metro title and settlement agency

What metro title and settlement agency does

Metro Title and Settlement Agency Inc. is a U.S. title insurance and settlement services agency operating across New York, New Jersey, Florida, Pennsylvania, and Illinois, with physical offices in Holbrook, NY and Fairfield, NJ. The firm, originally known as NY Metro Title, was acquired by Valley National Bank in 2012 and became a wholly-owned subsidiary; in 2019 it expanded into New Jersey and rebranded to its current name. Its service portfolio spans commercial and residential title insurance searches, settlement closings, reports of title, document recording, escrow services, notice of settlement preparation, email document delivery, and paralegal back-office support, alongside specialized searches (foreclosure, judgment/lien, tax and assessment, municipal, bankruptcy/Patriot, state and county UCC, flood, co-op, franchise tax, and good standing). It also operates as an agency for First American Title Insurance Company and was ranked 8th of 250 agents in New Jersey.

The company's products and services are delivered through a traditional, non-proprietary technology stack centered on standard industry title search, recording, and document management workflows. The only notable digital tool is an online Title Calculator that links to First American and Fidelity National rate calculators for self-service quoting. No proprietary platform, API, mobile app, or AI/ML capability is documented.

Metro Title generates revenue through transaction-fee pricing on a pay-as-you-go basis, with published unit rates for residential and commercial title services, searches, recording, and escrow (e.g., $245-$595 municipal searches, $75 UCC county/state searches, $50-$75 escrow service charges, $25-$200 recording and payoff processing fees). Go-to-market is sales-led and distributed through the company website, direct phone ordering, referral flow from parent Valley National Bank's banking customers, and credential-based marketing (the First American Top 10 Agent award). Customer segments are horizontal across residential buyers/sellers, commercial buyers/sellers/lenders, and real estate attorneys/lenders across the five-state footprint.

Name

metro title and settlement agency

Legal name

Metro Title and Settlement Agency Inc.

Website

https://metrotitleandsettlement.com

Company type

Private

Founded year

2012

Operating status

Operating

Short description

Metro Title and Settlement Agency is a title insurance and settlement services firm providing commercial and residential title searches, settlement closings, escrow, and recording services across New York, New Jersey, Florida, Pennsylvania, and Illinois, operating as a wholly-owned subsidiary of Valley National Bank.

Ownership category

akta.pro rank

Product category

Title Insurance and Settlement Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB)

Keywords

• Title insurance services
• Settlement closing services
• Title search services
• Document recording services
• Real estate escrow

Headquarters

HQ city

Holbrook

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Supply Chain

Revenue model

1. Title Insurance Services: Metro Title and Settlement provides title insurance searches and policies for commercial and residential real estate transactions. Revenue is generated through fees for title searches, title insurance policies, municipal searches, recording services, escrow services, and closing/settlement coordination. Pricing is fee-for-service based on transaction type and complexity.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Metro Title and Settlement Agency Inc. provides commercial and residential title insurance searches, settlement closings, reports of title, and document recording services for real estate transactions across New York, New Jersey, Florida, Pennsylvania, and Illinois. The company coordinates title work from application through closing, supported by an in-house staff of title officers, settlement closers, and paralegals who also provide back-office support and a range of ancillary searches (foreclosure, judgment/lien, tax, municipal, bankruptcy/Patriot, UCC, flood).

Product overview

Metro Title and Settlement Agency Inc. offers a comprehensive suite of title insurance and settlement services as a single integrated offering. The core product is title insurance services (both commercial and residential) supported by settlement closings, title reports, and document recording. Key service modules include paralegal back office support, title search services (foreclosure, judgments/liens, tax assessments, municipal, bankruptcy/Patriot, UCC, flood), escrow services, and wiring capabilities. The company also provides an online Title Calculator tool for fee estimation. Services are concentrated in New York, New Jersey, Florida, Pennsylvania, and Illinois, with physical offices in New York (Holbrook) and New Jersey (Fairfield).

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial and Residential Title Insurance
• Settlement Closings
• Reports of Title
• Document Recording Services
• Escrow Services
• Notice of Settlement Preparation and Filing
• Paralegal Back Office Support
• Municipal Searches
• Judgment/Lien and Litigation Searches
• Bankruptcy and Patriot Searches
• UCC Searches
• Foreclosure Review
• Attorney and Surrogate's Search Services
• Co-op Search
• Franchise Tax and Good Standing Services
• Tax and Assessment Searches
• Flood Search
• National Referral Services
• Title Fee Calculator

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• First American Title Insurance CompanycoreStrategic or Co-development Partner · 1 January 2019Metro Title and Settlement Agency operates as an agent for First American Title Insurance Company, the 2nd largest title insurance underwriter in the nation. First American recognized Metro Title as a 'Top 10 Agent' award recipient, ranking 8th out of 250 agents in New Jersey. The company uses First American's title rate calculator for New York title insurance estimates.
• Agile Premium FinanceminorStrategic or Co-development PartnerAgile Premium Finance logo appears on the Metro Title website, suggesting a partnership for premium financing solutions. Agile Premium Finance provides financing products that may be offered in conjunction with title and settlement services for real estate transactions.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• First American Title Insurance Company: The #2 title insurance underwriter in the United States and Metro Title's primary underwriter partner. Operates nationally as both underwriter and direct title agent, providing a benchmark for the industry at which Metro Title is a top-10 agent in New Jersey.
• Fidelity National Title: One of the largest title insurance underwriters and a major direct title agency operator in the U.S. Their New York rate calculator is referenced by Metro Title, signaling overlapping product offerings and customer base across the same Northeast geographies.
• Stewart Title: Major national title underwriter and agency operator with deep presence in commercial and residential real estate transactions. Directly comparable to Metro Title in offering title insurance, settlement services, and escrow across multiple U.S. states.
• Old Republic Title: Large national title insurance underwriter and agency group providing residential and commercial title insurance and settlement services. Comparable in product breadth and multi-state operating model to Metro Title.

Direct peers

• WFG National Title Insurance Company: National title insurance underwriter that operates primarily through a distributed agent model. Directly comparable to Metro Title as a multi-state title agency issuing policies through underwriter relationships for residential and commercial transactions.
• North American Title Insurance Company: Title insurance underwriter and agency group providing title and escrow services across multiple U.S. states. Closely matches Metro Title's agency-driven, multi-state operating model and customer base.
• Title Resource Group: Title agency network affiliated with national underwriters, providing residential and commercial title services. Operates a similar agency model serving real estate attorneys, lenders, and buyers/sellers in overlapping geographies.
• Knight Barry Title: Mid-sized title agency providing commercial and residential title insurance and settlement services across multiple U.S. states. Comparable in scale, service mix, and customer segments to Metro Title.

Regional players

• Pillar Title Agency: Regional title agency providing title insurance and settlement services in select U.S. markets. Comparable service catalog and customer base, but with a more concentrated geographic footprint than Metro Title's five-state reach.
• Pro Title USA: Title and escrow services agency serving specific regional markets with residential and commercial offerings. Comparable product set to Metro Title with overlapping focus on real estate professionals and lender clients.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/metro-title-and-settlement-agency-inc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about metro title and settlement agency