What Ambrook does

Ambrook is a cloud-based financial management platform purpose-built for American agricultural operators and adjacent rural and blue-collar businesses. Founded in 2020, headquartered in New York with additional offices in Denver and San Francisco, the company serves over 7,000 farms, ranches, construction, trucking, property management, services, and small-business customers across the United States. Its core proposition addresses industry-specific pain points that generic accounting tools like QuickBooks leave unresolved — pre-built IRS Schedule F (farm) and Schedule C tax categories, multi-enterprise profitability tracking (per head, acre, or project), and field-friendly mobile workflows with AI-powered receipt capture. Differentiation rests on vertical specialization rather than technology novelty.

The platform unifies bookkeeping, payments, and analytics in a single workflow. Ambrook Wallet, a Stripe-powered business cash account with funds held at Fifth Third Bank (Member FDIC), integrates banking functions — mobile check deposit, ACH, bill pay, team Visa commercial cards issued by Celtic Bank — directly with the general ledger so every transaction auto-tags to the correct enterprise. Bank feeds flow through Plaid and MoneyKit, covering 10,000+ financial institutions. AI receipt scanning and auto-categorization reduce manual data entry, while integrations with Square, Shopify, ADP, Gusto, and a QuickBooks historical-data import support onboarding and POS or payroll workflows. The 2024-launched Ambrook Inventory module adds balance-sheet-aware stock tracking, and the Full Service tier bundles the platform with dedicated reconciliation, monthly transaction import, and bi-annual business reviews.

Ambrook employs a hybrid go-to-market combining product-led growth (30-day free trial, online signup, live onboarding, US-based support) with sales-assisted motion for the Full Service plan and a Certified Advisor channel that enlists bookkeepers, accountants, and CPAs as referral partners. Revenue is generated through tiered SaaS subscriptions ($59/entity/month Build, $99/entity/month Pro, custom Full Service), payment processing fees of 3.55% + $0.55 per card transaction, and float income on wallet deposits held at Fifth Third. Adjacent top-of-funnel assets — an 8-topic Ambrook Education newsletter, a searchable Ambrook Funding Library of grants and loans for agriculture, and the Offrange media publication covering agricultural stories — drive demand, while a Ranching For Profit partnership delivers finance curriculum to NCBA members. The company raised a $26.1 million Series A in July 2025 led by Thrive Capital with participation from Dylan Field (Figma).

Name

Ambrook

Legal name

Ambrook, Inc.

Website

https://ambrook.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

51–100 employees

Short description

Ambrook is a vertical SaaS financial management platform serving over 7,000 American farms, ranches, and adjacent rural businesses. It combines industry-specific bookkeeping, integrated banking via Ambrook Wallet, payments, and AI-powered receipt scanning in one subscription product.

Ownership category

akta.pro rank

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Subscriptions (Build, Pro, Full Service): Three-tiered subscription model: Build ($59/entity/month), Pro ($99/entity/month), and Full Service (custom pricing). Annual billing offers approximately 10% savings. Subscriptions provide core bookkeeping, payments, invoicing, and analytics features with tier-based feature differentiation.
2. Credit Card Transaction Fees: Ambrook charges 3.55% + $0.55 per credit/debit card transaction when customers accept card payments via invoices.
3. Interest Income on Wallet Deposits: Ambrook Wallet earns 1% APY on customer deposits held at Fifth Third Bank. Traditional banks profit from deposits, and Ambrook shares a portion with customers — the company also benefits from float on deposits.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels9 records

Core offering

Ambrook sells a cloud-based SaaS accounting and financial management platform purpose-built for farms, ranches, and adjacent blue-collar businesses (construction, trucking, property management, services). The subscription product combines bookkeeping with enterprise-level P&L tracking, AI receipt scanning, invoicing, bill pay, and analytics, and it integrates an FDIC-insured business cash account (Ambrook Wallet) and team spending cards so that every payment auto-tags to the correct enterprise or project. Subscription tiers (Build $59/entity/month, Pro $99/entity/month, Full Service custom-priced) include Schedule F and C tax reporting, multi-entity management, bank-feed syncing across 10,000+ institutions, and US-based support.

Product overview

Ambrook is a unified accounting and financial management platform designed primarily for agriculture and rural businesses. The core offering consists of the Ambrook Platform (available in Build and Pro tiers) integrated with Ambrook Wallet—a business cash account providing payments, cards, and check management. Additional offerings include Ambrook Full Service (a managed service tier with dedicated support), Ambrook Education (free financial literacy content), Ambrook Funding Library (grant/loan discovery), and Ambrook Inventory (inventory tracking module). The Certified Advisor Program serves accountants and bookkeepers who work with agricultural clients. The company also publishes Offrange, a media outlet covering agriculture stories. The platform is accessible via web and full-featured iOS/Android mobile apps.

Differentiator

Problem solved

Functional benefit

Brands

• Offrange: A publication covering stories about American agriculture, food production, and natural resources. Originally called Ambrook Research.

Products and services

• Ambrook Platform (Build & Pro) Cloud-based SaaS accounting platform that combines bookkeeping, invoicing, bill pay, payments, analytics, enterprise tracking, and AI-powered receipt scanning for farms, ranches, and other blue-collar American businesses. Delivered via web and iOS/Android mobile apps, with tier-based feature differentiation between Build ($59/entity/month) and Pro ($99/entity/month).
• Ambrook Wallet Business cash account integrated with the Ambrook bookkeeping platform. Provides mobile check deposit, bill pay, ACH transfers, team spending cards (issued by Celtic Bank via Stripe), check printing and mailing, instant in-network vendor payments via Ambrook Pay, and 1% APY earnings on deposits, with every transaction auto-tagged to the right enterprise.
• Ambrook Full Service Custom-priced managed-service tier combining Ambrook Pro with dedicated account management, expert 1:1 setup and chart-of-accounts consultation, monthly transaction import, monthly reconciliation, bi-annual business reviews, cash management consultation, concierge yield optimization on Wallet balances, and priority phone and video support for operators needing hands-on accounting expertise.

Quantifiable outcome

• Over 7,000 businesses rely on Ambrook across the United States
• +12 more outcomes

Named customers29 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability2 records

Feature8 records

Partnerships

Four partnerships are on record, tiered minor and core.

• Ranching For ProfitminorGTM or Marketing Partner · 12 February 2026Ambrook partnered with Ranching For Profit to offer a three-part finance course to National Cattlemen's Beef Association (NCBA) members. The program integrates Ambrook's software with Ranching For Profit's educational framework, making financial management concepts accessible to ranching operations of varying experience levels. The collaboration serves as a pathway for Ambrook to expand its user base and drive recurring software revenue if participants adopt the platform.
• StripecoreTechnology or IntegrationAmbrook partners with Stripe for money transmission services, payment processing (including Ambrook Card issuance via Celtic Bank), and account services with funds held at Fifth Third Bank N.A., Member FDIC. Stripe Treasury provides the underlying banking infrastructure for Ambrook Wallet, enabling features like mobile check deposit, ACH payments, and debit-secured commercial cards.
• PlaidcoreTechnology or IntegrationAmbrook uses Plaid's infrastructure to connect bank accounts from over 10,000 financial institutions, enabling automatic transaction syncing and real-time cash position visibility within the platform.
• MoneyKitcoreTechnology or IntegrationAmbrook uses MoneyKit as an additional bank connection provider alongside Plaid, expanding the number of supported financial institutions for automatic transaction feeds.

Scale indicators9 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Pilot.com: Pilot provides bookkeeping, accounting, and CFO services targeted to specific verticals (startups, SMBs, agencies, ecommerce). It's a direct competitor in the vertical-specific bookkeeping-as-a-service model that Ambrook occupies, with similar subscription plus add-on services pricing.
• Bench: Bench is a bookkeeping platform for SMBs pairing software with a dedicated bookkeeper — a "Full Service" model very similar to Ambrook's Full Service tier. Same target customer, similar bundled-pricing approach, and overlapping GTM to small businesses that need more than just software.
• Found Bank: Found bundles banking, bookkeeping, and tax tools for self-employed and small business owners — directly mirroring Ambrook's integration of Ambrook Wallet with bookkeeping. Same fintech-plus-accounting wedge, applied to a different vertical (creators, freelancers, contractors).
• Wave Financial: Wave offers accounting, invoicing, and payments (including receipt scanning) for small businesses and freelancers on a freemium SaaS model. Same core feature set as Ambrook's lower tiers (Bookkeeping + Invoicing + Receipts) and similar target of micro-businesses who don't need enterprise accounting.
• Hurdlr: Hurdlr provides income/expense tracking, bookkeeping, and tax tools focused on specific verticals (gig workers, real estate investors, self-employed). Closely comparable to Ambrook in being a vertical-specialist financial management product rather than a horizontal accounting suite.
• Relay Financial: Relay is a business banking + spend management platform for SMBs that integrates with accounting tools (Xero, QuickBooks). Peer via Ambrook Wallet's positioning as a banking layer for SMBs with bookkeeping interoperability.

Emerging players

• Lili: Lili combines a business bank account with bookkeeping and tax tools targeting freelancers and solo entrepreneurs. Comparable fintech-plus-bookkeeping wedge in a different SMB vertical.

Broad incumbents

• Intuit QuickBooks: QuickBooks is the dominant horizontal SMB accounting platform with tens of millions of users. Already supports Schedule F for farms. It is the primary competitive incumbent Ambrook must differentiate against, especially in marketing to farmers comparing tools.
• Mercury: Mercury is a business banking and spend platform for startups and SMBs, increasingly bundling accounting integrations and bill pay. Adjacent comparison to Ambrook Wallet's banking-plus-accounting positioning, though Mercury focuses on tech/creative SMBs.
• Xero: Xero is a global SMB cloud accounting platform with strong ecosystem of vertical add-ons and integrations. Comparable as a horizontal accounting incumbent whose ecosystem approach competes with Ambrook's vertically integrated stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/AmbrookAg
• Facebookfacebook.com/ambrook
• LinkedInlinkedin.com/company/ambrook
• Instagraminstagram.com/ambrookag

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds3 records

Investors10 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ambrook