access2healthcare ltd

What access2healthcare ltd does

Access2Healthcare Ltd (trading as Access to Healthcare) is an FCA-regulated independent insurance brokerage registered in Arundel, UK, founded in 2011 by Managing Director Simon Cross. The firm specializes in private medical insurance advisory, with a stated focus on medical professionals (doctors, surgeons, GPs) alongside corporate employer groups, individual and family clients, and internationally mobile customers seeking global cover. Cross's background includes 18+ years of PMI expertise and 15 years at Bupa Doctors' Group, which underwrites the firm's specialist positioning.\n\nThe product portfolio spans three tiers of medical insurance (Personal, Corporate, Global) and three financial protection lines (Life Insurance, Critical Illness Cover, Income Protection). The firm holds corporate membership in the Independent Doctors Federation (IDF), which functions as a referral channel into the UK private medical professional community. As an independent broker, the firm scans the entire UK PMI market on behalf of clients rather than representing a single insurer.\n\nThe business model is commission-based: revenue is generated at policy placement and renewal via insurer commissions, with no disclosed fee-for-service or subscription pricing. Distribution is relationship-led, relying on medical-community referrals (IDF network), the corporate website for quote requests, and direct inbound calls, with no app, self-serve platform, or disclosed digital acquisition engine. The firm operates from a single registered office with no disclosed headcount, no external funding, and no M&A or acquisition history.

Name

access2healthcare ltd

Legal name

Access2Healthcare Ltd

Website

https://accesstohealthcare.co.uk

Company type

Private

Founded year

2011

Operating status

Operating

Short description

Access2Healthcare Ltd is an FCA-regulated independent insurance brokerage in Arundel, UK, specializing in private medical insurance and financial protection advisory for medical professionals, corporate employer groups, individuals, and international clients.

Ownership category

akta.pro rank

Product category

Insurance Advisory Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Individual/Retail Critical Illness & Hospital Indemnity (FSAIAKAE)

akta.pro secondary industries

Standalone Critical Illness Insurance (FSAIAKAA), Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• Private medical insurance
• Insurance advisory services
• Health insurance brokerage
• Critical illness cover
• Income protection insurance

Headquarters

HQ city

Arundel

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Advisory and Placement Commissions: Access2Healthcare acts as an independent insurance broker, providing personalised advice and recommendations across multiple insurance providers. The company earns commission from insurers for placing policies, as evidenced by their independent brokerage positioning and market scanning approach. Revenue is generated through advisory fees and/or commissions from insurance product placements rather than direct charges to clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Access2Healthcare is an independent insurance brokerage that advises clients on private medical insurance, life insurance, critical illness cover, and income protection. The firm scans the entire UK insurance market on behalf of clients to identify suitable policies, negotiates premiums, and provides ongoing claims advocacy and renewal support. Services are tailored to medical professionals, individual/family customers, corporate employer groups, and global/international clients.

Product overview

Access to Healthcare Ltd operates as an independent brokerage offering a unified portfolio of insurance advisory and placement services. The core offering comprises Medical Insurance products across three tiers (Personal, Corporate, and Global cover) and Financial Protection products (Life Insurance, Critical Illness Cover, and Income Protection). These products are not separate software platforms but rather service-based offerings where the company acts as an intermediary, scanning the market to match clients with appropriate insurers and providing ongoing support including claims assistance, policy reviews, and premium negotiations.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 10% premium reduction achieved for clients through expert negotiation with AXA PPP
• +3 more outcomes

Named customers9 records

Segments4 records

Ideal customer profiles4 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Independent Doctors Federation (IDF)coreStrategic or Co-development PartnerAccess2Healthcare holds corporate membership in the Independent Doctors Federation, described as 'the most innovative, forward thinking and active independent medical practitioner organisation in Great Britain.' This membership provides the company with recognition as the nationwide voice of independent doctors and validates its specialisation in serving medical professionals.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Drewberry Insurance: Independent UK insurance advisory offering private medical, life, critical illness, and income protection cover to professionals and high earners. Comparable advisory-led brokerage model with similar customer profile (professionals, high-income individuals) and product set.
• ActiveQuote: UK health and protection insurance specialist broker placing individual, family, and corporate PMI business with major insurers. Comparable as a PMI-focused intermediary, though more digital-first in acquisition versus Access2Healthcare's consultative model.
• Premier Choice Healthcare & Protection: UK specialist health and protection insurance brokerage focused on individual, family, and corporate private medical insurance. Highly comparable to Access2Healthcare as a specialist intermediary selling critical illness, income protection, and PMI rather than underwriting insurance itself.
• Chase de Vere: Established UK independent financial adviser offering health insurance alongside pensions, investments, and protection. Comparable as an IFA-led advisory placing PMI business with multiple insurers, though with a broader financial planning footprint.
• David Williams Insurance: UK independent insurance broker specialising in private medical insurance, life cover, and income protection for individuals and businesses. Direct peer in the specialist intermediary segment, with overlapping products and customer segments.

Broad incumbents

• Bupa: UK's largest health insurer and a primary product partner for Access2Healthcare's Bupa Doctors' Group advisory work. Comparable as a major PMI provider, though operating on the underwriting side rather than as an intermediary.
• AXA Health: Major UK private medical insurer and a key carrier in Access2Healthcare's panel (referenced in AXA PPP premium negotiations). Comparable as a PMI product provider the firm places business with, rather than as a competing broker.
• The Exeter: UK mutual insurer specialising in income protection, critical illness, and PMI, with a strong position in the medical-professional market. Comparable as a specialist PMI carrier the firm frequently places clients with, including the Exeter switch referenced in testimonials.
• Vitality Health: UK health and life insurer offering individual, corporate, and international PMI. Comparable as a PMI product provider competing on policy features and pricing within Access2Healthcare's market, rather than as a brokerage peer.

Others

• MoneySupermarket: UK price comparison platform covering health insurance among other financial products. Not a direct competitor but an adjacent channel that could disintermediate brokers by enabling direct-to-consumer PMI purchasing, posing an indirect threat to advisory-led brokerages.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/access-to-healthcare-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about access2healthcare ltd