cerro catedral entidad de pago

What cerro catedral entidad de pago does

Cerro Catedral Entidad de Pago, S.A.U. is a privately held Spanish payment institution regulated by Banco de España under License No. 6844, authorized to provide money transmission services. Founded in 2006 and wholly acquired by Click Virtual Europe, SL in 2018, the company is headquartered in A Coruña, Spain, and is authorized to operate across four European countries: Spain, Portugal, Germany, and France. The company was re-platformed under its new ownership with a full digital transformation and an updated mission centered on transparent pricing and customer-oriented service.

The company's core offering is a unified money transfer and remittance platform, with three principal product lines: (1) B2B money transfer solutions for cross-border business-to-business payments, (2) B2C remittance services specialized in family remittances to Latin America, and (3) an agent network program that provides legal and technological coverage for individuals and businesses to operate as money transfer agents in their local communities. Distribution is hybrid, combining the Envia ONLINE digital self-serve platform (hosted at beonline.legionelite.com) with a community-based agent network, plus direct sales engagement for enterprise B2B accounts. A strategic market alliances program extends the ecosystem to include partners such as Clickvirtual, Momofone, Believe Transfer, and Fintech Payments.

Cerro Catedral generates revenue through transaction fees on money transfer and remittance services across both B2B and B2C flows. The company does not disclose pricing, headcount, revenue, or transaction volume. It has no proprietary mobile app, no public API or SDK, and limited marketing presence (corporate website, a LinkedIn page, and direct phone/email contact). As a Sociedad Anónima Unipersonal under Spanish law, it is a single-member subsidiary of Click Virtual Europe, SL, with no public ownership or disclosed institutional investors.

Name

cerro catedral entidad de pago

Legal name

CERRO CATEDRAL, S.A.U.

Website

https://cc-edp.com

Company type

Private

Founded year

2006

Operating status

Operating

Ownership category

akta.pro rank

Product category

Money Transfer and Remittance Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG)

akta.pro secondary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

Keywords

• Money transfer services
• Cross-border remittances
• Payment institution services
• B2B payment solutions
• Family remittance services

Headquarters

HQ city

A Coruña

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Money Transfer Transaction Fees: Revenue generated from money transfer and remittance services, including B2B and B2C solutions. Specialist in family remittances to Latin America.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Cerro Catedral Entidad de Pago is a Spanish licensed payment institution (Banco de España License No. 6844) that provides money transfer and remittance services. It offers B2B cross-border payment solutions for businesses and B2C remittance services specializing in family transfers to Latin America, supported by an agent network and a digital online platform (Envia ONLINE) operating in Spain, Portugal, Germany, and France.

Product overview

Cerro Catedral Entidad de Pago is a licensed payment institution regulated by the Banco de España (License No. 6844) offering a unified platform of money transfer and remittance services. The core offering consists of B2B money transfer solutions and B2C remittance services targeting family remittances to Latin America. These are supported by an agent network program and strategic market alliances. The company operates across Spain, Portugal, Germany, and France, with a digital-first approach following its 2018 acquisition by Click Virtual Europe, SL.

Differentiator

Problem solved

Functional benefit

Products and services

• B2B Money Transfer Solutions Business-to-business money transfer and payment solutions enabling companies to send and receive funds across borders, with coverage in Spain, Portugal, Germany, and France.
• B2C Remittance Services Consumer-focused remittance services for individuals, specializing in family remittances to Latin America, allowing customers to send money internationally.
• Agent Network Solutions Program enabling individuals and businesses to operate as money transfer agents within their local communities, providing legal and technological coverage to develop payment entity agent activities.
• Envia ONLINE Digital Platform Digital self-serve platform for online money transfers and transaction management, accessible directly by B2B and B2C customers across the company's operating countries.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered minor.

• ClickvirtualminorOthersPartner logo displayed in 'Nuestros socios' (Our Partners) section of the website.
• MomofoneminorOthersPartner logo displayed in 'Nuestros socios' (Our Partners) section of the website.
• Believe TransferminorOthersPartner logo displayed in 'Nuestros socios' (Our Partners) section of the website.
• Fintech PaymentsminorOthersPartner logo displayed in 'Nuestros socios' (Our Partners) section of the website.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Western Union: Global cross-border money transfer incumbent with the largest agent network worldwide. Comparable to Cerro Catedral in offering B2C and B2B remittance services, but at vastly greater scale and geographic reach, including strong Spain-to-Latin America corridor presence.
• MoneyGram: Large global money transfer operator with significant presence in the Spain-Latin America remittance corridor. Comparable product suite (B2B and B2C transfers) but operates at enterprise scale with much broader global footprint.
• Ria Money Transfer: Large international money transfer provider (owned by Euronet Worldwide) with extensive global agent network and strong LatAm payout capability. Direct functional overlap with Cerro Catedral's B2C and agent-network business model, but at much larger scale.

Direct peers

• Remitly: US-headquartered digital remittance fintech specializing in immigrant corridors including Spain-to-Latin America. Directly competes with Cerro Catedral's B2C remittance product through a mobile-first model, representing the type of well-funded digital-native competitor pressing on traditional remitters.
• WorldRemit: UK-based digital cross-border payments platform serving diaspora communities globally. Direct overlap with Cerro Catedral's B2C remittance offering, particularly in the EU-to-Latin America corridor, with similar digital-first delivery model.
• TransferGo: UK-licensed digital remittance company operating across Europe with strong migrant corridor coverage. Comparable as a regulated payment institution offering low-cost digital money transfers, including EU-to-LatAm corridors overlapping with Cerro Catedral's footprint.
• Small World Money Transfer: Spain-headquartered remittance specialist historically focused on the Spain-Latin America corridor. Highly comparable to Cerro Catedral in geography, target customer (diaspora senders), and operating model (regulated payment institution with agent network).

Regional players

• Europhil: Spain-based remittance company serving the Latin American corridor. Directly comparable in terms of regulatory jurisdiction (Spanish payment institution), corridor specialization, and target customer base, though focused primarily on the Spanish market.
• La Nacional Money Transfer: Dominican Republic-headquartered remittance provider with strong presence in Spain and Caribbean corridors. Operates as a comparable Spain-anchored, corridor-focused remittance company serving similar diaspora customer segments.

Emerging players

• Bitso: Latin American crypto-fintech that has expanded into cross-border payments and remittances in the Mexico-US corridor. Comparable as an emerging digital remittance player targeting Latin American corridors, with potential competitive overlap as it expands into Europe-LatAm flows.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks4 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cerro-catedral-entidad-de-pago

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about cerro catedral entidad de pago