chicago title

What chicago title does

Chicago Title Company operates a regional title insurance and escrow services franchise in San Mateo County, California, as part of Fidelity National Financial (FNF, NYSE: FNF), the largest title insurer in the United States. The entity in scope is a sub-state branch network ("Chicago Title San Mateo") running four physical offices — Burlingame, Daly City, San Carlos, and a San Carlos administrative office — led by Vice President and County Manager Maria Silvestri. Service offerings are split into two primary revenue lines: title insurance policies that protect buyers and lenders against undiscovered ownership defects, and full-service escrow and closing including fund disbursements, purchase contract execution, Closing Disclosure preparation, and document recording. Pricing is transaction-fee based, anchored to regulated California title premium rates plus ancillary escrow fees.

The technology layer underwrites the front-office workflow with a portfolio of FNF-group digital products: Premier Services (an online portal giving real estate professionals 24-hour order placement, comparable sales, school and demographic data, and account management); TitleNow (iOS/Android mobile app for real-time parcel, tax, transfer, and plat map data); ChicagoAgent ONE (mobile calculator for net sheets, closing costs, and monthly payments with preloaded county-specific rates); National Rate Calculator (web-based settlement cost estimator); Active Farm (a farm database tool that auto-updates ownership changes twice monthly for agent marketing); and the inHere Experience Platform for transaction initiation. Distribution is sales-led, combining branch-based account executives and AVPs with self-serve digital channels, while partnerships with affiliated FNF entities (ServiceLink for default and mortgage services, Stillwater Insurance for property and casualty, Home Warranty Company, FRS Online for relocation, and Fidelity National Timeshare) extend the product bundle.

Customers are segmented horizontally into six groups — RE professionals, lenders, buyers/sellers, builders, attorneys, and commercial clients — with real estate professionals and lenders flagged as primary. No public financials are disclosed at the branch level; revenue is generated on a transaction-by-transaction basis tied to San Mateo County residential and commercial real estate volume, supplemented by recurring title premium economics on refinance and resale activity.

Name

chicago title

Legal name

Chicago Title Company

Website

https://chicagotitleburlingame.com

Company type

Private

Operating status

Operating

Short description

Chicago Title Company is a regional title insurance and escrow services provider in San Mateo County, California, operating four branch offices as part of Fidelity National Financial. It serves real estate professionals, lenders, buyers, sellers, builders, attorneys, and commercial clients with integrated digital transaction tools.

Ownership category

akta.pro rank

Product category

Title Insurance & Escrow Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance (FSAJACAL)

akta.pro secondary industry

Title Insurance & Underwriting (BPAJAOAA)

Keywords

• Title insurance services
• Escrow closing services
• Real estate settlement
• Property title search
• Lender title services

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance: Title insurance policies that protect property buyers from undiscovered clouds on title and potential claims arising from past ownership issues
2. Escrow & Closing Services: Full escrow and closing services including fund disbursements, purchase contract execution, property ownership transfer, Closing Disclosure preparation, document recordings, and home warranty coordination

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Chicago Title issues title insurance policies that identify clouds on title and protect property buyers against undiscovered ownership claims, and delivers full closing and escrow services including fund disbursement, purchase contract execution, property ownership transfer, Closing Disclosure preparation, and document recording. These core services are delivered through four physical branch offices in San Mateo County and supported by digital platforms that provide 24-hour property data access, ordering, and rate calculation for residential and commercial transactions.

Product overview

Chicago Title offers a comprehensive suite of title insurance and escrow services through a combination of core service offerings and digital products. The core services include Title Insurance (protecting property ownership and identifying title defects) and Closing & Escrow Services (managing funds disbursement, contract execution, and ownership transfer). These core services are supported by digital products: Premier Services (online portal for property data, comparable sales, and 24-hour ordering), TitleNow (mobile app for real-time property information), ChicagoAgent ONE (calculator app for closing costs and net sheets), National Rate Calculator (web-based settlement cost estimation), and Active Farm (farm database marketing tool). The inHere Experience Platform provides the transaction initiation framework. Together, these products form an integrated real estate closing ecosystem serving residential and commercial customers throughout San Mateo County, California.

Differentiator

Problem solved

Functional benefit

Brands

• Premier Services: Online one-stop shop for residential real estate solutions providing property data, comparable sales, school reports, and 24-hour ordering capability.
• TitleNow
• Active Farm
• ChicagoAgent ONE
• inHere
• National Rate Calculator

Products and services

• Title Insurance Title insurance policies that identify clouds on title to property and provide protection against undiscovered claims, ensuring proper ownership transfer for residential and commercial buyers and lenders.
• Closing & Escrow Services Full closing and escrow services including competent funds disbursements, purchase contract execution, property ownership transfer, Closing Disclosure preparation, document recordings, and home warranty coordination for residential and commercial real estate transactions.
• Premier Services Online one-stop shop portal for residential real estate solutions providing property data, comparable sales, school reports, demographics, real estate calculators, and 24-hour ordering capability for real estate professionals.
• TitleNow Mobile application available on iPhone, iPad, and Android providing real-time property data including address, mailing address, legal description, parcel and tract information, tax information, transfer history, comparable sales, and plat maps for real estate professionals.
• ChicagoAgent ONE Real estate calculator application for iPhone, iPad, Android, Kindle, and Nook providing net sheet estimates, closing costs, and monthly payment calculations with customizable branded printouts and email correspondence.
• National Rate Calculator Web-based title and escrow rate calculator designed to help customers estimate potential settlement-related costs for residential real estate transactions, with preloaded county-specific title rates, lender fees, and property tax rates.
• Active Farm Walking farm application that automatically checks for new ownership changes twice monthly, allows downloading farms in common formats, and provides snapshot statistics for targeted real estate marketing efforts.
• inHere Experience Platform Platform for starting real estate transactions, part of the inHere Experience Platform ecosystem used by buyers, sellers, and real estate professionals to initiate title and escrow workflows.
• Wiresafe Wire Fraud Protection Service that helps real estate transaction participants protect themselves from wire fraud, an identified industry threat during the closing process.

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Ten partnerships are on record, tiered minor.

• ServiceLink (Comprehensive Default Services)minorStrategic or Co-development PartnerAffiliated company providing comprehensive default services for distressed properties and REO transactions
• ServiceLink National FloodminorStrategic or Co-development PartnerFlood certification services through affiliated company
• Home Warranty CompanyminorStrategic or Co-development PartnerHome warranty protection services offered as part of real estate transaction support
• ServiceLink (Mortgage Origination)minorStrategic or Co-development PartnerMortgage origination services for real estate transactions
• ServiceLink (Mortgage Servicing)minorStrategic or Co-development PartnerMortgage servicing support for lenders
• Stillwater Insurance (Property and Casualty)minorStrategic or Co-development PartnerProperty and casualty insurance coverage for real estate transactions
• FRS Online (Relocation Inspection)minorStrategic or Co-development PartnerRelocation inspection services for moving and relocation companies
• FRS Online (Relocation Solutions)minorStrategic or Co-development PartnerProperty services for relocation transactions
• Fidelity National TimeshareminorStrategic or Co-development PartnerTimeshare-related title and transaction services
• UCCPlus InsuranceminorStrategic or Co-development PartnerUCCplus insurance services for commercial transactions

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• First American Title Insurance Company: One of the largest title insurance companies in the US, directly competing with Chicago Title in title insurance underwriting, escrow, and closing services across California and nationally. Operates similar business model serving real estate professionals, lenders, and consumers with comparable digital tools.
• Stewart Title Company: Major national title insurance underwriter providing directly competing title insurance, escrow, and closing services. Competes head-to-head with Chicago Title in California real estate transactions with similar customer segments and service offerings.
• Old Republic Title Company: National title insurance company providing title insurance policies and escrow/closing services competing directly with Chicago Title across residential and commercial transactions. Similar business model serving lenders, real estate agents, and buyers/sellers.
• Fidelity National Title (FNF Brand): Sister brand under the same FNF parent company providing identical title insurance and escrow services. Operates as a directly competing brand within the same corporate family, sharing infrastructure and competing in the same local San Mateo County market.
• WFG National Title Insurance Company: National title insurance underwriter offering competitive title and escrow services across California. Directly comparable business model targeting real estate professionals and lenders with similar transaction support services.
• North American Title Company: Title insurance and escrow services provider operating across multiple states including California. Competes directly with Chicago Title in residential and commercial title insurance underwriting and closing services.

Emerging players

• Qualia: Digital closing platform serving title companies, real estate attorneys, and lenders with cloud-based title and escrow production software. Represents the proptech evolution of title services that may compete with or power Chicago Title's digital infrastructure over time.

Others

• RamQuest Software: Technology provider offering title production and closing software solutions to title insurance companies and underwriters. Comparable as a backend technology partner that powers digital workflows similar to Chicago Title's Premier Services platform.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Chicago-Title-Daly-City-2063305300563352
• LinkedInlinkedin.com/company/chicago-title-san-mateo

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about chicago title