trinity risk services

What trinity risk services does

Trinity Risk Services LLC is an independent insurance agency and risk management consulting firm headquartered in Pittsburgh, Pennsylvania, with over 40 years of operating history. The firm places personal lines (auto and home) and commercial coverage for individuals, families, and small businesses in the Western Pennsylvania market, with a stated specialization in challenging and non-standard risks such as flood-exposed properties and hard-to-place accounts. Service is delivered through a sales-led, producer-driven model anchored by a small office at 100 McKnight Park Drive and a publicly identified point of contact, Donna Ford.

The agency's product set spans standard personal lines (auto, home) and a broadening commercial book that includes business owners policies, general liability, workers' compensation, commercial auto, and specialty lines such as cyber liability, directors and officers (D&O), and employment practices liability (EPLI). Trinity places business through multiple carrier relationships rather than acting as a captive agent, with disclosed appointments including Liberty Mutual, Travelers, Progressive, CNA, Donegal, American Modern, Bristol West, and AIC. Risk management consulting is offered alongside brokerage, bundling coverage placement with advisory services for business clients.

Trinity generates revenue through carrier commissions on placed policies, supplemented by risk management advisory fees. The firm markets through Google Ads and Meta-tracked digital channels in addition to its traditional referral-based pipeline. There is no proprietary technology platform, no self-service quoting portal, and no evidence of AI or automation in the service stack, making the business model dependent on producer productivity and carrier appointment economics rather than software-led scale.

Name

trinity risk services

Legal name

Trinity Risk Services LLC

Website

https://trinityriskservices.com

Company type

Private

Founded year

1983

Operating status

Operating

Short description

Trinity Risk Services is an independent Pittsburgh-based insurance agency and risk management consultancy that places personal, commercial, and specialty coverage with non-standard and hard-to-place risks through multiple carrier relationships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage and Risk Management

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Professional Liability (E&O) (FSAJAGAC), Marine Specialty (Hull/P&I/Cargo) (FSAJAGAJ)

Keywords

• Independent insurance agency
• Commercial insurance brokerage
• Personal insurance coverage
• Risk management consulting
• Business insurance solutions

Headquarters

HQ city

Pittsburgh

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, Trinity Risk Services earns commissions from insurance carriers (AIC, American Modern, Bristol West, CNA, Donegal, etc.) for placing client coverage. Revenue is generated through policy placement fees and renewal commissions from multiple insurance company partners.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Trinity Risk Services is an independent insurance agency and risk management consultant that places personal and commercial insurance coverage through multiple carrier partners (AIC, American Modern, Bristol West, CNA, Donegal, Liberty Mutual, Progressive, Travelers, and others). It also provides standalone risk management consulting services including exposure identification, contract review, claims management, loss control, and certificate management for businesses, individuals, and families across the Pittsburgh, Pennsylvania region.

Product overview

Trinity Risk Services is an independent insurance agency and risk management consultant offering a comprehensive portfolio of insurance products and advisory services. The core offerings include Personal Insurance (Auto, Home, and related coverage), Commercial/Business Insurance (Property, Liability, and Specialty coverages), and Risk Management Consulting Services. The company provides insurance across multiple industries including construction, culinary, healthcare, retail, manufacturing, and more. Risk Management Services are available bundled with their insurance offerings or unbundled as standalone consulting. Their services are client-tailored to individual needs, whether business or personal, non-profit or for-profit, with over 40 years of industry experience.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance
• Home Insurance
• Business Insurance
• Risk Management Consulting Services
• Commercial Property and Liability Insurance
• Commercial Specialty Liability Insurance
• Personal Specialty Insurance

Quantifiable outcome

• Client testimonials report savings of $3,000+ on flood insurance policies compared to previous insurer quotes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered minor.

• AIC (American Insurance Carriers)minorChannel Partner/ Reseller/ DistributorInsurance carrier partner for policy placement. Provides claims reporting (1-800-841-5241) and payment processing (1-800-492-5629) through their online portal.
• American ModernminorChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims available at 1-800-375-2075 or online portal. Payment options include phone (1-800-543-2644) and mobile pay.
• Bristol WestminorChannel Partner/ Reseller/ DistributorInsurance carrier for auto coverage. Claims at 1-800-274-7865, online claims portal, and payment processing at 1-888-888-0080.
• CNAminorChannel Partner/ Reseller/ DistributorNational commercial insurance carrier. Claims at 1-877-574-0540, online portal. Payments at 1-877-276-7507 or online billing.
• Donegal GroupminorChannel Partner/ Reseller/ DistributorRegional insurance carrier. Claims at 1-800-877-9006, online claims. Payments at 1-800-877-0600, online payment portal.
• Liberty MutualminorChannel Partner/ Reseller/ DistributorNational insurance carrier partner. Full claims (1-800-225-2467) and payment (1-844-961-0334) support with online portals.
• ProgressiveminorChannel Partner/ Reseller/ DistributorMajor national auto insurance carrier. Claims at 1-800-274-4499, payments at 1-888-671-4405 with online account management.
• TravelersminorChannel Partner/ Reseller/ DistributorLarge national commercial and personal lines carrier. Claims at 1-800-238-6225, express payment online portal.
• Other Carrier PartnersminorChannel Partner/ Reseller/ DistributorAdditional insurance carriers including Foremost, Hagerty, IPFS, Markel, National General, Nazareth Mutual, Openly, Penn National Insurance, Philadelphia Insurance Companies, Safeco, The Farmers Fire, Tuscano, Universal Property, and Utica First. Full range of coverage options across multiple carriers.

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Acrisure: Large, PE-backed insurance brokerage roll-up with a significant Pittsburgh-area presence that competes for the same commercial and specialty accounts Trinity serves, while also acquiring smaller independents like Trinity.
• USI Insurance Services: Top-10 U.S. commercial insurance brokerage with broad carrier access and specialty practice groups that overlap with Trinity's challenging-risk placement across property, casualty, cyber, and professional lines.
• Marsh McLennan: Global insurance brokerage and risk advisory giant whose commercial and specialty practices compete with Trinity for mid-market and complex commercial accounts and set the bar for carrier access and consulting depth.

Direct peers

• Heffernan Insurance Brokers: Mid-sized independent insurance brokerage specializing in commercial, personal, and employee benefits with a similar relationship-driven, multi-carrier model aimed at businesses and individuals — closely comparable in GTM and product breadth.
• M3 Insurance: Mid-market independent insurance brokerage offering commercial, personal, and risk management services through a relationship-led model — a close functional comparable to Trinity across product mix and advisory positioning.
• Brown & Riding Insurance Services: Specialty insurance brokerage focused on non-standard and challenging commercial risks across niche industries — directly comparable to Trinity's specialty-risk positioning in marine, professional, and hard-to-place lines.
• RPS (Risk Placement Services): Specialty wholesale brokerage and binding authority serving independent retail agents seeking placement for non-standard and surplus-lines risks — comparable to Trinity's challenging-risk, multi-carrier placement model.
• Higginbotham Insurance: Large independent insurance agency offering commercial, personal, and risk management consulting to businesses and individuals — comparable in multi-line breadth, advisory services, and relationship-driven GTM.

Emerging players

• The Cincinnati Insurance Companies: Mid-sized regional property/casualty insurer and agency partner offering personal and commercial lines through independent agents — comparable as a carrier-counterpart and distribution competitor in the regional commercial market.

Regional players

• Erie Insurance: Pennsylvania-headquartered property/casualty insurer with a strong independent-agent distribution model in the same Western PA market Trinity serves, offering direct competitive overlap on personal and small-commercial lines.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/people/Trinity-Risk-Services-LLC/100063704132779

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about trinity risk services