What JAN3 does

JAN3 is a Bitcoin technology company founded in 2022 with a stated mission to accelerate hyperbitcoinization, operating with 1-10 employees from a base in El Salvador and Volcano, United States. It builds Bitcoin infrastructure products and provides advisory services targeted at three customer segments: individual Bitcoin users (via the AQUA Wallet consumer app), institutional clients (via military-grade Bitcoin storage and treasury services), and nation-state governments (via Bitcoin adoption advisory, Bitcoin Bonds structuring, and tokenization support on the Liquid Network).

Its core product is AQUA Wallet, a non-custodial Bitcoin superapp that supports Lightning Network payments, stablecoin spending (Tether USDt, DePix), and Bitcoin savings, with a redesigned interface launched in early 2026. The company has added complementary products including the SamRock Protocol (invoicing integration, August 2025), AQUA Lightning Addresses (June 2026), and a new A1 Lab open-source AI division with the Echos transcription app (February 2026). It also offers professional services such as nation-state Bitcoin advisory, Bitcoin Bonds facilitation, military-grade storage, and Liquid Network tokenization support, leveraging Blockstream and Tether ecosystem relationships.

JAN3 generates revenue through a mix of AQUA Wallet transaction fees, nation-state advisory and bond structuring fees, institutional storage contracts, and tokenization services. Pricing is not publicly disclosed and government work is sold via direct enterprise and diplomatic channels anchored by CEO Samson Mow's relationships with heads of state, including a flagship engagement with El Salvador. The company has raised approximately $7.6M across three funding rounds through January 2025, most recently a $5M seed led by Fulgur Ventures with participation from Tether, NYDIG, and Lightning Ventures, earmarked for AQUA development and expansion into Latin America and Asia.

Name

JAN3

Legal name

JAN3

Website

https://jan3.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

JAN3 is a Bitcoin technology company building infrastructure for individuals, enterprises, and nation-states through its AQUA Wallet, A1 Lab AI division, and advisory services for sovereign Bitcoin adoption and Bitcoin Bonds.

Ownership category

akta.pro rank

Product category

Bitcoin Infrastructure & Cryptocurrency Wallets

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Finance Services (6199)

akta.pro primary industry

On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD)

akta.pro secondary industry

Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)

Keywords

• Bitcoin infrastructure
• Non-custodial wallet
• Lightning Network payments
• Nation-state advisory
• Bitcoin bonds

Headquarters

HQ city

Volcano

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. AQUA Wallet Transaction Fees: Revenue generated from Lightning Network transactions within the AQUA Wallet, potentially through transaction fees on fast Bitcoin payments.
2. Nation-State Bitcoin Advisory Services: Consulting fees for comprehensive Bitcoin adoption solutions provided to countries, autonomous regions, and special economic zones. Services include exchange operations, wallet development, mining, and tailored Bitcoin strategies.
3. Bitcoin Bonds Facilitation: Revenue from structuring and facilitating Bitcoin bonds for nation-states as a new mechanism to raise capital for infrastructure investment.
4. Institutional Bitcoin Storage Services: Fees for military-grade Bitcoin storage and treasury protection services contracted by institutional clients and governments.
5. Tokenization Services: Support services for tokenizing real-world assets on the Liquid Network.
6. Seed Funding Investment: JAN3 raised $5 million in seed funding from investors to develop AQUA Wallet and expand operations.

Go-to-market motion4 records

Distribution channels3 records

Marketing channels6 records

Core offering

JAN3 is a Bitcoin technology company that builds consumer-facing Bitcoin infrastructure (the AQUA Wallet non-custodial superapp with Lightning and stablecoin support) and delivers enterprise and nation-state services including sovereign Bitcoin advisory, Bitcoin Bonds structuring, military-grade Bitcoin storage, and real-world asset tokenization on the Liquid Network. Its mission is to accelerate hyperbitcoinization by making Bitcoin and Layer 2 technologies accessible to individuals, enterprises, and governments.

Product overview

JAN3 is a Bitcoin technology company with a multi-product portfolio centered on accelerating hyperbitcoinization. The core product is AQUA Wallet, a non-custodial Bitcoin superapp that supports stablecoins (Tether USDt, DePix), Bitcoin savings, and Lightning payments. The company also operates A1 Lab, an open-source AI division that developed the Echos transcription app. JAN3 offers nation-state Bitcoin advisory services, Bitcoin Bonds structuring for sovereign debt issuance, institutional storage solutions, and tokenization support for the Liquid Network. The company helps forward-thinking nations and citizens achieve sovereignty through tailored Bitcoin adoption strategies.

Differentiator

Problem solved

Functional benefit

Products and services

• AQUA Wallet A non-custodial Bitcoin superapp wallet that allows users to spend in stablecoins (Tether USDt, DePix), save in Bitcoin, and make fast payments via the Lightning Network. Designed as the easy-to-use Bitcoin wallet for everyone.
• A1 Lab An open-source AI division of JAN3 that builds AI tools, including the Echos transcription app. Apps run locally with no accounts and no surveillance, developed with self-sovereign principles.
• Echos A transcription application developed by A1 Lab that processes audio to generate text transcriptions.
• Bitcoin Bonds Advisory and structuring services for nation-states, cities, and jurisdictions to raise capital through Bitcoin-denominated bonds for infrastructure investment while reducing long-term liabilities.
• JAN3 Financial Innovative financial products created for Bitcoin investors, designed for living in a hyperbitcoinized world.
• Military-Grade Bitcoin Storage Institutional-grade security consulting for protecting Bitcoin treasury and legacy assets using highest-level security protocols for governments and institutional clients.
• Tokenization Support Services Services to bring real-world assets (RWA) to the Liquid Network, the leading platform for tokenized assets with over $5B TVL.
• Nation-State Bitcoin Advisory Comprehensive Bitcoin adoption advisory services for nations, autonomous regions, and special economic zones, including exchange operations, wallet development, and mining infrastructure implementation.

Quantifiable outcome

• Liquid Network has over $5B TVL for tokenization services
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability2 records

Feature9 records

Partnerships

Eight partnerships are on record, tiered flagship, core and major.

• El Salvador (President Bukele)flagshipStrategic or Co-development Partner · 1 January 2022JAN3 has a flagship partnership with El Salvador working on Bitcoin adoption since 2022. CEO Samson Mow has worked directly with President Bukele on the Volcano Bond announcement, Bitcoin Beach, and geothermal Bitcoin mining operations at LaGeo plant. The partnership represents JAN3's primary nation-state reference customer.
• BlockstreamcoreTechnology or IntegrationJAN3 works with Blockstream on Bitcoin infrastructure including satellite installations and Liquid Network tokenization. Images show Samson Mow working with Blockstream CEO Adam Back at Microsoft and on satellite installations at El Salvador's Bitcoin mining facility.
• Madeira (President Miguel Albuquerque)coreStrategic or Co-development PartnerJAN3 partnered with Madeira's government to support the autonomous region's Bitcoin adoption announcement, working directly with President Miguel Albuquerque.
• Tether / BitfinexcoreStrategic or Co-development PartnerJAN3 has strategic alignment with Tether and Bitfinex, with CTO Paolo Ardoino pictured with Samson Mow. AQUA Wallet supports Tether USDt stablecoin, and both companies share Bitcoin maximalist values.
• Costa RicamajorStrategic or Co-development PartnerJAN3 has engaged with Costa Rica's Legislative Assembly and Prince Filip to promote Bitcoin adoption in the country, meeting with major political parties.
• Lugano, SwitzerlandmajorStrategic or Co-development PartnerJAN3 has partnered with Mayor Michele Foletti of Lugano for Bitcoin adoption initiatives in the Swiss city.
• Indonesia (Governor Kamil)majorStrategic or Co-development PartnerJAN3 has engaged with Indonesian Governor Ridwan Kamil to promote Bitcoin adoption in Indonesia, with joint appearances at Bitcoin 2023 and discussions on stage about Indonesia's Bitcoin needs.
• Liechtenstein (Prince Filip)majorStrategic or Co-development PartnerJAN3 has partnered with Prince Filip of Liechtenstein for Bitcoin adoption efforts, including visits to Liechtenstein and collaboration on economic initiatives.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Blockstream: Blockstream is the creator of the Liquid Network and Bitcoin satellite infrastructure, and is JAN3's core technology partner. Both companies build Bitcoin Layer 2 infrastructure and engage institutional/sovereign clients, making Blockstream the closest direct peer in technology and target market.
• Lightning Labs: Lightning Labs develops the Lightning Network protocol (LND) and related infrastructure. As JAN3 builds AQUA Wallet around Lightning for fast Bitcoin payments, Lightning Labs is the foundational peer in the same technology stack serving developers and institutions.
• River Financial: River Financial is a Bitcoin-focused financial services company offering custody, treasury, and wealth management for individuals and institutions. It competes with JAN3's institutional storage and Bitcoin treasury service lines and shares a Bitcoin-maximalist positioning.
• Swan Bitcoin: Swan Bitcoin provides Bitcoin savings, IRA, and treasury services for individuals and businesses. It overlaps with JAN3's Bitcoin savings and institutional treasury offerings and pursues a similar Bitcoin-only brand positioning.
• Casa: Casa offers self-custody Bitcoin wallet and inheritance solutions for high-net-worth individuals and institutions. It is directly comparable to JAN3's institutional custody and military-grade storage service line.
• Strike: Strike is a Bitcoin Lightning payments app for consumers and businesses. It competes head-to-head with AQUA Wallet in the Lightning consumer wallet space, though with broader geographic reach today.
• Unchained Capital: Unchained Capital offers Bitcoin custody, lending, and collaborative custody services targeted at institutions and high-net-worth individuals. It is comparable to JAN3's institutional storage and Bitcoin-native financial product offerings.
• Galoy Money: Galoy builds open-source Bitcoin banking infrastructure, including the Blink wallet used in El Salvador. It is comparable to JAN3 in building consumer-facing Bitcoin wallet infrastructure with Lightning support and emerging-market focus.

Broad incumbents

• MicroStrategy (now Strategy): MicroStrategy pioneered corporate Bitcoin treasury adoption under Michael Saylor and serves as an indirect reference point for JAN3's institutional Bitcoin advisory practice. While not a direct product competitor, it shapes the sovereign and institutional Bitcoin conversation that JAN3 sells into.
• Tether: Tether (USDT) is integrated into AQUA Wallet and is both a strategic investor in JAN3's seed round and a partner via CTO Paolo Ardoino. Tether operates at much larger scale as a stablecoin issuer but is closely tied to JAN3's Bitcoin-adjacent infrastructure strategy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/JAN3com

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds3 records

Investors9 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JAN3