NoRamp

What NoRamp does

NoRamp is a private financial software company building fiat payment infrastructure for Web3 applications and regulated industries. Founded in 2022 and headquartered in New York, the company operates a developer-first platform that bridges traditional card processing via Stripe with blockchain settlement, enabling merchants to accept credit card and ACH payments for NFTs, digital assets, and tokenized services without requiring buyers to hold crypto wallets. NoRamp positions itself compliance-first, explicitly targeting regulated verticals such as Web3 NFT marketplaces, gaming platforms, DeFi lending protocols, RWA platforms, event ticketing, and Research Use Only peptide suppliers.

The core product suite comprises Checkout (one-click fiat checkout widget with a claimed 99.98% card acceptance rate), Wallets (invisible smart wallets using Account Abstraction with Magic Wallets social login), Cashout (instant crypto-to-fiat conversion), KYC & Payout (seller verification and direct bank payouts), and a Dashboard for analytics and configuration. These products are exposed via the NoRamp Kit JavaScript/TypeScript SDK and a REST API supporting both testnet and mainnet environments. The platform supports more than 20 blockchains (including Ethereum, Bitcoin, Solana, Polygon, Arbitrum, Base, Berachain, Blast, Manta, and zkSync), 136+ currencies, and 180+ countries. Notable proprietary technical components include the ERC721N NFT standard for fiat-to-crypto onboarding (published to npm) and a smart contract triggers system that executes on-chain transfers based on off-chain payment events.

NoRamp earns revenue primarily through transaction fees, with provider processing fees of approximately 2.9% plus $0.30 per transaction and additional platform/app-level fees layered on top. The go-to-market combines a self-serve / PLG motion via the dashboard and free testnet access with direct enterprise sales. Two early-stage funding rounds in 2023 totaling roughly $750K (Republic Capital-led seed plus a Formulate/Istari follow-on) represent the total disclosed external capital. The company remains small (firmographic data lists 1–10 employees) with no revenue, GMV, or ARR figures publicly disclosed.

Name

NoRamp

Legal name

NoRamp, Inc.

Website

https://noramp.io

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

NoRamp is a private fintech building fiat-to-crypto payment infrastructure for Web3 marketplaces and regulated industries. Its API and SDK platform combines Stripe-powered checkout, invisible smart wallets, KYC verification, and crypto cashout across more than 20 blockchains and 180+ countries.

Ownership category

akta.pro rank

Product category

Web3 Payment Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto Payment Gateways & Checkout APIs (FSADAIAA)

akta.pro secondary industries

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Crypto Merchant Acquirers & PSPs (Payment Service Providers) (FSADAIAB), Settlement, Reconciliation & Merchant Treasury Tools (Crypto) (FSADAIAK)

Keywords

• Payment infrastructure
• Fiat on-ramp
• Web3 payments
• Embedded KYC
• Crypto checkout

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Processing Fees: NoRamp charges processing fees for each transaction, which include provider processing fees (approximately 2.9% + $0.30 per transaction based on webhook examples) and platform fees. The company acts as a data transmission service between merchants and Stripe for payment processing.
2. Platform/App Fees: Merchants can set marketplace fees when creating apps. The platform supports individual and marketplace app types with configurable app fees that contribute to platform revenue.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

NoRamp is a fiat payment gateway and onboarding infrastructure platform that bridges traditional payments (via Stripe) with blockchain technology. It provides modular APIs and SDKs (Checkout, Wallets, Cashout, KYC & Payout, Dashboard) that enable merchants and Web3 applications to accept credit card and ACH payments, create invisible smart wallets, convert crypto to fiat, and run verified marketplace payouts across 20+ blockchains and 135+ currencies.

Product overview

NoRamp is a modular payment infrastructure platform for regulated industries and web3 applications. The core product suite consists of Checkout (fiat payment gateway for NFTs), Wallets (invisible smart wallets with Account Abstraction), Cashout (crypto-to-fiat conversion), KYC & Payout (identity verification and seller payments), and Dashboard (analytics and management). These products are unified by the NoRamp Kit SDK for frontend integration and the NoRamp API for backend operations. The platform leverages Stripe as its payment processor and supports 47+ blockchains including Ethereum, Solana, Polygon, Base, Arbitrum, and Optimism, enabling cross-border fiat transactions in 136+ currencies across 180+ countries.

Differentiator

Problem solved

Functional benefit

Products and services

• Checkout One-click fiat checkout widget that lets Web3 applications accept credit card and ACH payments for NFTs, digital goods, and services in 136+ currencies across 180+ countries, with limits up to $1M per transaction.
• Wallets Invisible smart wallet infrastructure using Account Abstraction that creates wallets for users without requiring them to manage seed phrases or install extensions, with Magic Wallets accessible via social login.
• Cashout Instant cryptocurrency-to-fiat conversion service that allows users to cash out crypto holdings to their bank accounts, supporting multiple blockchain networks with low fees and a 5-minute SDK integration.
• KYC & Payout Know Your Customer verification and peer-to-peer fiat payout service for marketplaces that enables seller verification and direct bank payments with no chargebacks or fraud, supporting 200+ countries and 100 languages.
• Dashboard Analytics and reporting platform providing real-time transaction tracking, wallet management, trigger configuration, and seller management for marketplace operations.
• NoRamp Kit SDK JavaScript/TypeScript SDK (norampkit npm package) providing pre-built React components including NoRampCheckout, NoRampPayout, NoRampKyc, and NoRampCashout widgets for quick frontend integration.
• ERC721N Open-source NFT smart contract standard (ERC721N.sol) published to npm that enables fiat-to-crypto onboarding; developers can inherit from ERC721N to create NFTs purchasable via NoRamp's checkout.
• NoRamp API REST API at api.noramp.io providing endpoints for managing apps, wallets, prices, triggers, webhooks, auctions, members, payments, and Solana cNFT compression operations with Bearer token authentication.
• NoRamp Wallet Standalone wallet product from NoRamp with ENS support, improved gas estimation, Solana support, and Compressed NFT (cNFT) tree management on Solana.

Quantifiable outcome

• Saves 10M+ minutes for buyers through one-click checkout
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature9 records

Partnerships

One partnership is on record.

• Stripe, Inc.coreTechnology or IntegrationStripe is the primary payment processor powering NoRamp's fiat payment infrastructure. NoRamp acts as a data transmission service that helps merchants integrate with Stripe. The partnership enables access to nearly 200 countries globally with Stripe's KYC, fraud prevention, and payment processing capabilities. Stripe processes credit cards, debit cards, and other payment types for transactions processed through NoRamp.

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Ramp Network: Direct competitor providing fiat-to-crypto on-ramp infrastructure for Web3 applications, including NFT checkout APIs and wallet abstraction. Highly comparable product offering and developer-focused GTM.
• MoonPay: Leading fiat-to-crypto on-ramp provider offering credit card checkout, NFT purchases, and wallet solutions. Competes head-to-head with NoRamp in Web3 merchant acquiring.
• Transak: Global fiat on-ramp and KYC provider integrated into hundreds of Web3 wallets and dApps. Direct overlap in fiat-checkout APIs, KYC, and multi-chain support.
• Alchemy Pay: Crypto-friendly payment gateway enabling merchants to accept both fiat and crypto with global coverage. Comparable transaction-fee model and merchant-acquiring positioning.
• Wert: Fiat-to-crypto checkout provider focused on NFT marketplaces and Web3 apps with simple API integration. Closely mirrors NoRamp's developer-first, widget-based approach.
• Banxa: Regulated payments infrastructure for crypto on-ramps supporting 130+ payment methods globally. Overlaps in KYC, multi-currency payouts, and regulated-industry underwriting.

Broad incumbents

• Coinbase Commerce: Coinbase's merchant-facing crypto payment acceptance product, benefiting from Coinbase brand, liquidity, and the recent Ramp Network acquisition. Larger incumbent with broader crypto wallet and exchange footprint.
• Stripe: Both NoRamp's core infrastructure partner and a potential competitor if Stripe expands native crypto checkout capabilities. Represents the rail on which NoRamp's entire stack depends.
• Plaid: Financial-data connectivity layer for bank accounts, payments, and identity verification. Featured on NoRamp's partner page and overlaps in the identity/payout infrastructure layer NoRamp relies on.

Emerging players

• Sardine: Fraud and compliance infrastructure for crypto and fintech, including KYC and transaction monitoring. Adjacent in the regulated-payments stack and a potential partner or competitor for NoRamp's KYC module.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/noramplabs
• GitHubgithub.com/noramp
• LinkedInlinkedin.com/company/noramp

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds2 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NoRamp