Earned Wealth

What Earned Wealth does

Earned Wealth operates as a vertically specialized wealth management and financial services platform serving exclusively healthcare professionals—physicians, dentists, their families, and their medical and dental practices. The company integrates wealth management, tax preparation and planning, insurance brokerage, legal services, accounting, payroll, and retirement plan administration into a single fiduciary platform delivered through virtual-first Wealth & Tax Advisors available nationwide via app, text, phone, and video, with a "Free Consult" entry point and dedicated enterprise motion for medical groups and hospital systems.

The company is built on a proprietary technology stack that includes the Doctor Wealth Playbook™ methodology integrating seven wealth domains (investing, tax planning, career advisory, insurance, trust and estate, debt management, and cash management) across physician career stages, a tax-smart portfolio management engine supporting systematic tax-loss harvesting and backdoor Roth conversions, an internal advisor platform, and a client-facing iOS mobile application for financial goal tracking, spending analysis, and subscription monitoring. Client assets are custodied at Fidelity and Charles Schwab, and the company supplements its advisor motion with the Earned Institute content platform, two podcast series, industry conference participation, and alliance partnerships with medical and dental associations.

Earned generates revenue primarily through recurring AUM-based advisory fees on approximately $3.4 billion in managed assets as of December 2025, supplemented by tax preparation fees ($750–$1,800 annually per client), tiered practice accounting subscriptions, insurance brokerage commissions, legal services, payroll services, and retirement plan administration fees. The business model combines direct-to-physician sales with a B2B medical-group channel and an aggressive acquisition-led growth strategy that has absorbed Thomas Doll, PearsonRavitz, Schwartz & Schwartz, Chahal & Associates, OJM Group, and Dental & Medical Counsel since 2024, backed by approximately $218 million in total capital raised (an $18 million Series A in 2023 and a $200 million capital commitment from Summit Partners and Silversmith Capital Partners in 2024).

Name

Earned Wealth

Legal name

Earned Wealth Advisors, LLC

Website

https://earned.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

101–250 employees

Short description

Earned Wealth is a vertically specialized wealth management and financial services platform exclusively serving physicians, dentists, and their practices with integrated wealth management, tax, insurance, legal, accounting, payroll, and retirement services delivered by fiduciary advisors.

Ownership category

akta.pro rank

Product category

Physician-focused Wealth Management

NAICS

Portfolio Management and Investment Advice (52394), Insurance and Employee Benefit Funds (5251)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industries

Automated Rebalancing, Tax-Loss Harvesting & Tax-Optimized Investing Tools (FSAGAEAE), Digital/Hybrid Robo-Wealth & Retirement Advisory (FSAEABAK), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Tax-Aware Retirement & Estate Coordination (FSAEABAJ), Workplace Wealth & Employee Investing Programs (FSAAAAAK)

Keywords

• Physician wealth management
• Healthcare professional financial planning
• Doctor tax preparation services
• Physician disability insurance
• Medical practice accounting

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Assets Under Management (AUM) Fees: Earned Wealth Advisors, an SEC-registered investment adviser, charges fees on assets under management, generating recurring revenue as AUM grows through organic client acquisition and acquisitions. As of December 2025, the firm manages approximately $3.4 billion in AUM.
2. Tax Preparation & Planning Services: Tax preparation services for individuals (starting at $750) and individuals with their practices (starting at $1,800), with integrated tax planning services bundled for wealth management clients.
3. Insurance Products: Insurance brokerage services including disability, life, long-term care, property & casualty, and annuities. Insurance planning is integrated with wealth management and offered through affiliated insurance brokers PearsonRavitz and OJM Group.
4. Legal Services: Legal services for individual doctors and practice owners covering employment contracts, estate planning, practice purchases/sales, trademark protection, and corporate formation, provided through Earned Legal, P.C.
5. Accounting Services: Accounting services for medical and dental practices with tiered plans (Associate, Essential, Premier, Elite), including bookkeeping, financial statement review, benchmarking, and payroll integration.
6. Retirement Plan Administration: Custom-built retirement plans for practice owners, including 401(k) administration, investment management, and plan fiduciary services for both private practices and large multi-location groups.
7. Payroll Services: Integrated payroll services for medical and dental practices with dedicated representatives and integrations with retirement, tax, and accounting services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels10 records

Core offering

Earned Wealth is a tech-enabled wealth and tax management firm that delivers personalized financial planning, investment management, tax preparation and planning, insurance brokerage, legal coordination, accounting, payroll, and retirement plan administration specifically to doctors, dentists, their families, and their practices. The platform is anchored by the proprietary Doctor Wealth Playbook™ methodology that integrates seven wealth domains — investing, tax planning, career advisory, insurance, trust and estate, debt management, and cash management — across every career stage of a physician.

Product overview

Earned is a first-of-its-kind, fully comprehensive wealth and tax management platform designed specifically for doctors, their families, and their practices. The platform operates as an integrated suite of services combining Wealth Management (featuring the proprietary Doctor Wealth Playbook methodology), Tax Preparation & Planning (both individual and practice), Insurance (disability, life, and property coverage), Legal Services (individual and practice), Accounting, Payroll, and Retirement Planning. The company has expanded through acquisitions including Thomas Doll (2024), PearsonRavitz, OJM Group (2025), and Dental & Medical Counsel partnership. Additional offerings include the Earned Institute education platform, a mobile app for iOS, and specialized calculators. Earned serves over 20,000 clients with approximately $3.4 billion in assets under management as of December 2025.

Differentiator

Problem solved

Functional benefit

Brands

• Doctor Wealth Playbook: A comprehensive wealth building approach offered to doctors, including financial planning, investing, tax planning, insurance, estate planning, and career advisory services.
• Earned Institute
• Thomas Doll

Products and services

• Wealth Management Comprehensive, tax-smart wealth management services for doctors and healthcare professionals featuring the proprietary Doctor Wealth Playbook methodology covering investing, tax planning, insurance, trust and estate, debt management, cash management, and career advisory across every career stage.
• Tax Preparation and Planning for Individuals Tax preparation and planning for individual doctors with tiered published pricing starting at $750 per year for individuals and $1,800 for individuals with their practices, integrated with wealth management.
• Tax Planning for Practices Practice-focused tax planning services providing integrated strategies tailored to medical and dental practices, including industry benchmarking and integration with personal investment strategies.
• Insurance for Doctors Insurance brokerage for doctors including disability, life, long-term care, property & casualty, and annuities, with physician-led advocacy and policy procurement support.
• Legal Services for Individuals Legal counsel for individual physicians and dentists covering employment contracts, estate planning, and trademark protection, provided through Earned Legal, P.C.
• Legal Services for Practices Practice-focused legal services covering practice purchases, startups, sales, partnership agreements, real estate, corporate formation, and litigation support, provided through Earned Legal, P.C.
• Accounting for Practices Accounting services for medical and dental practices offering bookkeeping, financial reconciliation, KPI tracking, and industry benchmarking across Associate, Essential, Premier, and Elite tiers.
• Payroll for Practices Integrated payroll services for medical and dental practices with dedicated representatives and integrations with retirement, tax, and accounting services.
• Retirement Plan Administration Custom-built retirement plan solutions for practice owners including 401(k) administration, investment management, and ERISA fiduciary services for private practices and large multi-location groups.
• Medical Group Retirement Solutions Enterprise retirement plan services for medical groups and hospital systems offering 3(38) fiduciary and 3(21) advisory support, quarterly meetings, educational resources, and personal wealth services for participating doctors.
• Earned Institute Financial education platform for doctors featuring articles, videos, reports, podcasts ('Off the Record with Ali Oromchian' and 'Wealth Planning for the Modern Physician'), calculators, events, and personalized learning journeys.
• Financial Calculators for Physicians Library of financial calculators for physicians including Future Value and Capital Gains Tax calculators built to model scenarios using inputs relevant to medical professionals.

Quantifiable outcome

• Over $100,000 in tax savings for a physician client (individual testimonial)
• +3 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• OJM GroupcoreOthers · 9 December 2025OJM Group, an Ohio-based financial advisory and insurance firm serving physicians and high-net-worth individuals, was acquired by Earned Wealth. The acquisition added nearly $1 billion in AUM and expanded Earned's client base to approximately 19,500 clients.
• Dental & Medical Counsel (DMC)coreStrategic or Co-development Partner · 10 November 2025Strategic partnership with Dental & Medical Counsel (DMC), a legal firm specializing in medical and dental law. The collaboration adds legal services including practice transitions and estate planning to Earned's offerings as part of its continued growth trajectory.
• Thomas DollcoreOthers · 11 July 2024Thomas Doll, a financial services provider for medical professionals and practices founded in 1963, was acquired by Earned Wealth in conjunction with the $200 million capital commitment announcement in July 2024. Thomas Doll manages over $2 billion in assets and serves over 3,000 clients.
• PearsonRavitzcoreOthersPearsonRavitz, a leading physician disability and life insurance brokerage, was acquired by Earned to strengthen its integrated financial platform. Founded and led by Stephanie Pearson, MD, FACOG, the firm provides specialized disability and life insurance for physicians.
• Schwartz & SchwartzcoreOthersSchwartz & Schwartz, PC, a premier healthcare-focused tax and accounting firm based in Woburn, MA, was acquired by Earned to expand its New England footprint and strengthen tax and accounting services for healthcare professionals.
• Chahal & AssociatescoreOthersChahal & Associates, a tax and accounting firm serving healthcare professionals, was acquired by Earned to expand its tax-smart financial services offerings.
• Aesthetic SocietyminorGTM or Marketing PartnerEarned joined the Aesthetic Society as an Alliance Partner, providing financial services and education to aesthetic medicine professionals who are members of the society.

Scale indicators5 records

Recent moves7 records

Expansion highlights7 records

Broad incumbents

• Carson Group: Large RIA platform with comprehensive wealth management services for high-net-worth clients and an active advisor recruiting and M&A growth model. Comparable to Earned as a full-service wealth platform with acquisition-led expansion, though not vertically specialized in healthcare professionals.
• Mariner Wealth Advisors: Major national RIA built via aggressive M&A, offering comprehensive wealth advisory, tax, retirement, and estate services. Comparable to Earned in its acquisition-led growth strategy and broad service offering, though it serves a general high-net-worth audience rather than specializing in healthcare.
• Creative Planning: One of the largest US RIAs offering integrated wealth management, tax, estate, retirement, and financial planning services. Comparable to Earned's comprehensive, integrated service model and tech-enabled delivery, though it serves a generalist mass-affluent to ultra-high-net-worth client base.
• Hightower Advisors: RIA platform built through advisor recruitment and M&A rollups, providing wealth management, planning, and corporate services. Comparable to Earned in acquisition-led growth strategy and integrated wealth offerings, though not healthcare-focused.
• Wealth Enhancement Group: RIA platform with a strong M&A growth strategy, offering wealth management, retirement plan, tax, and estate services. Comparable to Earned in integrated service delivery and acquisition-led scale, though it targets a general mass-affluent and HNW audience.
• Focus Financial Partners: National partnership of wealth management firms built through aggressive M&A rollups. Highly comparable to Earned's acquisition-led growth playbook and integrated wealth platform model, though it operates as a federated network of generalist firms rather than a single healthcare-specialized brand.
• Commonwealth Financial Network: Large independent broker-dealer and RIA platform serving financial advisors with comprehensive wealth management support. Comparable to Earned as a comprehensive wealth services provider with advisor-led distribution, though it is broader-based rather than physician-specialized.
• Cetera Financial Group: Large independent broker-dealer and RIA platform built through multiple acquisitions (including Focus Financial). Comparable to Earned's M&A-driven growth and integrated wealth platform, though serving a generalist advisor network across multiple verticals.
• Sanctuary Wealth: Wealth platform partnering with high-net-worth advisors and built through acquisitions and advisor recruitment. Comparable to Earned's acquisition-led model and integrated wealth offerings, though it serves a general HNW audience without healthcare specialization.

Emerging players

• White Coat Investor: Physician-focused financial education and planning platform serving doctors and high-income medical professionals. Most directly comparable to Earned in its healthcare-vertical specialization and physician-targeted value proposition, though WCI's model is content- and community-led rather than full-service RIA.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@DMCounsel/podcasts
• Facebookfacebook.com/earnedwealth
• LinkedInlinkedin.com/company/earnedwealth
• Instagraminstagram.com/earnedwealth

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Subsidiaries6 records

Funding overview

Funding rounds2 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A6 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Earned Wealth