Texas Insurance Services
Texas Insurance Services is a privately held independent insurance agency founded in 1995 in Conroe, Texas, operating as a multi-carrier aggregator that shops personal and small commercial coverage for Texas consumers and businesses, earning carrier commissions across auto, home, motorcycle, boat, contractor, and SR22 lines.
- Company typePrivate
- Founded1995
- HeadquartersConroe, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Texas Insurance Services does
Texas Insurance Services is a privately held independent insurance agency founded in 1995 and headquartered in Conroe, Texas. The firm operates as a multi-carrier aggregator, shopping personal and commercial coverage across multiple insurance carriers on behalf of individual consumers and small businesses across Texas. Core product lines include personal auto (including same-day SR22 filings for license reinstatement), homeowners, renters and condominium, motorcycle and RV, boat and jetski, contractor liability, and business owners insurance. The firm also offers access to life, health, and disability coverage through a referral partnership with Kaia Insurance Group.
The agency's go-to-market is sales-led and predominantly local, with distribution via phone sales, online quote request forms on insurance-in-texas.com, and walk-in consultations at the Conroe office. Revenue is generated exclusively through carrier commissions on policies placed (transaction-fee model), with no publicly disclosed pricing or premium rates; quotes are individualized and policies are typically issued same-day. The firm maintains carrier-side partnerships with multiple unnamed leading insurance companies, enabling rate comparison as its core value proposition, alongside service-level guarantees such as same-day certificate of insurance issuance for contractors and same-day home closing coverage.
Operationally, the firm is small (1-10 employees) with a single physical location, no disclosed funding, no M&A activity, and no AI or proprietary technology stack beyond a standard website and the UserWay accessibility widget. The technology footprint is limited to product-specific web quote forms and basic CRM/contact infrastructure. The business model is structurally low-scalability: revenue is linear with commission-per-policy volume, headcount is constrained, and growth depends on carrier relationships, local brand reputation, and niche specialization (notably the contractor insurance program on the getcontractorinsurance.com subdomain) rather than product or geographic expansion.
Texas Insurance Services firmographics
Firmographics- Name
- Texas Insurance Services
- Legal name
- Texas Insurance Services
- Website
- https://insurance-in-texas.com
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Texas Insurance Services is a privately held independent insurance agency founded in 1995 in Conroe, Texas, operating as a multi-carrier aggregator that shops personal and small commercial coverage for Texas consumers and businesses, earning carrier commissions across auto, home, motorcycle, boat, contractor, and SR22 lines.
- Ownership category
- akta.pro rank
Texas Insurance Services industry classification
Industry- Product category
- Independent Insurance Agency / Personal and Commercial Lines Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Retail (Personal Lines) Insurance Brokerage (FSAEADAA)
- akta.pro secondary industries
- Commercial Lines Insurance Brokerage (FSAEADAB), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where Texas Insurance Services is headquartered
LocationHeadquarters
- HQ city
- Conroe
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Texas Insurance Services business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Insurance Commissions: The agency earns commissions from insurance carriers for policies placed on behalf of customers. As an independent agency representing multiple insurance companies, they receive compensation based on the policies sold.
- Insurance Brokerage Services: The agency shops insurance coverage across multiple carriers to find the best rates for customers, earning commissions from successful policy placements. They write both personal and business insurance lines.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Personal Auto Insurance - Quote-based rates |
| Other | Monthly | Homeowners Insurance - Quote-based rates |
| Other | Monthly | Motorcycle & RV Insurance - Quote-based rates |
| Other | Monthly | Contractor Insurance - Quote-based rates |
| Other | Monthly | SR22 Auto Insurance - Quote-based rates |
| Other | Monthly | Boat/Jet Ski Insurance - Quote-based rates |
| Other | Monthly | Renters/Condo Insurance - Quote-based rates |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Texas Insurance Services product offering
Product offeringCore offering
Texas Insurance Services is an independent insurance agency founded in 1995 that shops coverage across multiple leading insurance carriers to provide personal lines (auto, homeowners, motorcycle/RV, renters/condo, boat/jetski, SR22) and commercial lines (contractor liability, business owners policies) to Texas residents and small businesses. The agency earns carrier commissions on each policy placed and differentiates through same-day policy issuance, same-day SR22 filings, and same-day certificates of insurance for contractors.
Product overview
Texas Insurance Services operates as an independent insurance agency established in 1995, offering a portfolio of personal and commercial insurance products. The agency functions as a multi-carrier aggregator, shopping coverage across multiple insurance companies to secure competitive rates for customers. Personal insurance offerings include Personal Auto Insurance, Homeowners Insurance, Motorcycle & RV Insurance, and Renters/Condominium Insurance. Commercial insurance includes Contractor Liability Insurance, Business Owners Insurance (BOP), and General Liability coverage. Specialty products include SR22 Auto Insurance for license reinstatement and Boat/Jetski Insurance. The agency also provides access to Life, Health, and Disability Insurance through a partnership with Kaia Insurance Group. Key differentiators include same-day coverage issuance and same-day SR22 filings.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Auto Insurance Auto insurance product that shops multiple major Texas auto insurance carriers for competitive rates and coverage options. Available for most vehicles and drivers, including those needing same-day SR22 filings. Targets Texas drivers including high-risk profiles.
- Homeowners Insurance Specialized homeowners insurance with competitive rates, including same-day coverage availability for home closings. Targets Texas homeowners, with renters and condominium insurance offered under the same program.
- Motorcycle & RV Insurance Specialized insurance for motorcycles, RVs, travel trailers, and other recreational vehicles, with low pricing and fast quote service. Targets Texas owners of recreational vehicles.
- Renters and Condominium Insurance Insurance coverage for renters and condominium unit owners, available for apartments, condos, single-family dwellings, and other unit types. Policy deductible options of $500, $1,000, or $2,500 and liability limits of $100,000 available.
- Contractor Liability Insurance Specialized contractor insurance program that shops coverage and issues Certificates of Insurance the same day. Covers general liability and other contractor-specific risks, with liability limit options ranging from $300,000 to $2 million or more. Targets Texas independent contractors and construction professionals.
- SR22 Auto Insurance SR22 filing service for drivers whose licenses have been suspended due to uninsured accidents, driving violations, or DUI. Offers immediate SR22 filings and license reinstatement assistance at low rates.
- Boat and Jetski Insurance Specialty insurance for boat and jetski owners, with coverage options including basic liability only, increased liability limits, liability with theft coverage, and full coverage. Targets Texas boat and personal watercraft owners.
- Business Owners Insurance (BOP) Commercial insurance product for business owners covering contractors, general liability, and other commercial risks with customizable liability limits. Targets Texas small business owners.
- Life, Health, and Disability Insurance Personal insurance products (life, health, disability) offered through a partnership with Kaia Insurance Group in Texas. Provided via cross-referral arrangement rather than direct issuance by Texas Insurance Services.
Quantifiable outcome
- Same-day SR22 filings issued for license reinstatement
- +3 more outcomes
Companies that use Texas Insurance Services
Customer profileSegments5 records
Ideal customer profiles2 records
Texas Insurance Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Texas Insurance Services partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered minor and core.
- Kaia Insurance GroupminorTexas Insurance Services has partnered with Kaia Insurance Group in Texas for health, life, and other types of personal insurance. This partnership allows the agency to offer comprehensive insurance coverage by referring customers for health, life, and disability insurance needs, while Kaia Insurance Group can refer customers back for property and casualty coverage.
- Multiple Insurance CarrierscoreTexas Insurance Services represents several leading insurance companies rather than any single provider. These carrier partnerships enable the agency to shop coverage across the marketplace and offer customers the best possible rates. The agency maintains relationships with multiple carriers to continuously monitor the marketplace and provide competitive options.
Scale indicators2 records
Recent moves3 records
Expansion highlights3 records
Texas Insurance Services competitors and assessment
Company assessmentEmerging players
- Policygenius: Digital-first insurance brokerage (acquired by Zillow in 2021, now operating independently again) focused on life, disability, and home/auto. Represents the digital-native competitive threat to traditional independent agencies like Texas Insurance Services.
- Simply Insurance: Online insurance marketplace focused on life and specialty lines, including high-risk auto (SR22-adjacent). Partially competes with Texas Insurance Services for SR22 and high-risk driver customers via a digital channel.
Others
- Kaia Insurance Group: Texas-based insurance partner that provides life, health, and disability referrals to Texas Insurance Services. Adjacent peer in the same Texas independent agency ecosystem and cross-referral partner; comparable in scale and model within its niche.
Direct peers
- Brightway Insurance: Franchise-based independent insurance agency offering personal and commercial lines through multi-carrier partnerships. Comparable business model to Texas Insurance Services, with similar customer segments and carrier-shopping approach, though distributed through franchisees.
- TWFG Insurance: Texas-based independent insurance agency that recently went public. Operates with the same multi-carrier, Texas-focused model as Texas Insurance Services, with comparable personal lines and small commercial product mix. The closest geographic and business model peer.
- SmartFinancial: Online insurance brokerage offering personal and commercial lines from multiple carriers. Competes directly with Texas Insurance Services for personal auto and home shoppers, with comparable carrier-shopping value proposition delivered through a digital channel.
- Goosehead Insurance: Public independent personal lines insurance agency operating a multi-carrier model similar to Texas Insurance Services but at significantly larger scale (hundreds of franchise locations). Direct comparable on independent agency model, personal lines focus, and carrier-shopping value proposition.
- The Zebra: Texas-based (Austin) online insurance comparison marketplace that lets consumers shop auto, home, and other personal insurance across multiple carriers. Directly competes with Texas Insurance Services for Texas personal auto and home customers, though through a digital-first experience rather than agency service.
Broad incumbents
- Integrity Marketing Group: Large private insurance distribution and marketing organization that acquires and partners with independent insurance agencies. Represents both a potential acquirer of Texas Insurance Services and a broader incumbent competing for the same customer base across multiple states.
- Brown & Brown Insurance: Large publicly-traded insurance broker offering personal and commercial lines through many retail offices nationwide. Provides broader market context as a large-scale incumbent in the same independent brokerage category as Texas Insurance Services.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks7 records
Key highlights7 records
Customer concentration
Texas Insurance Services social profiles
Digital presenceTexas Insurance Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Texas Insurance Services leadership team
Management profileNumber of profiles
Profiles1 record
Texas Insurance Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Texas Insurance Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Texas Insurance Services
What does Texas Insurance Services do?
Texas Insurance Services is an independent insurance agency founded in 1995 that shops coverage across multiple leading insurance carriers to provide personal lines (auto, homeowners, motorcycle/RV, renters/condo, boat/jetski, SR22) and commercial lines (contractor liability, business owners policies) to Texas residents and small businesses. The agency earns carrier commissions on each policy placed and differentiates through same-day policy issuance, same-day SR22 filings, and same-day certificates of insurance for contractors.
Is Texas Insurance Services a public or private company?
Texas Insurance Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Texas Insurance Services founded?
Texas Insurance Services was founded in 1995. It employs 1 to 10 people.
Where is Texas Insurance Services based?
Texas Insurance Services is headquartered in Conroe, United States, in the North America region.
How does Texas Insurance Services make money?
Two revenue lines are on record. Insurance Commissions are the primary driver. The others are insurance Brokerage Services.
Who are Texas Insurance Services's main competitors?
Emerging players on record are Policygenius and Simply Insurance. Kaia Insurance Group is listed as an others. Direct peers are Brightway Insurance, TWFG Insurance, SmartFinancial, Goosehead Insurance and The Zebra. Broad incumbents are Integrity Marketing Group and Brown & Brown Insurance.
Does Texas Insurance Services have an API?
No public API is recorded for Texas Insurance Services.
What industry is Texas Insurance Services in?
Texas Insurance Services's product category is Independent Insurance Agency / Personal and Commercial Lines Brokerage. Its primary akta.pro industry code is FSAEADAA, Retail (Personal Lines) Insurance Brokerage, with a secondary code of FSAEADAB, Commercial Lines Insurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.