What Olea does

Olea Global Pte. Ltd. is a Singapore-headquartered digital trade finance platform founded in 2022 as a joint venture incubated by SC Ventures (Standard Chartered's venture arm) alongside Linklogis, operating across more than 70 trade corridors spanning Asia, Europe, the Americas, the Middle East and Africa. The company operates a three-pillar model that connects cross-border suppliers, buyers and institutional funders through a unified platform, having facilitated over US$3 billion in financing for more than 1,000 supplier and buyer clients since launch. The supplier-facing module offers limited recourse receivables finance, including the Flexi revolving credit line, with in-principle approvals within 48 hours; the buyer-facing module provides buyer-led receivables finance programs that extend payment terms without balance-sheet impact and onboard in approximately four weeks; and the funder-facing module distributes short-duration, self-liquidating trade receivables to institutional investors, banks, asset managers and family offices via the Olea Investor Portal.

The platform is built on cloud-native, API-driven infrastructure incorporating distributed ledger technology, plug-and-play ERP integrations, Gen AI-assisted automation for invoice processing and KYC, and in-house AI/ML risk models for invoice financing. Security and regulatory credentials include ISO 27001 certification and a Capital Markets Services (CMS) License from the Monetary Authority of Singapore, held by the wholly-owned subsidiary Olea Global Markets Pte Ltd, enabling regulated distribution of notes and loans backed by trade receivables. Since December 2025, Olea has integrated Circle's USDC stablecoin for cross-border settlement, executing its first live on-chain trade finance disbursement in March 2026, and in September 2024 partnered with SWIAT to tokenise receivables on Basel III / SCO60-compliant blockchain infrastructure with DekaBank as inaugural funder.

Olea generates revenue from three primary streams: spreads and structuring fees on receivables financing (including a 50% structuring-fee discount offered at the August 2023 VCCI seminar to seed Vietnam origination), distribution and management fees on capital-markets products issued by its CMS-licensed subsidiary, and subscription-style servicing fees paid by institutional funders using the Investor Portal. The company pursues a hybrid go-to-market combining direct enterprise sales to corporates and SMEs, channel partnerships with global and regional banks (BBVA, Standard Chartered, HSBC, YES BANK, CapBay), regional fintech partners (Vayana, Silver Birch, Riverchain, ASEAN Business Partners), digital self-service onboarding, and event-driven demand generation in target export markets. The company is led by CEO Amelia Ng (ex-Standard Chartered Head of Strategy, Global Corporate and Investment Banking) and was most recently supported by a US$30 million Series A led by BBVA in December 2025 and a US$100 million warehouse facility from HSBC and Manulife | CQS in November 2024.

Name

Olea

Legal name

Olea Global Pte. Ltd.

Website

https://olea.net

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

Olea is a Singapore-based digital trade finance platform connecting cross-border suppliers, buyers, and institutional funders across 70+ trade corridors, offering receivables finance, MAS-licensed capital-markets distribution, and USDC on-chain settlement.

Ownership category

akta.pro rank

Product category

Trade Finance Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211), Finance Services (6199)

akta.pro primary industry

Trade Finance & Receivables Tokenization (FSADAEAG)

akta.pro secondary industry

Institutional API Connectivity, OMS/EMS & FIX Gateways (FSADAJAJ)

Keywords

• Trade finance platform
• Supply chain financing
• Receivables finance
• Cross-border trade
• Trade receivables distribution

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Receivables financing spreads and structuring fees: Olea earns spread/structuring fees on the limited recourse receivables financing it provides to suppliers and on buyer-led programs. Suppliers monetize receivables and pay structuring/financing fees (e.g., a 50% structuring fee discount was offered at the Vietnam seminar), while Olea retains margin on the financing spread.
2. Capital markets distribution of trade receivables notes and loans: Through its wholly-owned subsidiary Olea Global Markets Pte Ltd (holder of a CMS License from MAS), Olea distributes notes and loans backed by trade receivables to institutional investors, sourcing recurring fees and distribution margin.
3. Funder/investor platform servicing fees: Via the Olea Investor Portal, Olea provides funders with portfolio analytics, monitoring, and reporting across trade finance assets and earns service fees on funded volume.

Pricing tiers

Go-to-market motion4 records

Distribution channels7 records

Marketing channels8 records

Core offering

Olea operates a fully digital, cloud-native trade finance platform that originates receivables from exporting suppliers, structures buyer-led and supplier-led financing programs, and distributes the resulting trade finance assets to institutional funders. The company provides limited recourse receivables finance to SMEs and mid-corporates, buyer-led payables solutions to large multinationals, and short-duration trade finance investment access to banks, asset managers and family offices, supported by plug-and-play APIs, AI-driven automation, distributed ledger technology and USDC on-chain settlement.

Product overview

Olea operates a unified digital trade finance infrastructure platform with three interconnected solution modules (For Suppliers, For Buyers, and For Funders) supported by dedicated portals (Olea Buyer Portal and Olea Investor Portal) and a flexible sub-product (Flexi) for SMEs. At the core, the fully digitised, cloud-native Olea Platform is ISO 27001 certified and MAS-licensed (via subsidiary Olea Global Markets Pte Ltd), offering plug-and-play APIs, embedded Gen AI assisted automation, and AI-driven risk analytics. The Supplier module delivers limited recourse receivables finance (including the Flexi revolving credit line), the Buyer module provides buyer-led receivables finance, and the Funder module gives institutional investors access to short-dated trade finance assets via the Investor Portal. Together these modules connect global liquidity with trade and supply chain opportunities across 70+ trade corridors, having facilitated more than US$3 billion in financing for over 1,000 supplier and buyer clients since 2022.

Differentiator

Problem solved

Functional benefit

Brands

• Flexi: Revolving credit line product with flexible drawdowns and payments designed for SME suppliers, allowing them to monetise receivables across their buyer pool.

Products and services

• Olea Platform Digital trade finance infrastructure platform that connects global liquidity with trade and supply chain opportunities. Fully digitised, cloud-native, ISO 27001 certified, and MAS-licensed, operating across 70+ trade corridors and serving over 1,000 supplier and buyer clients with more than US$3 billion in financing delivered since 2022.
• Olea for Suppliers (Limited Recourse Receivables Finance) Supplier-facing solution offering limited recourse receivables finance to enable SMEs and mid-corporates to access transparent pricing and collateral-free, off-balance sheet funding, with in-principle approvals within 48 hours and multiple program types.
• Olea for Buyers (Buyer-Led Receivables Finance) Buyer-facing program enabling corporates to extend payment terms to suppliers without disrupting procurement, providing no debt on balance sheet, seamless onboarding of suppliers across multiple markets through a single service agreement, and ERP integration.
• Olea for Funders (Trade Finance Investment Platform) Investor-facing module connecting institutional funders to short-dated, self-liquidating corporate credit assets (trade receivables) across emerging and established markets, with bank-grade risk management, credit scoring, due diligence, portfolio analytics and 24x7 monitoring.
• Flexi (Revolving Credit Line) Flexible revolving credit line sub-product with flexible drawdowns and payments, designed for SMEs, allowing suppliers to monetise receivables across their buyer pool via silent receivables assignment with no traditional collateral required.
• Olea Buyer Portal Digital portal that simplifies onboarding and financing processes for buyers, with real-time tracking of maturity schedules, ERP data integration, paperless transaction processing, flexible data export formats, and automated access to working capital financing.
• Olea Investor Portal Fully digital client experience for funders providing interactive dashboards (utilisation, yield, income), portfolio analysis by jurisdiction, obligor, credit rating and historical volumes, and 24x7 post-trade monitoring with adverse news screening, automated reconciliation, and daily investor reports.
• Olea Global Markets (Capital Markets Distribution Arm) Wholly-owned subsidiary of Olea Global Pte Ltd that holds a Capital Markets Services (CMS) License from the Monetary Authority of Singapore (MAS) for dealing in capital markets products and distributing notes and loans backed by trade receivables to institutional investors.
• On-Chain Trade Finance Settlement with USDC On-chain trade finance settlement capability using Circle's USDC stablecoin for real-time cross-border disbursement, with multi-rail settlement (on-chain alongside traditional banking) and flexibility for suppliers to hold USDC or convert to fiat via regulated off-ramps.
• Trade Finance Linked Investment Product Short-term shipment corporate receivables investment product exclusively distributed by Standard Chartered Private Bank, offering HNW investors short credit duration and low correlation to traditional equities and bonds.

Quantifiable outcome

• US$3 billion+ in financing facilitated globally since 2022 launch
• +6 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability8 records

Feature8 records

Partnerships

15 partnerships are on record, tiered flagship, core and minor.

• Circle (USDC)flagshipTechnology or Integration · 4 December 2025Olea integrated Circle's USDC stablecoin for real-time stablecoin payments across its global trade network, supporting faster, more transparent cross-border trade finance. In March 2026, Olea executed its first live on-chain trade finance disbursement using USDC for a major commodities client.
• CapBay (Bay Group Holdings Sdn Bhd)coreStrategic or Co-development Partner · 28 July 2025CapBay and Olea formalised a strategic alliance at CapBay's Petaling Jaya headquarters to empower Malaysian exporters through cross-border trade financing, combining CapBay's supply chain financing, Malaysian SME network and AI credit capabilities with Olea's global liquidity solutions and cross-border expertise.
• BBVA (Banco Bilbao Vizcaya Argentaria)flagshipStrategic or Co-development Partner · 24 June 2025Strategic alliance announced 24 June 2025 enabling BBVA to extend its global Supply Chain Finance (SCF) offering from Europe, the USA and Latin America to a global footprint via Olea's platform. Includes deep operational integration, direct coordination between BBVA's and Olea's commercial teams, a joint model focused on major trade corridors, and real-time data for risk assessment.
• Riverchain International LtdcoreStrategic or Co-development Partner · 22 April 2025Olea and Riverchain announced a strategic partnership to address working capital lock-up in the construction industry across APAC, combining Olea's global financing capabilities with Riverchain's construction-sector origination expertise and digital infrastructure to serve construction SMEs.
• SWIAT GmbHcoreTechnology or Integration · 19 September 2024SWIAT, a Frankfurt-based blockchain software fintech backed by SC Ventures, partnered with Olea to enable fully digitalised supplier financing on the blockchain. Olea tokenises receivables and SWIAT provides blockchain infrastructure that conforms to capital market, compliance and regulatory requirements (e.g., incoming Basel III SCO60). Both are part of the SC Ventures ecosystem.
• Hong Kong Quality Assurance Agency (HKQAA)minorStrategic or Co-development Partner · 27 May 2024HKQAA and Olea entered a partnership to drive growth for SMEs in the Greater Bay Area by combining Olea's digital trade financing with HKQAA's ESG Connect program, boosting ESG understanding and providing easier access to trade financing for local manufacturing SMEs.
• Standard Chartered BankflagshipStrategic or Co-development Partner · 7 May 2024Olea signed an MOU with Standard Chartered in May 2024 to co-develop supply chain solutions for Standard Chartered's SME Banking clients and explore joint acquisition, marketing and service provision for innovative SME products in key strategic markets. Standard Chartered also holds majority ownership through SC Ventures.
• YES BANK LimitedcoreStrategic or Co-development Partner · 2 April 2024Olea and YES BANK signed an MOU to build a long-term cooperative relationship, supporting Indian exporters and MSMEs through innovative trade finance solutions aligned with India's Make in India and PLI initiatives and a target of USD 2 trillion in exports by 2030.
• Standard Chartered Private BankcoreChannel Partner/ Reseller/ Distributor · 6 September 2023Standard Chartered Private Bank exclusively distributes Olea-originated short-term shipment corporate receivables as the first trade finance linked investment product for HNW investors, offering low correlation to traditional equities and bonds and short credit duration.
• Vietnam Chamber of Commerce and Industry (VCCI)minorGTM or Marketing Partner · 22 August 2023Co-hosted seminar at VCCI Ho Chi Minh Branch on 22 August 2023 to educate Vietnamese exporters on Olea's liquidity improvement solutions, with 50% discount on structuring fee for on-the-day sign-ups.
• Thai National Shippers' Council (TNSC)minorGTM or Marketing Partner · 26 July 2023Co-hosted seminar at Centara Grand & Bangkok Convention Centre at CentralWorld, Bangkok on 26 July 2023 to provide insight into trade finance solutions for Thai exporters in volatile market conditions.
• ASEAN Business Partners (ABP)minorImplementation/ SI/ Consulting Partner · 13 March 2023ABP, a multi-disciplinary professional services firm headquartered in Singapore, supports Olea's entry into the Vietnamese market, providing on-ground assistance to international companies starting and growing businesses in ASEAN.
• Silver Birch FinancecoreChannel Partner/ Reseller/ Distributor · 18 January 2023Collaboration agreement to deliver cross-border working capital solutions to the European–Asian corridor, combining Olea's structuring, technology and global funder access with Silver Birch's European markets expertise and corporate relationships.
• Vayana NetworkcoreChannel Partner/ Reseller/ Distributor · 1 May 2022Strategic partnership with India's largest Supply Chain Finance platform to deliver cross-border receivables financing; the partnership financed trade deals worth more than USD 500 million and supported Indian exporters including Pearl Global Industries.
• LinklogisflagshipStrategic or Co-development Partner · 1 May 2022Linklogis, the first China supply chain SaaS company listed on the Hong Kong Stock Exchange, co-founded Olea together with Standard Chartered as a joint venture, contributing technology expertise; Linklogis remains a co-founding shareholder alongside SC Ventures.

Scale indicators12 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• LiquidX: Digital trade finance platform for receivables, payables and supply chain finance, with an institutional investor marketplace — closely parallel to Olea's combination of origination, distribution and Investor Portal.
• Taulia: Supply chain finance platform (now part of SAP) offering early payment and dynamic discounting to buyers and suppliers globally; directly comparable to Olea's buyer-led receivables finance and supplier financing modules, with similar institutional ERP integration.
• C2FO: Global working capital and early-payment marketplace connecting corporates and their suppliers; comparable to Olea's supplier financing proposition, and Olea's MD of Commercial SEA Arun Raghavan previously built C2FO's TReDS platform in India.
• Marco Polo Network: Blockchain-based trade and supply chain finance network with bank members (including Standard Chartered); directly comparable to Olea's distributed-ledger, institutional-funder-led trade finance model.
• Linklogis: Hong Kong-listed supply chain finance technology provider and co-founder of Olea (alongside SC Ventures); competes in the same SCF SaaS and capital markets distribution space, particularly across Greater China.
• Vayana Network: India's largest supply chain finance platform and an Olea channel partner; directly comparable in India-focused cross-border receivables financing and SME supplier origination.
• Tradeteq: Trade finance distribution and analytics platform connecting institutional investors with trade assets — directly analogous to Olea's Investor Portal and capital-markets distribution arm.
• CapBay: Malaysian supply chain financing and SME lending fintech; Olea's strategic alliance partner in Malaysia, serving similar SME exporter and mid-corporate customer profiles.

Broad incumbents

• HSBC: Global trade finance leader and Olea's warehouse facility provider; directly comparable institutional trade and working capital capability, with overlap in cross-border receivables financing across Asia, EMEA and the Americas.
• Standard Chartered Bank: Global universal bank with deep trade finance and SCF franchises, SC Ventures (incubator of Olea) and Standard Chartered Private Bank (distributor of Olea-originated receivables); a bank partner but also a potential internal competitor as it expands its own digital trade offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/OleaTrade
• LinkedInlinkedin.com/company/olea-global
• Facebookfacebook.com/61583238543125

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries1 record

Funding overview

Funding rounds2 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Olea