Encompass

Name

Encompass

Legal name

Encompass Corporation

Website

https://encompasscorporation.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

RegTech / KYC Compliance Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

KYC/Client Due Diligence & Participant Onboarding Controls (FSAFAKAF)

Keywords

• Corporate KYC automation
• Digital identity verification
• AML compliance software
• Customer onboarding solutions
• Regulatory compliance technology

Headquarters

HQ city

Glasgow

HQ country

United Kingdom

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel

Revenue model

1. Subscription / Platform Licence: Recurring annual subscription fees for use of the EC360 Encompass Service, billed in advance per the Customer Service Agreement (typically Pound Sterling, with 5% annual uplifts and 90-day termination notice).
2. Professional Services: One-time project-based services including implementation, integration, policy design, API setup, and training delivered under Professional Services Terms.
3. EC Review Managed Service: Curated KYC service where Encompass runs refresh/remediation workflows on behalf of clients, representing a new recurring managed service revenue stream built on EC360.
4. Data / Overage Fees: Charges for data accessed from third-party Data Providers (e.g., Dun & Bradstreet, European Business Register), billed as part of Charges on the Order Form.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Encompass provides the EC360 Corporate Digital Identity (CDI) platform that consolidates real-time public and private KYC data from 175+ data products across 200+ jurisdictions into structured, AI-ready CDI profiles. The platform automates end-to-end corporate KYC onboarding, customer due diligence, UBO verification, screening, and ongoing KYC refresh and remediation for global financial institutions, with API-first architecture and an MCP server for connecting AI agents to compliance data.

Product overview

Encompass offers a unified Corporate Digital Identity (CDI) platform architecture built around the core EC360 platform, augmented by a portfolio of add-on modules (EC Public Automation, EC Private Outreach, EC Review) and acquired capabilities (EC CoorpID, Blacksmith KYC). The core EC360 platform consolidates real-time public and private KYC data from 175+ data products across 200+ jurisdictions into structured, AI-ready CDI profiles, exposing them via an API and the EC360 MCP Server for AI models, copilots, and agentic workflows. The add-on modules extend the platform to public data collation (EC Public Automation), client outreach and secure information exchange (EC Private Outreach), and large-scale KYC refresh and remediation (EC Review). The acquired CoorpID provides document vault/exchange functionality and Blacksmith KYC adds efficiency-tuned KYC processes, both integrated into the broader CDI offering. Platform features such as Intelligent Document Processing (GenAI-powered), Dynamic Audit Trail, and PEP/Sanctions/Adverse Media Screening round out the offering for financial institutions across KYC onboarding, customer due diligence, enhanced due diligence, remediation, and perpetual KYC.

Differentiator

Problem solved

Functional benefit

Brands

• EC360: Corporate Digital Identity platform for dynamic KYC process automation, CDI profiles, UBO verification, and API-first data delivery.
• EC Public Automation
• EC Private Outreach
• EC Review
• EC CoorpID
• Encompass Confirm
• Encompass Verify
• Encompass Uncover

Products and services

• EC360 Corporate Digital Identity Platform Flagship award-winning Corporate Digital Identity (CDI) platform that consolidates real-time public and private KYC data into structured digital risk profiles. API-first and AI-ready, with Model Context Protocol (MCP) support, 175+ data products covering 200+ jurisdictions, dynamic KYC process automation, and full digital audit trails for global financial institutions.
• EC Public Automation Solution module on the EC360 platform for effortless collation of public KYC data and documents to enable fast and frictionless compliance during onboarding and throughout the client lifecycle.
• EC Private Outreach Solution module on the EC360 platform that delivers flawless client collaboration and secure information exchange for KYC document and data collection from corporate clients.
• EC Review Curated KYC service built on the EC360 platform for KYC refresh and remediation at scale. Processes high volumes of client profiles through batching, verification, and review workflows using Generative AI-powered Intelligent Document Processing, delivering outputs directly into CLM platforms with full data provenance and audit trail.
• EC CoorpID Secure information storage and exchange platform (digital vault / document management) for corporate clients, originally acquired from ING Labs. Integrated into the Encompass Corporate Digital Identity platform and serving over 500 multinational clients across Europe.
• Blacksmith KYC KYC automation platform acquired from ING Labs Singapore, reported to deliver 50% efficiency savings for banks. Combined with CoorpID, it forms part of Encompass's comprehensive Corporate Digital Identity platform and enhances automated financial crime risk monitoring.
• EC360 MCP Server Model Context Protocol (MCP) server for the EC360 platform that securely connects client AI environments (AI models, copilots, and agentic workflows) with structured, trusted CDI data in real time to power AI-driven KYC and KYB compliance.
• KYC API REST API on the EC360 platform that exposes CDI profiles, UBO verification, screening, and audit trail data to integrate with customers' existing banking, CLM, and downstream systems.

Quantifiable outcome

• Reduces KYC processing time by 32%
• +5 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability10 records

Feature10 records

Partnerships

17 partnerships are on record, tiered flagship / founding stakeholder and customer, core (acquired capability), core strategic technology partner, core data partner, flagship consulting partner, strategic consulting partner, adjacent integration partner, adjacent / namesake collision only, industry association membership, industry association participation and core infrastructure provider.

• INGflagship / founding stakeholder and customerStrategic or Co-development PartnerING divested CoorpID and Blacksmith KYC to Encompass in January 2024 and retained a stake as a development partner. ING is also a customer using EC Private Outreach to streamline KYC with corporate clients.
• CoorpIDcore (acquired capability)Strategic or Co-development PartnerAcquired from ING in January 2024; serves over 500 multinational clients across Europe and provides a document management and digital vault platform, now offered as EC CoorpID within the Encompass portfolio.
• Blacksmith KYCcore (acquired capability)Strategic or Co-development PartnerAcquired from ING in January 2024; founded by ING Labs Singapore in 2017, reported to deliver 50% efficiency savings for banks through automated KYC, now part of Encompass's enhanced automation.
• Pegasystems (Pega)core strategic technology partnerStrategic or Co-development PartnerLong-standing partnership announced in 2019 to streamline KYC by integrating EC360 with Pega's CLM platform; enhanced partnership announced in October 2021 to revolutionize KYC processes.
• Dun & Bradstreetcore data partnerTechnology or IntegrationStrategic data partnership announced in May 2019 to enable due diligence; Dun & Bradstreet data is licensed to Encompass customers under specific Data Provider terms within the Customer Service Agreement.
• IHS Markit (now S&P Global)core data partnerTechnology or IntegrationPartnership announced March 2019, expected to reduce time to complete KYC data gathering by 30%.
• Accuity (now LexisNexis Risk Solutions)core data partnerTechnology or IntegrationStrategic partnership announced in July 2020 to help customers streamline KYC processes and improve KYC risk assessments.
• Accentureflagship consulting partnerImplementation/ SI/ Consulting PartnerGlobal strategic consulting partnership highlighted on the Encompass ecosystem diagram, supporting KYC transformation and CLM modernization deployments for banking clients.
• Capgeminiflagship consulting partnerImplementation/ SI/ Consulting PartnerGlobal consulting partner; co-hosted a March 2024 KYC roundtable in London with Pegasystems and Encompass for senior UK bank representatives.
• EYstrategic consulting partnerImplementation/ SI/ Consulting PartnerFeatured as a global strategic consulting partner on the Encompass partnership ecosystem diagram.
• Sarisadjacent integration partnerTechnology or IntegrationEncompass is referenced as a partner integration for Saris's agentic workflow platform, which automates lending tasks for banks and credit unions.
• Fiservadjacent integration partnerTechnology or IntegrationReferenced as a partner integration alongside Encompass and MeridianLink for Saris's agentic lending workflows.
• MeridianLinkadjacent integration partnerTechnology or IntegrationReferenced as a partner integration alongside Encompass and Fiserv for Saris's agentic lending workflows.
• ICE Mortgage Technology (Encompass loan origination platform)adjacent / namesake collision onlyOEM/ Whitelabel/ Licensing PartnerNote: "Encompass" referenced in 2026 loan management software comparisons refers to ICE Mortgage Technology's Encompass LOS, a different product. Not a partnership of Encompass Corporation UK.
• FMSB (Financial Markets Standards Board)industry association membershipOthersEncompass Corporation joined FMSB in November 2024 as a member to contribute to financial markets standards development.
• The RegTech Associationindustry association participationOthersCRO Alex Ford serves on the board of The RegTech Association, supporting Encompass's engagement with the global RegTech ecosystem.
• Amazon Web Services (AWS)core infrastructure providerTechnology or IntegrationEncompass is "Powered by AWS Cloud Computing" per footer branding; cloud infrastructure underpins the EC360 platform and Customer Service Agreement references Cloud Services (platform/IaaS).

Scale indicators10 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Trulioo: Vancouver-based digital identity verification platform serving banks and fintechs with global KYC and business verification (KYB). Comparable as a direct competitor in corporate KYB and entity verification with global data coverage.
• ComplyAdvantage: London-headquartered RegTech offering AI-driven AML, KYC, and transaction monitoring. Comparable as a UK-based RegTech selling to global banks with similar AI-first positioning and competing for the same enterprise compliance budget.
• Onfido: Global identity verification and KYC provider serving banks, fintechs, and other regulated industries. Comparable as a competitor in the customer onboarding verification layer with AI-driven document and biometric checks.
• NorthRow: UK RegTech providing AML, KYC, and entity verification solutions to banks and financial institutions. Comparable as a smaller direct peer in the corporate customer onboarding and ongoing monitoring space.

Emerging players

• ID.me: Digital identity verification network with growing enterprise/government footprint. Adjacent competitor in identity verification and KYC, with overlapping AI and document processing capabilities.

Broad incumbents

• Refinitiv (LSEG): London Stock Exchange Group's data and analytics arm offers World-Check for KYC/AML screening plus broader financial crime compliance. Comparable as a large incumbent serving global banks with overlapping KYC, screening, and UBO capabilities that compete with EC360.
• Moody's (Bureau van Dijk): Moody's Analytics operates Bureau van Dijk, which provides corporate KYC and beneficial ownership data (Orbis, Moody's KYB). Directly comparable as a competitor in corporate entity verification and CDI-adjacent data products.
• LexisNexis Risk Solutions: LexisNexis Risk Solutions (including acquired Accuity) provides KYC, AML, beneficial ownership, and entity verification data to global banks. Both a data partner and a broad incumbent competitor in the same corporate KYC space.
• Dun & Bradstreet: Dun & Bradstreet supplies global corporate business data and is a current data partner of Encompass (per Customer Service Agreement). It also sells KYC and compliance solutions directly to banks, making it both a partner and a competing incumbent.

Others

• Pegasystems (Pega): Pega's CLM platform is a strategic technology partner integrated with EC360. Adjacent competitor in client lifecycle management and KYC process orchestration, sharing several large bank customers with Encompass.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/encompasscorp
• LinkedInlinkedin.com/company/encompass-corporation

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries2 records

Funding overview

Funding rounds6 records

Investors12 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Encompass