malachi wealth strategies

What malachi wealth strategies does

Malachi Wealth Strategies is a privately held wealth management practice headquartered in Grenada, Mississippi, offering investment management and strategic wealth planning services to successful families, professionals, and business owners in its local market. The firm distinguishes its offering through two proprietary frameworks: the 3:10 FORMula, described as its signature wealth planning process, and the Asset Cycle Portfolio System, a retirement income and withdrawal methodology. The practice is staffed by a single financial advisor (Will Goff) and one administrative assistant (Jessica Noah), and operates on a personal-consultation go-to-market model rather than a digital-first or scalable delivery model.

The firm's operational and regulatory infrastructure is delivered through partnerships with Kestra Investment Services (for brokerage and securities execution) and Kestra Advisory Services (for investment advisory registration), positioning Malachi as an independent advisor under Kestra's RIA and broker-dealer umbrella. Client-facing content — including a blog, video library, financial calculators, glossary, and resource center — is delivered via FMG Suite, a third-party website and marketing platform used widely by independent advisors. There is no proprietary technology, no in-house portfolio management system, and no AI-driven tooling evident in the available information.

The business model is a conventional fee-based advisory practice, with revenue tied to assets under management and/or planning fees on the client book serviced by the sole advisor. No pricing schedule, AUM figure, client count, or revenue is publicly disclosed. Marketing is sales-led and relationship-driven, supplemented by inbound content marketing through FMG Suite, with client engagement reinforced through hosted events such as advocacy celebrations and educational gatherings. The firm's growth capacity is structurally constrained by its single-advisor, single-location footprint, with no visible signals of hiring, geographic expansion, or acquisition activity.

Name

malachi wealth strategies

Legal name

Malachi Wealth Strategies

Website

https://malachiwealth.com

Company type

Private

Operating status

Operating

Short description

Malachi Wealth Strategies is a privately held wealth management practice in Grenada, Mississippi, offering investment management and strategic wealth planning to local families, professionals, and business owners through its sole financial advisor.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Wealth management services
• Retirement planning
• Investment advisory
• Financial planning
• Estate planning

Headquarters

HQ city

Grenada

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Investment Advisory Services: The firm provides investment advisory services through Kestra Advisory Services, LLC, an affiliate of Kestra Investment Services, LLC. Securities are offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Malachi Wealth Strategies is a private financial advisory firm that provides investment management and strategic wealth planning for individuals, families, professionals, and business owners. The firm delivers services through a proprietary planning methodology called the 3:10 FORMula, integrating wealth management with risk and cash management, income and tax planning, and philanthropy. Investment advisory services are executed through Kestra Advisory Services, LLC, and securities are offered via Kestra Investment Services, LLC (FINRA/SIPC).

Product overview

Malachi Wealth Strategies is a financial advisory firm that offers a unified wealth management platform centered around its proprietary 3:10 FORMula planning process. The core offering includes the 3:10 FORMula for integrated financial planning and the Asset Cycle Portfolio System® for retirement income planning. The company provides a suite of digital tools including financial calculators, a video library, resource center with articles and guides, tax resources, and a glossary. These components work together as part of a comprehensive financial planning service designed to help clients pursue a work-optional lifestyle through integrated wealth, risk, cash, income, tax, and philanthropy planning.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Advisory Services

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Recent moves5 records

Expansion highlights2 records

Broad incumbents

• Creative Planning: Large national RIA built around an integrated, planning-led wealth management approach for individuals and families. Comparable to Malachi in philosophy (planning first) but operates at a vastly larger scale with hundreds of advisors.
• Mariner Wealth Advisors: National RIA offering comprehensive financial planning, investment management, tax, and estate services to families and business owners. Comparable in integrated planning model and target client (successful families/business owners) though much larger and multi-office.
• Edelman Financial Engines: Large national RIA providing goals-based financial planning, investment advice, and retirement income solutions to individuals. Comparable in planning-led retail wealth management focus, though operates at significantly greater scale and via workplace channels.
• Carson Group / Cetera Advisors: Advisor platform supporting independent financial advisors with planning, coaching, and back-office services. Comparable as an ecosystem peer to Malachi's Kestra-supported RIA model, though targeting a far broader advisor base.

Direct peers

• Buckingham Strategic Wealth: Planning-led RIA serving successful individuals and families with integrated wealth, tax, and estate planning. Highly comparable to Malachi in target client, planning-first philosophy, and recurring AUM-fee model, though operating nationally.
• Wealth Enhancement Group: Mid-sized RIA offering comprehensive financial planning and wealth management to individuals, families, and business owners. Comparable to Malachi in integrated planning model, target client, and recurring AUM-fee revenue, though much larger and growing via advisor acquisitions.
• Modera Wealth Management: Fee-only RIA providing comprehensive financial planning and investment management to households and individuals. Comparable to Malachi in planning-led RIA model and family/professional target client, though with a multi-office footprint.

Others

• LPL Financial: Largest US independent broker-dealer supporting RIAs with custodial, compliance, and technology infrastructure. Comparable to Kestra's role for Malachi, though at much larger scale and with broader service breadth.
• Commonwealth Financial Network: Independent broker-dealer/RIA platform supporting planning-focused advisors with back-office and practice management services. Comparable as an infrastructure peer to Malachi's Kestra relationship.

Emerging players

• Facet Wealth: Digital-first financial planning firm serving mass-affluent and HNW individuals with virtual CFP-led advice. Comparable to Malachi in integrated planning scope and target client, though differentiated by tech-enabled delivery rather than in-person advisor model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat1 record

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/malachi-wealth-strategies

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about malachi wealth strategies