Arya.ag
Arya.ag is a Noida-based grain commerce platform serving Indian smallholder farmers through 12,000 warehouses and 650 FPOs, offering post-harvest storage, AI-enabled commodity-backed lending, and market linkages across 40+ commodities.
- Company typePrivate
- Founded2013
- HeadquartersNoida, India
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
What Arya.ag does
Arya.ag operates an integrated grain commerce platform serving Indian smallholder farmers and Farmer Producer Organisations (FPOs) with post-harvest storage, financing, and market linkage services. Founded in 2013 by Prasanna Rao, Anand Chandra, and Chattanathan Devarajan, the Noida-headquartered company (legal entity Arya Collateral Warehousing Private Limited) runs approximately 12,000 agri-warehouses across 60% of Indian districts and 425 districts spanning 21 states, with 11,000 IoT-enabled near-farm storage points. The platform handles roughly $3 billion of grain annually across 40+ commodities, reaching 850,000-900,000 farmers through 650 FPO partnerships concentrated in Maharashtra, Uttar Pradesh, Madhya Pradesh, and Bihar.
The technology backbone is the proprietary Arjun AI platform, which performs grain quality assessment, credit risk scoring, and operational automation, complemented by satellite imagery for crop monitoring, blockchain-based grain tracking, and IoT-enabled storage infrastructure. Arya.ag converts stored grain into digital collateral, enabling farmers without traditional credit scores to access formal loans in under 3 minutes — a book that disbursed $1.5 billion annually with a bad loan rate below 0.5%. The subsidiary Aryatech (DFC-funded at $19.8M) houses dedicated technology development.
Revenue is generated transactionally across three streams: grain commerce and trading, commodity-backed agricultural lending, and warehouse storage services. The company reported H1 FY26 net revenue of ₹300 crore (up 28% YoY), profits of ₹31.5 crore (up 39% YoY), and FY25 PAT of ₹34 crore (up 79%), positioning it as India's only profitable agritech platform. Go-to-market relies on direct FPO engagement rather than intermediated distribution, and the company is targeting IPO readiness within 15-20 months following its January 2026 Series D of ₹725 crore ($80.58M) led by GEF Capital Partners.
Arya.ag firmographics
Firmographics- Name
- Arya.ag
- Legal name
- Arya.ag
- Website
- https://arya.ag
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Arya.ag is a Noida-based grain commerce platform serving Indian smallholder farmers through 12,000 warehouses and 650 FPOs, offering post-harvest storage, AI-enabled commodity-backed lending, and market linkages across 40+ commodities.
- Ownership category
- akta.pro rank
Arya.ag industry classification
Industry- Product category
- Agricultural Commerce and Fintech (Agritech)
- NAICS
- Farm Product Warehousing and Storage (493130)
- SIC
- Wholesale-Farm Product Raw Materials (5150), Agricultural Services (700)
- akta.pro primary industry
- Grain Merchandising & Origination Facilities (AFAOAAAD)
- akta.pro secondary industries
- Farm Finance, Input Procurement & Risk Tools (Budgeting, Inventory, Insurance Links) (AFAAAFAO), Grain Bin & Silo Systems (On-Farm) (AFAOABAA), Farm Management & Decision Support Software (FMIS, ERP, Recordkeeping) (AFAGALAA), Supply Chain Traceability & Farm-to-Fork Data Systems (AFAAAFAJ)
Keywords
Where Arya.ag is headquartered
LocationHeadquarters
- HQ city
- Noida
- HQ country
- India
- HQ region
- Asia
Offices3 records
Markets served
Arya.ag business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Infrastructure, Operations, Personnel, Marketing or Sales
Revenue model
- Grain Commerce & Trading: Arya.ag operates as an integrated grain commerce platform, aggregating and storing approximately $3 billion of grain annually. The company facilitates trade operations across over 40 commodities, enabling farmers to access markets and better pricing through its platform.
- Agricultural Lending/Financing: The company disburses over $1.5 billion in loans to agricultural stakeholders against warehoused grain as collateral. With a bad loan rate below 0.5%, this fintech business grew disbursements by 50% in H1. Farmers access formal credit by converting stored grain into digital collateral.
- Warehouse Storage Services: Arya.ag provides near-farm storage infrastructure across 12,000 agri-warehouses in 425 districts spanning 21 states. This enables farmers to avoid distressed sales by storing commodities until off-season when prices typically appreciate 20-30%.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Arya.ag product offering
Product offeringCore offering
Arya.ag operates an integrated grain commerce platform that combines near-farm IoT-enabled warehousing, AI-driven credit assessment, and digital collateral lending against stored commodities, alongside marketplace commerce across 40+ commodities. The platform enables smallholder farmers and Farmer Producer Organisations (FPOs) to store produce near the farm, access formal credit in under three minutes by converting grain into digital collateral, and connect to better-priced markets, aggregating approximately $3 billion of grain and disbursing over $1.5 billion in loans annually.
Product overview
Arya.ag operates as an integrated grain commerce platform offering a multi-layered product portfolio centered on its proprietary Arjun AI Platform. The core platform integrates pre-harvest advisory, storage (via a network of 11,000-12,000 near-farm warehouses), financing (commodity-backed lending), and marketplace commerce services. This integrated approach addresses post-harvest challenges by enabling farmers to store grain, access credit against stored commodities, and connect to markets—all supported by AI-powered quality grading, credit risk scoring, and IoT-enabled storage monitoring.
Differentiator
Problem solved
Functional benefit
Brands
- Aryatech: Technology subsidiary focused on providing technology solutions for agricultural value chain
Products and services
- Arjun AI Platform Proprietary AI platform that performs grain assessment, storage monitoring, credit risk scoring and quality grading across the post-harvest value chain, enabling automated lending decisions and digital collateral management.
- Near-Farm Storage Network IoT-enabled storage infrastructure of approximately 11,000–12,000 near-farm storage points across 425 districts in 21 Indian states, allowing farmers and FPOs to store grain close to the farm and avoid distress sales.
- Commodity-Backed Financing Lending service that disburses credit against stored commodities using grain as digital collateral, with lending turnaround in under three minutes; the platform disbursed ₹2,000 crore in the previous fiscal and over $1.5 billion cumulatively to agri stakeholders.
- Integrated Grain Commerce Platform End-to-end platform combining pre-harvest advisory, near-farm grain storage, financing, and marketplace commerce across 40+ commodities, aggregating roughly $3 billion of grain annually across 60% of Indian districts.
Quantifiable outcome
- 40%+ of borrowers accessing formal finance for first time
- +3 more outcomes
Companies that use Arya.ag
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles2 records
Arya.ag technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature5 records
Arya.ag partnerships and signals
Strategic signalScale indicators24 records
Recent moves8 records
Expansion highlights6 records
Arya.ag competitors and assessment
Company assessmentDirect peers
- DeHaat: India's largest full-stack agritech platform serving smallholder farmers with inputs, advisory, financing, and market linkage. Directly comparable to Arya.ag's integrated farmer service model across similar customer segments in India.
- Ninjacart: Indian B2B agritech platform connecting farmers directly to retailers and food services. Comparable to Arya.ag on the grain commerce and supply chain intermediation side, though focused on fresh produce rather than grains.
- Sohan Lal Commodity Management (SLCM): India's leading agri-warehousing and collateral management company. Directly competes with Arya.ag in warehouse-based storage, quality assaying, and commodity-backed financing services.
- StarAgri: Indian agri-warehousing, collateral management, and commodity financing platform. Comparable to Arya.ag on the post-harvest storage and warehouse receipt financing business model.
- Samunnati: Indian agri-finance platform providing credit and market linkages to FPOs and smallholder farmers. Directly comparable to Arya.ag's FPO-centric financing and market linkage services.
- National Bulk Handling Corporation (NBHC): Indian agri-warehousing, collateral management, and commodity financing services provider. Comparable to Arya.ag's integrated post-harvest services spanning storage, quality assaying, and financing.
Emerging players
- AgroStar: Indian agritech platform focused on agri-inputs marketplace and advisory for farmers. Comparable to Arya.ag's farmer-facing technology platform approach, though focused on input procurement rather than grain commerce.
- CropIn Technology: Indian farm management SaaS and AI platform for agribusinesses. Comparable to Arya.ag's Arjun AI platform capabilities in farm data, analytics, and digital advisory, though CropIn targets enterprises rather than farmers directly.
- WayCool Foods: Indian agritech distribution and supply chain platform. Comparable on the post-harvest commerce side, though focused on fruits and vegetables rather than grains and storage.
Broad incumbents
- ITC e-Choupal: Long-standing Indian agribusiness initiative from ITC providing farmer advisory, procurement, and market linkage. Comparable to Arya.ag's farmer aggregation and grain sourcing model, though as part of a much larger FMCG conglomerate.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Arya.ag social profiles
Digital presenceArya.ag financial estimates
Financial estimateRevenue estimate
Valuation estimate
Arya.ag leadership team
Management profileNumber of profiles
Profiles3 records
Arya.ag subsidiaries and ownership
Company hierarchySubsidiaries1 record
Arya.ag funding detail
Funding detailFunding overview
Funding rounds16 records
Investors14 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Arya.ag M&A and investment
M&A and investmentM&A1 record
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Arya.ag
What does Arya.ag do?
Arya.ag operates an integrated grain commerce platform that combines near-farm IoT-enabled warehousing, AI-driven credit assessment, and digital collateral lending against stored commodities, alongside marketplace commerce across 40+ commodities. The platform enables smallholder farmers and Farmer Producer Organisations (FPOs) to store produce near the farm, access formal credit in under three minutes by converting grain into digital collateral, and connect to better-priced markets, aggregating approximately $3 billion of grain and disbursing over $1.5 billion in loans annually.
Is Arya.ag a public or private company?
Arya.ag is a private company. It is classified as venture growth investor backed and is currently operating.
When was Arya.ag founded?
Arya.ag was founded in 2013. It employs 1,001 to 5,000 people.
Where is Arya.ag based?
Arya.ag is headquartered in Noida, India, in the Asia region.
How does Arya.ag make money?
Three revenue lines are on record. Grain Commerce & Trading is the primary driver. The others are agricultural Lending/Financing and warehouse Storage Services.
Who are Arya.ag's main competitors?
Direct peers on record are DeHaat, Ninjacart, Sohan Lal Commodity Management (SLCM), StarAgri, Samunnati and National Bulk Handling Corporation (NBHC). Emerging players are AgroStar, CropIn Technology and WayCool Foods. ITC e-Choupal is listed as a broad incumbent.
Does Arya.ag have an API?
No public API is recorded for Arya.ag.
What industry is Arya.ag in?
Arya.ag's product category is Agricultural Commerce and Fintech (Agritech). Its primary akta.pro industry code is AFAOAAAD, Grain Merchandising & Origination Facilities, with a secondary code of AFAAAFAO, Farm Finance, Input Procurement & Risk Tools (Budgeting, Inventory, Insurance Links). Its NAICS code is 493130 and its SIC code is 5150.