What 4CRisk.ai does

4CRisk.ai is an AI-native regulatory compliance and risk management platform serving enterprise customers in financial services, healthcare, insurance, retail, and HiTech/telecom. Founded in 2019 and headquartered in Silicon Valley, the company built its platform around proprietary Specialized Language Models (SLMs) trained on regulatory, risk, and compliance corpora, deployed within a SOC 2 Type 2 certified, zero-trust architecture. The platform comprises five interconnected products: Regulatory Research (AI-curated rulebooks and obligations), Regulatory Change Management (automated change tracking and impact assessment), Compliance Map (gap analysis between external obligations and internal controls), Ask ARIA Co-Pilot (conversational compliance assistant), and HorizonScan (continuous scanning across 2,300+ global regulatory sources). Disclosed performance claims include compliance mapping up to 50 times faster than manual methods and up to 90% time savings on research tasks.

The company monetizes through tiered enterprise SaaS subscriptions billed annually, with pricing scaled to organization size and modules selected. Distribution is direct enterprise field sales supported by free evaluation trials and demo-led selling, targeting Chief Compliance Officers, Chief Risk Officers, regulatory affairs, and legal professionals. Notable customer references include Guidewire (insurance software) and named financial services and software firms. The company claims 14,000+ licensed users and has earned analyst recognition including Chartis Research Best of Breed, RegTech100 (two consecutive years), and AIFinTech100.

In February 2026, 4CRisk was acquired by CUBE, a global RegTech provider backed by private equity firm Hg, with the 4CRisk team across the US, India, and the UK joining CUBE's unified AI-first enterprise compliance and risk platform serving over 1,000 customers globally. The single prior institutional capital event was an $8 million Series A in June 2022 led by Cloud Apps Capital Partners with Touchdown Ventures participation. The platform integrates with installed GRC systems (Archer, ServiceNow, MetricStream) via APIs, positioning itself as a regulatory intelligence layer atop incumbent compliance systems of record.

Name

4CRisk.ai

Legal name

4CRisk.ai, Inc.

Website

https://4crisk.ai

Company type

Private

Founded year

2019

Operating status

Acquired

Headcount range

11–50 employees

Short description

4CRisk.ai is an AI-native RegTech platform that uses proprietary Specialized Language Models to automate regulatory research, change management, compliance mapping, and conversational compliance Q&A for enterprise customers in financial services, healthcare, and insurance, acquired by CUBE in February 2026.

Ownership category

akta.pro rank

Product category

Regulatory Compliance Software (RegTech / GRC)

NAICS

Software Publishers (513210)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE)

akta.pro secondary industries

Regulatory Readiness & Audit Automation (e.g., EU AI Act, NIST AI RMF, ISO/IEC 42001) (HDAAAMAE), Model Governance, Risk & Compliance (GRC) Platforms (HDAAAKAA), Responsible AI, AI Governance & Compliance Services (BPAEAHAJ)

Keywords

• Regulatory compliance software
• AI risk management
• Regulatory change management
• GRC platform
• Compliance mapping

Headquarters

HQ city

Redwood City

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SaaS Subscription: Subscription-based SaaS platform with fees paid in advance on monthly, quarterly, or yearly basis as indicated on the website. Access restricted to Authorized Users based on paid subscription tier.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels8 records

Core offering

4CRisk.ai sells a SaaS-based AI platform that helps enterprise compliance, risk, and regulatory teams automate regulatory research, change management, compliance mapping, and compliance Q&A. Its products — Regulatory Research, Regulatory Change Management, Compliance Map, Ask ARIA Co-Pilot, and HorizonScan — run on proprietary Specialized Language Models (SLMs) trained on regulatory, risk, and compliance corpora, and serve financial services, healthcare, retail, and high-tech/telecom organizations globally.

Product overview

4CRisk.ai is an award-winning AI-powered regulatory compliance platform consisting of five interconnected products plus underlying specialized language model technology. The core platform includes Regulatory Research (AI-powered rulebook creation), Regulatory Change Management (automated change tracking and assessment), Compliance Map (gap identification between external obligations and internal controls), Ask ARIA Co-Pilot (conversational AI for compliance queries), and HorizonScan (regulatory horizon scanning from 2,500+ sources). All products leverage proprietary Specialized Language Models trained on risk, compliance, and regulatory corpora. The platform delivers results up to 50 times faster than manual methods and can reduce research time by up to 90%.

Differentiator

Problem solved

Functional benefit

Brands

• Ask ARIA Co-Pilot: AI-powered conversational compliance assistant that provides immediate and reliable answers to compliance questions, transforming policies and procedures into an easily searchable knowledge base.
• ARIA Platform
• HorizonScan

Products and services

• Regulatory Research AI-powered software that allows professionals to seamlessly search regulatory content from global authoritative sources to identify regulations, rules, laws, standards, guidance, and news impacting their organization; builds curated rule books and generates business obligations by merging similar or related requirements. Targeted at compliance and regulatory professionals.
• Regulatory Change Management AI-powered end-to-end regulatory change management software that helps organizations proactively keep pace with regulatory changes, conduct applicability and impact assessments, and align policies, procedures, and controls with required changes. Targeted at compliance and risk teams in regulated enterprises.
• Compliance Map AI-powered compliance mapping solution that assesses the design efficacy of compliance programs by comparing external obligations to internal policy, procedure, and control environments; identifies gaps, generates alerts, and provides recommendations to close gaps and rationalize the control framework. Targeted at compliance and risk teams in regulated enterprises.
• Ask ARIA Co-Pilot AI-powered conversational compliance expert that instantly delivers reliable answers to compliance questions across policies, procedures, and laws. Uses specialized language models with role-based access control to provide answers with confidence scores, saving up to 90% of research time. Targeted at compliance, risk, regulatory affairs, and front-line professionals.
• HorizonScan AI-powered regulatory horizon scanning software that precisely and accurately scans for changes from over 2,500 regulatory sites applicable to the organization, reducing noise and enhancing signals for changes to regulations, rules, laws, and standards. Targeted at compliance and regulatory affairs teams.

Quantifiable outcome

• 50 times faster compliance mapping vs manual processes
• +3 more outcomes

Named customers3 records

Segments8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability7 records

Feature6 records

Partnerships

Four partnerships are on record, tiered flagship, minor and core.

• CUBEflagshipStrategic or Co-development Partner · 19 February 2026Acquired by CUBE in February 2026 for undisclosed terms. CUBE is a global provider of Automated Regulatory Intelligence and Regulatory Change Management backed by private equity firm Hg. Acquisition integrates 4CRisk's agentic AI platform into CUBE's compliance and risk solutions, expanding capabilities into cyber, AI, privacy, labor laws and ESG
• American Bankers Association (ABA)minorOthersABA supports a network of technology and services partners; 4CRisk is a member of the ABA Partner Network
• TechPassportminorOthersTechPassport's Enterprise Ready Questions streamline onboarding processes and reduce due diligence for fintech and BFSI firms
• Protecht North AmericacoreStrategic or Co-development PartnerPartnership with Protecht North America to demonstrate best practices in combining regulatory change management and compliance management using 4CRisk's AI-powered compliance products together with Protecht ERM

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• CUBE: CUBE is a global provider of automated regulatory intelligence and regulatory change management — the acquirer of 4CRisk.ai in February 2026 and its most direct peer, offering overlapping regulatory mapping, change management and obligation tracking to the same CCO/CRO buyer in financial services. Pre-acquisition they were also a leading competitor.
• Regnology (formerly BearingPoint RegTech / ARIS): Regnology is a global RegTech vendor offering regulatory reporting, data and compliance solutions to banks and insurers — directly comparable to 4CRisk's regulatory intelligence and change-management capabilities and targeting the same CCO/regulatory affairs buyer.
• Ascent Technologies: Ascent is an AI-native regulatory compliance platform for financial services that uses domain-trained AI to interpret, classify and apply regulations — the closest direct competitor to 4CRisk's Regulatory Research and Compliance Map products with overlapping financial-services buyer.
• Corlytics: Corlytics provides AI-driven regulatory risk intelligence and conduct risk analytics to global banks, insurers and regulators — a closely comparable RegTech peer in regulatory mapping, risk analytics and obligation management for the same enterprise compliance buyer.
• Holistic AI: Holistic AI is an AI governance, risk and compliance platform purpose-built for AI Act / NIST AI RMF readiness — directly comparable to 4CRisk's AI Governance and regulatory mapping capabilities for the same emerging enterprise buyer (CCOs, CROs, AI risk leaders) under the same regulatory drivers.

Broad incumbents

• ServiceNow (GRC/IRM): ServiceNow's Integrated Risk Management and GRC modules are the dominant enterprise system of record that 4CRisk integrates into via APIs. ServiceNow is rapidly embedding AI capabilities (Now Assist) into compliance workflows, making it both the primary integration partner and the most significant competitive threat to 4CRisk's AI overlay.
• Archer (Regnology): Archer is an enterprise GRC platform (IRM) used by large banks and insurers, one of 4CRisk's named integration partners via API. It competes as the system of record for risk and compliance while 4CRisk positions as the AI-driven mapping layer on top.
• MetricStream: MetricStream is a leading enterprise GRC platform serving regulated industries including financial services — a named 4CRisk integration partner and a direct competitor for compliance and regulatory change management budgets at large enterprises.
• NAVEX Global: NAVEX Global is an established enterprise compliance and ethics software vendor serving large regulated organizations — adjacent competitor for compliance program budgets, with overlapping buyers at large financial services and healthcare customers that 4CRisk targets.
• OneTrust: OneTrust is a broad privacy, governance and trust management platform with strong presence in financial services and healthcare — overlapping with 4CRisk on privacy compliance, AI governance and regulatory change management for the same enterprise risk and compliance buyers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/4crisk
• YouTubeyoutube.com/channel/UCmem8qZU1QAQX_-0OJDWbbQ
• Facebookfacebook.com/4CRiskai-101629928558091
• LinkedInlinkedin.com/company/30673431
• Instagraminstagram.com/4CRisk.ai

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 4CRisk.ai