Orbital
Orbital is a London-based enterprise payments platform that unifies stablecoin and traditional fiat rails into a single regulated orchestration API, serving B2B corporates, PSPs, brokers and crypto exchanges with cross-border payments, vIBANs and FX across 120+ countries.
- Company typePrivate
- Founded2017
- HeadquartersLondon, United Kingdom
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Orbital does
Orbital is a London-headquartered enterprise payments platform that operates under the Pay Perform group of regulated entities (UK FCA, Gibraltar GFSC e-money and DLT, Estonia FIU virtual currency service provider, Swiss VQF SRO), unifying stablecoin and traditional fiat payment rails through a single orchestration platform exposed via Web Platform, API integration, and OTC Desk. The platform comprises six native modules — Pay-Ins, Payouts, 1st Name vIBANs (multi-currency virtual IBANs in EUR, GBP, USD, DKK, SEK, HUF with CHF and AUD to follow), Stablecoin Wallets with hot/cold storage, an Exchange engine spanning 11 major traditional currencies, 80+ exotic currencies and all major stablecoins, and an OTC Desk — and supports multi-blockchain settlement across Ethereum, Bitcoin, Tron, Polygon, Binance Smart Chain, Solana, TON, Aptos and the Stable L1. Programmatic access is delivered through a Merchant Payments API (crypto/stablecoin acceptance and payouts) and a B2B Global Payments API (cross-border treasury, conversion, beneficiary management, reporting), with sub-processor integrations including Fireblocks custody, Sumsub and Chainalysis compliance, Know Your Customer KYB, Notabene Travel Rule, and ClearBank and Banking Circle banking rails.
The company serves B2B enterprises and multinationals (cross-border payments, treasury, FX, mass payouts) and B2B2C merchants and platforms (iGaming, trading, e-commerce, gig economy) including CFD brokers, PSPs, crypto exchanges and remittance businesses; its end-user reach extends to 120+ countries via partners such as Eightcap, with notable end-user activity in emerging markets including Nigeria, Turkey, Indonesia, Vietnam, Philippines, Brazil and Argentina. Revenue is generated entirely through transaction-based take rates — FX processing fees starting at 1%+ above mid-market, per-transaction payment processing fees across fiat and stablecoin rails, and OTC Desk commissions on large or complex trades — with no publicly disclosed subscription pricing; sales are enterprise-led via a 'Request a Call' motion. Orbital processed $5.6 billion in cross-border payments in 2024 and an annualised run rate of approximately $12 billion by June 2026, has been profitable since 2017, raised its first institutional funding of £5M in August 2023 led by Golden Record Ventures, and has begun executing a US market entry via a planned Miami regional headquarters and pursuit of US money transmission licences.
Orbital firmographics
Firmographics- Name
- Orbital
- Legal name
- Orbital (trading name representing the Pay Perform group of traditional financial and digital asset service providers)
- Website
- https://getorbital.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Orbital is a London-based enterprise payments platform that unifies stablecoin and traditional fiat rails into a single regulated orchestration API, serving B2B corporates, PSPs, brokers and crypto exchanges with cross-border payments, vIBANs and FX across 120+ countries.
- Ownership category
- akta.pro rank
Orbital industry classification
Industry- Product category
- Cross-Border Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Contracts Intermediation and Brokerage (5231), Securities and Commodity Exchanges (52321), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Crypto Payment Gateways & Checkout APIs (FSADAIAA), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD), Alternative Payment Methods (APMs) & Local Rails (ACH/SEPA/UPI, etc.) (CRAFALAG)
Keywords
Where Orbital is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices5 records
Markets served
Orbital business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- FX transaction fees: FX processing fees starting from as low as 1% above mid-market rates across 11 major traditional currencies, 80+ exotic currencies, USDT and USDC, charged on currency conversion transactions.
- Payment processing transaction fees: Charges on pay-in and payout transactions across both stablecoin and traditional rails; example shown is a $1.00 fee on a $501.00 USDT deposit. Stablecoin payment gateway accounts for over 99% of Orbital's transaction volume.
- OTC Desk fees: Expert OTC support for tailored exchange requests on large or complex trades, providing an additional revenue channel on top of the automated platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | FX processing at 1%+ above mid-market |
| Transaction based/ take rate | Pay-as-you-go | Stablecoin payment processing (per-transaction fee) |
| Other | Multi-year contract | Enterprise/API tier (quote-based) |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels7 records
Orbital product offering
Product offeringCore offering
Orbital provides a unified global payment orchestration platform that combines stablecoin rails with traditional fiat payment rails, enabling enterprises to send, receive, exchange, and settle major stablecoins, traditional currencies, and 80+ exotic currencies through a single interface. Customers access the platform via a Web Platform, REST APIs (Merchant Payments API and B2B Global Payments API), or an OTC Desk, with built-in client-named multi-currency vIBANs, custodial stablecoin wallets, and integrated compliance tooling.
Product overview
Orbital is a single unified payment orchestration platform built on a platform-plus-modules architecture, sitting under the trading name of the Pay Perform group. The core Orbital Platform provides one interface (Web Platform, API, or OTC Desk) for receiving, exchanging, and settling major stablecoins, traditional fiat, and 80+ exotic currencies interchangeably. Around that core sit six native modules — Pay-Ins, Payouts, 1st Name vIBANs, Stablecoin Wallets, Exchange, and the OTC Desk service — which together enable global B2B and B2C cross-border payment flows. Programmatic access is delivered through two dedicated API pillars: the Merchant Payments API (for e-commerce crypto/stablecoin acceptance and automated payouts) and the B2B Global Payments API (for multi-currency cross-border treasury, conversion, and beneficiary management), plus a separate Crypto Payment Gateway / eCommerce API for merchant checkout flows. On top of this Orbital publishes the Stablecoin Retail Payments Index, a quarterly research product tracking consumer-scale stablecoin flows. The offering is underpinned by multi-jurisdictional licences (UK FCA, Gibraltar GFSC DLT and e-money, Estonia FIU VASP, Swiss VQF SRO) and security/compliance certifications (SOC 2 Type 2, ISO 27001:2022, CSA STAR, Cyber Essentials Plus).
Differentiator
Problem solved
Functional benefit
Products and services
- Orbital Platform Unified global payment orchestration platform built on multi-jurisdictional licences that unifies stablecoin and traditional fiat payment rails under a single interface available via Web Platform, API, and OTC Desk. Targets B2B enterprises, PSPs, fintechs, crypto exchanges, and multinational treasuries.
- OTC Desk Over-the-counter exchange service for tailored FX and stablecoin exchange requests, providing expert-assisted execution for large or complex trades as an alternative channel to the automated Orbital Platform.
- Merchant Payments API One of two core Orbital API pillars; lets e-commerce merchants accept crypto and stablecoin payments and automate digital-asset payouts across Ethereum, Bitcoin, Tron, Polygon, Binance Smart Chain, Solana and other blockchains, with support for B2B transactions, seller payouts, and custom payment solutions.
- B2B Global Payments API Second core Orbital API pillar; enables businesses to send, receive, convert, and manage payments across multiple fiat and digital-asset currencies, with cross-border payments, real-time fiat-to-fiat/fiat-to-crypto/crypto-to-crypto conversions, rate locking, beneficiary management with compliance screening, multi-currency balances, and full transaction reporting.
- Crypto Payment Gateway / eCommerce API Merchant-facing crypto payment gateway with Hosted Payment Pages (HPPs) and Embedded Payment Pages (EPPs), supporting multi-blockchain crypto and stablecoin pay-ins plus payouts including dedicated Binance Pay HPPs/EPPs and Binance Payouts. Targets iGaming, trading, and e-commerce merchants.
- Stablecoin Retail Payments Index Quarterly data and research product analysing consumer-sized (under $10,000) wallet-to-wallet stablecoin payment flows, built with blockchain data from Artemis and app-store intelligence from Sensor Tower; publishes annualised W2W volume, circulating supply, monthly retail payments, daily active wallets and other market KPIs.
Quantifiable outcome
- FX transactions completed in less than 10 minutes (vs 2-5 days traditionally)
- +4 more outcomes
Companies that use Orbital
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles3 records
Orbital technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature5 records
Orbital partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered strategic / flagship infrastructure partner, flagship commercial partner and customer, core infrastructure partner, core compliance partner, strategic / flagship banking partner, core payment-rail integration, core compliance sub-processor, core infrastructure sub-processor, core data / thought leadership partner, supporting data / thought leadership partner and minor ecosystem partner.
- Banking Circle S.A.strategic / flagship infrastructure partnerSelected by Orbital as infrastructure partner to expand multi-currency settlement into Nordic, Central European, Swiss and Australian markets. Adds client-named virtual IBANs in DKK, SEK, HUF (with CHF and AUD to follow) on top of existing EUR, GBP and USD infrastructure. Banking Circle provides safeguarding of client funds, third-party payment capabilities, and access to European and international clearing schemes.
- Eightcapflagship commercial partner and customerDeepened partnership under which Eightcap uses Orbital's stablecoin payment infrastructure to facilitate funding and settlement across 120+ countries, including near-instant deposits/withdrawals, FX risk management, and ecosystem support for crypto exchanges and fintechs. Partnership originally initiated in 2019; crypto payments now 10-20% of Eightcap total deposits and up to 40% in some markets.
- Stablecore infrastructure partnerOrbital integrated with Stable's PayPal-backed Layer 1 blockchain, expanding stablecoin payment rails and settlement infrastructure available to Orbital's enterprise customers.
- Sumsubcore compliance partnerOrbital adopted Sumsub's advanced transaction monitoring and screening across its entire payments stack (fiat and stablecoin) in early 2025. Provides real-time risk detection, enhanced screening, flexible rule-setting, ongoing monitoring, and Travel Rule readiness, supporting B2B and B2B2C offerings.
- ClearBank Europestrategic / flagship banking partnerPartnership gives Orbital direct access to real-time euro clearing, named IBANs, and SEPA infrastructure with full AML/KYC checks. Enables 24/7 fast, cost-effective euro payments for enterprise customers and bridges SEPA Instant with stablecoin settlement.
- Know Your Customercore compliance partnerStrategic partnership to deliver real-time business verification and KYB automation across more than 140 jurisdictions using live registry data, enabling faster onboarding, perpetual KYC (p-KYC) monitoring, and a higher compliance standard for Orbital's cross-border platform.
- Binance Paycore payment-rail integrationOrbital launched dedicated Binance Pay Hosted Payment Pages (HPPs), Embedded Payment Pages (EPPs), and Binance Payouts through its crypto payment gateway, particularly serving merchants in iGaming and Trading. Internal Binance transfers avoid blockchain fees; on-chain transactions leverage Binance Smart Chain's low gas fees.
- Fireblockscore infrastructure partnerOrbital has been using Fireblocks' digital asset custody infrastructure and automation platform for approximately five years to streamline treasury operations and improve transaction efficiency as a cross-border payments company specialising in stablecoin-based payment rails.
- Chainalysiscore compliance sub-processorSub-processor providing KYT and Reactor for virtual assets transaction monitoring, screening and investigation across UK and EU.
- Amazon Web Servicescore infrastructure sub-processorSub-processor providing platform hosting and infrastructure across Australia, Germany, Ireland, Singapore and the USA, with SCCs for international transfers.
- Artemis.xyzcore data / thought leadership partnerCo-developed data partnership with Artemis Analytics providing on-chain blockchain data for the Orbital Stablecoin Retail Payments Index, linking on-chain transactions with real-world consumer behaviour across regions and use cases.
- Sensor Towersupporting data / thought leadership partnerProvides off-chain mobile app intelligence (wallet, exchange, payment app usage) that complements Artemis.xyz data for the Stablecoin Retail Payments Index.
- Global Dollar Networkminor ecosystem partnerDisplayed among Orbital partners on the homepage 'Orbital partners' logo strip.
- Utilaminor ecosystem partnerDisplayed among Orbital partners on the homepage 'Orbital partners' logo strip.
- Plasmaminor ecosystem partnerDisplayed among Orbital partners on the homepage 'Orbital partners' logo strip.
Scale indicators11 records
Recent moves7 records
Expansion highlights6 records
Orbital competitors and assessment
Company assessmentBroad incumbents
- Paxos: Paxos issues regulated stablecoins (PYUSD for PayPal, USDP) and provides enterprise crypto brokerage, custody, and settlement infrastructure. Overlaps with Orbital on stablecoin issuance-adjacent services and B2B payment infrastructure, with deeper regulatory standing in the US.
- Ripple: Ripple offers enterprise-grade cross-border payments using XRP and stablecoins (RLUSD) targeting banks, PSPs, and corporates. Comparable to Orbital in serving institutional cross-border payment use cases, with broader banking relationships and substantially greater scale.
- Circle: Circle is the issuer of USDC and a broader enterprise stablecoin payments and treasury platform offering APIs, payouts, and cross-border settlement. While much larger and vertically integrated at the issuer layer, Circle competes with Orbital for enterprise stablecoin payment orchestration customers and overlaps significantly on cross-border use cases.
- Nuvei: Nuvei is a global enterprise payments platform serving iGaming, trading, and e-commerce merchants with acquiring, payouts, and alternative payment methods, including crypto on-ramp capabilities. Comparable to Orbital on merchant vertical focus and B2B2C distribution, with broader acquiring and processing capabilities.
Direct peers
- BVNK: BVNK is a London-based stablecoin and fiat payments platform serving enterprise merchants, PSPs, and corporates with similar B2B cross-border payment orchestration. Closest direct competitor to Orbital, with comparable product surface (stablecoin on/off-ramps, API-driven payouts, named IBANs) but significantly larger funding base (over $90M raised).
- CoinsPaid: CoinsPaid is a crypto payment processor and gateway serving merchants, PSPs, and B2B platforms with on/off-ramp and processing capabilities. Overlaps with Orbital on the iGaming, trading, and merchant verticals, with comparable transaction-fee revenue model.
- Triple-A: Triple-A is a Singapore-licensed crypto payment gateway enabling businesses to accept and settle in crypto and fiat. Comparable to Orbital on merchant crypto acceptance, B2B settlement APIs, and emerging-market focus, with overlapping compliance partnerships.
- Alchemy Pay: Alchemy Pay is a crypto payment gateway offering fiat-crypto on/off-ramps and merchant checkout APIs across emerging and developed markets. Comparable to Orbital's Merchant Payments API and crypto payment gateway product, with a stronger consumer/retail merchant footprint.
Emerging players
- Bitnob: Bitnob is an emerging-market-focused crypto payment and remittance platform serving Africa and other high-inflation economies. Comparable to Orbital's emerging-market use cases (Nigeria, Argentina, Southeast Asia) and partner-embedded distribution model, though smaller in absolute scale.
- Yellow Card: Yellow Card is a pan-African crypto on/off-ramp and B2B payment infrastructure provider. Comparable to Orbital's emerging-market cross-border and FX positioning, particularly for African corridors, with overlapping PSP and remittance customer segments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks4 records
Key highlights6 records
Customer concentration
Orbital social profiles
Digital presenceOrbital compliance and trust
Trust signalCompliance10 records
Orbital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Orbital leadership team
Management profileNumber of profiles
Profiles10 records
Orbital subsidiaries and ownership
Company hierarchySubsidiaries5 records
Orbital funding detail
Funding detailFunding overview
Funding rounds2 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Orbital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Orbital
What does Orbital do?
Orbital provides a unified global payment orchestration platform that combines stablecoin rails with traditional fiat payment rails, enabling enterprises to send, receive, exchange, and settle major stablecoins, traditional currencies, and 80+ exotic currencies through a single interface. Customers access the platform via a Web Platform, REST APIs (Merchant Payments API and B2B Global Payments API), or an OTC Desk, with built-in client-named multi-currency vIBANs, custodial stablecoin wallets, and integrated compliance tooling.
Is Orbital a public or private company?
Orbital is a private company. It is classified as venture growth investor backed and is currently operating.
When was Orbital founded?
Orbital was founded in 2017. It employs 101 to 250 people.
Where is Orbital based?
Orbital is headquartered in London, United Kingdom, in the Europe region.
How does Orbital make money?
Three revenue lines are on record. FX transaction fees are the primary driver. The others are payment processing transaction fees and OTC Desk fees.
Who are Orbital's main competitors?
Broad incumbents on record are Paxos, Ripple, Circle and Nuvei. Direct peers are BVNK, CoinsPaid, Triple-A and Alchemy Pay. Emerging players are Bitnob and Yellow Card.
Does Orbital have an API?
Yes. Orbital exposes two core REST-style API product pillars with separate endpoints and API keys: (1) Merchant Payments API — lets e-commerce merchants accept crypto/stablecoin payments and automate digital-asset payouts across blockchains including Ethereum, Bitcoin, Tron, Polygon, Binance Smart Chain, Solana, and others; supports B2B transactions, seller/service-provider payouts, and custom payment solutions. (2) B2B Global Payments API — enables businesses to send, receive, convert, and manage multi-currency payments across fiat (USD, EUR, GBP, etc.) and digital assets, with cross-border payments, real-time currency conversions, beneficiary management with automatic compliance screening, multi-currency account balances, and transaction reporting. APIs are accessible via Web Platform, API integration, or OTC Desk. Documentation also offers an OpenAPI/Markdown index for AI agents at /llms.txt. A separate Orbital eCommerce API documentation portal is also published at api-docs.getorbital.com. Developer documentation is at docs.getorbital.com/reference/welcome.
What industry is Orbital in?
Orbital's product category is Cross-Border Payment Infrastructure. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSADADAF, Stablecoin Payment Rails & Settlement Networks (Issuer-Led). Its NAICS code is 522320 and its SIC code is 6200.