Tesorio
- Company typePrivate
- Founded2015
- HeadquartersSan Francisco, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Tesorio firmographics
Firmographics- Name
- Tesorio
- Legal name
- Tesorio, Inc.
- Website
- https://tesorio.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Tesorio industry classification
Industry- Product category
- Accounts Receivable Automation Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- Receivables Management (Collections, Lockbox, EIPP) (FSABAIAA)
- akta.pro secondary industries
- Corporate Treasury & Supplier Payments (AP, Mass Payments) (FSAMAKAL), Financial Data, Analytics & FinTech Tools (BI, ERP, Automation) (EDABAJAM)
Keywords
Where Tesorio is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Tesorio business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS Subscription: Annual or multi-year subscription for access to the Tesorio Cash Flow Performance platform. Subscription terms auto-renew unless 30-day written notice is provided. Customers select Modules (AR Automation, Collections Agent, Cash Application Agent, AR Forecast, Payment Portal, Supplier Portal) via Order Forms.
- Platform Modules: Modular platform where customers subscribe to specific modules (Collections Agent, Cash Application Agent, Supplier Portal Agent, AR Forecast, Payment Portal, Workflows). Additional modules can be added via new Order Forms.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise SaaS - modular subscription |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels7 records
Tesorio product offering
Product offeringCore offering
Tesorio provides an AI Agent Studio for Financial Operations that automates the full order-to-cash lifecycle for enterprise finance teams. Its platform unifies cash data from ERPs, CRMs, banking systems, and email, and deploys specialized AI agents — Collections Agent, Cash Application Agent, and Supplier Portal Agent — alongside AR Forecast, Workflows, and a Payment Portal to reduce DSO, automate collections, match payments, and forecast cash inflows.
Product overview
Tesorio is a Financial Operations AI Agent Studio that offers a platform-plus-modules architecture. The core AR Automation Platform unifies cash data from ERPs, CRMs, and banking systems, while specialized AI agents — Collections Agent, Cash Application Agent, and Supplier Portal Agent — provide autonomous execution capabilities. Additional modules including AR Forecast (predictive cash flow intelligence), Workflows (automation templates), and Payment Portal (customer self-service) extend the platform. All products are integrated through AI Agent Studio, providing end-to-end connected financial operations for the order-to-cash process.
Differentiator
Problem solved
Functional benefit
Products and services
- AR Automation Platform Core platform for accounts receivable management that unifies cash data from ERPs, CRMs, and banking systems into collaborative workspaces. Enables personalized dunning campaigns, email integration, task management, real-time AR reporting, and ML-powered payment date predictions for enterprise finance teams.
- Collections Agent AI-driven AR collections outreach that personalizes communication, reads customer responses, extracts payment commitments from emails, adjusts follow-up strategies based on customer behavior, and escalates intelligently. Replaces rule-based dunning with adaptive, context-aware collections for enterprise AR teams.
- Cash Application Agent AI-powered payment-to-invoice matching that processes lockbox PDFs, remittance emails, and bank feeds to automatically reconcile payments with 95%+ accuracy. Eliminates manual cash application and accelerates book close across 200+ customers.
- Supplier Portal Agent AI agent that automates invoice submissions and status monitoring across Coupa, Ariba, and Bill.com supplier portals. Reduces payment delays, increases visibility into submission status, and saves hours of manual portal work each week.
- AR Forecast ML-powered cash flow predictions that analyze historical payment patterns, customer behavior, and real-time payment signals to forecast future cash inflows. Provides per-customer predictive models so enterprise finance teams can plan with confidence.
- Workflows Pre-built and custom finance automation templates that connect collections, cash application, and forecasting into cohesive processes without writing code, eliminating repetitive tasks through automation.
- Payment Portal Branded self-serve portal where customers can view open invoices, make payments, and manage their accounts with flexible payment options. Syncs directly to ERP for faster payments and improved customer experience.
- AI Agent Studio Financial Operations AI Agent Studio platform that provides the infrastructure for AI agents including Collections Agent, Cash Application Agent, and Supplier Portal Agent. Connects financial data, automates execution, and provides predictive intelligence across the order-to-cash lifecycle.
Quantifiable outcome
- 33-day average DSO reduction
- +9 more outcomes
Companies that use Tesorio
Customer profileNamed customers12 records
Segments6 records
Ideal customer profiles2 records
Tesorio technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration15 records
AI capability7 records
Feature8 records
Tesorio partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core and major.
- NetSuitecorePre-built ERP integration with NetSuite. Customers can connect their NetSuite instance to Tesorio for unified cash data and automated workflows.
- Sage IntacctcorePre-built ERP integration with Sage Intacct. Enables cash data unification and automated accounting workflows.
- SalesforcecorePre-built CRM integration with Salesforce. Connects customer data and sales information to AR workflows.
- StripemajorPayment processor integration with Stripe. Enables payment data connectivity and transaction matching.
- ZuoramajorSubscription billing platform integration with Zuora. Supports subscription-based business models with automated AR workflows.
- WorkdaycorePre-built ERP integration with Workday. Enables financial data connectivity for enterprise customers.
- CoupacoreSupplier portal integration with Coupa. Supplier Portals Agent automates invoice submissions and payment status monitoring through Coupa.
- SAP AribacoreSupplier portal integration with SAP Ariba. Supplier Portals Agent automates invoice submissions and payment status monitoring through Ariba.
- Bill.commajorSupplier portal integration with Bill.com. Supplier Portals Agent automates invoice submissions and payment status monitoring.
- QuickBooks OnlinemajorPre-built ERP integration with QuickBooks Online. Enables SMB and mid-market customers to connect accounting data.
- PlaidmajorBanking connectivity via Plaid. Enables real-time bank account data for cash flow visibility and forecasting.
- GmailmajorEmail integration with Gmail. AI processes incoming emails to extract payment promises and draft responses. Also enables sending from Gmail via platform.
- Microsoft OutlookmajorEmail integration via Nylas. AI processes incoming emails to extract payment promises and draft responses.
- SlackmajorNotifications integration with Slack. Finance teams receive AR alerts and updates via Slack channels.
Scale indicators10 records
Recent moves6 records
Expansion highlights6 records
Tesorio competitors and assessment
Company assessmentDirect peers
- HighRadius: Direct competitor offering an AI-powered order-to-cash platform spanning collections, cash application, deductions, and credit. Closely aligned with Tesorio's autonomous AR vision and enterprise SaaS customer base, though HighRadius serves a broader set of verticals at much larger scale.
- BlackLine: Public financial close and account reconciliation platform that has expanded into AR automation and cash application. Competes with Tesorio's cash application and AR modules for the same enterprise controller/CFO buyer.
- Versapay: AR automation platform focused on collections, cash application, and customer payment experiences for mid-market and enterprise. Directly comparable product offering and customer profile to Tesorio.
- Billtrust (AvidXchange): Order-to-cash automation platform covering billing, collections, and cash application for B2B enterprises. Acquired by AvidXchange, the combined entity competes head-on with Tesorio in mid-market and enterprise AR.
- Sidetrade: AI-driven order-to-cash and cash collection platform serving mid-market and enterprise customers in Europe and North America. Comparable in predictive AI capabilities for collections and dunning.
- YayPay (Bottomline Technologies): AR automation solution acquired by Bottomline, offering collections workflow, cash application, and AI-driven promise-to-pay. Competes directly with Tesorio's Collections and Cash Application Agents.
- Quadient: Provides AR automation, cash application, and electronic invoice presentment and payment (EIPP) as part of its customer communications management portfolio. Competes with Tesorio's receivables and payment portal offerings.
Broad incumbents
- NetSuite (Oracle): Broad ERP incumbent whose native AR and cash management modules overlap with Tesorio's platform, especially for customers already on NetSuite. Increasingly embedding AI features that compete with Tesorio's agentic capabilities.
- Sage Intacct: Cloud ERP for mid-market and enterprise finance teams with built-in AR, collections, and reporting. Competes with Tesorio for the same CFO/Controller buyer and increasingly offers automation that overlaps Tesorio modules.
Emerging players
- Stampli: AP automation platform with AI-driven invoice processing and approval workflows. Adjacent rather than directly competitive, but increasingly encroaches on Tesorio's supplier portal and order-to-cash narrative.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Tesorio social profiles
Digital presenceTesorio compliance and trust
Trust signalCompliance4 records
Tesorio financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tesorio leadership team
Management profileNumber of profiles
Profiles8 records
Tesorio funding detail
Funding detailFunding overview
Funding rounds5 records
Investors21 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tesorio M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tesorio
What does Tesorio do?
Tesorio provides an AI Agent Studio for Financial Operations that automates the full order-to-cash lifecycle for enterprise finance teams. Its platform unifies cash data from ERPs, CRMs, banking systems, and email, and deploys specialized AI agents — Collections Agent, Cash Application Agent, and Supplier Portal Agent — alongside AR Forecast, Workflows, and a Payment Portal to reduce DSO, automate collections, match payments, and forecast cash inflows.
Is Tesorio a public or private company?
Tesorio is a private company. It is classified as venture growth investor backed and is currently operating.
When was Tesorio founded?
Tesorio was founded in 2015. It employs 11 to 50 people.
Where is Tesorio based?
Tesorio is headquartered in San Francisco, United States, in the North America region.
How does Tesorio make money?
Two revenue lines are on record. SaaS Subscription is the primary driver. The others are platform Modules.
Who are Tesorio's main competitors?
Direct peers on record are HighRadius, BlackLine, Versapay, Billtrust (AvidXchange), Sidetrade, YayPay (Bottomline Technologies) and Quadient. Broad incumbents are NetSuite (Oracle) and Sage Intacct. Stampli is listed as an emerging player.
Does Tesorio have an API?
No public API is recorded for Tesorio.
What industry is Tesorio in?
Tesorio's product category is Accounts Receivable Automation Software. Its primary akta.pro industry code is FSABAIAA, Receivables Management (Collections, Lockbox, EIPP), with a secondary code of FSAMAKAL, Corporate Treasury & Supplier Payments (AP, Mass Payments). Its NAICS code is 52232 and its SIC code is 7371.