Nilus
Nilus is an AI-native treasury management platform that automates cash positioning, reconciliation, payments, and forecasting for mid-market and enterprise finance teams across 20,000+ bank connections and 6+ ERP integrations.
- Company typePrivate
- Founded2022
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Nilus does
Nilus is an AI-powered treasury management platform that automates cash positioning, reconciliation, payments, forecasting, and reporting for finance teams at mid-market and enterprise companies. The platform is built as a modular SaaS architecture comprising eight modules (Cash & Liquidity, Payments, Accounting, FX, Debt, Investments, Bank Account Management, and Connectivity & Controls) layered on top of an "Agentic Workforce" — a system of AI agents with a Workflow Manager, Agent Builder, Agent Scheduler, and Report Builder that allows finance teams to describe treasury tasks in natural language and have the platform build, schedule, and execute workflows within defined guardrails. The system aggregates data from 20,000+ bank and PSP connections via third-party providers (Plaid, Salt Edge, Finicity, MX, Rutter) and integrates bidirectionally with major ERPs (NetSuite, Sage, SAP, Workday, Priority, Deltek), enabling deployment in 30-60 days without replacing existing infrastructure.
The company serves complex finance operations, evidenced by named customers including Taboola (16 banks, 22 entities, 18 currencies, 100+ accounts), StackAdapt (35+ accounts across 3 banks), Alloy, Planned Parenthood Federation of America (47 affiliates, 10+ accounts), Flare, and Flow Control Group (200-250 bank accounts across US and Canada). Headquartered in New York with Israeli startup roots, Nilus reports 11-50 employees and operates as a Delaware-incorporated US entity (Nilus OS Inc.) alongside an Israeli entity (Nilus OS Ltd.).
Nilus generates revenue through quote-based SaaS subscriptions sold via enterprise field sales and inside sales motions, with pricing varying by company size, number of accounts, and modules selected on an annual billing cadence. Total disclosed funding is $18.6M across two rounds — an $8.6M seed in December 2022 led by Bessemer Venture Partners and a $10M round in January 2025 led by Felicis and Vesey Ventures, with Bessemer returning. The platform is SOC 2 Type II, SOC 1, ISO 42001, and GDPR compliant, and is recognized among Calcalist's "50 Most Promising Israeli Startups - 2025."
Nilus firmographics
Firmographics- Name
- Nilus
- Legal name
- Nilus OS Inc. and Nilus OS Ltd.
- Website
- https://nilus.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Nilus is an AI-native treasury management platform that automates cash positioning, reconciliation, payments, and forecasting for mid-market and enterprise finance teams across 20,000+ bank connections and 6+ ERP integrations.
- Ownership category
- akta.pro rank
Nilus industry classification
Industry- Product category
- Treasury Management Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Treasury, Cash Management & Liquidity Tools (Sweeps, Cash Concentration) (FSAGAAAG)
- akta.pro secondary industries
- Corporate Cash Management & Treasury ACH (FSAMAGAG), Robo-Advice for Institutional/Treasury (OCIO-lite, Cash & Liquidity) (FSAGAEAJ)
Keywords
Where Nilus is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Nilus business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS Subscription: Subscription-based access to the Nilus treasury management platform delivered as SaaS. Customers pay subscription fees for access to modules, agents, and connectivity features. Pricing is quote-based and varies by company size and modules selected.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Modular SaaS subscription with custom pricing |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Nilus product offering
Product offeringCore offering
Nilus is an AI-powered treasury management platform delivered as a modular SaaS suite of eight modules (Cash & Liquidity, Payments, Accounting, FX, Debt, Investments, Bank Account Management, and Connectivity & Controls) augmented by an Agentic Workforce of AI agents. It connects to 20,000+ banks and payment service providers plus six major ERP systems to deliver real-time cash visibility, automated reconciliation with 95-99% auto-match rates, self-correcting 13-week cash flow forecasts, and payment controls for finance teams at mid-market and enterprise companies.
Product overview
Nilus is an AI-powered treasury management platform built as a modular SaaS architecture consisting of eight core modules and an agentic workforce system. The eight modules (Cash & Liquidity, Payments, Accounting, FX, Debt, Investments, Bank Account Management, and Connectivity & Controls) are designed to be purchased individually and deployed together as needs grow, with each module including pre-built AI agents. The Agentic Workforce serves as the automation layer across all modules, enabling finance teams to build, schedule, and run custom AI-driven workflows for tasks like cash positioning, payment controls, reconciliation, forecasting, and reporting. The platform integrates with existing ERPs, banks, and payment providers without requiring system replacement, connecting via 20,000+ bank and PSP connections and supporting 6+ major ERP platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Cash & Liquidity Module Real-time cash position visibility across every account, entity, and currency with below-target day flagging, plus 13-week self-correcting cash flow forecasting, automated sweeping, pooling, and intercompany netting for finance and treasury teams at multi-entity companies.
- Payments Module End-to-end intercompany and supplier payment management with configurable maker-checker approval workflows, fraud and sanctions screening, multi-rail delivery (ACH, wire, SEPA, RTP), and automatic invoice matching for finance teams.
- Accounting Module Bank-to-GL reconciliation with 99%+ auto-match rates across millions of transactions, automatic payment-to-invoice matching, bidirectional ERP journal entry feeds, and remittance parsing from email, PDF, and file formats for accounting and finance teams.
- FX Module Multi-entity currency exposure tracking with built-in hedge accounting, exposure netting by entity and account, sensitivity analysis and scenario stress testing, and linked hedges with coverage and effectiveness visibility for treasury teams managing multi-currency operations.
- Debt Module Debt facility tracking with committed, drawn, headroom, and WACD visibility across all facilities and tranches, covenant monitoring against forward forecasts with breach alerts weeks in advance, and credit agreement PDF ingestion for treasury and finance teams.
- Investments Module Idle cash deployment into money market funds and term deposits within policy constraints, with maturity, yield, and counterparty tracking, reinvestment ladder visibility, and automated policy enforcement for limits, designed for treasury teams seeking yield on idle balances.
- Bank Account Management Module System of record for bank accounts, signers, and signature cards with full lifecycle tracking, signatory management with automatic account change alerts when employees are marked inactive, and PDF signature card extraction for treasury and finance operations teams.
- Connectivity & Controls Module Unified connectivity layer for banks and payment providers via SWIFT, host-to-host, and API with bidirectional ERP feeds, policy enforcement, and immutable audit trail for all changes, enabling secure treasury operations.
- Agentic Workforce AI-powered agent system for treasury automation including Workflow Manager, Agent Builder, Agent Scheduler, Report Builder, and Agent Library for building and deploying custom AI agents that automate cash positioning, reconciliation, forecasting, and reporting for finance teams.
Quantifiable outcome
- 160+ hours saved per month with AI agents
- +10 more outcomes
Companies that use Nilus
Customer profileNamed customers6 records
Segments1 record
Ideal customer profiles2 records
Nilus technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration37 records
AI capability7 records
Feature8 records
Nilus partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core.
- NetSuitecoreOracle NetSuite ERP integration with bidirectional data feeds. Nilus pulls transaction data and pushes journal entries back to NetSuite.
- SagecoreSage ERP integration for financial data synchronization and journal entry posting.
- SAPcoreSAP ERP integration supporting financial data connectivity and reconciliation workflows.
- WorkdaycoreWorkday ERP integration for financial data synchronization.
- StripecorePayment processor integration for transaction data and payment reconciliation.
- SalesforcecoreCRM integration for receivables data and customer payment tracking.
- Salt EdgecoreThird-party account aggregation provider used by Nilus for bank connectivity and data retrieval.
- PlaidcoreBank account connectivity provider used for aggregating account data.
- AWScoreAmazon Web Services cloud infrastructure provider hosting Nilus platform and data processing.
Scale indicators8 records
Recent moves5 records
Expansion highlights6 records
Nilus competitors and assessment
Company assessmentDirect peers
- Kyriba: One of the largest cloud treasury and finance solutions providers, serving enterprise CFOs and treasurers with cash management, payments, FX, and liquidity modules. Direct competitor for enterprise treasury platform replacement deals.
- Trovata: AI-powered cash management and treasury automation platform connecting to multiple banks and ERPs. Directly competes with Nilus on multi-bank cash visibility, forecasting, and reconciliation for mid-market and enterprise finance teams.
- Modern Treasury: Payments operations platform for treasury teams covering money movement, reconciliation, and ledgering. Competes with Nilus on payment orchestration, bank connectivity, and reconciliation automation for complex finance teams.
- HighRadius: AI-driven finance automation platform spanning order-to-cash, treasury, and record-to-report. Its Treasury Management applications overlap with Nilus on cash forecasting, bank reconciliation, and AI-driven automation for mid-market and enterprise CFOs.
- GTreasury: Long-standing treasury management system (TMS) vendor offering cash visibility, payments, FX, debt, and investments modules. Competes with Nilus for enterprise treasury modernization deals and is a likely incumbent Nilus displaces.
Emerging players
- Brex: Corporate cards and expense platform with expanded treasury and banking features for startups and mid-market companies. Competes partially with Nilus on cash management and spend visibility for finance teams.
- Ramp: Corporate cards and spend management platform that has expanded into broader finance automation including bill pay and treasury-adjacent cash visibility. Partial overlap with Nilus on cash visibility and accounts-payable workflows for finance teams.
- Tactile (formerly ScaleFactor): AI-powered accounting and finance automation platform. Adjacent competitor with overlap on bank reconciliation, transaction categorization, and AI agents targeting finance teams, though less treasury-specialized than Nilus.
Broad incumbents
- Finastra: Large financial technology provider offering treasury, payments, and capital markets solutions to banks and corporates. Represents a broad incumbent competitor with deeper banking relationships but heavier, legacy product architecture.
Others
- Plaid: Bank connectivity and account aggregation provider. Functions as both a critical infrastructure partner to Nilus (data source) and a potential competitor-adjacent if it expands into higher-level treasury analytics or partnerships with treasury platforms.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Nilus social profiles
Digital presenceNilus compliance and trust
Trust signalCompliance5 records
Nilus financial estimates
Financial estimateRevenue estimate
Valuation estimate
Nilus leadership team
Management profileNumber of profiles
Profiles3 records
Nilus funding detail
Funding detailFunding overview
Funding rounds3 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Nilus M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Nilus
What does Nilus do?
Nilus is an AI-powered treasury management platform delivered as a modular SaaS suite of eight modules (Cash & Liquidity, Payments, Accounting, FX, Debt, Investments, Bank Account Management, and Connectivity & Controls) augmented by an Agentic Workforce of AI agents. It connects to 20,000+ banks and payment service providers plus six major ERP systems to deliver real-time cash visibility, automated reconciliation with 95-99% auto-match rates, self-correcting 13-week cash flow forecasts, and payment controls for finance teams at mid-market and enterprise companies.
Is Nilus a public or private company?
Nilus is a private company. It is classified as venture growth investor backed and is currently operating.
When was Nilus founded?
Nilus was founded in 2022. It employs 11 to 50 people.
Where is Nilus based?
Nilus is headquartered in New York, United States, in the North America region.
How does Nilus make money?
One revenue line is on record: saaS Subscription.
Who are Nilus's main competitors?
Direct peers on record are Kyriba, Trovata, Modern Treasury, HighRadius and GTreasury. Emerging players are Brex, Ramp and Tactile (formerly ScaleFactor). Finastra is listed as a broad incumbent. Plaid is listed as an others.
Does Nilus have an API?
No public API is recorded for Nilus.
What industry is Nilus in?
Nilus's product category is Treasury Management Software. Its primary akta.pro industry code is FSAGAAAG, Treasury, Cash Management & Liquidity Tools (Sweeps, Cash Concentration), with a secondary code of FSAMAGAG, Corporate Cash Management & Treasury ACH. Its NAICS code is 52232 and its SIC code is 6199.