What eemel does

Eemel is a Finnish cloud business software company operated by Epic Invoicing Oy and headquartered in Tampere, Finland. It serves SMBs with a five-product family: Eemel Invoicing (sales and purchase invoicing), EpicSign (electronic signatures), and Eemel ONE (work-order, scheduling, and contract invoicing for field service companies) as internationally available core products, plus Eemel Accounting and Eemel ERP as Finland-specific solutions with payroll modules. The platform is delivered as a browser-based cloud service with mobile-app access, free 14-day trials with no credit card, and freemium tiers.

Technically, Eemel differentiates through regulatory localization (Finvoice e-invoicing for Finland, Verifactu compliance for Spain), PSD2-based bank connectivity via Enable Banking covering 2,700+ banks across 30 countries, two-way REST API integrations with Exact Online (8 countries) and Fennoa (Finland), and OCR plus rule-based automation for invoice data extraction and accounting account suggestions. The platform supports 10 languages on EpicSign and is presented in 19 languages on the website.

Eemel monetizes via tiered monthly subscriptions (Free, Starter, Pro, Business, Enterprise) ranging from €0 to €150+/month per product, transaction-based overages on EpicSign (€0.95 per excess signature invitation), separate fees for premium integrations such as the Web Service bank connection and Exact Online, and a 20% recurring affiliate commission channel. Customer mix skews toward small businesses in Finland and selected European markets, with named customer evidence limited to anonymized SMB testimonials and one startup (Healthfactory Oy). No revenue, headcount, funding, or ownership-change data is publicly disclosed.

Name

eemel

Legal name

Epic Invoicing Oy

Website

https://eemel.com

Company type

Private

Operating status

Operating

Short description

Eemel, operated by Epic Invoicing Oy in Tampere, Finland, provides cloud-based invoicing, electronic signature (EpicSign), work management (Eemel ONE), accounting, and ERP software primarily for small and medium businesses in Finland, Spain, and other European markets.

Ownership category

akta.pro rank

Product category

Business Invoicing Software

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)

akta.pro primary industry

Enterprise Application License Advisory, Vendor Management & Optimization (BPAEAGAO)

Keywords

• Cloud invoicing software
• Electronic signature service
• Work management platform
• Business accounting software
• Enterprise resource planning

Headquarters

HQ city

Tampere

HQ country

Finland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure, Others

Revenue model

1. Subscription fees - Core products: Monthly subscription fees for Eemel Invoicing, EpicSign, Eemel ONE, Eemel Accounting, and Eemel ERP with tiered pricing (Free/Pro/Business/Starter/Enterprise). Recurring revenue from monthly or annual billing.
2. Partner commission (affiliate referral): 20% commission on monthly fees paid by customers referred through partner links. Commission paid for 12 months from customer's first payment.
3. Transaction fees - EpicSign excess usage: 0.95 EUR per signature invitation beyond the quota in Business tier (840/year). Unit pricing for overages.
4. Bank connection fees: Web Service bank connection for automatic payments in supported Finnish banks; separate monthly fee for integration features like Exact Online

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Eemel provides cloud-based business software focused on sales and purchase invoicing, electronic signatures, work/customer management for field services, and full accounting and ERP for Finnish businesses. Core products are Eemel Invoicing (general invoicing/signatures), EpicSign (standalone e-signature service), Eemel ONE (combined work, customer, and invoicing for cleaning, maintenance, and fieldwork), Eemel Accounting (Finnish bookkeeping), and Eemel ERP (Finnish enterprise resource planning). The company also delivers country-specific compliance such as Finvoice for Finland and Verifactu for Spain.

Product overview

Eemel is a business software company offering a product family built around invoicing, electronic signatures, and work management. Core international products include Eemel Invoicing (sales and purchase invoicing), EpicSign (electronic signatures), and Eemel ONE (work management for field service companies). Finland-specific local solutions include Eemel Accounting (bookkeeping and payroll) and Eemel ERP (enterprise resource planning with inventory, projects, and financial management). Products can be used individually or combined together, with the accounting integration connecting Eemel as the primary invoicing system to external accounting software.

Differentiator

Problem solved

Functional benefit

Brands

• Eemel Invoicing: Sales invoices, payment tracking, and purchase invoice management software.
• EpicSign
• Eemel ONE
• Eemel Accounting
• Eemel ERP

Products and services

• Eemel Invoicing Cloud-based invoicing software for creating and sending sales invoices and receiving purchase invoices in multiple currencies and languages, with branding options and recurring billing. Targets small and medium businesses internationally.
• EpicSign Electronic signature service for sending documents and contracts for legally binding e-signatures with strong authentication (mobile-ID, bank credentials, Smart-ID). Targets SMBs and individuals needing compliant e-signatures, and is also available bundled within Eemel Invoicing.
• Eemel ONE All-in-one work management platform combining work orders, customer management, and contract-based invoicing for small field service companies in cleaning, maintenance, and other trades. Replaces separate scheduling, CRM, and invoicing tools.
• Eemel Accounting Cloud-based Finnish bookkeeping software offering OCR-driven purchase invoice processing, AI-assisted bookkeeping automation, anomaly detection, payroll, VAT and tax reporting, and integrations with Finnish accounting bureaus and Finnish banks via PSD2. Targeted at Finnish SMBs and accounting bureaus.
• Eemel ERP Enterprise resource planning system for Finnish small and medium businesses that combines invoicing, accounting, payroll, Finvoice e-invoicing, and AI-assisted bookkeeping into one platform. Targeted at Finnish SMBs that need an integrated ERP rather than separate point tools.
• Verifactu-compliant invoicing (Spain) Spanish market invoicing product that issues electronic invoices compliant with the Spanish Verifactu regulation for the Agencia Tributaria. Targeted at Spanish SMBs that must comply with Verifactu reporting obligations.

Quantifiable outcome

• Accelerated cash flow and reduced monthly workload for customers switching to Eemel Invoicing
• +2 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability3 records

Feature5 records

Partnerships

Four partnerships are on record, tiered core.

• Exact OnlinecoreTechnology or IntegrationTwo-way REST API integration with Exact Online for automated sales invoice sync, PDF attachments, and payment status synchronization. Available for companies in Netherlands, Belgium, Germany, UK, Spain, France, Finland, and USA. Eemel handles invoicing; Exact handles accounting and reconciliation. Separate monthly fee applies.
• FennoacoreTechnology or IntegrationAutomatic API-based sending of sales invoices to Fennoa accounting software for Finnish companies. Invoices, attachments, and approvals transfer automatically in background. Accountant sees material in Fennoa without separate import. Finnish companies only.
• Enable BankingcoreTechnology or IntegrationPSD2-based account information service providing bank transaction imports and automatic payment-to-invoice matching via reference numbers. Supports 2700+ European banks across 30 countries. Used for reconciliation support, not as payment channel.
• Finnish banks (OP, Nordea, Danske Bank, S-Pankki)coreTechnology or IntegrationDirect bank connections for automatic payment sending and bank statement imports. Supports SEPA and ISO20022 standards. Available in Finland for Business tier customers with Web Service bank link.

Scale indicators2 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• FreshBooks: North American cloud invoicing and accounting platform for SMBs and freelancers. Comparable product scope (invoicing, payment tracking, basic accounting) and freemium/trial-based GTM motion.
• Fortnox: Swedish-listed SaaS offering cloud accounting, invoicing, payroll, and e-signature for SMBs. Directly competes with Eemel in Nordic SMB invoicing/accounting and is the benchmark Nordic SMB platform.
• Bokio: Swedish fintech-backed free accounting and invoicing app for small businesses and freelancers. Targets the same SMB/freelancer segment as Eemel Invoicing and Eemel Accounting with a freemium model.
• Procountor: Finnish accounting and payroll SaaS used by SMBs and accounting bureaus. Already an integration partner of Eemel but also a competing Finnish financial-management platform for the same target customers.
• Netvisor: Finnish accounting, payroll, and invoicing SaaS from Visma Finland. Competes head-to-head with Eemel Accounting and Eemel ERP for Finnish SMB customers.
• Fennoa: Finnish accounting SaaS for SMBs and accounting firms. A current Eemel integration partner but also a competing Finnish platform for the same small-business bookkeeper customer.

Broad incumbents

• Visma: Large Nordic provider of accounting, ERP, payroll, and HR software with broad SMB and mid-market reach (including Visma.net, e-conomic, Fortnox-adjacent products). Overlaps with Eemel's invoicing and accounting capabilities across Nordic markets.
• Exact Online: European cloud accounting/ERP platform covering Netherlands, Belgium, Germany, UK, Spain, France, Finland, and USA. Integration partner but also a direct competitor to Eemel Invoicing and Eemel Accounting in the same geographies.
• Xero: Global cloud accounting platform with invoicing, e-signatures via Xero Sign, and an SMB-focused go-to-market. Comparable to Eemel's all-in-one invoicing/accounting positioning and to EpicSign's e-signature functionality.

Emerging players

• Zoho Invoice: Free/affordable invoicing and subscription billing tool in the broader Zoho One suite. Targets SMBs globally with invoicing and e-signature-adjacent features, comparable to Eemel Invoicing and EpicSign for price-sensitive international customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/eemel-com

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about eemel