F2 AI
F2 AI is a venture-backed SaaS platform that uses an Excel-native AI engine and agentic automation to streamline deal screening, underwriting, due diligence, and portfolio monitoring for private credit funds, commercial banks, and private equity firms.
- Company typePrivate
- Founded2025
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What F2 AI does
F2 AI, Inc. is a venture-backed software company building an AI-native platform that automates deal screening, underwriting, due diligence, and portfolio monitoring for private credit funds, commercial banks, and private equity firms. The company was spun out of Arc in September 2025 with a $10M seed round and has since raised an additional $14M seed led by HighlandX, bringing total equity to $24M. F2's core technology combines an Excel-native financial analysis engine — which the company reports scores 95.25% on the SpreadsheetBench Verified benchmark and compresses spreadsheets to 10-15% of original size via proprietary encoders — with an agentic automation system that plans, executes, and revises financial analysis tasks end-to-end.
The product is delivered as a SaaS subscription on annual contracts with per-seat, quote-based pricing, sold through direct enterprise field sales and inside sales motions targeting institutional investors. The platform is sold as a unified workspace with modular products including Audit Mode (formula-level source traceability), Institutional Knowledge (compounding deal-history intelligence), Adam (an AI deal team associate launched in partnership with Google Gemini Enterprise), AutoReports, and Full-Context Analysis. Customers include Bain, Monarch, Sigular Guff, Western Alliance Bank, Live Oak Bank, RevTek Capital, and Decathlon Capital Partners, collectively managing $400B in assets across 100+ deployed funds and banks. The company is headquartered in New York, NY, operates with 11-50 employees, and maintains SOC 2 Type I and Type II certifications along with GDPR compliance for regulated institutional buyers.
F2 AI firmographics
Firmographics- Name
- F2 AI
- Legal name
- F2 AI, Inc.
- Website
- https://f2.ai
- Company type
- Private
- Founded year
- 2025
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- F2 AI is a venture-backed SaaS platform that uses an Excel-native AI engine and agentic automation to streamline deal screening, underwriting, due diligence, and portfolio monitoring for private credit funds, commercial banks, and private equity firms.
- Ownership category
- akta.pro rank
F2 AI industry classification
Industry- Product category
- AI Underwriting Software
- NAICS
- Software Publishers (5132)
- SIC
- Finance Services (6199), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
Keywords
Where F2 AI is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
F2 AI business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- SaaS Platform Subscription: Subscription-based SaaS model targeting private credit funds, commercial banks, and PE firms. Pricing described as best value with turnkey implementation, cost-effective per seat pricing, and scalable with organization growth. Multi-year contracts implied by annual billing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Per seat | Annual | Enterprise SaaS subscription with per-seat pricing |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
F2 AI product offering
Product offeringCore offering
F2 is an AI-native SaaS platform that automates private markets underwriting workflows — including deal screening, due diligence, financial spreading, IC memo generation, and portfolio monitoring — through an Excel-native financial analysis engine and agentic AI. The platform combines live Excel formula evaluation with retrieval-augmented generation over borrower data rooms and an institutional knowledge layer that compounds with every transaction. It is sold as enterprise software to private credit funds, commercial banks, and private equity firms.
Product overview
F2 is an AI-native platform for private markets investors offering a unified product architecture centered on the F2 Platform with multiple integrated modules. The core platform combines Excel Intelligence (scoring 95.25% on SpreadsheetBench Verified) with autonomous agents that automate deal screening, underwriting, and portfolio monitoring. Key modules include: Audit Mode for source-level traceability in all outputs; Institutional Knowledge for compounding deal history intelligence; Adam (AI deal team associate) for autonomous task execution; AutoReports for IC-ready material generation; and Full-Context Analysis for benchmarking against firm history and market data. The platform targets private credit funds, commercial banks, and private equity teams, embedding directly into deal workflows with Excel-native financial analysis and agentic automation across the entire investment lifecycle.
Differentiator
Problem solved
Functional benefit
Products and services
- F2 Platform AI-native SaaS platform for private markets investors that unifies deal screening, due diligence, underwriting, IC memo generation, and portfolio monitoring through an Excel-native financial analysis engine, agentic AI workflows, and a firm-wide institutional knowledge layer. Sold to enterprise customers via annual per-seat subscriptions with turnkey deployment.
Quantifiable outcome
- 75% faster IC memo generation
- +5 more outcomes
Companies that use F2 AI
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
F2 AI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability10 records
Feature7 records
F2 AI partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- Google Gemini EnterprisecoreNew partnership announced alongside $24M funding announcement. F2 launched Adam, an AI deal team associate, in partnership with Google Gemini Enterprise.
- OpenAIcoreKey subprocessor for AI capabilities. Listed as subprocessors in privacy policy alongside other AI providers.
- AnthropiccoreKey subprocessor for AI capabilities. Listed as subprocessors in privacy policy.
- Google Cloud PlatformcoreCloud infrastructure provider. Listed as subprocessors in privacy policy alongside Google Gemini.
- Auth0 (Okta)coreAuthentication provider for identity management. Listed as subprocessor in privacy policy.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
F2 AI competitors and assessment
Company assessmentDirect peers
- Hebbia: Hebbia is a well-funded AI document intelligence platform serving financial institutions including private credit, asset managers, and legal teams. Direct competitor to F2 in AI-driven analysis of complex financial documents and data rooms.
- AlphaSense: AlphaSense is a market intelligence and search platform serving investment firms, banks, and corporations. Comparable to F2 in serving financial professionals with AI-driven content analysis and research workflows.
- Juniper Square: Juniper Square provides investor management, fund operations, and reporting software for private equity and venture capital firms. Comparable to F2 as a technology platform serving private market investment workflows, though focused on LP reporting and fund operations rather than deal underwriting.
Emerging players
- Numeric: Numeric is an AI-powered accounting automation platform focused on the financial close and reconciliation workflow. Adjacent to F2 in applying AI to financial workflows and serving enterprise finance teams, though primarily in accounting rather than private markets.
- Rogo: Rogo is an AI platform for financial services spanning investment banking, private equity, and corporate strategy workflows. Comparable to F2 as an emerging AI-native platform serving financial professionals with research and analysis automation.
- Eilla AI: Eilla AI is an AI-powered deal analysis and due diligence platform targeting investment professionals. Direct comparison to F2 in automating financial analysis workflows for deal teams, though smaller in customer footprint.
Broad incumbents
- iCapital: iCapital is an established platform for private markets investing, connecting advisors and wealth managers with alternative investment funds. Comparable to F2 as a technology platform serving the private markets ecosystem, though broader in scope.
- Carta: Carta is a leading private market data, cap table management, and fund administration platform. Comparable to F2 in serving private market investors with technology infrastructure, though broader in scope spanning equity management and fund admin.
- Bloomberg Terminal: Bloomberg Terminal is the dominant financial data, analytics, and workflow platform serving institutional investors, banks, and PE/credit professionals. Comparable to F2 as broad incumbent in financial professional workflows, with significant overlap in financial analysis use cases.
- S&P Capital IQ Pro: S&P Capital IQ Pro is an established financial data, analytics, and research platform serving investment professionals. Comparable to F2 in providing financial data and analysis infrastructure to private credit and PE professionals.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
F2 AI social profiles
Digital presenceF2 AI compliance and trust
Trust signalCompliance3 records
F2 AI financial estimates
Financial estimateRevenue estimate
Valuation estimate
F2 AI leadership team
Management profileNumber of profiles
Profiles3 records
F2 AI funding detail
Funding detailFunding overview
Funding rounds4 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
F2 AI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about F2 AI
What does F2 AI do?
F2 is an AI-native SaaS platform that automates private markets underwriting workflows — including deal screening, due diligence, financial spreading, IC memo generation, and portfolio monitoring — through an Excel-native financial analysis engine and agentic AI. The platform combines live Excel formula evaluation with retrieval-augmented generation over borrower data rooms and an institutional knowledge layer that compounds with every transaction. It is sold as enterprise software to private credit funds, commercial banks, and private equity firms.
Is F2 AI a public or private company?
F2 AI is a private company. It is classified as venture growth investor backed and is currently operating.
When was F2 AI founded?
F2 AI was founded in 2025. It employs 11 to 50 people.
Where is F2 AI based?
F2 AI is headquartered in New York, United States, in the North America region.
How does F2 AI make money?
One revenue line is on record: saaS Platform Subscription.
Who are F2 AI's main competitors?
Direct peers on record are Hebbia, AlphaSense and Juniper Square. Emerging players are Numeric, Rogo and Eilla AI. Broad incumbents are iCapital, Carta, Bloomberg Terminal and S&P Capital IQ Pro.
Does F2 AI have an API?
No public API is recorded for F2 AI.
What industry is F2 AI in?
F2 AI's product category is AI Underwriting Software. Its primary akta.pro industry code is FSAGAJAM, SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning). Its NAICS code is 5132 and its SIC code is 6199.