Niva
Niva is an AI-native business identity verification platform that automates KYB onboarding for financial institutions and fintechs in Mexico and Latin America using Agentic AI, serving customers including Aplazo, Xepelin, Klar, Mercado Pago, and Uber.
- Company typePrivate
- Founded2024
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Niva does
Niva is an AI-native business identity verification platform that automates Know Your Business (KYB) processes for financial institutions and fintechs. The platform uses Agentic AI to access dozens of public and private data sources — including Mexican government registries (SAT, RPC, SIGER), company websites, social media, third-party reviews, and local news outlets — to verify business identity, trace ultimate beneficial owners, detect document tampering and fraud, and conduct due diligence. Core capabilities include real-time document validation, instant application pre-fills, 360-degree business analysis, and continuous KYB monitoring, all delivered through customizable APIs that integrate into existing onboarding flows.
Niva firmographics
Firmographics- Name
- Niva
- Legal name
- Niva Technologies, Inc.
- Website
- https://niva.co
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Niva is an AI-native business identity verification platform that automates KYB onboarding for financial institutions and fintechs in Mexico and Latin America using Agentic AI, serving customers including Aplazo, Xepelin, Klar, Mercado Pago, and Uber.
- Ownership category
- akta.pro rank
Niva industry classification
Industry- Product category
- Business Identity Verification (KYB) Software
- NAICS
- Investigation and Personal Background Check Services (561611), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Beneficial Ownership (UBO) & Corporate Registry Verification (KYB) (FSAMAMAK)
- akta.pro secondary industries
- Data, Evidence & Document Verification (IDV) for KYC (FSAMAMAN), Identity Verification, Proofing & KYC (IDV) (HDAEAJAI), Fraud Prevention & Identity Verification (IDV/KYC) (BPAMAEAI)
Keywords
Where Niva is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Niva business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- KYB SaaS Platform: B2B SaaS subscription model providing AI-powered business identity verification as a service. Customers (financial institutions and fintechs) pay for access to Niva's platform for onboarding automation, document validation, and compliance monitoring. Pricing is quote-based and likely tiered by volume or feature set.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based enterprise pricing |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels6 records
Niva product offering
Product offeringCore offering
Niva provides an AI-native Business Identity Verification Platform that automates Know Your Business (KYB) onboarding, document validation, and continuous compliance monitoring for financial institutions and fintechs. The platform uses Agentic AI to verify businesses against dozens of public and private data sources, pre-fill onboarding forms, detect fraud, trace ultimate beneficial owners, and produce regulator-ready audit trails. It is delivered to customers through customisable APIs that integrate in days into existing onboarding flows.
Product overview
Niva offers a single, unified AI-native business identity verification platform. The core platform combines Agentic AI for compliance and fraud detection, real-time document validation, automated business reviews, and customizable APIs that integrate into existing onboarding flows. Key capabilities include instant application pre-fills, 360-degree business analysis, fraud pattern detection, and continuous KYB monitoring—all accessible through their API product.
Differentiator
Problem solved
Functional benefit
Products and services
- Niva Business Identity Verification Platform AI-native KYB (Know Your Business) platform that automates business identity verification for financial institutions and fintechs, providing instant application pre-fills, real-time document validation, 360-degree business analysis, fraud detection, UBO discovery, and continuous KYB monitoring via customizable APIs.
Quantifiable outcome
- 98% reduction in review time (from 10 days to under 10 minutes)
- +7 more outcomes
Companies that use Niva
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Niva technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability9 records
Feature6 records
Niva partnerships and signals
Strategic signalScale indicators7 records
Recent moves7 records
Expansion highlights6 records
Niva competitors and assessment
Company assessmentDirect peers
- Persona: Identity verification platform offering KYC/KYB with AI-driven document review and API-first integration. Directly comparable to Niva in serving fintechs and financial institutions with customizable verification workflows.
- Middesk: KYB-focused verification platform for banks and fintechs, automating business identity verification, UBO discovery, and ongoing monitoring. Most direct US-headquartered competitor to Niva's KYB thesis.
- Sumsub: Global KYC/KYB/AML platform with strong LATAM presence, offering document verification, business checks, and continuous monitoring. Directly competes in Niva's target market and verticals.
- Alloy: Identity decisioning platform for banks and fintechs, aggregating multiple KYB/KYC data providers. Comparable API-first architecture and enterprise sales motion targeting financial institutions.
- Veriff: AI-powered identity verification platform with KYB capabilities, serving financial institutions and fintechs globally. Comparable technology stack (AI document verification) and target buyer.
- Trulioo: Global identity verification platform with business verification (KYB) capabilities across 195+ countries. Direct competitor for enterprise financial institution buyers needing cross-border business verification.
- Bureau.id: LATAM-focused identity verification and fraud prevention platform serving financial institutions across the region. Closest geographic peer to Niva with overlapping customer base in LATAM fintechs.
Broad incumbents
- ComplyAdvantage: AML/KYC platform offering business verification and ongoing monitoring as part of a broader financial crime suite. Larger incumbent with overlapping continuous monitoring and sanctions screening use cases for Niva's customers.
- Onfido (Entrust): AI-based identity verification provider now part of Entrust, offering KYC and KYB capabilities to financial institutions. Broader identity portfolio but comparable underlying AI document review technology.
Emerging players
- Ocrolus: AI-powered document automation and analysis platform for financial services, including fraud detection and verification workflows. Partial overlap with Niva's document analysis capabilities targeting fintechs and lenders.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Niva social profiles
Digital presenceNiva compliance and trust
Trust signalCompliance1 record
Niva financial estimates
Financial estimateRevenue estimate
Valuation estimate
Niva leadership team
Management profileNumber of profiles
Profiles2 records
Niva funding detail
Funding detailFunding overview
Funding rounds2 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Niva M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Niva
What does Niva do?
Niva provides an AI-native Business Identity Verification Platform that automates Know Your Business (KYB) onboarding, document validation, and continuous compliance monitoring for financial institutions and fintechs. The platform uses Agentic AI to verify businesses against dozens of public and private data sources, pre-fill onboarding forms, detect fraud, trace ultimate beneficial owners, and produce regulator-ready audit trails. It is delivered to customers through customisable APIs that integrate in days into existing onboarding flows.
Is Niva a public or private company?
Niva is a private company. It is classified as venture growth investor backed and is currently operating.
When was Niva founded?
Niva was founded in 2024. It employs 11 to 50 people.
Where is Niva based?
Niva is headquartered in New York, United States, in the North America region.
How does Niva make money?
One revenue line is on record: KYB SaaS Platform.
Who are Niva's main competitors?
Direct peers on record are Persona, Middesk, Sumsub, Alloy, Veriff, Trulioo and Bureau.id. Broad incumbents are ComplyAdvantage and Onfido (Entrust). Ocrolus is listed as an emerging player.
Does Niva have an API?
Yes. Niva offers APIs that integrate into existing onboarding flows, allowing customers to pick and choose specific features. The APIs enable real-time document validation, pre-filled applications, automated 360-degree business reviews, and compliance checks. Developer documentation is at app.niva.co.
What industry is Niva in?
Niva's product category is Business Identity Verification (KYB) Software. Its primary akta.pro industry code is FSAMAMAK, Beneficial Ownership (UBO) & Corporate Registry Verification (KYB), with a secondary code of FSAMAMAN, Data, Evidence & Document Verification (IDV) for KYC. Its NAICS code is 561611 and its SIC code is 6199.