What blanq wallet does

Blanq Labs BV is a Dutch private company (Chamber of Commerce registration 86844784, registered office at Singel 542, Amsterdam) that operates Blanq Wallet, a self-custody distributed-key cash wallet for blockchain assets and fiat balances. The architecture combines Trusted Execution Environment (TEE) hardware with threshold cryptography and ephemeral millisecond-duration signing keys, replacing seed phrases with a three-factor recovery model (device passkey, PIN, and recovery guardian such as a Google or Apple account). The product surface comprises the Blanq App (client), Blanq Server (backend), Smart Contracts (on-chain), an optional Blanq Card hardware add-on, the Smart Cash Account (EUR/USD balances backed by tokenized money-market instruments accessible via SEPA, ACH, SWIFT), and Blanq Pay (in-conversation checkout). An on-chain Proof-of-Audit protocol continuously publishes cryptographic attestations of the code running in the TEE.

The company's core differentiator is that the wallet is designed to live natively inside AI agent platforms — specifically Anthropic's Claude, OpenAI's ChatGPT, and any MCP-compatible agent — so that an agent can prepare a payment but only the user can sign it through TEE-resident key material. Distribution is fully product-led and self-serve: users onboard at wallet.blanq.ai, install via the Claude directory or ChatGPT app directory, or integrate via the Model Context Protocol. GTM motion is product-led growth plus marketplace listing plus API/MCP-first, with no direct sales force. The company also supports x402 and MPPUCP checkout protocols.

Monetization consists of (i) Blanq Fees on certain transactions, potentially absorbing network fees for gas-abstracted transactions, and (ii) a usage-based yield spread on user balances held in regulated tokenized money-market instruments through partners. The wallet is free at the user level with no monthly fees; published indicative yields are ~2.50% on EUR and ~1% on USD (variable, not guaranteed). Infrastructure dependencies include AWS, Google Cloud, Cloudflare, Stripe, Bridge, Alchemy, and Helius. The company is privately held with no disclosed funding rounds, headcount, management team, or revenue figures, operating under EU MiCA Article 2(5) as a non-custodial wallet provider and under GDPR as a Dutch data controller.

Name

blanq wallet

Legal name

Blanq Labs BV

Website

https://blanq.xyz

Company type

Private

Operating status

Operating

Short description

Blanq Labs BV operates a self-custody cash wallet secured by TEE hardware with threshold cryptography, integrated natively into AI agents (Claude, ChatGPT, MCP) to enable agent-prepared, user-signed payments and yield on EUR/USD balances, monetizing via transaction fees and treasury yield spread.

Ownership category

akta.pro rank

Product category

Crypto Wallet / Self-Custody Digital Asset Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Self-Custody Wallets (Consumer & Institutional) (FSADACAE)

akta.pro secondary industries

Wallet Connectivity & Session Protocols (WalletConnect, deep links, QR, auth sessions) (FSAPACAF), Stored Value Ledger / Wallet Infrastructure (Non-Bank) (FSAMANAM), Smart Contract Wallets & Account Abstraction (FSADACAF)

Keywords

• Self-custody wallet
• Agentic banking software
• AI payment protocol
• Crypto asset management
• Digital cash wallet

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Infrastructure, Operations, Personnel, Marketing or Sales, Supply Chain

Revenue model

1. Transaction Fees: Fees charged for certain operations or transactions through the Platform (Blanq Fee). Amount indicated before transaction confirmation. May also absorb Network Fees into Blanq Fee for gas-abstracted transactions.
2. Yield Spread on Treasury Holdings: User balance sits in tokenized money-market instruments (treasury bills) through regulated partners. Yield accrues daily. Blanq provides access to returns that banks normally retain — spread likely captured between regulated partner returns and user-facing yield.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

Blanq Wallet is a self-custody distributed-key cash wallet secured by Trusted Execution Environment (TEE) hardware, designed to operate natively inside AI agents such as Claude, ChatGPT, and any MCP-compatible agent. The wallet enables users to hold EUR and USD balances that earn daily yield backed by tokenized treasury bills, and allows AI agents to prepare payments while only the user can authorize and sign transactions via passkey authentication. Optional Blanq Card hardware and an in-chat Blanq Pay checkout extend the platform's security and commerce features.

Product overview

Blanq is a self-custodial distributed-key cash wallet secured by Trusted Execution Environment (TEE) hardware, designed specifically for AI agent integration. The core product portfolio consists of the Blanq Wallet platform (comprising the Blanq App for client access, Blanq Server for backend operations, and Smart Contracts for on-chain functionality) combined with the Smart Cash Account feature that enables yield-bearing EUR and USD accounts. Blanq Pay provides automatic checkout within AI agent conversations. An optional Blanq Card hardware add-on enhances security as an additional authentication factor. The platform enables agentic banking where AI agents like Claude and ChatGPT can prepare payments while users maintain exclusive signing authority.

Differentiator

Problem solved

Functional benefit

Products and services

• Blanq Wallet Self-custody distributed-key cash wallet for individual consumers that lives inside AI agents. Lets users store blockchain assets and digital cash, earn daily yield on EUR and USD balances backed by tokenized treasury bills, and authorize AI-prepared payments via passkey while the user retains exclusive signing authority.
• Smart Cash Account Yield-bearing EUR and USD cash account built into the Blanq Wallet for individual consumers. Funds sit in tokenized money-market instruments issued through regulated partners and are accessible 24/7 via SEPA, ACH, or SWIFT with no lockups or monthly fees.
• Blanq Card Optional hardware smartcard add-on sold separately to Blanq Wallet users as an additional authentication factor in the wallet's key management.

Quantifiable outcome

• Yield of approximately 2.50% APY on EUR balances and 1% APY on USD balances (variable, not guaranteed)
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability3 records

Feature8 records

Partnerships

Ten partnerships are on record, tiered core and infrastructure.

• Claude (Anthropic)coreTechnology or IntegrationBlanq offers a native Claude connector available in the Claude directory. Users can add Blanq from the Claude directory and connect their wallet with a passkey, enabling secure payments within Claude conversations.
• ChatGPT (OpenAI)coreTechnology or IntegrationBlanq is available in the ChatGPT app directory. Users can find Blanq in the ChatGPT app directory and pay for things without leaving the chat conversation.
• MCP (Model Context Protocol) EcosystemcoreTechnology or IntegrationBlanq speaks MCP protocol, enabling agents built by developers to prepare payments through the Blanq platform. Any MCP-compatible agent can integrate Blanq payment capabilities.
• Amazon Web ServicesinfrastructureTechnology or IntegrationCloud infrastructure provider for Blanq Platform. AWS is listed among service providers in the Privacy Policy.
• Google CloudinfrastructureTechnology or IntegrationCloud infrastructure provider for Blanq Platform. Listed as service provider in Privacy Policy along with Firebase for analytics and crash reporting.
• CloudflareinfrastructureTechnology or IntegrationContent delivery network and security services provider. Listed as infrastructure service provider in Privacy Policy.
• StripeinfrastructureTechnology or IntegrationPayment processing infrastructure for fintech services. Listed as fintech service provider in Privacy Policy.
• BridgeinfrastructureTechnology or IntegrationFintech infrastructure provider for regulated financial services. Listed as fintech service provider in Privacy Policy.
• AlchemyinfrastructureTechnology or IntegrationBlockchain infrastructure and API services provider. Listed as blockchain service provider in Privacy Policy for blockchain interactions.
• HeliusinfrastructureTechnology or IntegrationBlockchain infrastructure provider. Listed as blockchain service provider in Privacy Policy for blockchain interaction data.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• MetaMask: Consensys-backed self-custody wallet and the largest browser-extension wallet by users. Direct competitor for self-custody users; MetaMask has begun adding smart-account features that overlap with Blanq's threshold cryptography direction.
• Rainbow Wallet: Mobile-first self-custody Ethereum wallet with consumer-grade UX. Direct peer in self-custody wallet design philosophy focused on simplifying onboarding.
• Coinbase Wallet: Self-custody wallet from Coinbase with on-chain yield features via Morpho and other partners. Direct peer in self-custody plus yield, with vastly greater distribution and regulatory backing.
• Phantom Wallet: Multi-chain self-custody wallet popular with retail crypto users. Direct competitor in the consumer self-custody category, though Phantom focuses on Solana/multi-chain asset management rather than AI-agent payments.
• Trust Wallet: Binance-affiliated self-custody multi-chain wallet with built-in yield and on-ramp features. Direct competitor in the consumer self-custody + yield wallet category.
• Gnosis Pay: Self-custody crypto-to-fiat payment card and account built on Gnosis Chain. Direct competitor in the self-custody + payment-card category with overlapping fiat on-ramp and yield-adjacent features.
• Safe (formerly Gnosis Safe): Smart-contract wallet infrastructure with multisig and account-abstraction features. Comparable to Blanq in deploying threshold/distributed key architecture, though Safe focuses on teams and treasuries rather than consumer AI-agent payments.
• Crossmint: Smart-wallet infrastructure provider focused on AI agents and embedded wallets for consumer apps. Direct peer in the AI-agent wallet infrastructure category that Blanq targets via MCP integration.
• Exodus Wallet: Multi-chain self-custody wallet with desktop and mobile clients and integrated exchange/yield features. Direct competitor in the self-custody wallet space with comparable retail positioning.

Broad incumbents

• Coinbase AgentKit: Coinbase's toolkit for AI agents to execute on-chain transactions and manage wallets. Broad incumbent in the agentic commerce infrastructure category that competes directly with Blanq's MCP payment positioning, backed by Coinbase's regulatory and capital resources.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about blanq wallet