artemis insurance

What artemis insurance does

Artemis Insurance is a privately held, independent insurance agency headquartered in Houston, Texas, that distributes personal and commercial insurance products on behalf of more than 30 carrier partners. The agency operates a multi-brand portfolio of acquired regional agencies — Texan Insurance, Ozark Insurance, Marek Insurance, and Tyner/Jeter Insurance Agency — and maintains seven or more physical offices across Texas and Louisiana while servicing clients nationwide. Its product portfolio spans personal lines (home, auto, flood, high net worth, condo), commercial lines (business auto, commercial property, business owners policy, commercial umbrella, cyber liability), and 50+ industry-specific verticals (gas stations, real estate investors, HOAs, condo buildings, professional services).

The company makes money primarily through carrier commissions on bound and renewed policies, supplemented by revenue from acquiring and integrating other insurance agencies. It uses a consultative, sales-led go-to-market approach delivered through in-person offices, phone, email, online quote requests, a client referral program, and a strategic embedded-insurance channel with credit unions (DATCU, EECU) that provides members with access to carriers while generating recurring non-interest income for the partner institutions. Pricing is quote-based and not publicly disclosed, with policies tailored to individual or commercial risk profiles and billed on a monthly cadence.

Artemis's growth model combines above-industry-average organic growth with a programmatic M&A roll-up, backed by a strategic partnership with Aston Partners. The agency cites 10x growth over just over 10 years and over 30 years of cumulative industry expertise across its brands. There is no proprietary technology platform disclosed; operations rely on standard agency management tooling, carrier portals, and digital marketing rather than internally built AI or software systems.

Name

artemis insurance

Legal name

Artemis Insurance

Website

https://artemisinsurance.com

Company type

Private

Operating status

Operating

Short description

Artemis Insurance is a Houston-based independent insurance agency distributing personal, commercial, and industry-specific insurance through 30-plus carrier partnerships, seven Texas/Louisiana offices, and embedded credit union channels, with active M&A-driven growth.

Ownership category

akta.pro rank

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Artemis Insurance operates as an independent insurance agency earning commissions from multiple insurance carrier partnerships. They represent various insurance companies and earn commission income when policies are bound and renewed. The agency also generates revenue through mergers and acquisitions of other insurance agencies.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Artemis Insurance is an independent insurance agency that places and services personal, commercial, and industry-specific policies through multiple insurance carriers. It provides consultative coverage comparisons, policy customization, and ongoing service to individuals, businesses, associations, and credit union partners.

Product overview

Artemis Insurance is an independent insurance agency offering a comprehensive portfolio of insurance products through multiple carriers. The company operates as a single integrated agency platform with personal insurance products (Home, Auto, Flood, High Net Worth, Condo) and business insurance products (Business Auto, Commercial Property, Cyber Liability, Business Owners, Commercial Umbrella), plus extensive industry-specific coverages (Professional Services, Real Estate Investor, Gas Station, HOA, Condo Building, and 50+ other industry verticals). Service capabilities include claims reporting, bill payment, policy reviews, and certificate requests.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Homeowners insurance covering the risks of owning a home, including property damage, personal liability, and personal belongings.
• Auto Insurance Coverage protecting vehicles and drivers against accidents, liability, and property damage on the road.
• Flood Insurance Specialized coverage protecting homes and contents from flood damage, available through NFIP or private carriers.
• High Net Worth Insurance A comprehensive insurance solution combining coverage for homes, vehicles, travel, and life insurance for individuals with large assets and unique coverage needs.
• Condo Insurance Coverage protecting condo unit owners' personal property and improvements and filling gaps in condo association policies.
• Business Auto Insurance Commercial vehicle coverage for businesses with company vehicles, including higher liability limits and collision coverage.
• Commercial Property Insurance Coverage protecting business-owned or leased property, including equipment, inventory, and furniture.
• Cyber Liability Insurance Specialized coverage helping businesses cover costs associated with cyber-attacks, data breaches, and information security risks.
• Business Owners Insurance Combined business property and liability coverage in a single Business Owners Policy designed to protect small businesses.
• Commercial Umbrella Insurance Excess liability coverage that applies when standard policy limits are exceeded, providing additional financial protection.
• Professional Services Insurance Coverage for service-oriented businesses, including errors-and-omissions liability and malpractice insurance for medical professionals.
• Real Estate Investor Insurance Insurance coverage tailored for real estate investors, including property damage, liability, and coverage for vacant properties.
• Gas Station Insurance Comprehensive coverage for gas stations, including convenience stores, car washes, and auto body shops, covering crime, environmental, and business interruption risks.
• Homeowners Association Insurance Coverage for HOA master policies, property damage, and liability claims from visitors or HOA members.
• Condo Building Insurance Coverage for condo associations with Bare Walls, Modified Single Entity, and Single Entity policy options covering buildings and common areas.

Quantifiable outcome

• 10x growth in just over 10 years with more organic growth than industry average

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• DATCUcoreStrategic or Co-development PartnerStrategic partnership with DATCU credit union to provide comprehensive insurance services to their members. Artemis provides cutting-edge technology, licensed sales and service teams, and access to their network of top-rated carriers. This partnership generates recurring non-interest income for the credit union while providing members with essential insurance coverage.
• Multiple Insurance Carriers (Allied Trust, Burns & Wilcox, Cypress Texas, iCat, Liberty Mutual, Mercury Insurance, Millennial Specialty, National General, Neptune, Progressive, R-T Specialty, SageSure, Selective, Swyfft, Texas Fair Plan, Texas Windstorm, Travelers, Wellington Risk, Wright Flood)coreChannel Partner/ Reseller/ DistributorArtemis Insurance represents over 30 insurance companies/carriers, allowing them to offer a variety of policies unique to each client's needs. This independent agency advantage means they do the shopping and hard work to find the best coverage options for clients.

Scale indicators4 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Goosehead Insurance: Public independent insurance agency that distributes personal lines through a network of agents with multiple carrier appointments. Highly comparable to Artemis in product mix (home, auto, umbrella) and independent agency model, though Goosehead is significantly larger and more franchise-driven.
• Higginbotham: Fort Worth-based independent insurance agency offering personal, commercial, and employee benefits products through multiple carrier partnerships. Closely comparable to Artemis in regional Texas roots, independent agency structure, and broad multi-line product portfolio.
• The IMA Financial Group: Independent insurance, risk management, and wealth management firm with a multi-state office network and broad commercial and personal lines. Comparable to Artemis in independent agency model, carrier-agnostic placement, and commercial focus.
• TGS Insurance Agency: Independent insurance agency distributing personal and commercial lines through carrier partnerships. Comparable to Artemis in independent agency distribution model and carrier-neutral positioning.

Broad incumbents

• Brown & Brown Insurance: Large publicly-traded insurance brokerage distributing personal, commercial, and specialty lines through a national office network. Comparable as a broad incumbent in the same independent brokerage category but at far greater scale and geographic reach than Artemis.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm placing personal, commercial, and specialty coverage through carrier relationships. Comparable as a broad incumbent competitor in the same broker distribution space but operating at vastly larger scale.
• Hub International: Large insurance brokerage with personal, commercial, and employee benefits practices across North America. Comparable as an incumbent in the same brokerage category with multi-carrier placement strategy.
• USI Insurance Services: National insurance brokerage serving mid-market clients with property, casualty, and specialty coverage through carrier partnerships. Comparable as a broad incumbent competitor in the multi-carrier brokerage space.
• Marsh McLennan: Global insurance brokerage and risk advisory group placing commercial and specialty coverage through carrier relationships. Comparable only as a broad incumbent; operates at much larger scale and focuses on enterprise clients rather than Artemis's SMB/personal mix.

Regional players

• Assure Holdings / AssurePro Insurance: Regional independent insurance agency with multi-carrier placement and personal/commercial lines. Comparable in distribution model and product breadth, though concentrated in different regional markets than Artemis's TX/LA footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/artemis-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about artemis insurance