GenTwo
GenTwo is a Zurich-based B2B fintech operating a white-label platform that converts any investment strategy into a bankable ISIN-bearing security via off-balance-sheet SPV issuance, serving 300+ asset managers, banks, and family offices across 26+ countries with $7bn+ assets under service.
- Company typePrivate
- Founded2018
- HeadquartersZürich, Switzerland
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What GenTwo does
GenTwo AG is a Zurich-based B2B fintech founded in 2018 that operates a white-label platform for the creation, issuance, and lifecycle management of structured investment products across any asset class. The company's core technology, GenTwo Pro (powered by its proprietary investOS operating system), enables financial institutions to structure products, generate documentation, and issue ISIN-bearing securities — reportedly within 30 minutes for banks — while bypassing the time and cost of traditional fund setup. The platform's key innovation is its off-balance-sheet issuance model using bankruptcy-remote special purpose vehicles (SPVs) domiciled across Guernsey, Cayman, and Switzerland, which eliminates Basel capital charges for issuing banks and removes issuer credit risk.
GenTwo serves a diverse base of 300+ issuance platforms and active managers across 26+ countries, including asset managers, banks, family offices, hedge funds, private equity and venture capital firms, and digital asset managers. The customer base has produced over 1,650 products since inception with more than $7 billion in assets under service as of 2026. The company generates revenue through multiple streams: recurring platform and subscription fees, one-time setup and issuance fees, management and performance fees at the strategy level (e.g., 20% above a hurdle rate with high watermark), and transaction fees on secondary market trading (up to 1% bid-offer).
The company has accelerated its digital asset strategy through the March 2026 launch of its GenTwo Digital subsidiary (led by Florian Marty, ex-Bank Vontobel) and a May 2026 partnership with Archax to enable tokenized AMC and structured product issuance across multiple blockchain networks. GenTwo operates a hybrid go-to-market combining enterprise field sales with a self-service AMC Creator platform and a channel network of six execution partners (Swissquote, EFG, Interactive Brokers, Luma, Bank Frick, Sygnum). The company has raised $15 million in Series A funding led by Point72 Ventures in September 2023 and reports 51-100 employees across offices in Zurich and London.
GenTwo firmographics
Firmographics- Name
- GenTwo
- Legal name
- GenTwo AG
- Website
- https://gentwo.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- GenTwo is a Zurich-based B2B fintech operating a white-label platform that converts any investment strategy into a bankable ISIN-bearing security via off-balance-sheet SPV issuance, serving 300+ asset managers, banks, and family offices across 26+ countries with $7bn+ assets under service.
- Ownership category
- akta.pro rank
GenTwo industry classification
Industry- Product category
- Asset Securitization Platform
- NAICS
- Other Financial Vehicles (52599), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Finance Services (6199), Services-Prepackaged Software (7372)
- akta.pro primary industry
- Options & Structured Products DEXs (FSADABAF)
- akta.pro secondary industries
- Treasury Management & Corporate Crypto Yield Programs (FSADAHAL), Digital Asset Risk, Security & Audit Tooling (Smart Contract Audit, Threat Monitoring) (FSAGAMAJ)
Keywords
Where GenTwo is headquartered
LocationHeadquarters
- HQ city
- Zürich
- HQ country
- Switzerland
- HQ region
- Europe
Offices2 records
Markets served
GenTwo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Platform/Subscription Fees: Ongoing platform access fees for GenTwo Pro and AMC Creator usage. Fees are structured based on product type and AUM.
- Setup/Issuance Fees: One-time setup fees for new AMC issuance. For strategies under $100 million, AMC structure delivers cost savings of 60-70% versus an equivalent fund structure.
- Management and Performance Fees: Fees deducted at the strategy level including management fees, administration fees, and performance fees (e.g., 20% above a hurdle rate with high watermark).
- Transaction/Trading Fees: Bid-offer spread applies to secondary market trades (up to 1% under normal market conditions).
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
GenTwo product offering
Product offeringCore offering
GenTwo operates a B2B platform (GenTwo Pro, powered by investOS) that enables financial institutions and asset managers to securitize any investment strategy into bankable ISIN-bearing securities such as Actively Managed Certificates (AMCs), Credit-Linked Notes (CLNs), and Trackers. Issuance occurs through bankruptcy-remote, off-balance-sheet SPVs across Swiss, Guernsey, and Cayman domiciles, allowing banks to issue without Basel capital charges and asset managers to launch products in days rather than months. The AMC Creator self-service platform complements GenTwo Pro by letting users compare execution partners and configure AMC setups.
Product overview
GenTwo is a B2B fintech platform specializing in asset securitization, offering a unified platform architecture centered on GenTwo Pro (powered by investOS) as the core infrastructure. The platform provides three primary solution lines: Investment Solutions for investment professionals seeking to launch new strategies, Business Solutions for financial institutions building scalable issuance operations, and AMC Creator as a comparison and configuration platform for finding the right AMC setup. The product portfolio includes multiple structured product types (AMCs, CLNs, Trackers), specialized modules for banks (GenTwo Pro for Banks), and digital assets capabilities for crypto strategies. Supporting offerings include whitepapers on Financial Engineering-as-a-Service and AMC market perspectives, plus the annual Global AMC Summit event. Since 2018, GenTwo has helped over 300 clients across 26 countries create more than 1,600 products with over USD 7 billion in assets under service.
Differentiator
Problem solved
Functional benefit
Products and services
- GenTwo Pro
Quantifiable outcome
- Time to market reduced from months to days or weeks for new investment products
- +3 more outcomes
Companies that use GenTwo
Customer profileNamed customers7 records
Segments10 records
Ideal customer profiles7 records
GenTwo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability2 records
Feature6 records
GenTwo partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core.
- ArchaxcoreUK digital assets firm Archax partnered with GenTwo to launch tokenized versions of actively managed certificates and structured products on blockchain networks. Archax provides multi-chain infrastructure spanning Ethereum, Hedera, Solana, Stellar, and Canton, along with custody and compliance services. Partnership announced at Asset Rush 2026 in Zurich.
- Florian MartycoreAppointed as Managing Director of GenTwo Digital. Marty joined from Bank Vontobel AG where he served as Head Blockchain Solutions. Appointment intended to accelerate GenTwo's position as global infrastructure leader in digital assetization and tokenization.
- EDG UK (Enhanced Digital Group UK)coreEDG UK and GenTwo launched a capital-protected Bitcoin accumulator product. The product offers 50% capital protection and biweekly Bitcoin purchases, marking a milestone in digital asset product development for institutional investors.
- Bank FrickcoreBank Frick, a Liechtenstein-based EU bank specialized in structured financial products, joined GenTwo's AMC Creator platform as an execution partner. The partnership enhances digital asset capabilities and enables full regulatory compliance within the EU for asset managers, family offices, and financial advisors.
- Sygnum BankcoreSygnum Bank, the Swiss digital assets bank with world's first banking license of its kind, partnered with GenTwo for institutional crypto strategies. Partnership includes off-exchange custody solutions and AMC issuance for digital assets.
- SwissquotecoreSwissquote serves as execution partner on AMC Creator platform, providing execution services for AMC products.
- EFG InternationalcoreEFG International serves as execution partner on AMC Creator platform, providing execution services for AMC products.
- Luma Financial TechnologiescoreLuma serves as execution partner on AMC Creator platform and distribution partner for structured products and AMC issuance.
- Interactive BrokerscoreInteractive Brokers serves as execution partner on AMC Creator platform, providing brokerage and execution services.
Scale indicators6 records
Recent moves12 records
Expansion highlights14 records
GenTwo competitors and assessment
Company assessmentDirect peers
- Leonteq: Swiss-headquartered structured products platform offering AMCs, reverse convertibles, and yield enhancement products. Leonteq is one of GenTwo's closest direct peers in the European AMC and structured products issuance market.
- Vontobel: Swiss private bank and asset manager with a large structured products issuance franchise (Vontobel Financial Products). Both a partner-adjacent player and a competitor to GenTwo's AMC issuance platform.
- Luma Financial Technologies: Multi-issuer structured products platform for advisors and institutions. Luma is both an execution partner and a peer in the platform-based distribution of structured products and AMCs.
- Archax: UK-regulated digital securities exchange and tokenization platform. Archax is both a partner and a peer in the emerging tokenized structured products market, with multi-chain infrastructure and custody.
Broad incumbents
- Société Générale: Global bank with a leading structured products and derivatives issuance franchise. Competes with GenTwo in the same end-customer wallets but at much larger scale through its in-house issuance infrastructure.
- JP Morgan: One of the largest structured notes issuers globally and a participant in tokenized products. Competes broadly with GenTwo for institutional structured product and tokenization mandates.
- Sygnum Bank: Swiss digital asset bank with a banking license covering crypto and tokenized assets. Both an execution partner of GenTwo and a broader incumbent in digital asset banking and issuance.
- Interactive Brokers: Global online broker serving as an execution partner for GenTwo's AMCs. While not a direct competitor in issuance, IBKR is a key distribution and clearing partner that influences the platform's reach.
Emerging players
- Tokeny: Luxembourg-based tokenization platform for security tokens and on-chain asset management. Comparable to GenTwo's tokenization ambitions but focused on native on-chain issuance rather than traditional SPV-wrapped products.
- 21X: EU-regulated DLT-based trading and settlement platform for tokenized securities. Competes with GenTwo in the emerging regulated infrastructure for blockchain-based financial instruments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
GenTwo social profiles
Digital presenceGenTwo financial estimates
Financial estimateRevenue estimate
Valuation estimate
GenTwo leadership team
Management profileNumber of profiles
Profiles8 records
GenTwo subsidiaries and ownership
Company hierarchySubsidiaries1 record
GenTwo funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
GenTwo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about GenTwo
What does GenTwo do?
GenTwo operates a B2B platform (GenTwo Pro, powered by investOS) that enables financial institutions and asset managers to securitize any investment strategy into bankable ISIN-bearing securities such as Actively Managed Certificates (AMCs), Credit-Linked Notes (CLNs), and Trackers. Issuance occurs through bankruptcy-remote, off-balance-sheet SPVs across Swiss, Guernsey, and Cayman domiciles, allowing banks to issue without Basel capital charges and asset managers to launch products in days rather than months. The AMC Creator self-service platform complements GenTwo Pro by letting users compare execution partners and configure AMC setups.
Is GenTwo a public or private company?
GenTwo is a private company. It is classified as venture growth investor backed and is currently operating.
When was GenTwo founded?
GenTwo was founded in 2018. It employs 51 to 100 people.
Where is GenTwo based?
GenTwo is headquartered in Zürich, Switzerland, in the Europe region.
How does GenTwo make money?
Four revenue lines are on record. Platform/Subscription Fees are the primary driver. The others are setup/Issuance Fees, management and Performance Fees and transaction/Trading Fees.
Who are GenTwo's main competitors?
Direct peers on record are Leonteq, Vontobel, Luma Financial Technologies and Archax. Broad incumbents are Société Générale, JP Morgan, Sygnum Bank and Interactive Brokers. Emerging players are Tokeny and 21X.
Does GenTwo have an API?
Yes. GenTwo Pro offers an issuance layer API that allows technology providers to connect their platforms to GenTwo's infrastructure. The API enables seamless integration for product creation, configuration, and ISIN issuance. Partners can integrate through APIs or custom modules to access the issuance infrastructure.
What industry is GenTwo in?
GenTwo's product category is Asset Securitization Platform. Its primary akta.pro industry code is FSADABAF, Options & Structured Products DEXs, with a secondary code of FSADAHAL, Treasury Management & Corporate Crypto Yield Programs. Its NAICS code is 52599 and its SIC code is 6211.