Mending
Mending is a US health insurance and technology company integrating Direct Primary Care into health plans, serving individual ACA members in Maine and Oklahoma and TPAs and self-funded employers nationwide through its Mending Access B2B platform launched in 2026.
- Company typePrivate
- Founded2021
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Mending does
Mending is a US health insurance and care-delivery technology company, founded in 2021 and headquartered in New York, that integrates Direct Primary Care (DPC) into health plan offerings for both individuals and employer populations. The company operates two products: Mending Insurance, ACA Marketplace plans sold in Maine and Oklahoma that embed a free DPC membership, and Mending Access, a B2B platform launched in January 2026 that enables third-party administrators and self-funded employers nationwide to offer DPC benefits through Mending's national provider network. The platform's proprietary technology automates per-patient monthly payments to DPC physicians and aggregates claims-level clinical data for employer ROI reporting.
The company generates revenue through ACA Marketplace insurance premiums (Individual and Small Group, in wind-down after December 31, 2026) and through B2B platform licensing and access fees from TPAs and self-funded employers via Mending Access. Distribution is hybrid: direct-to-consumer enrollment via the HealthSHERPA platform and licensed broker networks in Maine and Oklahoma, plus enterprise sales and TPA/channel partnerships nationally for Mending Access. Mending holds URAC Health Insurance Exchange accreditation (HIX010025), covers 20,000+ members on the consumer side, and reports 100,000+ lives covered through the Mending Access platform since its January 2026 launch. The June 2026 partnership with CommunityCare (CCOK) transitions the Oklahoma ACA book to a co-branded carrier arrangement effective January 1, 2027, signaling a structural pivot from a licensed carrier model to a technology-and-network platform business.
Mending firmographics
Firmographics- Name
- Mending
- Legal name
- Mending
- Website
- https://mending.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mending is a US health insurance and technology company integrating Direct Primary Care into health plans, serving individual ACA members in Maine and Oklahoma and TPAs and self-funded employers nationwide through its Mending Access B2B platform launched in 2026.
- Ownership category
- akta.pro rank
Mending industry classification
Industry- Product category
- Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- ACA Marketplace (On-Exchange) Individual Plans (FSAIAEAA)
- akta.pro secondary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
Keywords
Where Mending is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Mending business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- ACA Marketplace Insurance Premiums: Mending offers Individual Marketplace health insurance plans in Maine and Oklahoma. Plans include integrated Direct Primary Care coverage as a core benefit. The company has announced discontinuation of fully-insured individual and small group plans after December 31, 2026.
- Employer-Sponsored Health Benefits: Mending integrates DPC into employer-sponsored health plans. The DPC membership is covered by employers at no additional cost to employees. Revenue comes from employer health plan contracts.
- Mending Access for TPAs: B2B platform licensing/access fees from TPAs and self-funded employers for DPC network access and integrated technology platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Free DPC membership included with all plans |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
Mending product offering
Product offeringCore offering
Mending sells health insurance and health benefits products with Direct Primary Care (DPC) bundled in. Its consumer product, Mending Insurance, offers ACA Marketplace individual and small group plans in Maine and Oklahoma that include a free DPC membership covering preventative care, chronic conditions, labs, and prescriptions. Its B2B product, Mending Access, is a technology platform that enables TPAs and self-funded employers nationwide to integrate DPC benefits into their employer-sponsored health plans.
Product overview
Mending is a healthcare company focused on Direct Primary Care (DPC), operating two main products: Mending Insurance (ACA marketplace health plans with integrated DPC coverage in Maine and Oklahoma) and Mending Access (a platform for TPAs and self-funded employers to integrate DPC into their health plans). The company partners with a national network of DPC doctors to provide members with longer appointments, direct doctor access, and preventive care.
Differentiator
Problem solved
Functional benefit
Brands
- Mending Access: Platform integrating Direct Primary Care into employer health plans, enabling TPAs and self-funded employers to offer DPC benefits to their members.
Products and services
- Mending Insurance ACA Marketplace individual and small group health insurance plans available in Maine and Oklahoma, with integrated Direct Primary Care membership included at no additional cost. Plans cover preventative care, urgent care, chronic condition management, labs, and prescriptions, with same/next-day appointments, 45-minute visits, and direct phone/text access to the DPC physician.
- Mending Access B2B technology platform that integrates Direct Primary Care into employer-sponsored health plans, enabling TPAs and self-funded employers to offer DPC benefits to their members nationwide. Provides automated per-patient monthly payments to DPC physicians, claims-level clinical data for ROI analysis, and access to a national DPC provider network.
Quantifiable outcome
- Over 100,000 lives covered through Mending Access platform since January 2026
Companies that use Mending
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles4 records
Mending technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Mending partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered flagship and core.
- CommunityCare (CCOK)flagshipPartnership to create Oklahoma ACA Marketplace health plans featuring in-network Direct Primary Care providers starting January 1, 2027. Combines CommunityCare's local health plan experience with Mending's DPC technology platform to expand access to relationship-based, preventive primary care for Oklahomans. Current Mending policyholders with DPC coverage will be transitioned to CommunityCare plans during Open Enrollment for Plan Year 2027.
- HealthSHERPAcoreOnline enrollment platform partner for ACA marketplace plan enrollment. Consumers can enroll in Mending plans through HealthSHERPA during open enrollment periods.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Mending competitors and assessment
Company assessmentEmerging players
- Forward Health: Forward Health is a membership-based primary care technology company with its own clinics and a tech-forward care model. While it focuses on direct consumer membership rather than insurance integration, it is comparable to Mending's DPC value proposition and represents a potential future competitive threat in the relationship-based primary care category.
Direct peers
- Vitable Health: Vitable Health provides employer-sponsored DPC benefits as an add-on to existing health plans, targeting small and mid-sized employers. It directly overlaps with Mending Access's value proposition of integrating DPC into employer health benefits with no cost to employees.
- Premise Health: Premise Health provides employer-sponsored primary care, including on-site and near-site clinics, as well as integrated wellness programs. Comparable to Mending as both deliver direct primary care experiences to employer-covered populations and partner with TPAs and health plans.
- Oscar Health: Oscar Health is a tech-enabled ACA Marketplace health insurer with a similar product/customer profile to Mending Insurance. Both target individual ACA buyers with differentiated, technology-forward plan designs and emphasize member experience improvements over traditional carriers.
- Everside Health: Everside Health operates DPC and on-site/near-site clinics for employers and health plans. It is directly comparable to Mending on the DPC provider-network side, as both deliver relationship-based primary care to employer-sponsored populations.
- Centivo: Centivo offers employer-sponsored health plans built around a primary-care-centric model with curated provider networks. It competes with Mending Access for the same self-funded employer customer segment prioritizing cost-effective primary-care-led health benefits.
- Hint Health: Hint Health operates a DPC enablement platform that integrates Direct Primary Care into employer health plans and provides technology for DPC practices — directly comparable to Mending Access on the B2B platform side. Both companies compete to become the infrastructure layer connecting DPC providers with employer-sponsored benefits.
- Bright Health Group: Bright Health operated tech-enabled ACA Marketplace and Medicare Advantage plans with integrated care delivery, similar in model to Mending Insurance. Although smaller today, it shares the ACA-tech-insurer category positioning with Mending.
Broad incumbents
- agilon health: agilon health partners with primary care physicians to deliver value-based care for Medicare Advantage and ACO populations. While focused on Medicare rather than ACA, it is comparable to Mending on the integrated primary-care-plus-insurance model and serves similar employer/plan sponsor customers via partnerships.
- One Medical (Amazon): One Medical (now part of Amazon) offers membership-based primary care with longer appointments and digital access, similar in care-delivery philosophy to Mending's DPC model. Both compete for patients seeking relationship-based primary care, though One Medical operates at much larger scale.
Market position
Strengths5 records
Weaknesses2 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Mending social profiles
Digital presenceMending financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mending leadership team
Management profileNumber of profiles
Profiles2 records
Mending funding detail
Funding detailFunding overview
Funding rounds3 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mending M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mending
What does Mending do?
Mending sells health insurance and health benefits products with Direct Primary Care (DPC) bundled in. Its consumer product, Mending Insurance, offers ACA Marketplace individual and small group plans in Maine and Oklahoma that include a free DPC membership covering preventative care, chronic conditions, labs, and prescriptions. Its B2B product, Mending Access, is a technology platform that enables TPAs and self-funded employers nationwide to integrate DPC benefits into their employer-sponsored health plans.
Is Mending a public or private company?
Mending is a private company. It is classified as venture growth investor backed and is currently operating.
When was Mending founded?
Mending was founded in 2021. It employs 11 to 50 people.
Where is Mending based?
Mending is headquartered in New York, United States, in the North America region.
How does Mending make money?
Three revenue lines are on record. ACA Marketplace Insurance Premiums are the primary driver. The others are employer-Sponsored Health Benefits and mending Access for TPAs.
Who are Mending's main competitors?
Forward Health is listed as an emerging player. Direct peers are Vitable Health, Premise Health, Oscar Health, Everside Health, Centivo, Hint Health and Bright Health Group. Broad incumbents are agilon health and One Medical (Amazon).
Does Mending have an API?
No public API is recorded for Mending.
What industry is Mending in?
Mending's product category is Health Insurance. Its primary akta.pro industry code is FSAIAEAA, ACA Marketplace (On-Exchange) Individual Plans, with a secondary code of FSAIAFAD, Small Group Health Insurance (2–50/100). Its NAICS code is 524114 and its SIC code is 6411.