What XDC Network does

XDC Network (formerly XinFin Network) is an open-source, decentralized hybrid blockchain founded in 2017 and domiciled in Singapore. Its core product is an EVM-compatible Layer 1 built on the XinFin Delegated Proof of Stake (XDPoS) consensus, delivering 2000+ TPS with sub-2-second finality at approximately $0.00012928 per transaction and 99% lower energy footprint than proof-of-work networks. The platform is purpose-built for enterprise and institutional use cases — chiefly trade finance, real-world asset (RWA) tokenization, and ISO 20022-compliant cross-border payments — with 108 institutional masternode validators, 1.08B+ cumulative transactions, and 742K+ deployed smart contracts.

The product surface extends beyond the base protocol: XDC Payments (ISO 20022-compliant settlements, on/off-ramps, custody, gold tokenization), XDC Origin (no-code smart contract deployment and asset tokenization), XDCScan (block explorer and API), XDCPay (wallet), XDC Network Remix (IDE), and the XDC Faucet. Institutional rails include the Contour Network acquisition (backed by Citi, HSBC, Standard Chartered), custody integrations with BitGo, Fireblocks, Copper, and Anchorage Digital, plus bridges to R3 Corda and Wanchain. Ecosystem programs include six accelerator partnerships (Plug and Play RWA, T-Hub Finternet, Foundership 0xCAMP, RAKDAO, BlockOn, Brinc), the XDCDAO governance layer, and a Post-Quantum Initiative launched in March 2026.

XDC's revenue mechanics are unconventional for a software company: the protocol itself generates near-zero transaction fees, and value accrues primarily through the XDC token (treasury, validator economics, ecosystem incentives) and enterprise/Foundation services. The single disclosed external funding event was a $50M commitment from LDA Capital in October 2022; the network also participated in Olea Global's $30M BBVA-led Series A in December 2025. Customer segments span Tier 1 and challenger banks (BBVA, Standard Chartered via SC Ventures, UOB, Banco Itaú, Banco ABC, Banco BV), Web3 firms (Republic, Animoca Brands, ComTech Gold), and government/Sandbox programs (Zanzibar). Headcount is 51–100; market capitalization exceeded $1.3B as of November 2025.

Name

XDC Network

Legal name

XDC Network

Website

https://xinfin.org

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

51–100 employees

Short description

XDC Network operates an open-source, EVM-compatible Layer 1 blockchain (XDPoS consensus) purpose-built for trade finance, RWA tokenization, and ISO 20022-compliant cross-border payments, serving banks, trade finance platforms, and institutional validators globally.

Ownership category

akta.pro rank

Product category

Enterprise Blockchain Infrastructure

NAICS

Securities and Commodity Exchanges (52321), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Decentralized Node Infrastructure & RPC Networks (node providers, RPC relays, indexing-as-a-service) (FSAPALAG)

akta.pro secondary industry

Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)

Keywords

• Enterprise blockchain platform
• Trade finance infrastructure
• Real-world asset tokenization
• Smart contract development
• Cross-border payments

Headquarters

HQ city

Bedok

HQ country

Singapore

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Network Transaction Fees: Users pay gas fees in XDC for transactions on the network. Fees are near-zero (~$0.00012928 per transaction), generating revenue primarily through network activity volume rather than per-transaction margins.
2. XDC Token Utility: XDC serves as the native utility token powering the network: used for transaction fees, staking for masternode validators, governance via XDCDAO, and settlement for trade finance and payment applications.
3. Enterprise and Institutional Partnerships: Revenue is generated through ecosystem growth driven by institutional validator fees, custody integrations, and adoption of tokenized RWAs on the network. Additional revenue derives from accelerator programs and developer ecosystem growth.
4. Strategic Investment Funding: XDC Network secured $50 million in funding from LDA Capital in October 2022 to support ecosystem development, expand network adoption, and fund Layer 2 projects and decentralized applications.

Pricing tiers

Go-to-market motion3 records

Distribution channels7 records

Marketing channels6 records

Core offering

XDC Network is an open-source, decentralized hybrid blockchain platform powered by XinFin Delegated Proof of Stake (XDPoS) consensus with EVM compatibility. It delivers up to 2000 TPS with sub-2-second finality and near-zero transaction fees, purpose-built for trade finance, real-world asset (RWA) tokenization, and cross-border institutional payments. The native XDC token powers transaction fees, staking for masternode validators, and governance via XDCDAO.

Product overview

XDC Network is a decentralized smart contracts platform built on the XinFin Delegated Proof of Stake (XDPoS) consensus mechanism, offering EVM-compatible blockchain infrastructure for enterprise applications. The core XDC Network platform delivers 2000+ TPS capacity with near-zero fees ($0.00012928 per transaction) and sub-2-second finality, specifically targeting trade finance and real-world asset tokenization. The ecosystem is anchored by the XDC token serving as the native settlement mechanism, supported by XDC Payments (ISO 20022-compliant cross-border transactions), XDC Origin (smart contract deployment and asset tokenization), and XDC AI Developer Tools (Coderun.ai). Developer infrastructure includes XDCScan (block explorer and API), XDCPay (wallet), XDC Network Remix (IDE), and XDC Faucet (test tokens). The network offers multiple accelerator programs including the XDC Enterprise RWA Accelerator (with Plug and Play), XDC Network Finternet Accelerator (with T Hub), and XDC 0xCAMP token launch program. XDCDAO provides community governance. Ecosystem dApps span Infrastructure, DeFi, Gaming, NFTs, RWA, and Trade Finance categories. Institutional participation is enabled through masternode validators and custody integrations.

Differentiator

Problem solved

Functional benefit

Products and services

• XDC Network Enterprise-grade public blockchain platform powered by XDPoS consensus, EVM-compatible, with 2000+ TPS throughput, sub-2-second finality, and near-zero gas fees (~$0.00012928). Designed for trade finance and RWA tokenization use cases for financial institutions and enterprises.
• XDC Payments Blockchain-powered cross-border payment solution featuring ISO 20022 compliance, on/off-ramps, secure custody, and gold tokenization for institutional settlements and payment service providers.
• XDC Origin No-code/low-code smart contract deployment platform enabling asset tokenization and integration of legacy enterprise systems with blockchain without requiring custom programming expertise.
• XDC AI Developer Tools (Coderun.ai) AI-powered developer hub providing code generation, debugging, technical support, and resources for building dApps on the XDC Network, with generative AI capabilities for Web3 development.
• XDC Enterprise RWA Accelerator Real-world asset tokenization accelerator in partnership with Plug and Play, providing selected founders with XDC Network resources, mentorship, and customized support from industry experts for RWA projects.
• XDC Network Finternet Accelerator Program Web3 startup accelerator program with T Hub in India, providing MVP-ready startups with resources, mentorship, and infrastructure aligned with the 'Make in India' government initiative.
• XDC 0xCAMP Token Launch Program Cohort-based token launch program with FoundershipHQ providing up to $100,000 in investment per startup, focused on RWA, DeFi, Gaming, and Payments themes, with 3-month token-launch readiness mentorship.
• XDC Network Masternode Program Validator infrastructure program for organizations to operate masternodes securing the XDC Network, validating transactions for trade finance and RWA applications. Institutional validators include Republic, Animoca Brands, Deutsche Telekom, HashKey Cloud, UOB Venture Management, GSR Markets, Cumberland, and others.

Quantifiable outcome

• 2000+ TPS throughput with sub-2-second finality
• +5 more outcomes

Named customers12 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration19 records

AI capability3 records

Feature7 records

Partnerships

38 partnerships are on record, tiered core, major and minor.

• Animoca BrandscoreTechnology or Integration · 19 May 2026Animoca Brands joined XDC Network as an institutional validator operating masternodes on a blockchain focused on trade finance and real-world asset transactions. The partnership aims to attract larger organizations and deepen institutional involvement in blockchain applications related to finance.
• RepubliccoreTechnology or Integration · 5 May 2026Republic joined XDC Network as an institutional masternode validator, operating nodes to help secure the network and validate on-chain transactions for trade finance and real-world asset applications. The partnership deepens Republic's blockchain infrastructure involvement beyond its marketplace and tokenization services.
• BitGocoreTechnology or Integration · 27 February 2026BitGo integrated XDC Network for institutional-grade regulated custody services using Multi-Party Computation (MPC) wallet technology. The integration enables enterprises, exchanges, and financial institutions to access compliant custody options for XDC tokens and USDC on the blockchain.
• Liqi Digital AssetsmajorStrategic or Co-development Partner · 8 February 2026XDC Network surpassed $100 million in tokenized real-world assets in Brazil through collaboration with Liqi Digital Assets, with participation from Banco Itaú, Banco ABC, Banco BV, and Milenio Capital. The partnership aims to issue $500 million in tokens by 2026, representing a major RWA tokenization milestone.
• Banco ItaúmajorStrategic or Co-development Partner · 8 February 2026Major Brazilian bank participating in tokenized RWA issuance on XDC Network in Brazil through the Liqi Digital Assets partnership, targeting $500 million in tokens by 2026.
• Banco ABCmajorStrategic or Co-development Partner · 8 February 2026Brazilian bank participating in tokenized RWA issuance on XDC Network in Brazil through the Liqi Digital Assets partnership.
• Banco BVmajorStrategic or Co-development Partner · 8 February 2026Brazilian bank participating in tokenized RWA issuance on XDC Network in Brazil through the Liqi Digital Assets partnership.
• Milenio CapitalmajorStrategic or Co-development Partner · 8 February 2026Capital management firm participating in tokenized RWA issuance on XDC Network in Brazil through the Liqi Digital Assets partnership.
• Murundi GroupmajorStrategic or Co-development Partner · 23 January 2026XDC Network signed a strategic partnership with Murundi Group Pty Ltd to deploy blockchain solutions for the India-Australia trade corridor, launching a pilot program in Q1 2026 focused on rice and coffee bean trade documentation. The XDC Trade dApp addresses paper-based inefficiencies and limited finance access through an MLETR-compliant platform.
• BlockOncoreStrategic or Co-development Partner · 1 January 2026XDC partnered with BlockOn, a leading venture builder providing incubation, acceleration, and advisory support to global innovators with blockchain-based visions since 2013. BlockOn and XDC Network co-invest in each shortlisted project and offer customized 1:1 mentorship for early-stage Web3 projects wanting to get token ready.
• Olea GlobalmajorStrategic or Co-development Partner · 16 December 2025Trade finance platform Olea Global secured $30M Series A funding led by BBVA with participation from XDC Network, theDOCK, and SC Ventures (Standard Chartered's venture arm), signaling growing institutional backing for digital trade finance solutions.
• Plug and PlaycoreStrategic or Co-development Partner · 7 July 2025XDC partnered with Plug and Play to launch the XDC Enterprise RWA Accelerator, a real world asset tokenization accelerator open to all RWA projects. Selected founders gain access to XDC Network's internal resources, mentorship, and customized support from industry experts. Plug and Play is headquartered in Silicon Valley with 60+ locations across five continents.
• FoundershipHQcoreStrategic or Co-development Partner · 2 February 2025XDC partnered with FoundershipHQ for the XDC 0xCAMP Token Launch Season 2, a 3-month cohort program where top startups from around the globe join to get token-launch ready and receive up to $100,000 investment from XDC Network. Themes include RWA, DeFi, Gaming, and Payments.
• RAKDAOcoreStrategic or Co-development Partner · 1 February 2025XDC partnered with RAKDAO, the world's first free zone dedicated to Digital Assets and Virtual Assets, to offer an exclusive token launch accelerator program focused on Gaming, DePIN, and Web3 Infrastructure. RAKDAO is based in Ras Al Khaimah, UAE.
• T HubcoreStrategic or Co-development Partner · 1 January 2025XDC Network partnered with T Hub to launch the XDC Network Finternet Accelerator Program, supporting and nurturing Web3 startups in the Indian subcontinent. The program provides MVP-ready startups with essential resources, mentorship, and infrastructure, aligned with the Government of India's 'Make in India' initiative.
• R3 (Corda Bridge)coreTechnology or IntegrationXDC Network offers interoperability via the Corda Bridge, enabling integration with R3's enterprise blockchain ecosystem for trade finance and financial applications.
• CirclecoreTechnology or IntegrationCircle's USDC and payment infrastructure integration enables institutional settlements and cross-border payment applications on the XDC Network.
• TradeTrustcoreTechnology or IntegrationTradeTrust provides digital trade documentation standards integrated with XDC Network for interoperability and compliance in global trade.
• FireblockscoreTechnology or IntegrationFireblocks provides institutional-grade digital asset infrastructure integrated with XDC Network for secure custody and transaction processing.
• Anchorage DigitalcoreTechnology or IntegrationAnchorage Digital offers regulated digital asset custody integrated with XDC Network, providing compliant infrastructure for institutional clients.
• Deutsche TelekomcoreTechnology or IntegrationDeutsche Telekom operates masternodes on XDC Network as an institutional validator, contributing to network security and demonstrating enterprise confidence in the blockchain infrastructure.
• GSR MarketscoreTechnology or IntegrationGSR Markets operates masternodes on XDC Network as an institutional validator, supporting network security and liquidity for trade finance applications.
• HashKey CloudcoreTechnology or IntegrationHashKey Cloud operates masternodes on XDC Network as an institutional validator, providing cloud infrastructure support for the blockchain network.
• UOB Venture ManagementcoreTechnology or IntegrationUOB Venture Management operates masternodes on XDC Network as an institutional validator, representing one of Singapore's leading bank's blockchain infrastructure involvement.
• ClearpoolcoreTechnology or IntegrationClearpool operates masternodes on XDC Network as an institutional validator, bringing institutional DeFi and liquidity solutions to the XDC ecosystem.
• RedstonecoreTechnology or IntegrationRedstone operates masternodes on XDC Network as an institutional validator, supporting the network's infrastructure for real-world asset tokenization.
• CoppercoreTechnology or IntegrationCopper provides institutional digital asset custody and exchange infrastructure integrated with XDC Network, enabling compliant trading and custody solutions.
• WanchaincoreTechnology or IntegrationWanchain Bridge provides cross-chain interoperability for XDC Network, enabling asset transfers and connectivity with other blockchain ecosystems.
• eTEUminorStrategic or Co-development PartnereTEU is an IGP&I-approved electronic Bill of Lading and digital trade documentation platform built on XDC Network, transforming paper-based processes into secure, automated workflows powered by smart contracts.
• TradeFinexminorStrategic or Co-development PartnerTradeFinex is a peer-to-peer trade finance platform built on XDC Network for creating trade instruments of value between buyers and sellers. It is an open protocol for banks, institutions, and users with consortium-led governance.
• XDC Trade NetworkminorStrategic or Co-development PartnerXDC Trade Network is a blockchain-based platform on XDC Network that aims to simplify global trade finance by digitizing and automating trade finance processes, offering real-time tracking, reduced paperwork, and improved SME accessibility.
• ComTech GoldminorStrategic or Co-development PartnerComTech Gold partnered with XDC Network to digitize gold using blockchain technology, enabling global electronic access to gold for institutions and individuals. ComTech Gold tokens are 100% backed by physical gold in secured vaults.
• Kinesis MoneyminorStrategic or Co-development PartnerKinesis Money partnered with XDC Network to enable minting of gold and silver-backed digital currencies (KAU and KAG) on XDC Network as XRC20 tokens, integrating with the Kinesis Exchange for trade against precious metals.
• StorXminorStrategic or Co-development PartnerStorX is a decentralized cloud storage network operating on XDC Network, empowering users to store data securely with encrypted fragments across autonomous storage nodes worldwide.
• Fathom ProtocolminorStrategic or Co-development PartnerFathom Protocol is a decentralized finance ecosystem built on XDC Network, offering the FXD over-collateralized stablecoin, a decentralized exchange, and increased liquidity for the XDC network DeFi ecosystem.
• YieldteqminorStrategic or Co-development PartnerYieldteq issues U.S. Treasury Tokens (USTY) on XDC Network, offering a stable 5.33% yield backed by short-term US government bonds as on-chain financial products.
• RyzerminorStrategic or Co-development PartnerRyzer is a platform on XDC Network enabling fractional ownership of high-value real-world assets like commercial real estate and private equity through blockchain tokenization, with entry points as low as $100. Partners with Qatar Financial Centre (QFC) and India's IFSCA (GIFT City).
• LedgerFi IT SolutionsminorStrategic or Co-development PartnerLedgerFi IT Solutions designed Zanzibar's National Blockchain Sandbox program, powered by XinFin XDC Network, aimed at positioning Zanzibar as a hub for technological innovation with priority for financial inclusion, identity verification, and certification issuance projects.

Scale indicators11 records

Recent moves6 records

Expansion highlights7 records

Broad incumbents

• Polygon Labs: Polygon is an EVM-compatible scaling ecosystem targeting enterprise and institutional adoption, including RWA tokenization partnerships with major financial institutions. Broadly comparable to XDC's EVM-compatible positioning for institutional dApps.
• Avalanche: Avalanche is an EVM-compatible Layer 1 with subnet architecture increasingly used for institutional and RWA deployments, including tokenized assets from major institutions. Competes with XDC for enterprise-grade tokenization workloads while offering broader general-purpose capabilities.
• Hyperledger Foundation (Linux Foundation): Hyperledger (Fabric, Besu, Indy) is the dominant open-source enterprise blockchain framework used by consortia for trade finance, supply chain, and interbank workflows. Sets the incumbent standard against which permissioned-friendly public chains like XDC compete for institutional deployments.

Direct peers

• Algorand: Algorand is an enterprise-focused Layer 1 blockchain also pursuing post-quantum cryptography and institutional tokenization, including real-world assets and central bank digital currencies. Highly comparable to XDC in target customers and technology differentiation.
• R3 Corda: R3's Corda is the leading enterprise DLT for trade finance, capital markets, and interbank workflows. XDC has an interoperability bridge (Corda Bridge) to Corda, and Contour Network (now part of XDC) historically ran on Corda, making it a direct competitor and partner for trade finance digitalization.
• Ripple (XRP): Ripple is the most established enterprise blockchain for cross-border payments and bank-led settlement, directly competing with XDC's payments and trade finance value proposition. Both target correspondent banking relationships and ISO 20022-aligned messaging.
• Digital Asset (Canton Network): Digital Asset builds the Canton Network, an institutional blockchain for tokenized real-world assets and synchronized financial workflows, backed by major banks and asset managers. Directly competes with XDC for institutional RWA and tokenization workloads.
• Stellar Development Foundation: Stellar is purpose-built for cross-border payments, remittances, and asset tokenization, targeting similar financial-inclusion and institutional payment corridors as XDC. Both compete for partnerships with banks, payment service providers, and RWA issuers.
• Hedera: Hedera is an enterprise-grade distributed ledger using hashgraph consensus, also targeting institutional use cases with a council of major enterprises (including Deutsche Telekom). Directly comparable to XDC's positioning as a permissioned-friendly, regulated-grade public chain for enterprise and financial applications.

Emerging players

• Tezos: Tezos is an energy-efficient Layer 1 with formal verification and a focus on institutional and regulated use cases, including tokenization of securities and real-world assets. Comparable to XDC's enterprise-blockchain positioning with an overlapping target customer base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/XDCNetwork
• GitHubgithub.com/XinFinorg
• YouTubeyoutube.com/channel/UCQaL6FixEQ80RJC0B2egX6g
• LinkedInlinkedin.com/company/xinfin
• Facebookfacebook.com/XDCNetworkBlockchain

Compliance10 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments9 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about XDC Network