Take Command Health

Name

Take Command Health

Legal name

Take Command Insurance Agency, Inc.

Website

https://takecommandhealth.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Health Benefits Administration Software

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance Agencies and Brokerages (524210), Insurance Carriers (5241)

SIC

Hospital & Medical Service Plans (6324), Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Employer Health Reimbursement Arrangements (HRA/ICHRA/QSEHRA) Administration (HLAEAAAG)

akta.pro secondary industries

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK), HR Compliance & Policy Administration Outsourcing (incl. regulatory reporting) (BPACAKAK)

Keywords

• ICHRA administration software
• QSEHRA administration platform
• Health reimbursement arrangements
• Employer benefits administration
• Health insurance technology

Headquarters

HQ city

Richardson

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Monthly Service Fee: Employers pay $20 per employee per month for HRA administration services, covering account management, claims processing, compliance support, and platform access. This is a recurring revenue stream based on active employee count.
2. Account Opening Fee: One-time $100 fee charged when activating a new HRA account. This is a one-time revenue event per new customer implementation.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels8 records

Core offering

Take Command Health provides an end-to-end Health Reimbursement Arrangement (HRA) administration SaaS platform for U.S. employers, administering both ICHRA (Individual Coverage HRA) for employers of any size and QSEHRA (Qualified Small Employer HRA) for businesses with fewer than 50 employees. The platform handles plan design, employee enrollment (in-house), compliance, claims reimbursement processing, and automated disbursements, and is augmented by tools such as the Window Shopping plan comparison tool, affordability and tax savings calculators, the ICHRA Heat Map, and the Health Insurance Market Snapshot. The company is licensed as an insurance agency in all 50 U.S. states plus D.C., and offers a premium Signature Experience tier for enterprise clients with 500+ employees.

Product overview

Take Command Health operates as a unified HRA administration platform offering two primary HRA products — ICHRA (Individual Coverage HRA) for employers of any size and QSEHRA (Qualified Small Employer HRA) for small businesses with fewer than 50 employees. These are delivered through the company's core HRA Administration Software platform, which handles end-to-end plan management including enrollment, compliance, and reimbursement processing. The platform is differentiated by being the only HRA administrator with in-house enrollment support. The product portfolio also includes the Signature Experience premium tier for enterprise clients (500+ employees), a suite of consumer-facing tools (Window Shopping Tool, ICHRA Affordability Calculator, HRA Tax Savings Calculator, Health Insurance Market Snapshot, ICHRA Heat Map), an AutoPay feature for automated disbursements, and a Referral Affiliate Program for broker/partners. Banking services for HRA fund management are provided in partnership with TransPecos Banks. The company also publishes an extensive library of educational guides (ICHRA Guide, QSEHRA Guide, HRA Guide, Small Business Tax Guide, Employee Benefits Guide) and manages industry-specific content for sectors including retail, restaurants, nonprofits, hotels, manufacturing, transportation, home health, tech/SaaS, private equity, and healthcare.

Differentiator

Problem solved

Functional benefit

Products and services

• HRA Administration Software End-to-end HRA administration platform for U.S. employers covering ICHRA and QSEHRA plan design, employee enrollment, ACA compliance, claims reimbursement, and automated disbursements. Sold to employers of all sizes and benefits brokers.
• ICHRA Administration Individual Coverage HRA (ICHRA) administration for U.S. employers of any size, reimbursing employees for individual market health insurance premiums and qualified medical expenses, supporting multiple employee classes and varying reimbursement levels.
• QSEHRA Administration Qualified Small Employer HRA (QSEHRA) administration for U.S. employers with fewer than 50 employees, reimbursing employees for individual health insurance premiums and qualified medical expenses up to a fixed monthly allowance.
• Signature Experience (Enterprise ICHRA) Premium enterprise-grade ICHRA solution for employers with 500+ employees, including a strategic HRA design team, optimized total rewards management, and scalable coverage for geographically dispersed teams and complex employee classifications.

Quantifiable outcome

• Employers save 20-35% on benefits costs compared to traditional group health insurance
• +6 more outcomes

Named customers9 records

Segments11 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature7 records

Partnerships

Two partnerships are on record, tiered core.

• SavvycoreTechnology or Integration · 1 June 2022Take Command acquired healthcare technology from Savvy, a San Francisco-based VC-backed healthcare fintech company. The acquisition was signed in early June 2022 and aimed to enhance the user experience and position Take Command for growth in the individual coverage HRA market.
• TransPecos BankscoreTechnology or IntegrationTransPecos Banks, Member FDIC, provides banking services for Take Command's business deposit account program. The bank is a Texas state savings bank providing FDIC-insured deposits up to $250,000 through the Take Command Health Business Deposit Account Program.

Scale indicators11 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• PeopleKeep: PeopleKeep is one of the closest direct competitors to Take Command, specializing in QSEHRA and ICHRA administration for small businesses and employers. Like Take Command, it offers a software-plus-service HRA administration platform with plan design, compliance, and employee support, and competes head-to-head for SMB and broker-driven accounts.
• Remodel Health: Remodel Health is a direct ICHRA-focused administrator targeting employers and brokers with HRA administration and benefits advisory services. It competes in the same ICHRA category with a similar SaaS-plus-services model, making it a highly comparable peer for Take Command's core product.
• Zane Benefits: Zane Benefits (now part of PeopleKeep/Brentwood Services) was an early HRA administration software provider and remains a comparable peer in the QSEHRA/ICHRA category. Its product overlap with Take Command is strong, particularly for SMB and broker-served employer accounts.

Emerging players

• Thatch: Thatch (formerly Azimuth) is an emerging ICHRA administration and individual health benefits platform aimed at small and mid-sized employers. It overlaps with Take Command's core ICHRA value proposition while taking a more fintech-style employer funding and reimbursement approach.

Broad incumbents

• Gusto: Gusto is a leading HR, payroll, and benefits platform serving SMBs with HRA and benefits administration embedded in its core offering. As a broad incumbent with significantly greater scale, it competes with Take Command for the same small-business buyer and represents the platform-consolidation threat.
• Justworks: Justworks is a PEO/HR platform that offers health benefits administration and access to group health plans for SMB and mid-market employers. It is a broad incumbent comparable to Take Command on the buyer side and represents an alternative path for employers evaluating HRA administration versus traditional PEO benefits.
• ADP TotalSource: ADP TotalSource is a large PEO offering benefits administration, HR outsourcing, and compliance services to SMB and mid-market employers. As a broad incumbent, it competes for the same employer's benefits budget that Take Command targets with ICHRA, often serving as a default choice against which Take Command must differentiate on cost and employee choice.
• Rippling: Rippling is a unified HR, IT, and benefits platform serving SMB and mid-market employers, including benefits administration capabilities that overlap with Take Command's value proposition. It is a broad incumbent whose expanding benefits stack could increasingly compete with HRA-focused offerings.
• Paychex: Paychex is a large HR, payroll, and benefits administration provider serving SMB and mid-market employers. It competes in the same employer benefits budget category as Take Command and represents a broad incumbent option for employers weighing HRAs against traditional group plan administration.

Regional players

• BenefitMall: BenefitMall is a benefits broker and TPA platform serving small and mid-sized employer benefits programs, including health benefits administration. It is comparable to Take Command through its broker/benefits consultant channel and its SMB/mid-market employer focus, though its geographic concentration in the US South makes it a regional-flavored competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/takecmdhealth
• Facebookfacebook.com/takecommandhealth

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds7 records

Investors5 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Take Command Health