Global Payments

What Global Payments does

Global Payments Inc. (NYSE: GPN) is a US-headquartered, publicly traded merchant solutions provider founded in 2000 and listed since 2001. Following its January 2026 acquisition of Worldpay from FIS and simultaneous $13.5 billion divestiture of Issuer Solutions (TSYS) back to FIS, the company operates as a pure-play merchant acquiring and commerce technology business, headquartered in Atlanta with a London-based European regional headquarters and operations across 100+ countries including the United States, United Kingdom, Germany, France, Belgium, Austria, Australia, and Canada.

The company processes approximately $2.8 trillion in 2025 US processing volume and 73 billion annual transactions across 5 million merchant accounts, making it the largest US merchant acquirer post-Worldpay. Its core technology platform is the cloud-based Genius POS system, available in specialized configurations for retail, restaurant, enterprise food service, and stadium/venue environments, complemented by an AI-first Genius Handheld device with on-device neural processing and voice ordering. The portfolio extends through acquired brands — Zego (property management), TouchNet and ECSI (higher education), Heartland School Solutions (K-12), ACTIVE Network (community events), Greater Giving (nonprofits), Worldpay, Payrix Pro (embedded payments), and Como (loyalty) — providing vertical depth across 13+ industries.

Global Payments monetizes through transaction-based payment processing fees (interchange and per-transaction charges) on merchant acquiring volume, supplemented by recurring subscription and licensing revenue from software and POS solutions, hardware sales, and revenue-sharing arrangements with 1,500+ financial institution partners. Distribution combines direct enterprise field sales, inside sales, an extensive partner network of ISOs, ISVs, and dealers, and self-serve online channels for SMBs. Q1 2026 adjusted net revenue of $2.86 billion represents 29.5% YoY reported growth (5.5% normalized constant currency), and full-year 2026 guidance projects approximately 5% constant-currency adjusted net revenue growth.

Name

Global Payments

Legal name

Global Payments Inc.

Website

https://globalpayments.com

Company type

Public

Founded year

2000

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Global Payments (NYSE: GPN) is a US-headquartered, pure-play merchant solutions provider processing $2.8 trillion in 2025 US volume across 5 million merchants in 100+ countries via the Genius POS platform, embedded payments, and vertical-specific commerce software for restaurants, retail, education, and enterprise.

Ownership category

akta.pro rank

Product category

Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates) (FSABAIAH)

akta.pro secondary industries

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods (FSAGAKAD)

Keywords

• Payment processing
• Merchant acquiring
• Point of sale
• Commerce solutions
• Embedded payments

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Merchant Acquiring and Payment Processing: Payment processing and merchant acquiring services generating revenue through transaction fees, interchange fees, and per-transaction charges. Processes payments across in-person, online, and mobile channels for merchants of all sizes.
2. Software and POS Solutions: Subscription and licensing revenue from Genius POS platform, TouchNet higher education solutions, Zego property management, and other vertical-specific software. Includes monthly fees, per-device charges, and software licensing.
3. Campus Commerce and Financial Services: Tuition payment processing, payment plan administration, refund management, and student loan servicing through ECSI. Revenue from transaction fees and service charges on educational payments.
4. Healthcare Payment Solutions: Integrated payment processing for healthcare practices including card-on-file services and alternative financing facilitation through Delay Pay partnership.
5. Hardware Sales: Sale of POS terminals, card readers, receipt printers, and other payment hardware to merchants implementing Global Payments solutions.
6. Financial Institution Partnership Revenue: Revenue sharing and partnership fees from 1,500+ financial institution partners including agent bank and referral bank arrangements.

Pricing tiers

Go-to-market motion4 records

Distribution channels8 records

Marketing channels8 records

Core offering

Global Payments provides payment processing and merchant acquiring services through high-speed electronic information networks, processing over 73 billion transactions annually across 100+ countries. The company sells the Genius POS platform, integrated commerce solutions for restaurants, retail, education, healthcare, and property management verticals, along with embedded payments technology (Payrix Pro) and developer APIs for software partners.

Product overview

Global Payments operates as a platform-plus-modules architecture offering merchant payment solutions and commerce technology. The core Genius POS platform serves as the primary product family, available in specialized versions for retail (Genius for Retail), restaurant (Genius for Restaurant), enterprise food service, and stadium/venue environments. This platform is complemented by acquired brands including Zego for property management rent payments, TouchNet for higher education commerce, ECSI for student loan servicing, and ACTIVE Network for community events. The company offers embedded payment technology through Payrix Pro for ISV partners and white-label implementations. Recent additions include a cloud-first TSYS card issuing platform for embedded finance and AI-first Genius handheld devices with voice ordering capabilities. The portfolio spans in-person POS, online payments, B2B accounts payable/receivable, and specialized vertical solutions for education, healthcare, automotive, and nonprofit sectors.

Differentiator

Problem solved

Functional benefit

Brands

• Genius: All-in-one point-of-sale system for small businesses, enterprises, and everything in between, featuring AI-powered voice ordering and payment processing
• Zego
• Heartland School Solutions
• TouchNet
• Greater Giving
• ACTIVE Network
• Worldpay
• Payrix Pro

Products and services

• Genius POS Cloud-based all-in-one point-of-sale system with payment processing, inventory management, and analytics. Available in countertop, handheld, and kiosk form factors for retail, restaurant, and enterprise environments.
• Genius for Restaurant
• Genius for Retail
• Genius for Enterprise Food Service
• Genius for Stadium and Venue
• Zego Property management and rent payment software platform enabling online rent collection, flexible payment plans, check scanning, and fraud prevention for multifamily, student housing, and manufactured housing communities.
• TouchNet
• Heartland School Solutions
• ACTIVE Network
• Greater Giving
• ECSI
• Payrix Pro
• Nexteps
• C2X Mobile Card Reader
• Global Payments API
• AI-First Genius Handheld POS AI-powered handheld POS device with voice ordering, local neural processing, 5G connectivity, multiple microphones for voice-driven workflows, and EMV/NFC payment capabilities in an ultra-thin smartphone-style design.
• Genius Self-Service Kiosk Self-service kiosk configurations under Genius platform supporting integrated payment for restaurants and retail environments.
• PrognoPay Embedded payment solution integrated into the PrognoCIS EHR platform for healthcare practices to manage patient billing, collections, and reconciliation within the EHR system.
• Worldpay Global payment processing and merchant acquiring platform serving merchants across multiple markets with online and in-person payment acceptance.

Quantifiable outcome

• 4-5x annual ROI from enterprise food service deployments through increased throughput, reduced labor costs, and higher sales
• +4 more outcomes

Named customers21 records

Segments13 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration15 records

AI capability13 records

Feature9 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• IRS (Internal Revenue Service)coreOthers · 24 June 2026Global Payments' Link2Gov subsidiary selected as preferred digital payments provider for 2026 tax season, supporting federal e-payment capabilities through Pay1040.com platform.
• MastercardcoreTechnology or Integration · 10 June 2026Global Payments joined Mastercard's Agent Pay for Machines (AP4M) program alongside 30+ companies including Stripe, Checkout.com, and Adyen to enable autonomous AI agent transactions and software-to-software payments.
• PrognoCIScoreTechnology or Integration · 19 May 2026Strategic collaboration to launch PrognoPay, integrating Global Payments payment processing directly into PrognoCIS EHR platform for healthcare practices. Enables billing, collections, and reconciliation within the EHR system, saving up to 8 hours per week in staff time.
• SubwaycoreTechnology or Integration · 12 May 2026Agreement to deploy Genius POS at approximately 2,500 Subway restaurant locations. Highlighted as early enterprise win through Worldpay's direct channel following January 2026 acquisition.
• CKE Restaurants HoldingscoreTechnology or Integration · 11 May 2026Exclusive agreement to deploy Genius POS platform at more than 2,400 Hardee's and Carl's Jr. corporate and franchise restaurant locations across the United States. Represents significant expansion of existing relationship.
• Lightspeed DMScoreTechnology or Integration · 8 May 2026Expanded partnership enabling Lightspeed's 4,500+ dealership customers to manage payments directly within the Lightspeed platform using Global Payments' Payrix Pro technology. Partnership began in 2009 through Worldpay and continues with embedded payments offering for Powersports, Marine, RV, Trailer, and Golf Car dealerships.
• European Payments Initiative (EPI)coreStrategic or Co-development Partner · 24 March 2026Worldpay, now part of Global Payments, joined EPI as Principal Member enabling merchants to offer Wero payment solution across Europe. Wero is a mobile-first, account-to-account payment built on SEPA Instant Credit Transfer rails with 52+ million consumers.
• YazaraminorOEM/ Whitelabel/ Licensing Partner · 9 May 2024Yazara became part of Global Payments Inc. to expand reach in SoftPOS and acquiring markets worldwide, leveraging Global Payments' merchant network of 5+ million merchants across 100 countries.
• WorldpaycoreOthersGlobal Payments completed $24 billion acquisition of Worldpay from FIS in January 2026, combining Worldpay's $1.9 trillion volume with Global Payments' existing business to create top US merchant acquirer.
• FIS (Fidelity National Information Services)coreStrategic or Co-development PartnerSimultaneous with Worldpay acquisition, Global Payments divested Issuer Solutions (TSYS) business to FIS for $13.5 billion in January 2026, reshaping Global Payments as pure-play merchant solutions provider.

Scale indicators11 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Fiserv: Fiserv is a direct competitor in merchant acquiring (Clover POS) and payment processing, overlapping with Global Payments across SMB and enterprise segments. Both serve similar verticals (restaurants, retail) and compete for bank-referral and direct merchant relationships.
• Stripe: Stripe is a direct competitor in payment processing and developer-first APIs, targeting both online and in-person commerce. Stripe's platform-embedded model directly competes with GPN's Payrix Pro and Genius offerings for ISV and enterprise customers.
• Adyen: Adyen is a direct competitor in unified global commerce and merchant acquiring for enterprise and omnichannel merchants. Both compete for large multinational payment volume and platform-embedded integrations.
• Block (Square): Block operates Square for SMB payment processing and POS, directly competing with Global Payments' Genius for Restaurant and Retail. Both target small and mid-market merchants with integrated hardware/software bundles.
• Checkout.com: Checkout.com competes directly with GPN in digital payment processing and acquiring, particularly for enterprise online merchants and cross-border commerce. Both participate in Mastercard's AP4M agentic commerce initiative.
• Nexi: Nexi is a European-headquartered payment processor and merchant acquirer that competes with Global Payments/Worldpay across European markets, including acquiring, POS, and ecommerce processing.
• Toast: Toast is a cloud-based restaurant POS and payments platform directly competing with Genius for Restaurant. Both target full-service and quick-service restaurants with integrated hardware, software, and payment processing.

Broad incumbents

• JPMorgan Payments: JPMorgan Chase Merchant Services is a large incumbent acquirer competing with Global Payments across enterprise and SMB segments, particularly leveraging its banking relationships. Operates as part of a much broader financial services portfolio.
• PayPal: PayPal is a broad incumbent in digital payments, Braintree merchant acquiring, and POS (Zettle), competing with GPN in online and omnichannel merchant services as part of a wider consumer and merchant portfolio.

Emerging players

• Verifone: Verifone is both a customer of Global Payments (per company data) and a competitor in payment hardware and POS solutions for retail and petroleum/c-store verticals. Overlaps with GPN in unattended commerce and integrated POS.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/GlobalPayInc
• YouTubeyoutube.com/channel/UCg9HiItBheBjWJcOBE8q9HQ
• Facebookfacebook.com/GlobalPaymentsInc
• LinkedInlinkedin.com/company/global-payments

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries14 records

Funding overview

Funding rounds2 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A22 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Payments