
- Title Resources Guaranty Company: Mid-sized U.S. title insurance underwriter focused on independent agents and direct operations. Comparable to Timios in serving lenders and agents with title and escrow products across multiple states.
- ServiceLink: National provider of title, closing, valuation, and default services to the mortgage industry. Overlaps with Timios across title, escrow, and appraisal management offerings, particularly in the lender channel.
- Solidifi: U.S. appraisal management and real estate services provider serving lenders and title companies. Directly comparable to Timios Appraisal Management operations and prior employer of Timios's newer Capital Markets EVP.
- Westcor Land Title Insurance Company: National title insurance underwriter with strong agent network and focus on lender services. Comparable to Timios in offering title insurance and closing services to lenders and real estate agents nationally.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
timios national financial estimates
Financial estimateRevenue estimate
Valuation estimate
timios national leadership team
Management profileNumber of profiles
Profiles3 records
timios national subsidiaries and ownership
Company hierarchySubsidiaries7 records
timios national funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
timios national M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about timios national
What does timios national do?
Timios National provides title insurance, escrow, settlement, valuation (appraisal management), and capital markets solutions for real estate and mortgage transactions. Services are delivered through state-specific licensed entities (Timios Title in California and Timios Agency entities in Alabama, Nevada, Utah, Arkansas, and Louisiana) operating in 46 states plus D.C. Customers include realtors, lenders, buyers, sellers, and business partners (signing agents, abstractors, appraisers).
Is timios national a public or private company?
timios national is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was timios national founded?
timios national was founded in 2008.
Where is timios national based?
timios national is headquartered in Westlake Village, United States, in the North America region.
How does timios national make money?
Two revenue lines are on record. Title Insurance Services are the primary driver. The others are escrow Services.
Who are timios national's main competitors?
Direct peers on record are First American Financial Corporation, Fidelity National Financial, Stewart Information Services Corporation, Old Republic Title, WFG National Title Insurance Company, Doma (formerly known as Domain Title), Title Resources Guaranty Company, ServiceLink, Solidifi and Westcor Land Title Insurance Company.
Does timios national have an API?
No public API is recorded for timios national.
What industry is timios national in?
timios national's product category is Title and Escrow Services. Its primary akta.pro industry code is BPAJAAAI, Foreclosure/REO & Distressed Property Brokerage, with a secondary code of FSAJAFAC, Large Commercial Package (National Accounts). Its NAICS code is 53121 and its SIC code is 6531.