moneyflow id
- Company typePrivate
- Founded-
- HeadquartersDki Jakarta, Indonesia
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
moneyflow id firmographics
Firmographics- Name
- moneyflow id
- Legal name
- Moneyflow ID
- Website
- https://moneyflow.id
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
moneyflow id industry classification
Industry- Product category
- Personal Finance Software
- akta.pro primary industry
- Budgeting & Cash-Flow Management (FSAGADAA)
- akta.pro secondary industry
- Expense Tracking & Financial Dashboards (FSAGADAB)
Keywords
Where moneyflow id is headquartered
LocationHeadquarters
- HQ city
- Dki Jakarta
- HQ country
- Indonesia
- HQ region
- Asia
Markets served
moneyflow id business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Subscription Premium Features: The service offers a free tier with 'No Ads and Free Forever'. Premium subscription features require payment for advanced capabilities. Terms indicate subscriptions auto-renew monthly or annually unless cancelled.
- Subscription Fees: Terms state 'Certain features of Moneyflow ID may require payment of fees' with subscription fees charged at specified intervals (monthly, annually). Subscriptions automatically renew unless cancelled before renewal date.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Free tier with no ads |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
moneyflow id product offering
Product offeringCore offering
Moneyflow ID is a personal finance and cashflow management application that enables individual users in Indonesia to track income and expenses in one place, scan shopping receipts to auto-record expenses, synchronize financial data across desktop and mobile devices, monitor savings progress toward goals, share records with trusted contacts, and review monthly cashflow reports and analytics. The service is offered on a freemium basis with a permanently free, ad-free base tier and optional paid premium subscription features.
Product overview
Moneyflow ID is a single, unified personal and business finance management platform. The core offering is the Moneyflow ID application itself, which provides a comprehensive suite of features including cashflow tracking and monitoring, financial transaction categorization and organization, analytics and insights on cashflow patterns, data visualization and reporting, budgeting and financial planning tools, saving plans with goal tracking, income and expense management, receipt scanning, and multi-device synchronization. The platform is marketed as free with no ads, serving both personal users and potentially business users. There is no modular architecture described — all features appear to be part of a single integrated application.
Differentiator
Problem solved
Functional benefit
Products and services
- Moneyflow ID A cashflow management and tracking application for individual users in Indonesia that enables centralized income and expense recording, savings goal tracking, receipt scanning, multi-device synchronization, financial record sharing, and monthly cashflow reporting. Offered on a freemium basis with a permanently free, ad-free base tier and optional paid premium subscription features with monthly or annual auto-renewal.
Quantifiable outcome
- Users can easily see where their money goes each month
- +2 more outcomes
Companies that use moneyflow id
Customer profileNamed customers9 records
Segments1 record
Ideal customer profiles1 record
moneyflow id technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
moneyflow id partnerships and signals
Strategic signalScale indicators1 record
moneyflow id competitors and assessment
Company assessmentDirect peers
- Money Lover: Vietnam-origin personal finance app with strong Southeast Asia user base offering expense tracking, budgets, and shared wallets. Directly comparable to Moneyflow ID in target user, feature set, and regional focus.
- Wallet by BudgetBakers: European-origin PFM app with multi-bank connectivity, shared wallets, and subscription premium tiers. Closely matches Moneyflow ID's value proposition of multi-device cashflow tracking and freemium/subscription monetization.
- Spendee: Subscription-based PFM app with shared wallets, budget tracking, and analytics. Direct competitor on features (income/expense tracking, savings goals) and on monetization model.
- Monefy: Mobile-first expense tracker with simple UI and freemium model. Directly comparable on ease-of-use positioning, mobile-first PFM, and individual consumer target.
- Toshl Finance: Cross-platform personal finance app with quirky branding, expense tracking, savings goals, and freemium monetization. Comparable on PLG distribution and consumer PFM feature set.
- YNAB (You Need A Budget): Subscription-only budgeting app centered on zero-based budgeting and cashflow tracking. Comparable on budgeting/cashflow positioning and on premium subscription monetization, though premium-first rather than freemium.
- PocketGuard: US-based PFM app offering expense tracking, budgeting, and bank-feed connectivity. Direct peer on the personal cashflow management value proposition, distinguished by deeper bank integrations.
Broad incumbents
- Mint (Intuit): Incumbent free PFM platform from Intuit with broad US-centric bank connectivity and aggregated financial dashboards. Represents the scaled, incumbent version of Moneyflow ID's value proposition, with deeper integrations but limited Indonesian localization.
Regional players
- Jago: Indonesian digital bank with embedded personal finance management, spending insights, and pocket/sub-account features. The most direct regional threat as it bundles PFM functionality inside a higher-frequency banking app.
- Blu by BCA Digital: Indonesian digital bank backed by BCA with built-in expense categorization and savings pockets. Comparable as a regional Indonesian competitor embedding PFM features directly into a banking product.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
moneyflow id social profiles
Digital presencemoneyflow id financial estimates
Financial estimateRevenue estimate
Valuation estimate
moneyflow id leadership team
Management profileNumber of profiles
moneyflow id funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
moneyflow id M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about moneyflow id
What does moneyflow id do?
Moneyflow ID is a personal finance and cashflow management application that enables individual users in Indonesia to track income and expenses in one place, scan shopping receipts to auto-record expenses, synchronize financial data across desktop and mobile devices, monitor savings progress toward goals, share records with trusted contacts, and review monthly cashflow reports and analytics. The service is offered on a freemium basis with a permanently free, ad-free base tier and optional paid premium subscription features.
Is moneyflow id a public or private company?
moneyflow id is a private company. It is classified as unknown and is currently operating.
When was moneyflow id founded?
moneyflow id was founded in -1. It employs 1 to 10 people.
Where is moneyflow id based?
moneyflow id is headquartered in Dki Jakarta, Indonesia, in the Asia region.
How does moneyflow id make money?
Two revenue lines are on record. Subscription Premium Features are the primary driver. The others are subscription Fees.
Who are moneyflow id's main competitors?
Direct peers on record are Money Lover, Wallet by BudgetBakers, Spendee, Monefy, Toshl Finance, YNAB (You Need A Budget) and PocketGuard. Mint (Intuit) is listed as a broad incumbent. Regional players are Jago and Blu by BCA Digital.
Does moneyflow id have an API?
No public API is recorded for moneyflow id.
What industry is moneyflow id in?
moneyflow id's product category is Personal Finance Software. Its primary akta.pro industry code is FSAGADAA, Budgeting & Cash-Flow Management, with a secondary code of FSAGADAB, Expense Tracking & Financial Dashboards.