guelfi corretora de seguros

What guelfi corretora de seguros does

Guelfi Corretora de Seguros Ltda. (DBA: Guelfi Seguros) is a privately held insurance brokerage (corretora de seguros) headquartered in Angatuba, São Paulo, Brazil, operating from a single physical office at Rua Tte Jose Marco de Albuquerque, 97. The firm functions as an authorized intermediary that distributes personal, commercial, and financial protection products from third-party insurance carriers — primarily Porto Seguro, with secondary relationships with Azul Seguros and Petlove (veterinary health plans). It is not an underwriting entity; all risk-bearing, claims handling, product design, and pricing are performed by the underlying carriers.

The product portfolio spans more than 70 distinct offerings organized across three lines: personal insurance (auto, life, travel, residence, pet, portable equipment, personal accident), business insurance (enterprise, liability, bond/guarantee, machinery, transportation, plus vertical-specific policies for hotels, restaurants, schools, clinics, gyms, dealerships, perfumeries, pet shops, and agribusiness sub-lines for orchards, vegetables, and grains), and financial services (property/vehicle/heavy-vehicle/sustainable consortiums, vehicle financing, working-capital loans, consigned credit, and Porto Seguro-branded credit cards). Customer acquisition combines in-person advisory at the Angatuba office, online proposal/quote forms on guelfiseguros.com.br, WhatsApp, phone, and organic social (Facebook, Instagram).

Revenue is generated entirely through referral/affiliate commissions on policies sold; pricing is set by the carriers. The firm has no disclosed funding, no parent company, no institutional investors, no proprietary technology stack beyond a standard website with online form capture, and no proprietary mobile application. Geographic footprint is local — Angatuba and surrounding São Paulo state — with no international or national chain operations.

Name

guelfi corretora de seguros

Legal name

Guelfi Adm e Corretora de Seguros Ltda.

Website

https://guelfiseguros.com.br

Company type

Private

Operating status

Operating

Short description

Guelfi Corretora de Seguros is a local Brazilian insurance brokerage based in Angatuba, São Paulo, that distributes Porto Seguro, Azul Seguros, and Petlove products to individual consumers and small businesses across more than 70 personal, commercial, and financial product lines.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Insurance brokerage
• Insurance distribution
• Personal insurance
• Commercial insurance
• Financial products

Headquarters

HQ city

Angatuba

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: Guelfi Seguros operates as a corretora de seguros (insurance broker) earning commissions from insurance policy sales. They represent major insurance companies including Porto Seguro, Azul Seguros, and Petlove, selling various insurance products to end customers and earning a percentage of premiums paid.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Guelfi Corretora de Seguros operates as a local insurance brokerage (corretora de seguros) in Angatuba, São Paulo, Brazil, intermediating insurance and financial protection products from partnered providers including Porto Seguro, Azul Seguros, and Petlove. The brokerage distributes personal insurance (auto, life, home, travel, pet, portable equipment) and commercial insurance (business property, liability, sector-specific coverage, group life, consigned credit) to individuals and small/medium businesses, earning commissions on policy sales.

Product overview

Guelfi Corretora de Seguros is an insurance broker based in Angatuba, Brazil, operating as an authorized intermediary for Porto Seguro and other insurance providers. The company offers a comprehensive portfolio of insurance and financial products organized across three main categories: personal insurance (auto, life, travel, home, pet, portable equipment, and personal accident coverage), business insurance (enterprise, liability, guarantee bonds, machinery, transportation, and sector-specific policies for hotels, restaurants, schools, clinics, and dealerships), and financial services (vehicle and property consortiums, credit cards, vehicle financing, working capital loans, and consigned credit). The product lineup includes over 70 distinct offerings ranging from basic auto insurance to specialized coverage like grain farming insurance and sustainable energy consortiums, all distributed through Porto Seguro's infrastructure and service network.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro Auto (Auto Insurance)
• Seguro Vida On (Life Insurance)
• Seguro Viagem (Travel Insurance)
• Seguro Residencial (Home Insurance)
• Petlove Saúde (Pet Health Insurance)
• Seguro de Equipamentos Portáteis (Portable Equipment Insurance)
• Seguros Empresariais (Business Insurance)
• Seguro de Vida Empresarial (Business Life Insurance)
• Seguro de Vida em Grupo (Group Life Insurance)
• Seguro Garantia (Bond Insurance)
• Seguro de Máquinas e Equipamentos (Machinery and Equipment Insurance)
• Seguro para Caminhão (Truck Insurance)
• Seguro Auto Empresarial (Corporate Auto Insurance)
• Seguro Eventos (Events Insurance)
• Setor-Specific Business Insurance (Hotels, Restaurants, Schools, Clinics, Gyms, Dealerships)
• Agronegócio Insurance (Orchard, Vegetable, Grain)
• Financiamento de Veículos (Vehicle Financing)
• Consórcio de Imóvel (Property Consortium)
• Consórcio de Veículo (Vehicle Consortium)
• Empréstimo com Garantia de Veículo (Vehicle-Backed Loan)
• Crédito Consignado (Consigned Credit)
• Cartão de Crédito Porto Seguro (Porto Seguro Credit Cards)
• Empréstimo para Capital de Giro (Working Capital Loan)
• Porto Faz (Home Services)
• Centro Automotivo Porto (Automotive Service Network)
• Previdência Infantil (Children's Pension Plan)

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Porto SegurocoreChannel Partner/ Reseller/ DistributorPorto Seguro is the primary insurance provider partnership for Guelfi Seguros. The brokerage offers a comprehensive range of Porto Seguro products including auto, life, home, business, travel, and health insurance. Guelfi operates as an authorized reseller (corretora) of Porto Seguro insurance products.
• Azul SegurosminorChannel Partner/ Reseller/ DistributorGuelfi Seguros also offers insurance products from Azul Seguros, providing additional options for auto and other insurance coverage.
• Petlove (Porto.pet)minorChannel Partner/ Reseller/ DistributorPetlove (formerly Porto.pet) is a pet health insurance partner offering veterinary health plans. Guelfi sells Petlove pet health insurance products as part of their product portfolio.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Porto Seguro: Brazil's largest insurance company and Guelfi's primary carrier partner. Comparable as the dominant incumbent whose product portfolio Guelfi distributes; relevant because any change in Porto Seguro's reseller economics directly affects Guelfi's business model and competitive positioning.
• HDI Seguros: Mid-sized Brazilian insurer offering auto, business, and specialty coverage through broker networks. Comparable as another broad incumbent distributing similar product categories as Guelfi through the corretora channel.
• Azul Seguros: Brazilian auto-focused insurer and one of Guelfi's named carrier partners. Comparable as both a carrier partner and a competitor in auto insurance distribution—relevant because Guelfi resells Azul products while competing against brokers selling the same policies.
• SulAmérica Seguros: Major Brazilian insurance carrier offering auto, life, health, and business insurance through broker networks. Comparable as another broad incumbent whose products are distributed by corretoras like Guelfi and who competes for the same SMB and individual customers.
• Tokio Marine Seguradora: Large Japanese-affiliated Brazilian insurer offering auto, residential, business, and specialty coverage through broker networks. Comparable as a broad incumbent in the same product categories Guelfi distributes.
• Bradesco Seguros: One of Brazil's largest insurance groups, distributing through bank and broker channels. Comparable as a broad incumbent competing in the same personal and commercial insurance lines that Guelfi offers through Porto Seguro.
• Mapfre Seguros: Global insurance group with significant Brazilian operations distributing through corretoras. Comparable as another broad incumbent whose products overlap substantially with what Guelfi sells via Porto Seguro and Azul.

Emerging players

• 180 Seguros: Brazilian insurtech offering digital auto insurance with pricing based on driver behavior data. Comparable as an emerging digital-first player threatening the traditional corretora distribution model by enabling direct online purchase of standard auto coverage that is Guelfi's highest-volume product.
• Justos: Brazilian insurtech startup offering digital auto insurance with fair-pricing models and direct online sales. Comparable as an emerging player disintermediating traditional corretoras by selling directly to consumers via app and web.
• Akko Seguros: Brazilian insurtech focused on gadget and portable equipment insurance with digital distribution. Comparable as an emerging player directly competing in portable equipment, smartphone, and notebook insurance—a specific product line Guelfi distributes.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat2 records

Key risks4 records

Customer concentration

• LinkedInlinkedin.com/company/guelfi-corretora-de-seguros

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

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