services financiers banque

Name

services financiers banque

Legal name

Financière Banque Nationale inc.

Website

https://fbngp.ca

Company type

Private

Founded year

1902

Operating status

Operating

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

akta.pro secondary industries

Discretionary Portfolio Management (Retail) (FSAAAAAH), Comprehensive Financial Planning (FSAEAAAA), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

Keywords

• Wealth management services
• Portfolio management services
• Investment advisory services
• Retirement income planning
• Estate planning services

Headquarters

HQ city

Montréal

HQ country

Canada

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Management Fees: Fee-based services for discretionary portfolio management, account administration, and ongoing advisory services. Fees are based on service agreements and account type.
2. Transaction Commissions: Brokerage commissions charged when advisors execute buy/sell transactions on behalf of clients, including for investment funds and discretionary accounts
3. Third-Party Remuneration: Trailing commissions from issuers for ongoing account positions, compensation from issuers for back-end load products, and commissions for new securities issues
4. Discretionary Management Fees: Fixed fees for myWEALTH Managed and Unified discretionary management solutions, and private portfolio management services

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

The company provides comprehensive, advisor-led wealth management covering portfolio management, financial planning, tax planning, estate planning, banking solutions, and insurance protection. It also offers named discretionary management programs, private portfolios, and categorized investment baskets for individuals and families.

Product overview

Financière Banque Nationale - Gestion de patrimoine (National Bank Financial - Wealth Management) is a Canadian wealth management firm offering a comprehensive suite of financial services. The core offering centers on personalized wealth management advice delivered through dedicated advisors. Key products include monPATRIMOINE (Unified and Managed variants) for discretionary portfolio management, Private Portfolios for direct security ownership, and Investment Baskets organized by asset class (Canadian Equity, Global Equity, Balanced, Fixed Income). The firm provides supplementary services including retirement planning, estate planning, tax planning, banking solutions, and insurance/annuity products. Clients access their accounts through digital services including an online platform and mobile application, with reporting through investment portfolio statements, performance reports, and annual fees/compensation reports. Financial research publications are also available to support investment decision-making.

Differentiator

Problem solved

Functional benefit

Brands

• monPATRIMOINE - unifié: Discretionary management solution with world-renowned portfolio managers, optimal management styles and asset classes mix, tactical management for short-term opportunities
• monPATRIMOINE - géré
• Portefeuille privé
• myWEALTH – Unified
• myWEALTH – Managed
• Private portfolios

Products and services

• Wealth Management (Gestion de patrimoine) Comprehensive wealth management and financial advisory service providing dedicated-advisor support for portfolio management, financial planning, tax planning, estate planning, banking solutions, and insurance protection.
• myWEALTH – Unified (monPATRIMOINE - unifié) Discretionary portfolio-management solution combining products from portfolio managers, management styles, and asset classes, with tactical management for short-term opportunities and intergenerational household pricing.
• myWEALTH – Managed (monPATRIMOINE - géré) Advisor-managed investment solution in which the advisor handles investments, conducts regular follow-up and performance assessments, and rebalances portfolios as needed under transparent fixed fees with no hidden charges.
• Private Portfolio (Portefeuille privé) Private investment solution that provides direct ownership of curated securities while seeking diversification, risk reduction, and performance history similar to mutual funds.
• Investment Baskets (Paniers) Curated investment baskets categorized as Canadian Equity, Global Equity, Balanced, and Fixed Income, providing diversified exposure to multiple securities through a single transaction.
• Insurance and Annuities (Assurances et rentes) Financial protection solutions comprising insurance and annuity products intended to provide security for families in the event of death, illness, or disability.

Quantifiable outcome

• After 15 years, households with an advisor have assets twice as important as those without

Named customers1 record

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Six partnerships are on record, tiered core and minor.

• National Bank Investments Inc. (NBI)coreTechnology or IntegrationSubsidiary of National Bank of Canada providing investment fund management and portfolio management services for NBI ETFs and NBI Funds including Meritage Portfolios and NBI Private Portfolios. FBN acts as designated broker and dealer for all NBI ETFs.
• Trust Banque Nationale Inc. / Société de fiducie NatcancoreStrategic or Co-development PartnerWholly-owned subsidiaries of National Bank of Canada offering fiduciary and custody services, and discretionary portfolio management services.
• NatWealth Management (USA) Inc.minorStrategic or Co-development PartnerIndirect wholly-owned subsidiary of National Bank of Canada, registered with US SEC as investment adviser, offering discretionary portfolio management services to US clients. 50% referral fees shared with FBN.
• Cabinet d'assurance Banque Nationale inc.coreChannel Partner/ Reseller/ DistributorInsurance subsidiary offering life, disability, critical illness, and other insurance products. Receives 50% of insurance revenue from referred transactions.
• Canadian Investment Regulatory Organization (CIRO)coreOthersSelf-regulatory organization for Canadian investment dealers and trading markets. FBN is a member and subject to CIRO regulation and investor protection through CIPF.
• Canadian Investor Protection Fund (CIPF)coreOthersMember-funded insurance protection organization covering client accounts in case of member insolvency. Provides $1M coverage for general accounts, $1M for retirement accounts, and $1M for education savings plans.

Scale indicators4 records

Broad incumbents

• RBC Wealth Management: Largest Canadian wealth manager by AUM, part of Royal Bank of Canada. Operates full-service advisory, discretionary, and HNW/private wealth platforms serving retail, HNW and ultra-HNW clients in Canada—directly comparable to FBN's offering under National Bank of Canada.
• BMO Wealth Management: Wealth management arm of Bank of Montreal offering advisory, discretionary portfolio management, retirement and estate planning. Directly comparable as a bank-owned full-service Canadian wealth manager.
• TD Wealth: Wealth division of TD Bank offering advisor-led financial planning, portfolio management, and HNW/private wealth services across Canada. Bank-owned full-service peer to FBN.
• Scotia Wealth Management: Wealth management division of Scotiabank providing advisory, discretionary management, private banking, and estate services across Canada. Comparable bank-owned wealth platform with similar advisor model.
• CIBC Wealth Management: Wealth arm of Canadian Imperial Bank of Commerce offering discretionary portfolio management, advisory, and private wealth. Bank-owned full-service wealth peer operating in similar Canadian market.

Direct peers

• IG Wealth Management (IGM Financial): One of Canada's largest financial planning-led wealth managers with a network of advisors serving retail and HNW clients. Closely comparable to FBN's advisor-driven comprehensive financial planning model.
• Manulife Wealth (incl. Manulife Securities): Canadian wealth management platform combining insurance parent (Manulife) with a large advisor network offering financial planning, advisory, and portfolio management services. Comparable advisor-led model and similar product breadth.
• Edward Jones Canada: Canadian branch of the large U.S. advisor-based wealth franchise, serving retail and mass-affluent clients with personalized financial planning. Directly comparable to FBN's 900-advisor branch/advisor-driven model.

Emerging players

• Wealthsimple: Leading Canadian digital wealth manager offering low-fee robo-advisory and managed portfolios to retail and emerging HNW clients. Competes with FBN at the retail/mass-affluent end of the market with a tech-first model.
• Questwealth (Questrade): Canadian online brokerage and low-fee wealth management platform. Competes with FBN's self-directed and digital channels on price and UX, especially for younger retail investors.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/financi-re-banque-nationale

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about services financiers banque