What nexi germany does

Nexi Germany GmbH is the German subsidiary of Nexi Group, a pan-European payment services provider ranked #1 in European acquiring by both merchant count and transaction value and #1 in European issuing by number of payment cards managed. Operating from Eschborn under a BaFin e-money institution license, the company provides payment acceptance and digital payment tools to German merchants, serving small businesses (small retail, gastronomy, beauty/care) as well as large and medium enterprises (multi-location retail, hospitality, supermarkets, fashion chains). Its customer roster includes Benetton, Lindner Hotels, Steigenberger, Tom Tailor, Peter Pane, and Pitstop, alongside a long SMB tail acquired through direct sales and partner channels.

The company operates a unified commerce platform combining in-store POS acquiring and e-commerce processing. Core products include Nexi SmartPay (an all-in-one bundle pairing the Android-based SmartPOS terminal with card processing, real-time reporting, and German-language support), Nexi SoftPOS (a smartphone-based contactless payment acceptance solution launched in 2024 for Android and iOS), Nexi Checkout (an e-commerce checkout with Paylink and merchant dashboard), and Nexi Paygate (an online payment gateway with tokenization and PSD2/SCA-compliant authentication). Value-added services comprise Nexi Financing (an embedded working-capital product powered by Liberis), Dynamic Currency Conversion, e-Invoicing, digital receipt management, SEPA direct debit (Lastschriftverfahren Plus), and POS software integrations such as orderbird MINI. The Nexi Partner Portal and Partner API enable resellers, software integrators, and referral partners to configure products and onboard merchants digitally.

Nexi Germany generates revenue primarily through transaction-based fees on card payments (from 0.99% per transaction, with promotional 1.19% campaign pricing available), bundled terminal rental fees, and value-added services. Distribution is multi-channel: a dedicated direct sales team for enterprise and mid-market accounts, a partner/reseller network for SMBs, and an online self-service shop. Locally relevant compliance posture includes BaFin e-money authorization, GDPR/TTDSG, and WCAG 2.1 accessibility compliance.

Name

nexi germany

Legal name

Nexi Germany GmbH

Website

https://nexi.de

Company type

Private

Founded year

2017

Operating status

Operating

Short description

Nexi Germany GmbH, a BaFin-licensed Eschborn-based subsidiary of Nexi Group, provides in-store POS acquiring and e-commerce payment acceptance to German SMBs and multi-location enterprises, bundling SmartPOS terminals, SoftPOS, Nexi Checkout, and Paygate under one platform with transaction-based pricing.

Ownership category

akta.pro rank

Product category

Payment Processing Services

akta.pro primary industry

Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)

Keywords

• Payment processing services
• Card acquiring solutions
• POS terminal services
• E-commerce checkout solutions
• Merchant payment services

Headquarters

HQ city

Eschborn

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Payment Processing / Card Acquiring: Nexi charges merchants a percentage fee on all card transactions processed through their POS terminals or e-commerce solutions. Standard rate is from 0.99% per transaction, with promotional rates of 1.19% available. This is the primary revenue stream from both in-store and online payment acceptance.
2. Terminal Rental: Nexi provides POS terminals (SmartPOS) to merchants, with rental fees as part of the bundled service. Promotional offers include 0 EUR terminal rental for the first 6 months for SoftPOS.
3. Value-Added Services: Additional revenue from services including Nexi Financing (flexible business financing), Dynamic Currency Conversion (DCC) allowing customers to pay in home currency, e-invoicing, digital receipt management, and account services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Nexi Germany provides card payment acceptance solutions for merchants, including in-store POS terminals (SmartPOS), smartphone-based contactless payments (SoftPOS), e-commerce checkout and gateway solutions (Nexi Checkout, Nexi Paygate), and a unified commerce platform connecting online and offline payment data. The offering is sold to German businesses as bundled packages with transaction-based pricing, real-time reporting, financing add-ons, and German-language local support.

Product overview

Nexi Germany offers a comprehensive payment solutions portfolio comprising in-store and e-commerce products. The core offering includes Nexi SmartPay (all-in-one POS terminal solution) and Nexi SoftPOS (smartphone-based payments) for physical merchants, alongside Nexi Checkout and Nexi Paygate for online payments, unified under the Nexi Unified Commerce platform. Additional services include Nexi Financing, direct debit (Lastschriftverfahren Plus), Dynamic Currency Converter, e-Invoicing, and digital receipt management. The Nexi Partner Portal provides a partner ecosystem for distribution and integration.

Differentiator

Problem solved

Functional benefit

Brands

• Nexi SmartPay: All-in-one payment solution including SmartPOS terminal, card processing, and real-time reporting.
• Nexi SoftPOS
• Nexi Checkout
• Nexi Paygate
• Nexi Financing
• Nexi Unified Commerce
• Nexi App-Portal

Products and services

• Nexi SmartPay All-in-one payment solution for German businesses bundling a SmartPOS terminal, card acceptance (from 0.99% per transaction), support for all common payment methods including girocard and contactless, real-time sales reporting and German-language local support. Designed for SMBs and multi-location merchants seeking a single-vendor card acceptance package.
• Nexi SoftPOS Smartphone-based payment acceptance solution that turns an Android or iOS device into a contactless card payment terminal without additional hardware. Targeted at small merchants, mobile businesses and service providers needing a low-cost entry into card acceptance; offered with promotional 0 EUR terminal rental for 6 months.
• Nexi Checkout E-commerce checkout solution that processes online card payments, supports Paylink for custom payment links, includes a merchant dashboard for transaction monitoring, and integrates with webshop platforms via plugins with integrated fraud prevention. For online merchants and e-commerce businesses in Germany.
• Nexi Paygate Payment gateway for e-commerce merchants providing secure online card processing with tokenization, SCA-compliant authentication, and integration into online shop systems.
• Nexi Unified Commerce Unified commerce platform that connects in-store POS and online payment data into a single system, enabling multi-location merchants to view consolidated analytics and reporting across physical and digital channels.
• Nexi Financing Flexible business financing offering for Nexi merchants, delivered in partnership with Liberis, allowing businesses to access funding based on their future transaction volumes with quick online application and tailored solutions.

Quantifiable outcome

• Secure payment processing from 0.99% per transaction
• +1 more outcomes

Named customers9 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• LiberiscoreStrategic or Co-development PartnerLiberis provides flexible business financing solutions integrated with Nexi payment services. Through this partnership, Nexi offers 'Nexi Financing' allowing merchants to finance their business using future transaction revenues. The collaboration enables quick online applications and tailored financing solutions for Nexi merchants.
• Software and E-commerce PartnerscoreTechnology or IntegrationNexi maintains partnerships with e-commerce agencies, shop system providers, developers, and software companies whose platforms integrate Nexi payment solutions. The Nexi Partner Portal enables partners to configure products online, sign contracts digitally, and manage merchant relationships.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• SumUp: Direct competitor in the German SMB card-acceptance market, offering POS terminals and mobile (SoftPOS-style) payment acceptance with a similar self-service and partner-led go-to-market model.
• Stripe: Direct competitor for Nexi Checkout and Nexi Paygate in e-commerce payment processing and gateway services, also expanding into in-person payments globally including Germany.
• Block (Square): Competing in the German SMB space with Square hardware, software, and Cash App-adjacent payment flows, with a comparable bundled software-plus-payment GTM.

Broad incumbents

• Adyen: Global unified commerce acquirer competing head-on with Nexi Unified Commerce, serving large enterprise merchants across in-store, online, and platform payments in Germany and Europe.
• Worldline: Major European payment services incumbent with a direct presence in Germany, offering merchant acquiring, terminal hardware, and payment software overlapping with Nexi's full stack.
• PayPal: Established digital wallet and online payment method used by German merchants and consumers; overlaps with Nexi Checkout in e-commerce acceptance and competes as an alternative payment rail.

Emerging players

• Mollie: European payment service provider offering multi-method online checkout, gateway, and increasingly POS solutions for SMBs and mid-market, directly competing with Nexi Checkout and Paygate.
• Checkout.com: Global digital payment processor expanding in Europe and Germany, competing with Nexi Paygate and Nexi Checkout for enterprise e-commerce and platform merchants.
• Verifone: Global POS terminal hardware and integrated payment software provider with presence in Germany, competing with Nexi SmartPOS in the terminal and acceptance layer for merchants.

Regional players

• CCV GmbH: German-headquartered payment service provider specializing in POS terminals and cashless payment acceptance primarily for the DACH region, competing head-to-head with Nexi Germany in the local SMB and retail segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/nexi-germany

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about nexi germany