koryo credit information co., ltd.

Name

koryo credit information co., ltd.

Legal name

고려신용정보(주)

Website

https://koryo.co.kr

Company type

Private

Founded year

1992

Operating status

Operating

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (561440), Collection Agencies (56144), Credit Bureaus (56145)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

akta.pro secondary industries

Third-Party Collection Agencies (Consumer) (FSAKAJAB), Utilities/Telecom & Other Non-Financial Receivables Collections (FSAKAJAN), International & Cross-Border Collections (FSAKAJAO)

Keywords

• Debt collection services
• Credit information investigation
• Receivables management
• Asset management consulting
• Overseas debt advisory

Headquarters

HQ city

Seoul

HQ country

South Korea

HQ region

Asia

Offices43 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Debt Collection Services (채권추심): Core revenue stream from debt collection services for civil, commercial, financial, and telecommunications debts. Services include visit-based collection, legal action preparation, and auction proceedings.
2. Credit Investigation (신용조사): Credit information investigation services for debtors and bad debt assessment.
3. Asset Management (자산관리): Financial services including asset evaluation, consulting, and asset management for creditors.
4. Overseas Debt Advisory (해외채권 자문관리): Advisory and management services for overseas debt collection, particularly export receivables.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Koryo Credit Information Co., Ltd. is South Korea's leading debt collection company, providing professional debt recovery services for civil, commercial, financial, and telecommunications claims. The company operates six interconnected service lines: debt collection, CRM center (call center quality monitoring), collection center (early-stage delinquency notification), credit investigation, financial services/asset management, and overseas debt advisory. Services are delivered through a nationwide network of more than 40 branch offices covering all major Korean cities and provinces, supported by phone consultation and online inquiry channels.

Product overview

Koryo Credit Information Co., Ltd. operates as a debt collection and credit management services company with six interconnected core service lines. The primary offering is debt collection (채권추심) for civil, corporate, financial, and telecom sectors, supplemented by CRM center services for quality management, collection center for early-stage delinquency management, credit investigation services, financial services and asset management, and overseas debt advisory management. The company also operates a connector recruitment program (고려커넥터스). All services are delivered through a nationwide network of branch offices across South Korea, with consultation available via phone (1522-3333) and online request forms. The company was established approximately 34 years ago.

Differentiator

Problem solved

Functional benefit

Brands

• 고려커넥터스 (Koryo Connectors): A connector program for recruitment/affiliation opportunity offered by the company.

Products and services

• Debt Collection (채권추심) Professional debt recovery service handling civil, commercial, financial, and telecommunications claims for large enterprises, SMEs, and individual business operators. Includes visit-based collection, legal action preparation, and forced auction proceedings.
• CRM Center (CRM센터) Customer service monitoring and call center quality management service providing quality control for client operations. Covers CS monitoring and call center quality management services for corporate clients.
• Collection Center (수납센터) Debt notification and delinquency management service providing early-stage collection notices and overdue payment tracking for creditors.
• Credit Investigation (신용조사) Credit information investigation service covering delinquent borrowers and damage compensation assessments.
• Financial Services / Asset Management (금융서비스/자산관리) Financial services including petition handling, rights confirmation, asset evaluation, and asset consulting for debt recovery on behalf of creditors.
• Overseas Debt Advisory Management (해외채권 자문관리) International debt advisory and management service handling export receivables debt collection and recovery management for overseas debtors.

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered minor.

• Goodwill Store (굿윌스토어)minorOthersSocial contribution partnership where Koryo Credit Information donates employee goods to Goodwill Store, a vocational rehabilitation facility for disabled persons that creates employment opportunities and practices environmental protection through resource circulation.
• Gangnam Severance Hospital Respiratory Rehabilitation Center (강남세브란스병원 호흡재활센터)minorOthersRegular charitable donations to support respiratory rehabilitation services.
• Sarangeoleum (사랑의열매)minorOthersRegular donations to the Sarangeoleum charity organization supporting disadvantaged communities.
• Koryo Humans (고려휴먼스)minorOthersFamily company providing related services in the credit and financial ecosystem.
• Happiness Dream Finance (행복드림금융대부)minorOthersFamily company providing finance lending services.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• NICE Information & Credit (한국NICE정보): Korean credit information and debt collection services provider operating nationwide. Directly competes with Koryo in third-party debt recovery, credit investigation, and CRM-style services for Korean financial institutions and corporate creditors.
• Korea Credit Bureau (KCB): Korea's major credit bureau providing consumer credit information, scoring, and related collection-adjacent services. Directly comparable to Koryo's credit investigation and debt recovery offerings serving lenders and financial institutions.
• Aprogen (아프로젠): Korean debt collection and credit management company listed on KOSDAQ. Competes head-to-head with Koryo in third-party recovery of delinquent consumer and corporate receivables for Korean creditors.
• SBC Co., Ltd. (에스비씨): Korean debt collection and credit recovery firm serving financial institutions and corporations. Direct competitor to Koryo in civil, commercial, and financial debt recovery across the Korean market.
• Korea Information Service (한국정보통신): Korean credit information and debt collection services provider. Comparable to Koryo in credit investigation and collection services for consumer and corporate receivables in Korea.

Broad incumbents

• Encore Capital Group: US-listed specialty finance company that purchases and collects defaulted consumer receivables globally. Comparable business model to Koryo's debt recovery operations, though at larger scale and with portfolio ownership rather than purely fee-based collection.
• PRA Group: Global debt buyer and recovery company operating across the Americas and Europe. Comparable to Koryo's debt collection business model at a broader geographic and portfolio scale.
• EOS Group: European-headquartered international debt collection services group operating across 24+ countries. Comparable to Koryo as a multi-country debt collection services provider, though operating in different geographies.
• Hoist Finance: European specialty finance firm focused on purchasing and servicing non-performing consumer loans. Business model overlap with Koryo's debt recovery services, though primarily a debt purchaser rather than fee-based collection agency.

Regional players

• Creditinfo Group: Iceland-headquartered credit information and credit bureau services group with operations across Europe, Asia, and emerging markets. Comparable to Koryo's credit investigation services business, though operating in different geographies.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCmrjjhZlYaOT3KaTL4ntYoA

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about koryo credit information co., ltd.