Archie
Archie is a SaaS platform that lets small businesses onboard, manage, and pay creative freelancers on flexible Net-1 terms, with automated 1099 filings and accelerated payouts for freelancers within 24 hours.
- Company typePrivate
- Founded2021
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Archie does
Archie (legally You & Archie, Inc.) is a Brooklyn-headquartered SaaS platform that enables small businesses to onboard, manage, and pay creative freelancers on flexible terms. The platform operates as a two-sided marketplace with a Business portal (in beta) for companies that hire freelancers and a Freelancer portal (apply-to-join) for independent workers, sitting on a shared payments and 1099-tax-compliance backend. Core capabilities include instant freelancer onboarding, one-click invoice payments, transparent invoice tracking, set-it-and-forget-it 1099 filings based on a single reusable W9, and an embedded Net-1 financing product that lets businesses pay on extended terms while paying freelancers within 24 hours of project completion. The technical foundation is a Node.js/TypeScript backend with GraphQL/Apollo, TypeORM, and TypeGraphQL running on AWS (Beanstalk, Amplify, Cognito), with PostgreSQL and DynamoDB for data, Redis and ElasticSearch for caching and search, a React/Next.js frontend, and native integrations with Plaid (bank linking) and Dwolla (ACH payments).
Archie's business model combines a SaaS subscription on the business side with transaction-based economics on the embedded Net-1 financing spread and an affiliate/referral component through its freelancer referral program. Pricing is quote-based and gated behind a demo request / beta signup, reflecting an early-stage B2B sales motion. The company was founded in January 2021 by Yunas Reguero (ex-Facebook/Instagram Commerce & Payments, Square), Dylan Hattem, and Cassandra Aaron, with a founding team of roughly ten people drawn from Google, Facebook, Venmo, and Square. The company has raised approximately $5.5M in total funding, most recently a $4.5M seed round in March 2022 from B Capital Group, MaC Ventures, Worklife VC, and Hof VC alongside strategic angels from Cameo, Ramp, Facebook, Lambda School, and Eight Sleep, with stated use of funds to expand its financial services offering for freelancers and businesses.
Archie firmographics
Firmographics- Name
- Archie
- Legal name
- You & Archie, Inc.
- Website
- https://witharchie.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Archie is a SaaS platform that lets small businesses onboard, manage, and pay creative freelancers on flexible Net-1 terms, with automated 1099 filings and accelerated payouts for freelancers within 24 hours.
- Ownership category
- akta.pro rank
Archie industry classification
Industry- Product category
- Freelancer Payroll & Payments Software
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Embedded Lending & Credit (POS, Working Capital, Credit Lines) (FSAGALAD)
- akta.pro secondary industries
- Merchant Cash Advance & Revenue-Based Financing Enablement (FSAGALAH), SME Lending Platforms & Embedded SME Credit (FSAKAGAJ), SME Credit Underwriting, Scoring & Risk Analytics (FSAKAGAL)
Keywords
Where Archie is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
Archie business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS platform subscription (business side): Recurring software fees paid by small businesses to use Archie's onboarding, management, and payment automation platform; aligned with the '1099 process' / payroll positioning.
- Embedded financing spread (Net-1): Revenue captured on the spread/margin of the embedded financing product, where businesses pay on extended Net-1 terms and freelancers are paid early — classic marketplace / working-capital style economics.
- Freelancer referral fees: Freelancers can 'Unlock Referral Fee$' by referring businesses to Archie, indicating a referral/affiliate revenue component tied to new business sign-ups.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | — | Business tier — quote-based, gated by demo / beta access |
Go-to-market motion4 records
Archie product offering
Product offeringCore offering
Archie is a SaaS platform that lets small businesses onboard, manage, and pay creative freelancers on flexible Net-1 payment terms. The platform combines instant freelancer onboarding, invoice lifecycle management, one-click payments, and set-it-and-forget-it 1099 tax filings, and pairs these with an embedded financing product that lets businesses pay on extended terms while freelancers receive payment within 24 hours of project completion.
Product overview
Archie is a single unified platform for contractor and freelancer management, with two primary product surfaces (a Freelancer portal and a Business portal) operating on a shared payments and 1099 compliance backend. The Freelancer product gives independent workers financial control and accelerated payment (paid within 24 hours of project completion, claim $200 onboarding bonus). The Business product gives small businesses instant onboarding, transparent invoice tracking, one-click payments, set-it-and-forget-it 1099 tax filings, and an embedded Net-1 financing solution that lets businesses pay on flexible terms while freelancers are paid quickly. Together, the Freelancer and Business products form the two sides of Archie's freelancer payroll platform, supported by core platform capabilities such as Invoice Lifecycle, Campaign Management, Accounting & Reporting, and integrations with payment providers (Plaid, Dwolla).
Differentiator
Problem solved
Functional benefit
Products and services
- Archie for Business Business-facing product that lets small companies onboard, manage, and pay creative freelancers in one place, with embedded financing that offers flexible Net-1 payment terms to freelancers, transparent invoice tracking, one-click payments, and automated 1099 tax filings. Launched in beta and gated by a "Join our beta" / "Request Demo" sales motion.
- Archie for Freelancers Member-facing product that gives freelancers "structure, control, and financial security" with the ability to be paid within 24 hours of completing a project, full-time-style benefits, a single reusable W9, and a $200 onboarding claim; access is invite/apply-based.
- Archie Platform (Contractor & Freelancer Management Platform) Archie's umbrella platform for the creative/gig economy, marketed as building "a better-served creative economy with tools for businesses and the freelancers they hire." It spans cashflow management, immediate payments, onboarding, contracts, invoicing, and 1099 tax filings across the Business and Freelancer product surfaces.
Companies that use Archie
Customer profileIdeal customer profiles1 record
Archie technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature6 records
Archie partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights5 records
Archie competitors and assessment
Company assessmentDirect peers
- Deel: Global payroll and contractor management platform that lets businesses onboard, pay, and manage freelancers and full-time employees across countries. Directly comparable to Archie in targeting the freelancer/contractor onboarding, compliance, and payment workflow, though at much larger scale and with a global footprint.
- Remote: Global HR platform for hiring, paying, and managing distributed teams and contractors worldwide. Closely comparable to Archie's contractor onboarding and payment proposition, with deeper international coverage and a heavier compliance tilt.
- Bonsai: All-in-one freelancer business management suite covering contracts, proposals, time tracking, invoicing, and taxes. Comparable to Archie's freelancer-facing portal for creative/independent workers, particularly around invoicing and tax workflows.
- Fiverr Workspace (formerly AND CO): Freelancer business management tool from Fiverr offering contracts, invoicing, time tracking, and tax assistance to independent workers. Directly comparable to Archie's freelancer portal, especially for the creative/freelancer segment.
Broad incumbents
- Gusto: Established SMB payroll, benefits, and HR platform serving small businesses across full-time W-2 and increasingly 1099 contractor payments. A broader incumbent whose contractor management surface competes directly with Archie's business-facing portal.
- Rippling: Unified HR, IT, and finance platform for SMBs and mid-market with native contractor management and payments. A broad incumbent that overlaps with Archie's contractor onboarding/payment workflow inside a much wider product surface.
- QuickBooks Solopreneur / Intuit: Mainstream small-business accounting and tax platform from Intuit with built-in 1099 tracking, invoicing, and contractor management. Competes with Archie's invoicing/1099 automation by offering these capabilities inside an accounting suite that SMBs already use.
Emerging players
- Ramp: Corporate card and spend management platform increasingly expanding into bill pay, vendor management, and contractor payments. Comparable as a fintech strategically backed by the same angel network as Archie, and as a potential competitor on the business-spending/contractor-payment surface.
- Papaya Global: Global payroll and workforce management platform with strong contractor/EOR capabilities for distributed teams. Partially comparable to Archie for its freelancer/contractor payment surface, particularly for cross-border use cases Archie does not yet serve.
Others
- Mercury: Banking and treasury platform for startups and SMBs, offering business accounts, bill pay, and integrations into accounting/payroll workflows. Comparable as fintech infrastructure that touches the same SMB payments stack Archie operates in.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Archie social profiles
Digital presenceArchie financial estimates
Financial estimateRevenue estimate
Valuation estimate
Archie leadership team
Management profileNumber of profiles
Profiles4 records
Archie funding detail
Funding detailFunding overview
Funding rounds3 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Archie M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Archie
What does Archie do?
Archie is a SaaS platform that lets small businesses onboard, manage, and pay creative freelancers on flexible Net-1 payment terms. The platform combines instant freelancer onboarding, invoice lifecycle management, one-click payments, and set-it-and-forget-it 1099 tax filings, and pairs these with an embedded financing product that lets businesses pay on extended terms while freelancers receive payment within 24 hours of project completion.
Is Archie a public or private company?
Archie is a private company. It is classified as venture growth investor backed and is currently operating.
When was Archie founded?
Archie was founded in 2021. It employs 11 to 50 people.
Where is Archie based?
Archie is headquartered in New York, United States, in the North America region.
How does Archie make money?
Three revenue lines are on record. SaaS platform subscription (business side) is the primary driver. The others are embedded financing spread (Net-1) and freelancer referral fees.
Who are Archie's main competitors?
Direct peers on record are Deel, Remote, Bonsai and Fiverr Workspace (formerly AND CO). Broad incumbents are Gusto, Rippling and QuickBooks Solopreneur / Intuit. Emerging players are Ramp and Papaya Global. Mercury is listed as an others.
Does Archie have an API?
No public API is recorded for Archie.
What industry is Archie in?
Archie's product category is Freelancer Payroll & Payments Software. Its primary akta.pro industry code is FSAGALAD, Embedded Lending & Credit (POS, Working Capital, Credit Lines), with a secondary code of FSAGALAH, Merchant Cash Advance & Revenue-Based Financing Enablement. Its NAICS code is 5223 and its SIC code is 6153.