coopartois societe cooperative de production d'hlm -

What coopartois societe cooperative de production d'hlm - does

Coopartois Société Coopérative de Production d'HLM is a French non-profit cooperative HLM founded in 1927 in Lens, Pas-de-Calais, and renamed Coopartois in 1963. The organization develops and sells new residential housing to modest-income households under two French social property accession programs: PSLA (location-accession, a rent-to-own scheme) and VEFA (off-plan purchase), with reduced VAT at 5.5% in eligible zones. All new residences are built to the RE 2020 environmental standard, equipped with thermodynamic heat pump heating systems, and include private parking and outdoor spaces. Active developments include Résidence Osmose in Vendin-le-Vieil (10 PSLA houses, EUR 220k-235k), Résidence d'Europe in Noyelles-Godault (25 PSLA houses from EUR 177k), and Résidence de la Belle Femme in Liévin (13 VEFA houses from EUR 209,500).

The cooperative operates under a non-profit ownership model: buyers become coopérateurs (cooperative members) with voting rights, and any surplus is reinvested in the social mission rather than distributed to shareholders. Coopartois offers guarantees standard property promoters cannot match—buyback for up to 15 years, relogement, and 10-year resale insurance—and supports buyers through personalized advisory covering eligibility verification, financing mobilization (PTZ, PAS, Prêt Action Logement), and administrative procedures. The company holds a core strategic partnership with Pas-de-Calais Habitat for mixed-tenure neighborhood development.

Distribution is fully direct through a single agency at the Lens headquarters (115 rue Eugène Bar), the corporate website (coopartois.fr), and a Facebook page; there are no intermediary resellers. Since founding, Coopartois has constructed and sold more than 10,000 housing units distributed across more than 100 communes in the Pas-de-Calais department. The director of publication is Bruno Fontalirand. Revenue is not publicly disclosed.

Name

coopartois societe cooperative de production d'hlm -

Legal name

Coopartois

Website

https://coopartois.fr

Company type

Private

Founded year

1927

Operating status

Operating

Ownership category

akta.pro rank

Product category

Social Housing Development

NAICS

New Housing For-Sale Builders (236117), Lessors of Residential Buildings and Dwellings (53111)

SIC

Lessors Of Real Property, Nec (6519)

akta.pro primary industry

Residential Affordable Housing Development & Construction (IMAFABAI)

akta.pro secondary industries

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC), Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

Keywords

• Social housing development
• Affordable homeownership programs
• Cooperative real estate
• Residential property construction
• Social property accession

Headquarters

HQ city

Lens

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Operations, Infrastructure, Personnel, Marketing or Sales, Others

Revenue model

1. New Housing Sales (VEFA and PSLA): Coopartois generates revenue from the sale of new residential properties to eligible households under two main programs: VEFA (Vente en l'Etat Futur d'Achencement -- purchase of off-plan new housing) and PSLA (location-accession -- rent-to-own scheme). Properties are sold at controlled prices respecting regulatory ceilings, with VAT reduced to 5.5% in eligible zones.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Coopartois develops and sells new-build residential housing to modest-income households in Pas-de-Calais under French social homeownership programs (accession sociale à la propriété), primarily PSLA (location-accession / rent-to-own) and VEFA (off-plan purchase). All homes meet the RE 2020 environmental standard and come with thermodynamic heat pumps, private parking, and outdoor spaces, sold directly via the cooperative's in-house advisory team at controlled prices with reduced VAT (5.5%) in eligible zones.

Product overview

Coopartois is a cooperative HLM (social housing organization) operating since 1927 in Pas-de-Calais, France. The company offers a unified social property ownership platform with two main programs: PSLA (Prêt Locatif Social d'Accession), a location-accession formula allowing residents to rent before purchasing, and VEFA (Vente en État Futur d'Achèvement), an off-plan property purchase option. Current active housing developments include Résidence Osmose in Vendin-le-Vieil, Résidence d'Europe in Noyelles-Godault, and Résidence de la Belle Femme in Liévin, all targeting households meeting specific income criteria. The cooperative differentiates through secured acquisition guarantees, personalized support, and accessible pricing structures.

Differentiator

Problem solved

Functional benefit

Products and services

• PSLA (Prêt Locatif Social d'Accession) Social ownership program (location-accession / rent-to-own) allowing eligible households to rent a new-build home and progressively become owners. Includes eligibility verification on regulated resource ceilings, reduced fees, and HLM guarantees of buyback, relogement and resale insurance. Intended for modest-income households seeking primary-residence ownership in Pas-de-Calais.
• VEFA (Vente en État Futur d'Achèvement) Off-plan property purchase program allowing buyers to acquire new homes before construction completion, with fiscal advantages including reduced VAT (5.5%) in eligible zones and reduced notary fees. Targets households meeting social accession resource ceilings.
• Résidence Osmose (Vendin-le-Vieil) A new-build housing development of 10 individual houses in Vendin-le-Vieil (Rue Roger Salengro), sold under PSLA with prices from EUR 220,000 (Type 4, ~81 m²) to EUR 235,000 (Type 6, ~111 m²) and including private parking. Each home is equipped with a thermodynamic heat pump and meets the RE 2020 energy standard. Intended for eligible households seeking primary-residence ownership.
• Résidence d'Europe (Noyelles-Godault)
• Résidence de la Belle Femme (Liévin)

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Pas-de-Calais HabitatcoreStrategic or Co-development PartnerCoopartois partners with Pas-de-Calais Habitat to develop mixed neighborhoods (quartiers mixtes) combining social rental housing and owner-occupied housing. This partnership enables the development of diverse residential areas combining both tenures within the same development.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Vilogia: Major social housing operator headquartered in northern France (Villeneuve-d'Ascq), with a sizable portfolio across Hauts-de-France including Pas-de-Calais. Directly comparable in providing affordable housing to modest-income households in the same regional footprint.
• Maisons & Cités: HBM cooperative in Hauts-de-France focused on affordable homeownership for the mining communities of northern France. Closely comparable as a fellow cooperative HBM/HLM entity selling new housing to income-eligible households in the same Pas-de-Calais / Hauts-de-France geography.
• Pas-de-Calais Habitat: Public OPH social housing landlord operating across Pas-de-Calais. Coopartois' strategic partner for mixed-tenure neighborhoods and the dominant social rental actor in the same department, directly comparable in mission and geographic focus.
• SIA Habitat: Social housing operator across Hauts-de-France including Pas-de-Calais, offering both rental and accession products to modest-income households. Comparable business model and regional footprint to Coopartois.
• LogiVéo: Cooperative HLM operating in northern France, focused on affordable homeownership through accession programs. Most directly comparable as another cooperative HLM using the same regulatory framework as Coopartois.

Broad incumbents

• Immobilière 3F: One of France's largest social housing operators, part of the Action Logement group, with a national portfolio of affordable rental and accession properties. Broader incumbent offering overlapping programs but at national scale rather than Coopartois' regional focus.
• CDC Habitat: Subsidiary of Caisse des Dépôts and one of France's largest social housing landlords, with national operations including affordable homeownership and accession products. Comparable product set but vastly larger, national, and rental-weighted portfolio.
• Nexity: France's leading private property developer, building new homes nationwide including affordable and accession programs. Competes with Coopartois for buyers but at national scale and with a for-profit, multi-segment model.
• Kaufman & Broad: Major French for-sale homebuilder active across metropolitan France, including affordable and first-time-buyer segments. Comparable as a new-home for-sale builder serving similar household profiles but without the cooperative HLM regulatory framework.

Others

• Fédération nationale des Coop'HLM: National federation representing France's cooperative HLM organizations including Coopartois. Relevant as the ecosystem organization connecting Coopartois to peer cooperatives, policy advocacy, and sector financing channels.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/100063569651621

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about coopartois societe cooperative de production d'hlm -