Fuze
Fuze Finance is a UAE-headquartered digital assets infrastructure provider that delivers regulated stablecoin, payments, trading, yield, lending, and OTC services to 400+ banks, fintechs, and enterprises across MENA, Turkey, and globally via white-label APIs under VARA, CBUAE, SPK, and FINTRAC licenses.
- Company typePrivate
- Founded2022
- HeadquartersAbu Dhabi, United Arab Emirates
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Fuze does
Fuze Finance is a digital assets infrastructure company headquartered in Abu Dhabi, UAE (with its VARA-licensed Broker-Dealer operations in Dubai) that provides regulated stablecoin, payments, trading, yield, lending, and OTC services to banks, fintechs, neobanks, super-apps, PSPs, remittance operators, and enterprises. The company operates a single Digital-Assets-as-a-Service platform organized into two pillars — Payments (Stablecoin Infrastructure, Cross-border Payments, Crypto Payment Gateway) and Wealth (Embedded Trading, Yield, Lending) — supplemented by a standalone OTC desk, Remittance Infrastructure, and the Fuze OS unified operations dashboard. Underlying technology includes MPC-secured hot/warm custody, air-gapped cold wallets, smart order routing across Cumberland and FalconX, cross-chain routing across 12 blockchain networks, a unified multi-jurisdiction compliance stack (KYC, AML, sanctions screening, Travel Rule, on-chain monitoring), and developer-facing APIs with sandbox access; the platform supports 100 digital assets, 40+ fiat currencies, and 65 countries/corridors.
Fuze monetizes through transaction-based fees (OTC spreads on quotes from liquidity providers, crypto conversion spreads on fiat-to-stablecoin conversions, remittance corridor revenue, crypto payment gateway transaction fees) and recurring DaaS platform fees from banks and enterprises licensing the infrastructure under their own brand (white-label/OEM). Pricing is quote-based, tied to expected monthly transaction volumes (Under $1M to $10M+ tiers), with multi-year enterprise contracts; the OTC desk publishes a $250K minimum trade size with all-inclusive 10-second price locks. The company reports 400+ institutions onboarded, 100K traders and 1M transactions via embedded trading, and $10B+ annual stablecoin and digital asset transaction volume processed. Fuze is regulated under VARA (Dubai), CBUAE (Abu Dhabi), SPK and MASAK (Turkey), and FINTRAC (Canada), holds SOC 2 Type II and ISO 27001 certifications, and has raised $26.2M across a $14M seed (Further Ventures, September 2023) and a $12.2M Series A (Galaxy and e& Capital, May 2025).
Fuze firmographics
Firmographics- Name
- Fuze
- Legal name
- Orbit Holdings Limited
- Website
- https://fuze.finance
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fuze Finance is a UAE-headquartered digital assets infrastructure provider that delivers regulated stablecoin, payments, trading, yield, lending, and OTC services to 400+ banks, fintechs, and enterprises across MENA, Turkey, and globally via white-label APIs under VARA, CBUAE, SPK, and FINTRAC licenses.
- Ownership category
- akta.pro rank
Fuze industry classification
Industry- Product category
- Digital Asset Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199), Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- DEX Aggregation & On-Chain Execution (routing, RFQ, intent-based trading) (FSAPAEAD)
- akta.pro secondary industries
- Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Institutional DeFi & On-Chain Liquidity Infrastructure (Permissioned DeFi, Lending) (FSAGAMAG), Liquidity Management & Market-Making Protocols (FSADAMAH)
Keywords
Where Fuze is headquartered
LocationHeadquarters
- HQ city
- Abu Dhabi
- HQ country
- United Arab Emirates
- HQ region
- Middle East
Offices4 records
Markets served
Fuze business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- OTC Trading Spread / Markup: Fuze charges a markup on quotes received from liquidity providers (Cumberland, FalconX, and others). All-inclusive upfront quotes mean the displayed price is the final price inclusive of all fees and taxes. OTC trades start from $250K USD equivalent.
- Remittance Corridor Revenue: Revenue from stablecoin-rail remittance flows across India, Philippines, Pakistan, Nepal, Nigeria, Ghana, Kenya corridors, with FX spread of 7–10 bps better than mid-market on major corridors and zero pre-funding model.
- Digital Assets-as-a-Service (DaaS) Platform Fees: B2B/B2B2C recurring revenue from banks, fintechs, and enterprises licensing Fuze's regulated infrastructure (stablecoin orchestration, cross-border payments, embedded trading, yield, lending) under their own brand.
- Crypto Payment Gateway Transaction Fees: Transaction-based revenue from white-label crypto payment gateway processing 100 cryptocurrencies with fiat/stablecoin settlement and instant conversion.
- Crypto Conversion Spread: Spread-based revenue from fiat-to-stablecoin and stablecoin-to-fiat conversions during cross-border payments and trading, instead of direct FX rates.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Enterprise / B2B custom quote-based pricing based on monthly volume tier and selected product suite |
| Transaction based/ take rate | Pay-as-you-go | OTC desk: $250,000 USD minimum trade size, all-inclusive upfront quotes |
| Usage-based | Pay-as-you-go | Stablecoin / cross-border payments: usage-based with FX conversion spread and transaction fees |
Go-to-market motion4 records
Distribution channels6 records
Marketing channels7 records
Fuze product offering
Product offeringCore offering
Fuze Finance provides a regulated Digital-Assets-as-a-Service platform that lets banks, fintechs, and enterprises launch stablecoin payments, cross-border payments, crypto trading, yield, lending, and OTC services under their own brand via APIs. The platform combines stablecoin orchestration (USDC, USDT, PYUSD, USDG), multi-chain crypto processing across 12+ blockchains, MPC-secured custody orchestration, smart order routing across institutional liquidity providers, and a unified KYC/AML/sanctions compliance stack — all delivered as white-label infrastructure backed by active licenses in UAE, Turkey, and Canada.
Product overview
Fuze Finance operates a single regulated Digital-Assets-as-a-Service platform organised into two product pillars — Payments (Stablecoin Infrastructure, Cross-border Payments, Crypto Payment Gateway) and Wealth (Embedded Trading, Yield, Lending) — supplemented by the Fuze OTC desk, Remittance Infrastructure, and the Fuze OS operations dashboard. All modules are accessed through one API integration and shared compliance, custody and risk layers, letting banks, fintechs and enterprises launch payments, trading, yield and remittance products under their own brand on Fuze's licensed infrastructure (VARA Dubai, CBUAE Abu Dhabi, SPK/MASAK Turkey, FINTRAC Canada). The Payments pillar moves money across 65 countries via stablecoin and fiat rails, while the Wealth pillar delivers regulated crypto brokerage and yield products, with Fuze OTC providing high-volume institutional execution.
Differentiator
Problem solved
Functional benefit
Products and services
- Stablecoin Infrastructure
Quantifiable outcome
- $10B+ annual volume processed
- +6 more outcomes
Companies that use Fuze
Customer profileNamed customers10 records
Ideal customer profiles3 records
Fuze technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
AI capability8 records
Feature9 records
Fuze partnerships and signals
Strategic signalPartnerships
27 partnerships are on record, tiered minor, core and flagship.
- ZIGChainminorPartnership to scale regulated tokenized assets and stablecoin infrastructure, integrating ZIGChain's blockchain capabilities with Fuze's regulated platform.
- Cairo Amman BankcoreSigned an MoU and agreement to explore digital asset use cases within Jordan's regulatory sandbox (Central Bank of Jordan). Cairo Amman Bank will evaluate Fuze's Digital Assets-as-a-Service infrastructure to support bank services, pending regulatory approval.
- MidencoreSigned MoU to develop privacy-focused blockchain applications for regulated finance. Combines Fuze's network of banks, fintechs and enterprises with Miden's private blockchain architecture (backed by a16z) to enable secure, compliant digital asset use cases in payments, remittances, and wealth services targeting the Middle East. Overcomes institutional adoption barrier by providing privacy-preserving infrastructure while allowing regulators to audit and enforce KYC/AML.
- AB Xelerate (Arab Bank's Fintech Accelerator)coreSigned MoU to explore collaboration on digital asset products and services in Jordan, leveraging Fuze's Digital Assets-as-a-Service infrastructure within Jordan's regulated sandbox environment. Plans to integrate compliant offerings into Arab Bank's existing digital channels subject to regulatory approvals, advancing Jordan's Economic Modernisation Vision.
- JazariminorPartnership targeting real-time remittance and financial inclusion for over 30 million people across MENA, combining Jazari's remittance network with Fuze's stablecoin rails.
- ruya (Islamic Bank)flagshipUAE-based Islamic bank ruya launched the world's first Shari'ah-compliant Bitcoin trading service within its app, in partnership with Fuze as a licensed virtual-asset provider. Approved by ruya's Shariah supervision board and operates within a regulated environment.
- Global Dollar NetworkcoreFuze joined the Global Dollar Network to incorporate the USDG stablecoin into its digital assets infrastructure in the Middle East and Turkey. USDG is supported by Paxos, which ensures stability and transparency of reserves. Facilitates faster, more cost-effective digital payments for banks, fintechs, and enterprises.
- PaxoscoreSupports the USDG stablecoin via Paxos, which ensures stability and transparency of USDG reserves. Paxos is the regulated infrastructure provider behind the Global Dollar Network.
- Codebase TechnologiescorePartnership to expand digital asset access for banks and financial institutions, leveraging Codebase's digital banking platform alongside Fuze's regulated infrastructure.
- MamunminorStrategic MoU to enable investment in trade finance through stablecoins, allowing SMEs and traders to access trade-finance products using tokenized assets on Fuze infrastructure.
- PwCcoreCollaboration to unlock the future of payments and finance in MENA and the UAE with stablecoins, co-producing industry research and reports on stablecoin adoption.
- Gennius XYZminorPartnership to push rewards tokenization, enabling loyalty points to become digital assets on Fuze infrastructure for brands and platforms.
- Hex TrustcorePartnered with Hex Trust to deliver institutional-grade digital asset custody across the Middle East. Hex Trust provides qualified custody services that integrate with Fuze's payment and trading infrastructure.
- TheBlockcorePartnership to power regulated crypto services in the UAE, enabling TheBlock to offer compliant digital asset products to its customer base on Fuze infrastructure.
- MastercardflagshipFuze Finance is integrating Mastercard's Crypto Credential Solution to enable secure and seamless cryptocurrency transactions in the UAE. Also member of Mastercard Crypto Partner Program with 100+ crypto-native companies.
- Bit2MecorePartnership connecting digital assets infrastructure across Middle East, Europe, and Latin America via hub71 startup ecosystem, expanding geographic reach of both platforms.
- TethercoreStrategic collaboration to elevate digital asset education in Turkey and the Middle East. Tether is the issuer of USDT, which is integrated as one of Fuze's core supported stablecoins.
- Minted ConnectminorSigned partnership to explore tokenization of precious metals using Fuze's regulated digital asset infrastructure.
- Commercial Bank International (CBI)coreSigned breakthrough digital assets MoU to enable CBI's UAE banking customers to access regulated digital asset products and services through Fuze's infrastructure.
- CirclecoreForged partnership for digital asset expansion in MENA, integrating Circle's USDC stablecoin into Fuze's infrastructure for banks, fintechs, and enterprises across the region.
- Wio BankflagshipStrategic partnership enabling Wio Bank PJSC to offer virtual asset trading powered by Fuze Finance infrastructure. Co-winner of the Fintech Innovation Award at AIM Congress 2025.
- Al Fardan ExchangecoreMoU to explore digital asset sales through Fuze deal, allowing the prominent UAE exchange house to offer digital asset services to its customer base.
- FireblockscoreThird-party service provider enabling custody of virtual assets for Fuze's infrastructure, providing institutional-grade custody technology integrated into Fuze's hot, warm, and cold wallet architecture.
- Zand BankcoreThird-party banking partner enabling custody of fiat funds for Fuze's infrastructure, supporting fiat settlement and client money accounts.
- Wio BankcoreThird-party banking partner enabling custody of fiat funds for Fuze's infrastructure, in addition to serving as a channel partner for embedded virtual asset trading.
- Cumberland (DRW)coreLiquidity provider for Fuze's OTC desk and trading infrastructure, providing institutional-grade crypto liquidity and pricing for client orders.
- FalconXcoreLiquidity provider for Fuze's OTC desk and trading infrastructure, providing institutional-grade crypto liquidity and pricing for client orders.
Scale indicators12 records
Recent moves9 records
Expansion highlights7 records
Fuze competitors and assessment
Company assessmentDirect peers
- Fireblocks: Institutional digital asset custody, settlement, and payments infrastructure provider used by banks, fintechs, and trading firms. Fireblocks is a direct peer because Fuze uses Fireblocks as a custody sub-provider while also building competing wallet orchestration and payments infrastructure for the same institutional customer base.
- BVNK: Stablecoin and fiat payments infrastructure for businesses, with a white-label/DaaS model serving PSPs, fintechs, and banks globally. BVNK is a direct peer because it competes head-to-head with Fuze in stablecoin-orchestrated cross-border payments, embedded wallets, and B2B2C bank integrations.
- Zero Hash: Embedded crypto and stablecoin infrastructure-as-a-service for fintechs and banks, offering custody, trading, payments, and yield behind a single API. Zero Hash is a direct peer because it competes with Fuze's DaaS platform targeting banks and fintechs that want to launch digital asset products under their own brand.
- Circle: Issuer of USDC stablecoin and provider of APIs for cross-border payments, treasury, and tokenization. Circle is a direct peer because USDC is one of Fuze's natively supported stablecoins and Circle's enterprise APIs overlap with Fuze's stablecoin orchestration and cross-border payment offerings for banks and fintechs.
- Paxos: Regulated blockchain infrastructure platform issuing PYUSD and USDG stablecoins and offering custody, settlement, and tokenization services. Paxos is a direct peer because USDG and PYUSD are natively integrated by Fuze and Paxos operates competing regulated stablecoin infrastructure for the same enterprise and bank segment.
- Anchorage Digital: Federally chartered crypto bank in the US providing institutional custody, trading, staking, and issuance services. Anchorage is a direct peer because it offers regulated digital asset infrastructure to banks and institutions in a comparable DaaS-like model and competes for similar institutional wallet and payment workloads.
Broad incumbents
- Ripple: Provider of cross-border payments infrastructure (RippleNet) and the RLUSD stablecoin, with deep bank distribution globally. Ripple is a broad incumbent because it targets the same bank-led digital asset and cross-border payment opportunity as Fuze but with a much larger balance sheet and broader geographic footprint.
- BitGo: Institutional digital asset custody, trading, and lending platform with qualified custodian status and global bank relationships. BitGo is a broad incumbent because its custody-plus-trading-plus-payments stack competes with Fuze's institutional offering while serving a broader range of regulated institutions.
- MoonPay: Crypto payments infrastructure provider offering on/off-ramps, wallets, and white-label services for businesses and developers. MoonPay is a broad incumbent because it overlaps with Fuze's crypto payment gateway, on-ramp, and white-label capabilities while serving a much larger global consumer and enterprise base.
Emerging players
- Bit2Me: Spanish-headquartered crypto exchange and infrastructure provider with active expansion into Latin America and the Middle East via the hub71 partnership. Bit2Me is an emerging peer because it has a direct Fuze partnership connecting MENA, Europe, and Latin America and overlaps in regulated digital asset services.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Fuze social profiles
Digital presenceFuze compliance and trust
Trust signalCompliance7 records
Fuze financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fuze leadership team
Management profileNumber of profiles
Profiles6 records
Fuze subsidiaries and ownership
Company hierarchySubsidiaries4 records
Fuze funding detail
Funding detailFunding overview
Funding rounds3 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fuze M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fuze
What does Fuze do?
Fuze Finance provides a regulated Digital-Assets-as-a-Service platform that lets banks, fintechs, and enterprises launch stablecoin payments, cross-border payments, crypto trading, yield, lending, and OTC services under their own brand via APIs. The platform combines stablecoin orchestration (USDC, USDT, PYUSD, USDG), multi-chain crypto processing across 12+ blockchains, MPC-secured custody orchestration, smart order routing across institutional liquidity providers, and a unified KYC/AML/sanctions compliance stack — all delivered as white-label infrastructure backed by active licenses in UAE, Turkey, and Canada.
Is Fuze a public or private company?
Fuze is a private company. It is classified as venture growth investor backed and is currently operating.
When was Fuze founded?
Fuze was founded in 2022. It employs 11 to 50 people.
Where is Fuze based?
Fuze is headquartered in Abu Dhabi, United Arab Emirates, in the Middle East region.
How does Fuze make money?
Five revenue lines are on record. OTC Trading Spread / Markup is the primary driver. The others are remittance Corridor Revenue, digital Assets-as-a-Service (DaaS) Platform Fees, crypto Payment Gateway Transaction Fees and crypto Conversion Spread.
Who are Fuze's main competitors?
Direct peers on record are Fireblocks, BVNK, Zero Hash, Circle, Paxos and Anchorage Digital. Broad incumbents are Ripple, BitGo and MoonPay. Bit2Me is listed as an emerging player.
Does Fuze have an API?
Yes. Public-facing REST API for Fuze Finance's Digital-Assets-as-a-Service platform. Developers can configure APIs for collections, payouts, FX, and settlement; stream transaction, settlement, payout, and compliance events in real time; access a sandbox environment; perform chain-agnostic routing across supported networks; and use detailed audit logs. Authentication and rate limits are not publicly documented. Sandbox access is available after initial scoping and most teams go live within a few weeks from first API call to first transaction. Developer documentation is at dev.fuze.finance/docs/getting-started.
What industry is Fuze in?
Fuze's product category is Digital Asset Infrastructure. Its primary akta.pro industry code is FSAPAEAD, DEX Aggregation & On-Chain Execution (routing, RFQ, intent-based trading), with a secondary code of FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments. Its NAICS code is 522320 and its SIC code is 6200.