Nuvo

Name

Nuvo

Legal name

Nuvo Technologies, Inc.

Website

https://nuvo.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

B2B Order-to-Cash Software

NAICS

Activities Related to Credit Intermediation (5223), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Services-Prepackaged Software (7372), Finance Services (6199), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Invoicing, Billing & Accounts Receivable Automation (FSAGAJAC)

akta.pro secondary industries

B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC), Corporate Cash Management & Treasury ACH (FSAMAGAG)

Keywords

• B2B trade finance
• Order-to-cash automation
• Credit risk management
• Accounts receivable software
• B2B onboarding platform

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Subscription: Subscription-based access to the order-to-cash platform with tiered pricing based on business size. Enterprise customers require custom implementation and subscription agreements.
2. Banking Services (via Column N.A.): Unified bank account services for payment processing through ACH, wire, check, and credit card. Nuvo provides the technology layer while Column N.A. provides the banking infrastructure.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Nuvo provides an AI-native order-to-cash platform for B2B commerce in the physical goods economy, combining customer onboarding, credit and risk management, and end-to-end accounts receivable into a single interconnected system. AI agents automate onboarding validations, credit decisioning, cash application, and collections 24/7, while the Trade Graph network of 150,000+ businesses supplies payment behavior and risk context. The platform integrates deeply with ERPs, credit bureaus, and 16,000+ banks, with banking infrastructure delivered through Column N.A.

Product overview

Nuvo is an AI-native order-to-cash network for the physical goods economy, operating as a unified platform-plus-modules architecture. The core offering consists of six integrated modules: Nuvo Intelligence (the AI agentic layer that coordinates all operations), Accounts Receivable Suite (payments, cash application, and collections), Customer Onboarding, Risk Management, Decisioning Automation, and Vendor Onboarding. All modules are powered by coordinated AI agents that automate commercial trust and working-capital operations across a verified Trade Graph network of over 150,000 businesses. The platform integrates onboarding, credit, payments, collections, and cash application into a single interconnected system.

Differentiator

Problem solved

Functional benefit

Products and services

• Nuvo Intelligence AI-native intelligence layer coordinating AI agents across the full customer-to-cash lifecycle; powers automated onboarding, credit management, and accounts receivable operations for B2B businesses.
• Accounts Receivable Suite Agentic order-to-cash module bringing AI agents to payments, cash application, and collections for B2B companies; includes real-time cash application, automated discrepancy handling, intelligent collections with personalized dunning outreach, and unified banking via Column N.A.
• Customer Onboarding B2B customer onboarding software with intuitive high-converting application flows, real-time business verifications, configurable branding, and integrated fraud protection including domain checks, business verification, and principal identity verification.
• Risk Management Intelligent credit risk management platform providing continuous credit risk alerts from banks, bureaus, and A/R data; includes credit risk dashboard, financial account monitoring, bureau report tracking, legal filing alerts, and A/R intelligence on credit utilization and payment trends.
• Decisioning Automation Insight-driven credit decisioning automation software with configurable scorecards and collaborative review queues; activates trade partners faster with deep insights, auto-fetched credit reports, direct bank integrations across 16,000+ banks, and automated trade reference collection.
• Vendor Onboarding Vendor onboarding software with built-in fraud prevention including bank account verification, W-9 document authentication, IRS and Secretary of State verification, ACH verification across 16,000+ institutions, business verification, and auto-fetched financial insights.

Quantifiable outcome

• Credit decisioning time reduced from 14 days to a few hours
• +7 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

AI capability9 records

Feature8 records

Partnerships

Two partnerships are on record, tiered core.

• Column N.A.coreTechnology or IntegrationColumn N.A. is Nuvo's banking partner providing unified bank account services. Nuvo is a financial technology company, not a bank. Column N.A. provides the deposit accounts, FDIC insurance, and banking infrastructure for ACH, wire, check, and credit card payments processed through the Nuvo platform. Checking account powered by Column N.A., a nationally chartered, FDIC-insured institution built for modern fintech infrastructure.
• AvalaracoreStrategic or Co-development PartnerNuvo partners with Avalara to bring tax compliance into the B2B onboarding workflow, integrating tax compliance verification into the customer and vendor onboarding processes.

Scale indicators11 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• HighRadius: HighRadius is the largest AI-powered order-to-cash platform serving large enterprises, directly competing with Nuvo's AR Suite across credit, collections, cash application, and deductions management. Both target the same B2B finance buyer with overlapping value propositions.
• Billtrust: Billtrust is a long-standing B2B order-to-cash platform spanning credit, invoicing, payments, and collections — directly overlapping with Nuvo's full order-to-cash stack, particularly the AR Suite and Decisioning Automation modules.
• Versapay: Versapay provides accounts receivable automation and B2B payments networks, competing head-to-head with Nuvo in the mid-market and enterprise B2B AR and credit decisioning space, including similar network-effect claims around connected businesses.
• Tesorio: Tesorio is an AI-native AR and cash flow forecasting platform for mid-market B2B companies, with a comparable product-led growth motion and customer base that overlaps significantly with Nuvo's SMB and mid-market target segments.
• Yaydoo: Yaydoo is a B2B payments and procurement platform serving Latin American enterprises with AR automation, supplier payments, and corporate cards — directly comparable to Nuvo's order-to-cash offering and embedded banking model.
• Resolve: Resolve is a B2B commerce and credit platform focused on net terms and supplier financing, directly comparable to Nuvo's trade credit positioning. Both target distributors and wholesalers in the physical goods economy with embedded credit and payment workflows.
• Balance: Balance is a B2B payments and checkout platform that, like Nuvo, combines ERP integrations, payment processing, and credit workflows to serve distributors and wholesalers. It is a closer peer in the trade credit and embedded B2B payments niche.

Broad incumbents

• Bill.com: Bill.com is the public-market incumbent in SMB AP/AR automation, serving a much broader audience than Nuvo. While not focused on physical goods verticals, it competes for the same finance buyer and offers overlapping AR, payments, and cash application capabilities.
• Ramp: Ramp has expanded from corporate cards into a full spend management and bill pay platform, increasingly overlapping with Nuvo's AR and payments automation category as it moves upmarket into mid-market and enterprise finance workflows.
• Brex: Brex is a broad B2B financial services platform combining corporate cards, banking, expense management, and bill pay. Its embedded banking and AP automation features overlap with Nuvo's payment and AR capabilities, particularly for venture-backed and growth-stage customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds2 records

Investors11 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nuvo